Money Loan Quotes & Sayings

If two parties, instead of being a bank and an individual, were an individual and an individual, they could not inflate the circulating medium by a loan transaction, for the simple reason that the lender could not lend what he didn't have, as banks can do. Only commercial banks and trust companies can lend money that they manufacture by lending it. — Irving Fisher

If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant. — Dave Ramsey

My mother was keen that I complete my graduation and never ever wanted me to be in the movies, as my father had made five films that lost money. One of the films he made was 'Agneepath,' which was hugely hyped but underwhelming at the box office, and I remember that my dad had to sell my grandmother's flat to pay off the loan. — Karan Johar

There's a big difference between having relatives who have money and actually having it yourself. Just because you have a cousin who has a lot of money doesn't mean he shares it with you. Or that you'd ask him for a loan. — Whit Stillman

Target prices? How that works? I know quite a bit about farm policy. I come from Indiana, which is a farm state. Deficiency payments - which are the key - that is what gets money into the farmer's hands. We got loan, uh, rates, we got target, uh, prices, uh, I have worked very closely with my senior colleague, (Indiana Sen.) Richard Lugar, making sure that the farmers of Indiana are taken care of. — Dan Quayle

Getting a tax refund is nice, but having more money year-round is better. If you get a chunk of change from the IRS, you're giving the government an interest-free loan - not something they, or any bank, would ever give you. Instead, change your withholding so you get a little extra in each paycheck. — Jean Chatzky

You hope your buddies will win so you don't have to loan them any money. — Chris LeDoux

poverty is not the result of rapacious financiers exploiting the poor. It has much more to do with the lack of financial institutions, with the absence of banks, not their presence. Only when borrowers have access to efficient credit networks can they escape from the clutches of loan sharks, and only when savers can deposit their money in reliable banks can it be channelled from the idle rich to the industrious poor. — Niall Ferguson

Indentured servitude is banned, but what about students seeking to sell shares of their future earnings in exchange for money up front to pay for their college tuitions? — Robert B. Reich

We developed microfinance to fight loan sharks - I was telling people don't go to loan sharks - not trying to take advantage and make money for myself. I would be a junior loan shark if I did ... It is not a panacea. — Muhammad Yunus

That scene in the office stayed with me. Those cigars, the fine clothes. I thought of good steaks, long
rides up winding driveways that led to beautiful homes. Ease. Trips to Europe. Fine women. Were they
that much more clever than I? The only difference was money, and the desire to accumulate it.
I'd do it too! I'd save my pennies. I'd get an idea, I'd spring a loan. I'd hire and fire. I'd keep whiskey in
my desk drawer. I'd have a wife with size 40 breasts and an ass that would make the paperboy on the
corner come in his pants when he saw it wobble. I'd cheat on her and she'd know it and keep silent in
order to live in my house with my wealth. I'd fire men just to see the look of dismay on their faces. I'd
fire women who didn't deserve to be fired. — Charles Bukowski

The man who won't loan money isn't going to have many friends - or need them. — Wilt Chamberlain

When banks extend loans to their customers, they create money by crediting their customers' accounts. — Mervyn King

But we can't alibi all our ills by just knocking the old banker. First he loaned the money, then the people all at once wanted it back, and he didn't have it. Now he's got it again, and is afraid to loan it, so the poor devil don't know what to do. — Will Rogers

There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan, it's not working for you - and if you leave your job, you'll have to pay it back in 60 days or treat it as a taxable withdrawal. — Jean Chatzky

Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people. — Suze Orman

Never loan money to friends or family that you are not able to write off entirely. — Emily Yoffe

This was the argument put forward during the War when the expenditure on the army and navy had to be met; and this was the argument put forward in Germany and Austria after the War when a part of the population had to be provided with cheap food, the losses on the operation of the railways and other public undertakings met, and reparations payments made. The assistance of inflation is invoked whenever a government is unwilling to increase taxation or unable to raise a loan; that is the truth of the matter. — Ludwig Von Mises

When I was a commercial loan officer for a large bank in San Francisco, my boss taught us that you should never make a loan to someone who is following his passion. For example, you don't want to give money to a sports enthusiast who is starting a sports store to pursue his passion for all things sporty. That guy is a bad bet, passion and all. He's in business for the wrong reason. My — Scott Adams

My life is on loan, like money borrowed from a bank. God is the lender, and He retains the right to call in the loan any time. Though I am responsible for taking care of it, I do not own this life; it is borrowed. Why should I fear its loss or the loss of anything else in this world when I must surrender it all anyway? — James Dillehay

If you've taken Econ 101, you know that the quantity of money rises only when the banking system makes a net loan. — Kenneth Fisher

bought one of the software programs, and worked the system. That particular software covered more than 300,000 available scholarships. She narrowed the database search until she had 1,000 scholarships to apply for. She spent the whole summer filling out applications and writing essays. She literally applied for 1,000 scholarships. Denise was turned down by 970, but she got 30, and those 30 scholarships paid her $38,000. She went to school for free while her next-door neighbor sat and whined that no money was available for school and eventually got a student loan. — Dave Ramsey

If you don't have savings, and your co-founders are as poor as you are, and if Mom and Dad won't loan you money, then your best bet is to find people that know you - your friends. If they, too, won't help, then you're stuck seeking out angel investors. — Vivek Wadhwa

The war has ended with every one owing every one else immense sums of money. Germany owes a large sum to the Allies, the Allies owe a large sum to Great Britain, and Great Britain owes a large sum to the United States. The holders of war loan in every country are owed a large sum by the States, and the States in its turn is owed a large sum by these and other taxpayers. The whole position is in the highest degree artificial, misleading, and vexatious. We shall never be able to move again, unless we can free our limbs from these paper shackles. — John Maynard Keynes

The secret of high finance ... if you really need a loan, you won't qualify. And if you don't need a loan, all the lenders will line up to give you money. — Joanne Fluke

When I get asked the question, "Do I want to loan you money?" I want to know, how much do you earn? How much do you owe? What is your net worth? When people talk about countries for some reason they only ask how much did you earn and what's your debt? — George Friedman

After finishing grad school, the Little Mermaid started a nonprofit to fight for the rights of mercitizens. She decided at that moment that she would never measure her success by financial gain, but instead only by how much good she contributed to the world. Money was irrelevant to her.

Later that day she got her first student loan bill. — Tim Manley

I let her know that I expected as much money with their daughter as would pay off my remaining debt for the printing-house, which I believe was not then above a hundred pounds. She brought me word they had no such sum to spare; I said they might mortgage their house in the loan-office. The answer to this, after some days, was, that they did not approve the match; that, on inquiry of Bradford, they had been inform'd the printing business was not a profitable one; the types would soon be worn out, and more wanted; that S. Keimer and D. Harry had failed one after the other, and I should probably soon follow them; and, therefore, I was forbidden the house, and the daughter shut up. — Various

I will get a loan and pay the money the court asks for. But I will not lay down my writing and I still say this was an important book to write. — Asne Seierstad

My main philosophy is that money is a loan from God. I'm in charge of it. I'm responsible for investin it, giving some of it away, providing for my family, and protecting it. — Orel Hershiser

That he who hath the loan of money has not repaid it, and he who has repaid has not the loan; but he who has acknowledged a kindness has it still, and he who has a feeling of it has requited it. — Marcus Tullius Cicero

Thus, our national circulating medium is now at the mercy of loan transactions of banks, which lend, not money, but promises to supply money they do not possess — Irving Fisher

What Steve Jobs and I did-and at the same time Bill Gates and Paul Allen did-we had no savings accounts, no friends that could loan us money. But we had ideas, and I wanted all my life to be a part of a revolution. — Steve Wozniak

I mean, Dodd-Frank is strangling small community banks. It doesn't make any difference what the interest rate is. They're not - they're not going to loan the money because they can't make any money for one thing plus the cost of compliance. — Rick Perry

there is nothing safer than lending money to people with property. Why? Because if they default on the loan, you can repossess the house. Even if they run away, — Niall Ferguson

Looking over world literature, it is almost impossible to find a single sympathetic representation of a moneylender- or anyway, a professional moneylender, which means by definition one who charges interest. I'm not sure there is another profession (executioners?) with such a consistently bad image. It's especially remarkable when one considers that unlike executioners, usurers often rank among the richest and most powerful people in their communities. Yet the very name, "usurer," evokes images of loan sharks, blood money, pounds of flesh, the selling of souls, and behind them all, the Devil, often represented as himself a kind of usurer, an evil accountant with his books and ledgers. — David Graeber

Never loan money, you're not reading or willing to give away. — Marshall Sylver

Imagine you have six loans, small to huge. People want to close loans and because of that, they try to pay off the small loans, but that's not the right strategy. The right strategy, of course, is to pay the loan with the highest interest rate. People make this mistake and it costs them lots and lots of money, it's a very expensive mistake because interest rates accumulate and become very, very expensive very quickly. — Dan Ariely

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead. — Suze Orman

If brains were money, you'd need to take out a loan to buy a cup of coffee. — Shelley Long

It wasn't Glen's jealousy that surprised him. "You owe Roy money?"
"Yep. Borrowed it to get my truck painted."
"Roy's a loan shark, too?"
"You ever see JAWS?" Snakebite asked.
Glen said he had.
"How 'bout THE GODFATHER?"
"Yeah."
"Well, if Michael Corleone waded out in the ocean and fucked that shark, then you'd have old Roy."
from the Tom Franklin short story "Grit" (page 31) from POACHERS:STORIES — Tom Franklin

I turned on my heel and left the building. With only £4.76 in the bank, and my subscription to 'Men Only' due, things were looking bleak. Seeing that Keith Moore had apparently purloined Sting's money, though at this time, he had not been yet convicted of the offence, it seemed to me that he was a better bet for a loan than Sting was. — James Berryman

[13] But it sometimes comes about that, when we have properly granted certain premisses, certain conclusions are derived from them that, though false, nonetheless follow from them. [14] What am I to do, then? Accept the false conclusion? [15] And how is that possible? Then should I say that I was wrong to accept the premisses? No, this isn't permissible either. Or say: That doesn't follow from the premisses? But that again isn't permissible. [16] So what is one to do in such circumstances? Isn't it the same as with debts? Just as having borrowed on some occasion isn't enough to make somebody a debtor, but it is necessary in addition that he continues to owe the money and hasn't paid off the loan; likewise, our having accepted the premisses isn't enough to make it necessary for us to accept the inference, but we have to continue to accept the premisses. [ — Epictetus

Student loan debt is crushing young people. And so they're not doing the things we would expect them to do. They're not moving out of their parents' homes in as big a numbers, they're not saving up money for down payments, they're not buying homes or cars or starting small businesses or doing any of the things that help move this economy forward. — Elizabeth Warren

Keep harping on about how Europe's close to accepting you," the American ambassador to Moldova suggested coldly to the president, when the latter came to ask for a loan. "They'll grab onto that like a rabbit after a carrot. But I'm sorry. I cannot give you any money. — Vladimir Lorchenkov

Now, suppose that a homeowner puts down only 3% of their own money or 3.5% for the FHA. That means if prices go down by only 3%, the house will be in negative equity and it would pay the homeowner just to walk away and say, "The house now is worth less than the mortgage I owe. I think I'm just going to move out and buy a cheaper house." So it's very risky when you have only a 3% or 3.5% equity for the loan. The bank really isn't left with much cushion as collateral. — Michael Hudson

If you wanted to create jobs in a way that has minimal effect on the deficit but has government action, the two best things you could do are the infrastructure bank and a simple SBA-like loan guarantee for all building retrofits, where the contractor or the energy-service company guarantees the savings. So that allows the bank to loan money to let a school or a college or a hospital or a museum or a commercial building unencumbered by debt to loan it on terms that are longer, so you can pay it back only from your utility savings. You could create a million jobs doing that. — William J. Clinton

When banks place credits into your account, they are merely pretending to lend you money. In reality, they have nothing to lend. Even the money that non-indebted depositors have placed with them was originally created out of nothing in response to someone else's loan. So what entitles the banks to collect rent on nothing? It is immaterial that men everywhere are forced by law to accept these nothing certificates in exchange for real goods and services. We are talking here not about what is legal, but what is moral. — G. Edward Griffin

The only people that a bank will loan money to is the very people who don't need it. — Mark Twain

Every sensible banker understands that Greece should not have received any more money: a bankrupt state that can never be expected to repay loans is not a good debtor. — Yanis Varoufakis

If you want to access the funds without wasting your money then get applied for bad credit no fee loans. They are excellent financial scheme that allows the borrowers to gain the desired amount of funds without demanding any additional charges or collateral from them. The best part of this loan plan is that poor creditors can also enjoy the service of this loan without any hindrance of their negative credit profile. — John Smith

We have to change public perception of ex-convicts. Most Canadians don't realize that when you come out of prison, you're a complete pariah. You can't get a car loan or money from a bank to start a business. So most end up back in prison within 24 months. It's just so wrong. We need to fix this problem. — Kevin O'Leary

Privacy is a vast subject. Also, remember that privacy and convenience is always a trade-off. When you open a bank account and want to borrow some money, and you want to get a very cheap loan, you'll share all details of your assets because you want them to give you a low interest rate. — Nandan Nilekani

I'd prefer that you get no refund at all. If you are getting one, it means that you've made an interest-free loan to the government and your money has been working for them - not you - all year long. — Clark Howard

Ain't it shame how folk see time like money in the bank when it's more like a loan that might jus' fall due any second? — Patrick Neate

And what people want to own, of course, is real estate. So a dental hygienist with bad credit making forty thousand dollars a year felt that she deserved to park her ass in a million-dollar home. With a little creative financing, and as long as housing prices continued to rise, she believed that she could afford a million-dollar home. And as long as the dental hygienist continued to pay interest on the mortgage for the million-dollar home, as long as housing prices continued to rise, as long as more loan officers approved more loans for more dental hygienists with bad credit who could continue to pay the interest on their overblown mortgages, housing prices would indeed stay stratospheric, and banks could print money based on that certainty. And, like your nursery rhyme, that was the house that Jack built." Kalchefsky — Jade Chang

Who takes out a home loan and doesn't make the first payment?" asked Danny Moses, putting the matter one way. "Who the fuck lends money to people who can't make the first payment?" asked Eisman, putting it another. When — Michael Lewis

A banker who is allowed to borrow money at X and loan it out at X plus Y will just go crazy and do too much of it if the civilization doesn't have rules that prevent it. — Charlie Munger

To hell with your money
No no come on I belong to the family now see I know how it is with a young fellow he has lots of private affairs it's always pretty hard to get the old man to stump up for I know haven't I been there and not so long ago either but now I'm getting married and all specially up there come on don't be a fool listen when we get a chance for a real talk I want to tell you about a little widow over in town
I've heard that too keep your damned money
Call it a loan then just shut your eyes a minute and you'll be fifty
Keep your hands off of me you'd better get that cigar off the mantel — William Faulkner

I ain't never loan friends money; I give it to 'em and I don't expect to get it back. Even when he says, "I'll pay you back," I never expect it. If he gives it back, then hey, that's a feather in his cap, but I don't expect to get it back. — Mike Tyson

The major studios are by and large banks, and they give you what is by and large a loan to make a movie. Like banks, they want their money back plus. — Sean Penn

What is the difference between a gangster pulling out a gun and demanding you give him a thousand dollars of "protection money," and that same gangster pulling out a gun and demanding you provide him with a thousand-dollar "loan"? In — David Graeber

It is true that there are important differences between that money which plays the chief part in domestic trade, is the instrument of most exchanges, predominates in the dealings between consumers and sellers of consumption goods, and in loan transactions, and is recognized by the law as legal tender, and that money which is employed in relatively few transactions, is hardly ever used by consumers in their purchases, does not function as an instrument of loan operations, and is not legal tender. In popular opinion, the former money only is domestic money, the latter foreign money. Although we cannot accept this if we do not want to close the way to an understanding of the problem that occupies us, we must nevertheless emphasize that it has great significance in other connexions. — Ludwig Von Mises

On one level, going bust didn't bother me. It was the 80s, and there wasn't the stigma about bankruptcy that you might think. My mates weren't bothered. My dad was in business.. he knew that it happened, too. He loaned me the money to bail me out, and I got a loan from the bank to pay him back. — Simon Cowell

When a bank makes a loan, it simply adds to the borrower's deposit account by the amount of the loan. It does not take this money from anyone else's deposit; it was not previously paid in to the bank by anyone. It's new money, created by the bank for the use of the borrower. — Robert B. Anderson

If we wanted a program to help the majority of the population, we'd offer loan guarantees to help poor people get access to reliable cars so that they could have a better shot at getting - and keeping - a well-paying job ... A small amount of capital could make a much bigger difference in their lives than extra student loan relief for middle-class college kids would. — Megan McArdle

When making their loans, the bankers should have thought more carefully about how easily they could call back the money - essentially a question about the liquidity of the loan. — Niall Ferguson

The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all. — Suze Orman

Students can spend their money better than government can. It should not require a federal loan and decades of debt for students to get a college degree. Price limits access - plain and simple. — Rick Scott

Who among us would ask our children for a loan, so we could spend money we do not have on things we do not need? — Bobby Jindal

When I began reflecting on this law, I saw that it applied again and again to examples of people successfully acquiring more control in their careers. To understand this, notice that the definition of "willing to pay" varies. In some cases, it literally means customers paying you money for a product or a service. But it can also mean getting approved for a loan, receiving an outside investment, or, more commonly, convincing an employer to either hire you or keep writing you paychecks. Once you adopt this flexible definition of "pay for it," this law starts popping up all over. Consider, — Cal Newport

But the arbitrary cuts, edits, and other changes the studio bosses made before releasing that movie were a bitter lesson for my friend, who valued creative control of his work as paramount. When he went on to make a movie based on another script of his own, a big Hollywood studio offered him a standard deal whereby the studio financed the project and held the power to change the film before its release. He refused the deal - his artistic integrity was more important. Instead my friend "bought" creative control by going off on his own and putting every penny of his profits from the first film into this second project. When he was almost done, his money ran out. He went looking for loans, but bank after bank turned him down. Only a last-minute loan from the tenth bank he implored saved the project. The film was Star Wars. — Daniel Goleman

You loan your friend money. You see them again, they don't say nothin' 'bout the money. 'Hi, how ya doin'? How's ya mama doing?' Man, how's my money doin'? — Chris Tucker

Today, banks are allowed to loan out at least ten times the amount they actually are holding, so while you wonder how they get rich charging you 11% interest, it's not 11% a year they make on that amount but actually 110%. The bank lends other people's money to those that need loans, and when the bank runs out of money, they call the Federal Reserve for more. — Joseph P. Kauffman

Question- Should I loan a small amount of money to a friend? Answer- If you are sure that you can, if necessary, spare both. — Judith Martin

That is to say, under the old way any time we wish to add to the national wealth we are compelled to add to the national debt. Now, that is what Henry Ford wants to prevent. He thinks it is stupid, and so do I, that for the loan of $30,000,000 of their own money the people of the United States should be compelled to pay $66,000,000 - that is what it amounts to, with interest. — Thomas A. Edison