Saving Up Money Quotes & Sayings

We have become a nation incapable of living within our
means. We seem incapable of accepting the reality that owning a
home is not and never was intended to be a right. It is a reward for
working hard and saving up enough money to not only purchase a
property, but to maintain and improve it. — Ziad K. Abdelnour

Everyone's lost a lot of money on their 401k plans. I've heard some people calling them 201k plans. So it's even more important to get people to be saving more for retirement. Behavioral economics has helped us learn a lot about how to do that. — Richard Thaler

So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live. — Alan Watts

I was becoming more cunning than an animal in hiding my supply of morphine. A squirrel saving nuts is limited by its undeveloped imagination ... but I was not so handicapped. A squirrel, for example, is debarred from sending money to some greedy doctor or druggist and making arrangements to have a bit of powder sent each day by mail. — Evalyn Walsh McLean

There are a number of advantages to moving yourself, with saving money being number one. I have done professional loading and unloading for countless shippers. Most were looking at savings of approximately fifty percent when all expenses were considered. These were people who were moving mostly 8,000 pound or less of furniture (household goods)-- the weight of the contents of the average small three-bedroom home and the maximum usable (as opposed to advertised) capacity of the largest rental trucks.



Moving yourself has other advantages too. Weather and road conditions permitting, the move will go on your schedule. You won't have to worry about coordinating with your movers for delivery because you are the movers. There is also the security of knowing exactly where your stuff is with no worries about delays, mixed-up shipments or theft. — Jerry G. West

He's taken half of our savings,' said his mother. 'If we lived without using the savings before,' said Boaz-Jachin, 'we can live without the half that he has taken. — Russell Hoban

Try to live with whatever you can afford and avoid putting yourself in an awkward position of thinking how you can afford what you have failed to afford, please free your life on earth. — Auliq Ice

With money we really fool ourselves. We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a wonderful thing. But ideally, you should wait until the end of the month, you can see how much extra money you had, and you should put that in your savings account. We don't do that too well, and if we did that, we would never save. So, what we do, is we take money out of our pocket into the saving account at the beginning of the month, take it outside of our control and as a consequence, we spend less and we save more. — Dan Ariely

Are we truly obeying the command to love our neighbor as ourselves if we're storing up money for potential future needs when our neighbor is laboring today under actual present needs? — Randy Alcorn

Laughing, I took her hand back in mine. "I don't like seeing someone as hot as you bruised up, but I don't judge you fighting for money. We all do what we can. Look at me and my work. Not exactly a dream job, but I'm big, strong, and don't mind hurting people. Not a lot of jobs for a guy with my skill set. I was never good at school. I hate computers and have no patience with fixing things. I had the choice of being an enforcer or a gigolo."
Raven smacked my hand away. "Stop being charming, you dipshit."
"I'll try, but it just comes so naturally for me."
"Why not a gigolo?"
"I'm too shy."
Raven laughed. "That's too bad. I'd pay to fuck you."
"Of course, you would. I'd totally pay to have you give me a lap dance."
"You couldn't afford me."
"I don't know. I've been saving up for something special. This could be it. — Bijou Hunter

Once the habit is ingrained and you become the starter, the center of the circle, you will find more and more things to notice, to instigate, and to initiate. Momentum builds and you get better at generating it. If you go to bed at night knowing that people are expecting you to initiate things all day the next day, you'll wake up with a list. And as you create a culture of people who are always seeking to connect and improve and poke, the bar gets raised. What might be considered a board-level decision at one of your competitors' companies gets done as a matter of course. What might be reserved for a manager's intervention gets handled at the customer level, saving you time and money (and generating customer joy). This incredibly prosaic idea, the very simple act of initiating, is actually profoundly transformative. Forward motion is a defensible business asset. — Seth Godin

I went to the bank and reviewed my savings, I found out I have all the money I'll ever need. If I die tomorrow. — Henny Youngman

It is a tragedy when the church saves money instead of saving souls. We MUST spend to save. — Reinhard Bonnke

About the Story

Not all the details in this story are true. The times some events occurred have been changed, and the conversations are made up. Most of the things Tad Lincoln did in this story reportedly happened, including saving Jack the turkey and bombarding the Cabinet Room door with his toy cannon. Tad really was determined to raise money to help wounded soldiers and did persuade his father to pardon a woman's husband so he wouldn't be shot. Although Tad's antics often annoyed his father's staff, most agreed he had a big heart and a special way with animals. Once he even hitched goats to a chair and ran them through the White House, upsetting a gathering of dignified ladies. Nothing was too surprising when it came to Tad.
Although several presidents had declared occasional days of thanksgiving, none had ever officially made it a national holiday. Abraham Lincoln finally did so with his Proclamation of Thanksgiving on October 3, 1863. — Gary Hines

Madam Li nods. She reaches over the table for Chinatsu's hand. It would look like a gesture of sympathy for a friend. Chinatsu uncurls her right hand and allows the money to be retrieved. The initial wedge of money that Madam Li takes now is more than she ever takes later on. It almost entirely depletes the stash of money she's been saving for years. The woman's magician-eyes are framed by the steam snaking from their tea. Cat-green, they are striking and marred by yellow jelly spots in the whites.
'You no drink you no eat. What you, pregnant?'
'Would I be here?'
Madam Li screws her chin back into her neck. The chair creaks as she sits back, spine straight. 'Well, if you not going eat drink speaking truth, fuck off.'
Chinatsu's eyebrows flick up. She bursts out laughing. — Sarah Dobbs

Would your reply possibly be this? Well, it all depends on what my tax rate will be on the gain you're saying we're going to make. If the taxes are too high, I would rather leave the money in my savings account, earning a quarter of 1 percent. Only in Grover Norquist's imagination does such a response exist. — Warren Buffett

Small amounts saved daily add up to huge investments in the end — Margo Vader

After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term. — Jean Chatzky

In college, my big money memory was saving up to buy a car with my boyfriend, whom I lived with. — Christie Hefner

Organization isn't about perfection; it's about efficiency, reducing stress and clutter, saving time and money and improving your overall quality of life. — Christina Scalise

I like to save money. I've never been able to understand why people can't see the value in even saving '£10' a month. It all adds up! In one year that's £120! People are too concerned with the bigger numbers, when really, they ought to just focus on the little numbers. The bigger numbers will then take care of themselves. — Lisa Newton

I don't really know why it matters so much. Ian could be better at talking than me, or cooking, or working, or housework, or saving money, or earning money, or spending money, or understanding books or films; he could be nicer than me, better-looking, more intelligent, cleaner, more generous-spirited, more helpful, a better human being in any way you care to mention ... and I wouldn't really mind. Really. I accept and understand that you can't be good at everything, and I am tragically unskilled in some very important areas. But sex is different; knowing that a successor is better in bed is impossible to take, and I don't know why. — Nick Hornby

I have too many credit cards. You know what happened? Someone stole one and I didn't notice. I noticed when I got that bill. Whoa! It was so much less! I'm letting him keep it. I'm saving money! — Rita Rudner

There is a wise old saying 'Eat it up, wear it out, make it do, or do without'. Thrift is a practice of not wasting anything. Some people are able to get by because of the absence of expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. Frugality means to practice careful economy. — James E. Faust

Valentine's Day money-saving tips: Break up on February 13th, get back together on the 15th. In place of bubble bath, use lavender-scented dish-washing liquid. Forget rose petals. Sprinkle the bed with sliced beets! — David Letterman

Making money is intelligence;
saving money is wisdom.
Squandering money is imprudence;
Sharing money is virtue. — Matshona Dhliwayo

Now's the time to teach your 5-year-old kid about financing. If they can add, I suggest that you start teaching them about saving that money. And how their money can add up in the future. I think the more you prepare your children for the future, the better off they'll be. — Donald Faison

The farmer's way of saving money: to be owed by someone he trusted. — Hugh MacLennan

Nobody that has seen a baby born can believe in god for a second. When you see your child born, and the panic, and the amount of technology that is saving the life of the two people you love most in the world, when you see how much stainless steel and money it takes to fight off the fact that god wants both those people dead, no one, no one can look into the eyes of a newborn baby and say there's a god, because I'll tell ya, if we were squatting in the woods, the two people I love most would be dead. There's just no way around that. If I were in charge, no way. We need technology to fight against nature; nature so wants us dead. Nature is trying to kill us. — Penn Jillette

I am in charge of many people in my vilayet. Sometimes, a decision I make will impact someone in a negative way. Perhaps one farmer wants more access to water, but giving him that would deny three other families the water they need for their crops. I am denying the first man the opportunity to expand his crops and make more money, but I am saving the other three families from starving. Some years I have had to increase taxes to lay up stores against the winter, which is a burden for my people. But it means we will have enough to sustain us through a bleak period. I have had to take fathers from their families for committing crimes - denying a family of their provider, but keeping the rest of my people safe." He sighed. "It is never easy. I try to build for the best future I can, where the greatest number of people will be affected in the best ways. — Kiersten White

Student loan debt is crushing young people. And so they're not doing the things we would expect them to do. They're not moving out of their parents' homes in as big a numbers, they're not saving up money for down payments, they're not buying homes or cars or starting small businesses or doing any of the things that help move this economy forward. — Elizabeth Warren

I was always the frugal kid growing up because I was saving for college. Or I was always that kid that was like, 'I'm going to save my babysitting money so I can eat an expensive dinner when I go to Europe.' — Shailene Woodley

Homosexuality in hip-hop is an extension of homosexuality in the black community. The black community is very, very conservative when it comes to homosexuality, and I don't mean conservative in the good way, like we're saving money. I mean very intolerant. — Talib Kweli

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift ... I can't show up at this party and not have something for everybody.' — Suze Orman

Thus, the question of how and when to start vagabonding is not really a question at all. Vagabonding starts now. Even if the practical reality of travel is still months or years away, vagabonding begins the moment you stop making excuses, start saving money, and begin to look at maps with the narcotic tingle of possibility. From here, the reality of vagabonding comes into sharper focus as you adjust your worldview and begin to embrace the exhilarating uncertainty that true travel promises. — Rolf Potts

Well-spent aid money is saving lives for a few thousand dollars per life saved. — Bill Gates

It is possible to increase paper-money income to any amount by debasing the currency. But real income can only be increased by working harder or more efficiently, saving more, investing more, and producing more. — Henry Hazlitt

The most popular labor saving device is still money. — Phyllis George

People should take every opportunity they can to save money because it really adds up, and the best way I know to do that is to make your savings automatic. — David Bach

May I have this damaged bunch for two cents? Speak strongly and it shall be yours for two cents. That is a saved penny that you put in the star bank ... Suffer the cold for an hour. Put a shawl around you. Sai, I am cold because I am saving to buy land. That hour will save you three cents' worth of coal ... When you are alone at night, do not light the lamp. Sit in the darkness and dream awhile. Reckon out how much oil you saved and put its value in pennies in the bank. The money will grow. Someday there will be fifty dollars and somewhere on this long island is a piece of land that you may buy for that money. — Betty Smith

Regarding quality, the following rule is very important: do each activity right at the first time with the aim of saving money and time. Regardless of the process under consideration, the activities that were carried out badly may cause repetitions with considerable additional costs. — Eraldo Banovac

The world is divided into two kinds of people, those who spend a great deal of time saving money, and those who spend a great deal of money saving time. — Peter Cochrane

The books are to remind us what asses and fool we are. They're Caeser's praetorian guard, whispering as the parade roars down the avenue, "Remember, Caeser, thou art mortal." Most of us can't rush around, talking to everyone, know all the cities of the world, we haven't time, money or that many friends. The things you're looking for, Montag, are in the world, but the only way the average chap will ever see ninety-nine per cent of them is in a book. Don't ask for guarantees. And don't look to be saved in any one thing, person, machine, or library. Do your own bit of saving, and if you drown, at least die knowing you were headed for shore. — Ray Bradbury

The public is not greatly interested in saving a little money on a purchase at the expense of service. — James Cash Penney

Making money is often more fun than spending it, though I personally have never regretted money I've spent on friends, new experiences, saving time, travel, and causes I believe in. — Sam Altman

Valentine's Day money-saving tip: Break up on February 13th, get back together on the 15th. — David Letterman

Restraining, saving, assuring your checkbook balance ... what does all taht amount to? If I go broke one day I'll just take out loans — Novala Takemoto

He waved to me to be quiet, as if I were annoying background noise. "Look, whatever your name is ... "
Benvolio Montague."
Right. Look, Benvolio, why don't we go outside and get a taxi? My label has a New York office. We can go there and get you a money order or something." He smile, thinking himself clever. "Come on, what do you say?"
Benvolio raised an eyebrow. "I am begining to believe that you are insane. — Suzanne Selfors

Money actually becomes even more difficult than other things because it's very hard to imagine what the benefits are to saving. So, imagine that you see a new bicycle, a new pair of shoes, or something today. You know exactly what you are giving up if you are not buying it, what are you gaining in the future if you are not getting it. So, you are giving up the bicycle today, what is it in the future? What will happen if you send another $1,000 to your retirement fund? What difference will it make? It is very, very hard to figure out. — Dan Ariely

The arithmetic makes it plain that inflation is a far more devastating tax than anything that has been enacted by our legislature. The inflation tax has a fantastic ability to simply consume capital. It makes no difference to a widow with her saving in a 5 percent passbook account whether she pays 100 percent income tax on her interest income during a period of zero inflation, or pays no income taxes during years of 5 percent inflation. Either way, she is 'taxed' in a manner that leave her no real income whatsoever. Any money she spends comes right out of capital. She would find outrageous a 120 percent income tax, but doesn't seem to notice that 5 percent inflation is the economic equivalent. — Warren Buffett

Prosperity is the fruit of labor. It begins with saving money. — Abraham Lincoln

Even more important than saving money is making it. — Jeannette Walls

The best lessons I've been taught is that you should definitely have a plan. Try to imagine yourself six months in advance, and always save your money. Because there are always going to be unintended expenses that are going to come up. Surprises always happen. — K. Guillory

Try saving when your salary is low. So after making more money, you will not be able to do this anywhere — Jack Benny

It would be great if we had our own personal force fields. Just imagine creating your own architecture in your room. Buildings. You wouldn't have to spend all that time saving your money for that second house. You'd simply push a button and have as many houses as you want. — Michio Kaku

I taped my first series for PBS in 1982 at WJCT-TV in Jacksonville, Florida. The show, called 'Everyday Cooking with Jacques Pepin,' was about saving time and money in the kitchen - and it was a celebration of simple and unpretentious food. — Jacques Pepin

Saving petrol is saving India's money. This is a sense of patriotism. The country can be energy-independent by energy conservation. I appeal to the other ministers also to do this. — Veerappa Moily

Open source isn't about saving money, it's about doing more stuff, and getting incremental innovation with the finite budget you have. — Jim Whitehurst

Later in life, when I'm retired and have a family of my own and will be able to send my kids to college, that's when I'll start spending. Way too many athletes go broke these days, and I like saving my money so that I can ensure my family and friends currently and after me will never have to endure some of the things I did when I was a kid. — Victor Ortiz

Take a look at your own heart, and you will soon find out what has stuck to it and where your treasure is. It is easy to determine whether hearing the Word of God, living according to it, and achieving such a life gives you as much enjoyment and calls forth as much diligence from you as does accumulating and saving money and property. — Martin Luther

In our personal lives, we can seek to align our behavior with our values. We can live more simply, at once reducing environmental impacts, saving money, and leading by example. In our public lives - in our workplaces and in our democracy - we can advocate for dramatic reforms in the systems that shape our consumption patterns. We can, for example, advocate the elimination of perverse taxpayer subsidies such as those that make aluminum too cheap and undammed rivers too rare. And we can promote an overhaul of the tax system. If governments taxed pollution and resource depletion, rather than paychecks and savings, prices would help unveil the secret lives of everyday things. Environmentally harmful goods would cost more and benign goods would cost less. The power of the marketplace would help propel the unstuffing of North American life. — John C. Ryan

We don't like checklists. They can be painstaking. They're not much fun. But I don't think the issue here is mere laziness. There's something deeper, more visceral going on when people walk away not only from saving lives but from making money. It somehow feels beneath us to use a checklist, an embarrassment. It runs counter to deeply held beliefs about how the truly great among us - those we aspire to be - handle situations of high stakes and complexity. The truly great are daring. They improvise. They do not have protocols and checklists. Maybe our idea of heroism needs updating. — Atul Gawande

You will need seed money, so begin saving for your book. Don't give up. Also, write down the ideas that you have right away so you don't lose them. — Soraya Diase Coffelt

In the long run, it's not just how much money you make that will determine your future prosperity. It's how much of that money you put to work by saving it and investing it. — Peter Lynch

Your intention is for readers to benefit from your experiences and avoid the costly and time consuming mistakes you may have made. You want to help your readers know the short cuts and what you would have avoided, and why. As you write, keep a clear sense of why writing this is important to you, but also share your why within the body of the book. Why do your readers need to take the steps you describe? Are you saving them time, money, resources? Why did you start your journey to begin with? Did you want to change the world or get from point "A" to point "B"? Why did you keep going even when it was difficult? Was there a light at the end of the tunnel, a reward at the end? Why should they hang in there? All of these things will work magically if implemented correctly and consistently. — Kytka Hilmar-Jezek

She planted that terror of debt so deeply in her children that even now, in a changed economic pattern where indebtedness is a part of living, I become restless when a bill is two days overdue. Olive never accepted the time-payment plan when it became popular. A thing bought on time was a thing you did not own and for which you were in debt. She saved for things she wanted, and this meant that the neighbours had new gadgets as much as two years before we did. — John Steinbeck

You do not need to be a millionaire to feel successful or be successful. Financial wealth is only one of many possible indicators of success. However, to achieve your dreams and life goals you're going to need money. And making it requires financial planning and goalsetting. I do not know of any successful person who has been able to simply ignore their finances. — Nigel Cumberland

They were all women's magazines, but they weren't like the magazines my mother and sister read. The articles in my mother's and sister's magazines were always about sex and personal gratification. They had titles like "Eat Your Way to Multiple Orgasms," "Office Sex - How to Get It," "Tahiti: The Hot New Place for Sex," and "Those Shrinking Rain Forests - Are They Any Good for Sex?" The British magazines addressed more modest aspirations. They had titles like "Knit Your Own Twin Set," "Money-Saving Button Offer," "Make This Super Knitted Soap-Saver," and "Summer's Here - It's Time for Mayonnaise! — Bill Bryson

There are basically two ways to help people get sufficient money to fund their entire retirement. The first is to get people to save more money, and to start saving at a younger age. The second approach is to get people to die at a younger age. The easier approach, by far, is getting people to die younger. And how might we achieve this? By allowing citizens to smoke. By subsidizing sugary and fatty foods. By limiting access to preventive health care etc. When we think about retirement savings in these terms, it seems that we're already doing the most we can on this front. — Dan Ariely

But you, dear #GIRLBOSS, should save 10 percent at the bare minimum. I know it's a lot easier to talk about saving money than it is to actually save it. Here's a tip: Treat your savings account like just another bill. It has to be paid every month, or there are consequences. If you have direct deposit, have a portion of your paycheck automatically diverted into a savings account. Once it's in there, forget about it. You never saw it anyway. It's an emergency fund only (and vacations are not emergencies). — Sophia Amoruso

Letting men die is a money-saving device. Safety costs money as one safety official put it, 'When everything is hurry, hurry, hurry, when you start pressuring people and taking shortcuts, things can go wrong. And then people die.' No. And then men die. — Warren Farrell

It's nice to have a lot of money, but you know, you don't want to keep it around forever. I prefer buying things. Otherwise, it's a little like saving sex for your old age. — Warren Buffett

What I Value What's most satisfying to me: saving time, or money, or effort? Does it bother me to act differently from other people, or do I get a charge out of it? Do I spend a lot of time on something that's important to someone else, but not to me? If I had $500 that I had to spend on fun, how would I spend it? Do I like to listen to experts, or do I prefer to figure things out for myself? Does spending money on an activity make me feel more committed to it, or less committed? Would I be happy to see my children have the life I've had? — Gretchen Rubin

My brother is a tax guy, and the way I look at it, it's like he's spending his life saving money for rich people. So I think making strangers laugh, at least having a creative component to your profession, is more manageable for me. I can live with that a lot easier. — Gary Gulman

In money, and in life, you are very often your own worst enemy. You promise yourself you're going to diet, then eat not one or two French fries but a whole plate. You decide to really commit to saving for retirement, only to wind up with a new pair of shoes in your closet. — Jean Chatzky

At the end of the day, saving money is really about efficiency. You simplify your life, and its overall quality inevitably gets better. — Elizabeth Rogers

Money in the bank is like toothpaste in the tube. Easy to take out, hard to put back. — Earl Wilson

Saving money won't get us rich. You have to spend it to get it. — Jonathan Anthony Burkett