Homeowner Quotes & Sayings

The electronics industry expanded rapidly and the seeds for the semiconductor and software revolution were planted. The postwar period also saw the suburbanization of America, the rise of the homeowner, the build-out of the interstate highway system, and the rise of automobile culture. Credit availability expanded dramatically. — Barry Ritholtz

I pay for homeowner's insurance, I pay for car insurance, I pay for health insurance. — Elizabeth Warren

I think that we should ban so-called junk guns. I think we should ban assault weapons like the weapons used here [in Fort Worth], yes. I think that the kinds of weapons that have no legitimate use for hunting or the kind of weapon that a homeowner would use, I think they should be banned, yes, those kind of weapons. — Al Gore

America, land of coupling, land of sanctioned marriage and two-person twined knots, land of tireless good-citizen living, land of the happy family, land of the free and the brave and the locked imagination, land of ignorant homeowner masses lined up in twos. — Lidia Yuknavitch

True story: Some homeowner's burning a yard pile just like this one. And he goes inside for lemonade and opens the cabinet under the sink to toss something in the trash, and this rat's down in the bottom, gnawing a chicken bone. The rat had been driving the guy crazy for months, living in the walls and scampering through the attic at night like it had combat boots. So the guy grabs a rolling pin and beats it to death. Then he takes it outside and throws it on the burning pile." "Good story," said Coleman. "What's the problem?" "The rat's not dead. The heat wakes him up. It jumps off the pile and makes a beeline for the house. Except now its fur's on fire. The homeowner tries to intercept, but it zips between his legs, runs back inside and gets in the walls. Ignited the insulation. Whole place burned down. — Tim Dorsey

When I'm doing kitchen planning as well as bathroom design, I try to walk through the day with the homeowner. If we're talking about a kitchen, it will be: So, we are walking in with the groceries. When we are taking them out of the car, where will they go? What is the distance to fridge, to pantry? — Candice Olson

Back in the 1980s, the original stated purpose of the mortgage-backed bond had been to redistribute the risk associated with home mortgage lending. Home mortgage loans could find their way to the bond market investors willing to pay the most for them. The interest rate paid by the homeowner would thus fall. The goal of the innovation, in short, was to make the financial markets more efficient. Now, somehow, the same innovative spirit was being put to the opposite purpose: to hide the risk by complicating it. The market was paying Goldman Sachs bond traders to make the market less efficient. — Michael Lewis

why the rating agencies weren't more critical of bonds underpinned by floating-rate subprime mortgages. Subprime borrowers tended to be one broken refrigerator away from default. Few, if any, should be running the risk of their interest payment spiking up. As most of these loans were structured, however, the homeowner would pay a fixed teaser rate of, say, 8 percent for the first two years, and then, at the start of the third year, the interest rate would skyrocket to, say, 12 percent, and thereafter it would float at permanently high levels. — Michael Lewis

In the past, if a homeowner with a mortgage had a problem making the payment, often he'd get together with a lender and strike a deal, because foreclosures are very expensive to the lender and obviously not good for the homeowner and the community. — Henry Paulson

Household was making loans at a faster pace than ever. A big source of its growth had been the second mortgage. The document offered a fifteen-year, fixed-rate loan, but it was bizarrely disguised as a thirty-year loan. It took the stream of payments the homeowner would make to Household over fifteen years, spread it hypothetically over thirty years, and asked: If you were making the same dollar payments over thirty years that you are in fact making over fifteen, what would your "effective rate" of interest be? It was a weird, dishonest sales pitch. The borrower was told he had an "effective interest rate of 7 percent" when he was in fact paying something like 12.5 percent. "It was blatant fraud," said Eisman. "They were tricking their customers. — Michael Lewis

I almost fell off my stool. Not because I didn't think he loved Shaw, or that he would make an awesome husband, but because he was my impulsive, wild, unhinged little brother. Rule was not a guy that I ever thought would settle into the role of responsible homeowner and faithful husband. I just stared at him until he got mad and snapped. — Jay Crownover

Now, suppose that a homeowner puts down only 3% of their own money or 3.5% for the FHA. That means if prices go down by only 3%, the house will be in negative equity and it would pay the homeowner just to walk away and say, "The house now is worth less than the mortgage I owe. I think I'm just going to move out and buy a cheaper house." So it's very risky when you have only a 3% or 3.5% equity for the loan. The bank really isn't left with much cushion as collateral. — Michael Hudson

Homeowners' Association: the means whereby people who own homes are able to transfer their rights to the neighborhood control freaks. — Ron Brackin

If God did not intend the cat to live happily with humankind, why is there a meow in the middle of the word 'hoMEOWner'? — Leonore Fleischer

Every homeowner deserves a Zen-like area to revitalize, rejuvenate and read. — Geralin Thomas

I can't think of another enterprise other than being a homeowner that can't have its debt restructured in bankruptcy. Corporations can but a homeowner can't? Now with securitization the homeowner can't go to the owner of the loan and work things out. — Eli Broad

In a forbearance, the homeowner pays interest and principal on a smaller mortgage, at least for a time, but still owes the full amount. The lower monthly payment helps with affordability, giving stressed homeowners a break. — Mark Zandi

I am not and will never again be a young writer, a young homeowner, a young teacher. I was never a young wife. The only thing I could do now for which my youth would be a truly notable feature would be to die. If I died now, I'd die young. Everything else, I'm doing middle-aged. — Meghan Daum

If God had wanted us to spend all our time fretting about the problems of home ownership, He would never have created beer. This is not to say that I am recommending that you totally ignore your responsibilities as a homeowner and just sit around all day with a can of beer in your hand. No indeed, I have long been a believer in purchasing bottled beer, and pouring it into a chilled glass. — Dave Barry

Regarding local residents attempting to ban sex shops from their neighborhoods: You show me a parent who says he's worried about his child's innocence and I'll show you a homeowner trying to maintain equity. — George Carlin

We caught seventy-five frogs that night! We left our ice chest in the truck, so I was putting frogs in my socks and the pockets of my pants and shirt.
When we couldn't carry any more frogs, we made our way back to my truck. As soon as we arrived, police cars came from every direction. A homeowner in the neighborhood must have seen my truck and feared we were burglars. As the police questioned us, they must have thought Mike was drunk, because he couldn't stop laughing. They kept asking me what we'd been drinking and smoking and where it was. When a policeman shined a light on my shirt, I figured out what Mike was giggling about. I forgot I'd stuffed a frog into the front pocket of my shirt and buttoned it. Its legs were sticking out of my pocket and it looked like it was wearing a diaper! The police let us go but warned us to never sneak back onto the golf course because it was trespassing. We probably went back three or four times by a different route and never were caught. — Jase Robertson

Americans think New Yorkers are property obsessed, but clearly they haven't lived a day in Hong Kong. In this part of the world, a man isn't a man until he is a homeowner. His entire life leads up to the singular moment when he hands over the down-payment check and puts his signature on the triplicate purchase agreement. All the good grades and job promotions he has received are mere preparation; and every source of happiness - marriage, children and retirement - depends on it. — Jason Y. Ng

What advice would I give the average homeowner to protect himself against burglars? Well, the first thing is to keep a light on in the house when you go out. It must be at least a sixty-watt bulb; anything less and the burglar will ransack the house, out of contempt for the wattage. — Woody Allen

My parents got married late and they had kids late, so I never felt a social or cultural thing to be married or pregnant or a homeowner by a certain age. — Anna Kendrick

No trader or investor wanted to poke around suburbs to find out whether the homeowner to whom he had just lent money was creditworthy. For the home mortgage to become a bond it had to be depersonalised. At — Michael Lewis

WARNING: ANY MONEY YOU SAVE BY DOING HOMEOWNER PROJECTS YOURSELF WILL BE OFFSET BY THE COST OF HIRING COMPETENT PROFESSIONALS TO COME AND REMOVE THEM SO YOU CAN SELL YOUR HOUSE, NOT TO MENTION THE EMOTIONAL TRAUMA ASSOCIATED WITH LISTENING TO THESE PROFESSIONALS, AS THEY RIP OUT LARGE CHUNKS OF A PROJECT, LAUGH, AND YELL REMARKS SUCH AS: HEY! GET A LOAD OF THIS. — Dave Barry

No one is a plain white room. I hate going into a home that is done to the nines but has nothing do with the homeowner - no knickknacks, no art that has anything to say about the person who lives there. — Bryan Batt