Quotes & Sayings About Savings Money

My success is not measured in money. I have no financial security, I have no savings account. I measure my success by asking myself if I'm telling a story that the world needs to hear, if I am educating people. — Aaron Huey

What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India. — Uday Kotak

What I am getting at is that there is a point at which efficiency crosses over into lunacy, and the savings in money or resources cease to be worthwhile in light of the price paid in other ways. — Mary Roach

Banks hold deposits and savings entrusted to them by individuals, by businesses, by governments and by central banks. They put that money to work, helping people to buy homes, for example, or lending to businesses to invest in expansion. — Bob Diamond

I started LearnVest with a tiny savings account where I paid designers, technologists, and even bartered ... Because I started with paying for things myself with my own savings, it sharpened my focus of how to spend money. — Alexa Von Tobel

A faithfully kept program of savings and conservative investments can give you more money and a better life than that of your neighbors who spend everything they get. This is probably the oldest financial advice in the world, but there are some things you can't improve on. — Jane Bryant Quinn

If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet. — Suze Orman

I'd like Americans to save their money, and not get taxed on their savings. — Mitt Romney

I did 75 films. I didn't take a break; I didn't spend my money. I have my savings, so when you're not working for money anymore, then you should find things that are meaningful and not just be like, 'OK, that's another day gone.' — Maggie Cheung

Enron's president, Ken Lay, passed away last week. So, I guess even God lost money on that Enron deal. I believe the official cause of death was listed as "karma." The family asked in lieu of flowers, please send some elderly retiree's entire life savings. — Jay Leno

There are a number of advantages to moving yourself, with saving money being number one. I have done professional loading and unloading for countless shippers. Most were looking at savings of approximately fifty percent when all expenses were considered. These were people who were moving mostly 8,000 pound or less of furniture (household goods)-- the weight of the contents of the average small three-bedroom home and the maximum usable (as opposed to advertised) capacity of the largest rental trucks.



Moving yourself has other advantages too. Weather and road conditions permitting, the move will go on your schedule. You won't have to worry about coordinating with your movers for delivery because you are the movers. There is also the security of knowing exactly where your stuff is with no worries about delays, mixed-up shipments or theft. — Jerry G. West

He's taken half of our savings,' said his mother. 'If we lived without using the savings before,' said Boaz-Jachin, 'we can live without the half that he has taken. — Russell Hoban

With money we really fool ourselves. We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a wonderful thing. But ideally, you should wait until the end of the month, you can see how much extra money you had, and you should put that in your savings account. We don't do that too well, and if we did that, we would never save. So, what we do, is we take money out of our pocket into the saving account at the beginning of the month, take it outside of our control and as a consequence, we spend less and we save more. — Dan Ariely

Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account. — Suze Orman

Corporations never actually mention 'money'; that would be vulgar. They prefer such words as 'turnover,' 'profit,' 'salary,' 'revenue,' 'budget,' 'premium,' and 'savings,' all much more refined. — Corinne Maier

I naively chose a college that was almost as expensive as Stanford, and all of my working-class parents' savings were being spent on my college tuition. After six months, I couldn't see the value in it. I had no idea what I wanted to do with my life and no idea how college was going to help me figure it out. And here I was spending all of the money my parents had saved their entire life. So I decided to drop out and trust that it would all work out OK. It was pretty scary at the time, but looking back it was one of the best decisions I ever made. The minute I dropped out I could stop taking the required classes that didn't interest me, and begin dropping in on the ones that looked interesting. — Steve Jobs

Afterwards, go to a pub for lunch. I've got $260 in my savings account and I really want you to use it for that. Really, I mean it
lunch is on me. Make sure you have pudding
sticky toffee, chocolate fudge cake, ice-cream sundae, something really bad for you. Get drunk too if you like (but don't scare Cal). Spend all the money.
And after that, when days have gone by, keep an eye out for me. I might write on the steam in the mirror when you're having a bath, or play with the leaves on the apple tree when you're out in the garden. I might slip into a dream.
Visit my grave when you can, but don't kick yourself if you can't, or if you move house and it's suddenly too far away. It looks pretty there in the summer (check out the website). You could bring a picnic and sit with me. I'd like that. — Jenny Downham

I went to the bank and reviewed my savings, I found out I have all the money I'll ever need. If I die tomorrow. — Henny Youngman

One way to make health care more affordable is a Flexible Savings Account that allows families to save tax free money to pay for medical bills. — Marco Rubio

We have this culture of financialization. People think they need to make money with their savings rather with their own business. So you end up with dentists who are more traders than dentists. A dentist should drill teeth and use whatever he does in the stock market for entertainment. — Nassim Nicholas Taleb

Would your reply possibly be this? Well, it all depends on what my tax rate will be on the gain you're saying we're going to make. If the taxes are too high, I would rather leave the money in my savings account, earning a quarter of 1 percent. Only in Grover Norquist's imagination does such a response exist. — Warren Buffett

The same man who will quote from Benjamin Franklin on thrift for the house organ would be horrified if consumers took these maxims to heart and started putting more money into savings and less into installment purchases. — William H. Whyte

The underconsumptionist of 1819 believed that consumption would be stimulated by tariffs, while the underconsumptionist of a later day urged monetary expansion as the remedy. On the other hand, the remedy proposed for the shortage of money capital was monetary inflation in 1819, encouragement of savings and thrift in the 1930s. — Murray Rothbard

Italians have always had a high savings rate. They love putting their money into their own government bonds - even more than in houses, stocks and gold. The higher rates climb, the happier they are to invest. So if austerity plans drive rates up, it's music to Italian ears. — Kenneth Fisher

We discussed this dire problem with education and illusions of academic contribution, with Ivy League universities becoming in the eyes of the new Asian and U.S. upper class a status luxury good. Harvard is like a Vuitton bag or a Cartier watch. It is a huge drag on the middle-class parents who have been plowing an increased share of their savings into these institutions, transferring their money to administrators, real estate developers, professors, and other agents. In the United States, we have a buildup of student loans that automatically transfer to these rent extractors. In a way it is no different from racketeering: one needs a decent university "name" to get ahead in life; but we know that collectively society doesn't appear to advance with organized education. — Nassim Nicholas Taleb

This low level inflation encourages economic growth; because it helps people to spend money rather than hoard it; since it will gradually lose value due to future inflation. On the other hand, inflation eats away at savings, so that savers experience a loss of wealth by stealth! — James C Johnson

I had no money. I had no savings account.So I would bring down my color TV set, a Sears TV with a cable snaked into it - they had no video-in back in those days - and hooked it up to the circuit of very few chips and then a little keyboard you could type on. And I was trying to impress people with how did he do it with fewer chips than anyone could ever imagine? — Steve Wozniak

Once the brokerage house, rather than the bank, became the locus for American savings, that money would find its way into the stock market, because the broker was someone with a much higher tolerance for risk than the banker. — Ron Chernow

Maybe if you and ten of your friends could pool your savings and borrow some money and actually buy some obscure station in Sonoma, and then take some chances and have some fun. — Robert McChesney

Savers have to be punished so debtors can be saved.

Why? Because if debtors are rescued, that makes it possible for more debts to be issued in the future.

And why is that important? Because the banking system needs ever more loans in order to survive. — Chris Martenson

If money management isn't something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I'd challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time. — Laura D. Adams

[On retirement savings:] Gone today, here tomorrow. — Catherine Crook De Camp

Savings without a mission is garbage. Your money needs to work for you, not lie around you. — Dave Ramsey

Families across America are feeling the pinch as they watch debts mount, bills pile up and savings disappear. — Barack Obama

If you don't have savings, and your co-founders are as poor as you are, and if Mom and Dad won't loan you money, then your best bet is to find people that know you - your friends. If they, too, won't help, then you're stuck seeking out angel investors. — Vivek Wadhwa

Time and consistency in savings multiplies money. — Sunday Adelaja

People should take every opportunity they can to save money because it really adds up, and the best way I know to do that is to make your savings automatic. — David Bach

For Pocketbook Environmentalists, financial savings are the primary motivator. However Pocketbook Environmentalists are changing the face of the market and the planet for the better by demanding that going green saves you money. — Lynn Jurich

One of the commonest things to do with savings is to lend them to some Government. In view of the fact that the bulk of the public expenditure of most civilized Governments consists in payment for past wars or preparation for future wars, the man who lends his money to a Government is in the same position as the bad men in Shakespeare who hire murderers. The net result of the man's economical habits is to increase the armed forces of the State to which he lends his savings. Obviously it would be better if he spent the money, even if he spent it in drink or gambling. — Bertrand Russell

The fear came from the loss of income and the sudden detour in her career. As a third-year associate, she was earning $180,000 a year in base salary, plus a nice bonus. A lot of money, but life in the city had a way of devouring it. Half evaporated in taxes. She had a savings account, one she halfheartedly acknowledged. When you're twenty-nine, single, and free in the city, in a profession where next year's package will exceed this year's salary plus bonus, why worry too much about saving money? She had a friend from Columbia Law who'd been at S&P for five years, had just made junior partner, and would earn about half a million this year. Samantha had been on that track. — John Grisham

In the Iowa senate, I helped pass the largest tax cut in state history - returning over four billion dollars in savings and putting more money back in the pockets of hard-working Iowa families. — Joni Ernst

When one of the children of his friend Harvey Firestone boasted that he had some savings in the bank, Ford lectured the child. That money was idle. What the child should do, Ford said, was spend the money on tools. "Make something," he admonished. "Create something. — David Halberstam

Property is my major investment. My accountant has put money into various long-term savings arrangements. To be honest, I am a bit vague about all that stuff. — Anne Robinson

Family members provided a variety of support--physical, economic, emotional, and psychological... Parents opened bank accounts for their children, even those who were adult, away from home, married, and employed. And children who left Richmond to search for work elsewhere provided for the money in their savings accounts to be used by other relatives, if needed, during their absence. In all these ways African American women and men testified to the notion of family members as having a mutual and continuing responsibility to help each other and to prepare for hard times. — Elsa Barkley Brown

Whenever I got any money, I invested it in books. When my savings dwindled, I got rid of everything else - pictures, furniture, china. I think you understand what it is to be a passionate collector of books ... — Arturo Perez-Reverte

They had lived to see their simple patriotism derided, their morality despised, their savings devalued. They caused no trouble. Millions of pounds of public money wasn't regularly siphoned into their neighbourhoods in the hope of bribing, cajoling or coercing them into civic virtue. If they protested that their cities had become alien, their children taught in overcrowded schools where 90 per cent of the children spoke no English, they were lectured about the cardinal sin of racism by those more expensively and comfortably circumstanced. Unprotected by accountants, they were the milch-cows of the rapacious Revenue. No lucrative industry of social concern and psychological analysis had grown up to analyse and condone their inadequacies on the grounds of deprivation or poverty. — P.D. James

If you want to save, put money into superannuation, you will never find a better savings vehicle. — Peter Costello

The level above money is savings and higher than savings is investment.invest today — Ikechukwu Joseph

We say that anytime budgets are balanced and an ample savings account has been set aside, government should just stop collecting taxes. Better to leave that money in the pockets of those who earned it, than to let it burn a hole, as it always does, in the pockets of government. — Mitch Daniels

Real estate is the best investment for small savings. More money is made from the rise in real estate values than from all other causes combined. — William Jennings Bryan

Savings represent much more than mere money value. They are the proof that the saver is worth something in himself. Any fool can waste; any fool can muddle; but it takes something more of a man to save and the more he saves the more of a man he makes of himself. Waste and extravagance unsettle a man's mind for every crisis; thrift, which means some form of self-restraint, steadies it. — Rudyard Kipling

To appreciate how income taxation reduces prosperity form what it could be, imagine a 100 percent tax on incomes. We wouldn't expect much prosperity in such a society. People would have no incentive to earn money. They would devote resources to hiding the little they did earn. No investments would be made. No savings would exist to increase living standards. People's activities would be grossly influenced by the tax.
If we lower the rate from 100 percent, the principle does not change. . . If you want less of something, tax it. — Sheldon Richman

College is expensive; I always knew that, and I wanted to make money, partially to spend a little of it here and there, but primarily for a college savings fund. — Gillian Jacobs

A penny saved is worth two pennies earned ... after taxes. — Randy Thurman

I buy mainly Beatles bootlegs and stuff like that. I'm hoping I can go there today. My dad buys my drawings and he re-sells them for quite a bit more and then he puts the money in my savings. I just draw all the time and he buys and I get a lot money [laughs]. It's great. My dad's my best manager I ever had. If I get richer, I'd like to be able to buy more of the real collectible Beatles things. I just need a little more money to be a higher class collector [laughs]. — Daniel Johnston

The president has been a true friend of the ag industry, because he continues to invest large amounts of money at a time when savings is really the goal of the federal government to deal with the deficit. — Mike Johanns

We must end the iniquitous multi-taxing of the same money. It is not right to tax people's incomes, then their savings on that income, to tax the movement of assets through capital gains tax, stamp duty and tax them again through inheritance tax if they have the audacity to die. — Liam Fox

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings. — Suze Orman

The best place to have some food set aside is within our homes, together with a little money in savings. The best welfare program is our own welfare program. Five or six cans of wheat in the home are better than a bushel in the welfare granary ... We can begin with a one week's food supply and gradually build it to a month, and then to three months. I am speaking now of food to cover basic needs. — Gordon B. Hinckley

A system of capitalism presumes sound money, not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings, not credit creation by a central bank. — Ron Paul

One can even imagine that inflation tends to improve the relative position of the wealthiest individuals compared to the least wealthy, in that it enhances the importance of financial managers and intermediaries. A person with 10 or 50 million euros cannot afford the money managers that Harvard has but can nevertheless pay financial advisors and stockbrokers to mitigate the effects of inflation. By contrast, a person with only 10 or 50 thousand euros to invest will not be offered the same choices by her broker (if she has one): contacts with financial advisors are briefer, and many people in this category keep most of their savings in checking accounts that pay little or nothing and/or savings accounts that pay little more than the rate of inflation. — Thomas Piketty

But you, dear #GIRLBOSS, should save 10 percent at the bare minimum. I know it's a lot easier to talk about saving money than it is to actually save it. Here's a tip: Treat your savings account like just another bill. It has to be paid every month, or there are consequences. If you have direct deposit, have a portion of your paycheck automatically diverted into a savings account. Once it's in there, forget about it. You never saw it anyway. It's an emergency fund only (and vacations are not emergencies). — Sophia Amoruso

Automate your savings so that you have money taken directly from each paycheck and deposited into a 401(k) or other workplace retirement account. If that's not an option, automatically have money transferred out of checking into savings each time you get paid. — Jean Chatzky

Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money. — Suze Orman

There are basically two ways to help people get sufficient money to fund their entire retirement. The first is to get people to save more money, and to start saving at a younger age. The second approach is to get people to die at a younger age. The easier approach, by far, is getting people to die younger. And how might we achieve this? By allowing citizens to smoke. By subsidizing sugary and fatty foods. By limiting access to preventive health care etc. When we think about retirement savings in these terms, it seems that we're already doing the most we can on this front. — Dan Ariely

After years in the Chinese workforce, I had developed an emotional attachment to money. My earnings were my hard work and long hours; my savings were comforts deferred. — Hyeonseo Lee

I had come to expect that Chinese friends would make financial decisions that I found uncomfortably risky: launching businesses with their savings, moving across the country without the assurance of a job. One explanation, which Weber and Hsee call "the cushion hypothesis," is that traditionally large Chinese family networks afford people confidence that they can turn to others for help if their risk-taking does not succeed. Another theory is more specific to the boom years. "The economic reforms undertaken by Deng Xiaoping were a gamble in themselves," Ricardo Siu, a business professor at the University of Macau, told me. "So people got the idea that taking a risk is not just okay; it has utility." For those who have come from poverty to the middle class, he added, "the thinking may be, If I lose half my money, well, I've lived through that. I won't be poor again. And in several years I can earn it back. But if I win? I'm a millionaire! — Evan Osnos

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. — Suze Orman

In our personal lives, we can seek to align our behavior with our values. We can live more simply, at once reducing environmental impacts, saving money, and leading by example. In our public lives - in our workplaces and in our democracy - we can advocate for dramatic reforms in the systems that shape our consumption patterns. We can, for example, advocate the elimination of perverse taxpayer subsidies such as those that make aluminum too cheap and undammed rivers too rare. And we can promote an overhaul of the tax system. If governments taxed pollution and resource depletion, rather than paychecks and savings, prices would help unveil the secret lives of everyday things. Environmentally harmful goods would cost more and benign goods would cost less. The power of the marketplace would help propel the unstuffing of North American life. — John C. Ryan

Before Volcker's speech, bonds had been conservative investments, into which investors put their savings when they didn't fancy a gamble in the stock market. After Volcker's speech, bonds became objects of speculation, a means of creating wealth rather than merely storing it. — Michael Lewis

Knowing my savings could be re-earned, possibly, and my time recaptured, never: I choose to spend my money buying three years of time. — Garry Fitchett

What Steve Jobs and I did-and at the same time Bill Gates and Paul Allen did-we had no savings accounts, no friends that could loan us money. But we had ideas, and I wanted all my life to be a part of a revolution. — Steve Wozniak

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings. — Suze Orman

Economics is all about consumption. People either spend money now or they use financial instruments - like bonds, stocks and savings accounts - so they can spend more later. — Adam Davidson

Invest your money in Dada! Dada is the only savings bank that pays interest in the hereafter! — Kurt Schwitters

The rich know that savings are only used to create more money, not to pay bills. I — Robert T. Kiyosaki

Recognize those times when it's best to do nothing. The weeks and months following a significant loss, including death, divorce, or the incapacitation of a loved one, are fraught with emotions. We typically do not make our best decisions under circumstances such as these. **Avoid the inclination to immediately put your house on the market** cash in all your savings, and move to the south of France, or trust the first person who comes along who says he or she can give you all the help you need. — Lois P Frankel

All my money is in a savings account. My dad has explained the stock market to me maybe 75 times. I still don't understand it. — John Mulaney

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor. — Jane Bryant Quinn

If you wanted to create jobs in a way that has minimal effect on the deficit but has government action, the two best things you could do are the infrastructure bank and a simple SBA-like loan guarantee for all building retrofits, where the contractor or the energy-service company guarantees the savings. So that allows the bank to loan money to let a school or a college or a hospital or a museum or a commercial building unencumbered by debt to loan it on terms that are longer, so you can pay it back only from your utility savings. You could create a million jobs doing that. — William J. Clinton

Let me tell you another place to look for some savings. We are currently spending $10 billion a month in Iraq when they have a $79 billion surplus. It seems to me that if we're going to be strong at home as well as strong abroad, that we have to look at bringing that war to a close. — Barack Obama

Under a Labour government, there's virtually nowhere you can put your savings where they would be safe from the state ... If you put money in a sock they'd probably nationalize socks. — Margaret Thatcher

Daylight Savings
Like the money the light
doesn't go
as far these days — Kevin Young

A natural saver is great until he never spends and is tight-fisted with giving. A natural spender is great until she finds herself deeply in debt and unable to give. A natural giver is great until there are no savings when a problem arises and there is no personal enjoyment of money. — Dave Ramsey

Business is about problem-solving, but it does not always have to be about maximizing profit. When I went into business, my interest was to figure out how to solve problems I see in front of me. That's why I looked at the poverty issue. I got involved in lots of things to address it, and one of them was money lending with loans and credits and savings accounts, and in the process I created Grameen Bank. So you can also have social objectives. Ask yourself these questions: Who are you? What kind of world do you want? — Muhammad Yunus

In the 1870s it was estimated that a third of all the money in the Irish economy came from money sent by kindhearted Irish servant girls to their families. The Emigrant Industrial Savings Bank in New York alone would send more than $30 million to Ireland between 1850 and 1880. Many families in Ireland owed their survival to what they gratefully called the "American Letter," a lifeline that helped them cope with brutal poverty and lack of opportunity. — Rashers Tierney

Avoid greed and fear. These are the investor's Achilles heels. Keeping all your money in the bank earning 3% interest is just as foolish as dumping your entire savings into the market thinking you'll make a quick buck. — Nancy Dunnan

Don't emphasise money if you don't have much; be happy — Dave Barry

The reason that I proposed health savings accounts for everybody starting at birth, is because you very quickly accumulate an amount of money that you can use for your interactions with those health care providers. — Benjamin Carson

You may think that tax policy sounds like the most boring topic in the world. That is precisely what most governments, corporations, and special interests would like you to think, because tax policy is where much of society and the economy gets shaped. It is also where well-informed citizens can achieve socioeconomic revolutions with astonishing speed and effectiveness - but only if they realize how much power they might wield in this domain. If citizens don't understand taxes, they don't understand how, when, and where their government expropriates money, time, and freedom from their lives. They also don't understand how most governments bias consumption over savings, and bias some forms of consumption over other forms, thereby distorting the trait-display systems that people might otherwise favor. — Geoffrey Miller