Suze Orman Quotes & Sayings

I believe in God big time and I'm proud to say I believe in God. — Suze Orman

A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or has a small mortgage balance remaining. — Suze Orman

Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand. — Suze Orman

Live below your means but within your needs. — Suze Orman

People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well. — Suze Orman

It's not what you make, but how you feel about what you make and what you spend. — Suze Orman

I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months. — Suze Orman

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards. — Suze Orman

Put your financial life on autopilot as a form of 'forced' saving. — Suze Orman

If you're going down the street and you're going the wrong way, remember- God permits U-turns — Suze Orman

The truth is that you are nothing more than the custodian of your inner and outer wealth while you are on this planet. All you have to decide is what kind of custodian do you want to be? Do you want to be a good custodian of your inner and outer wealth? Or a bad custodian? — Suze Orman

Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think. — Suze Orman

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62. — Suze Orman

Thoughtful financial planning can easily take a backseat to daily life. — Suze Orman

At the end of your life, you cannot take a penny with you. So what is the object of money if you can't take it with you? — Suze Orman

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy. — Suze Orman

Women fake orgasms and men fake finances. — Suze Orman

You can't build a foundation on lies. — Suze Orman

Each cent you apply toward diminishing your debt replenishes you. — Suze Orman

We each focus on what we're going to buy, but that's an incorrect focus. Focus instead on why you want to spend the money on this or that. What feeling in you does it satisfy? — Suze Orman

I always knew that I would have to make it on my own somehow. — Suze Orman

We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education. — Suze Orman

Anything that gets people to think harder about their financial security and take some responsibility is a good thing. — Suze Orman

The truth is women in the workplace don't have to fight nearly as hard for opportunities, or to dispel stereotypes, as they did before. — Suze Orman

If you're not staying on top of your money, you are putting your financial well-being at risk. — Suze Orman

True generosity must benefit both parties. No woman can control her destiny if she doesn't give to herself as much as she gives of herself. — Suze Orman

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all. — Suze Orman

I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document. — Suze Orman

Whenever you're confronted with a tough work situation, stop for a second and try to honestly answer this question:
Am I approaching this emotionally or am I approaching this professionally? — Suze Orman

Money doesn't bring courage, I learned. It's the other way around. Once I took that lesson to heart, I began to rebuild my life. — Suze Orman

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account. — Suze Orman

When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life. — Suze Orman

If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt. — Suze Orman

I want to conquer the unknown. I really, really want to live on the water and captain my own boat. I have dreamed of going around the world on a boat. — Suze Orman

When you are grateful - when you can see what you have - you unlock blessings to flow in your life. — Suze Orman

The less you have to think about how to spend every dollar, the more likely you are to spend wisely. — Suze Orman

Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums. — Suze Orman

Financial freedom is our birthright, rather than the "slave walk" of the Monday through Friday grind. — Suze Orman

Stop saying yes out of fear about what others will think about you and say NO out of love for yourself! — Suze Orman

As our net worth falls, so does our self-worth. Ironically, it's when we don't have it that we most feel we have to flaunt it ... — Suze Orman

Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live. — Suze Orman

Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters. — Suze Orman

Try handling problems in the office as dispassionately as you can and I guarantee you will have a better time of it; not least because when you bring emotion into the conversation, you furnish your colleagues with an easy "out" for dismissing you. If you are able to strip out the emotion, however, people have to deal with you based on the facts. — Suze Orman

Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there. — Suze Orman

I'd rather make 50 percent of something than 100 percent of nothing. — Suze Orman

We women know how to take care of everybody so well. But the one person we have written out of the equation is us. — Suze Orman

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom — Suze Orman

What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it. — Suze Orman

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare. — Suze Orman

Be as good to yourself as you are to those you love. — Suze Orman

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have. — Suze Orman

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life. — Suze Orman

When it comes to tackling your financial goals, whatever they might be, there's no time like the present. — Suze Orman

It's not selfish to give TO yourself as much as you give OF yourself — Suze Orman

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts. — Suze Orman

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift ... I can't show up at this party and not have something for everybody.' — Suze Orman

You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it. — Suze Orman

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time. — Suze Orman

Cleanliness is a state of purity, clarity, and precision — Suze Orman

I have come to think that money is very much like a person, and it will respond when you treat it as you would a cherished friend - never fearing it, pushing it away, pretending it doesn't exist, or turning away from its needs, never clutching it so hard that it hurts ... if you tend it like the living entity it is, then it will flourish, grow, take care of you for as long as you need it ... — Suze Orman

Make this the year you tackle that credit card debt once and for all. — Suze Orman

Messages about money are passed down from generation to generation, worn and chipped like the family dishes. — Suze Orman

People's feelings about themselves change when they change the way they handle their money. Once they begin treating their money with respect, their self-respect shoots up as well. — Suze Orman

Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant. — Suze Orman

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings. — Suze Orman

Not everything is about money. — Suze Orman

The middle class has disappeared. We have a highway to poverty and no roads coming out. — Suze Orman

For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there I got a job at Merrill Lynch as an account executive, from where I went to vice president of investments for Prudential-Bache Securities. I started my own firm in 1987. — Suze Orman

Nothing's greater in life to see somebody who doesn't have start to value who they are and, as soon as they feel valued, they can change this world too. — Suze Orman

If you're financially responsible, your children have a much better chance to grow up financially responsible. — Suze Orman

The less money you owe, the less income you'll need and the less you'll have to save for tomorrow. — Suze Orman

If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall. — Suze Orman

When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do. — Suze Orman

It's impossible to map out a route to your destination if you don't know where you're starting from. — Suze Orman

Recast your current problems into proactive goals. — Suze Orman

Abundance is about being rich, with or without money. — Suze Orman

If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well. — Suze Orman

Time is key to building your financial security. — Suze Orman

Stop buying things you don't need, to impress people you don't even like. — Suze Orman

We need to give people more of an incentive to work, to save, to invest, to create a true future for themselves. — Suze Orman

Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done. — Suze Orman

In order to live a rich life, everything about who you are must
be one, in alignment, and in pure harmony. — Suze Orman

You must remember the value that you add to others and not just what others have added to you. That's how we build self-worth, which, in my opinion, is just as important as net worth. — Suze Orman

The world needs another vehicle to get people to pay in cash. — Suze Orman

The truth will always lead you to a better place and a bigger place. And every single setback, every single one, has led me - not in my time, but in the time that it was meant to happen - to a place that I never in a million years could have imagined that I could go or become. — Suze Orman

Just because one of you earns the paycheck doesn't mean that person should lord over how the money is handled. — Suze Orman

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. — Suze Orman

No one's ever achieved financial fitness with a January resolution that's abandoned by February. — Suze Orman

Once you stop looking for a job, you are no longer considered part of the unemployment number. — Suze Orman

How you end something as profound and important as a marriage is a reflection of how you live your life
financially, emotionally, and spiritually. — Suze Orman

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do. — Suze Orman

Here's what's interesting about women. When it comes to their babies, when it comes to their children, they become these financial warriors like I have never seen before. They will not turn their back on the battlefield. — Suze Orman

If there is anyone dependent on your income - parents, children, relatives - you need life insurance. — Suze Orman

I've learned from her [ Oprah Winfrey] really how to stand in one's truth, how if you just simply are who you are, you know, you're heavy, you're thin, you're happy, you're sad - if you just speak your truth as it comes into your mind, then that's what people relate to. — Suze Orman

You have to see every potential roadblock as an opportunity
and a benefit. — Suze Orman

You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures. — Suze Orman

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. — Suze Orman

I've learned an encyclopedia version of life from Oprah Winfrey. — Suze Orman

Get rid of debt now. — Suze Orman

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace. — Suze Orman