No Credit Quotes & Sayings

And you'd see that 2/28 interest only ARM mortgages were only 5.85% of the pool in early 2004, but by late 2004 they were 17.48% of the pool, and by late summer 2005 25.34% of the pool. Yet average FICO [consumer credit] scores for the pool, percent of no-doc ["Liar"] loan to value measures and other indicators were pretty static ... . The point is that these measures could stay roughly static, but the overall pool of mortgages being issued, packaged and sold off was worsening in quality, because for the same average FICO scores or the same average loan to value, you were getting a higher percentage of interest only mortgages. — Michael Lewis

It's always the next pay raise, the next purchase, the next place you move to or go on holiday which will make you happy. The credit crunch could have been a moment to reflect on that. We in the West can do something that no people in history have done: we can show the world that we know when we have enough. As the planet runs out of resources, due mainly to the fact that everyone on it wants to live a lifestyle equivalent to those of us in the West, this lesson would have the potential to save the world. — John Lanchester

"You laid it on a little thick out there."
Morpheus clucks his tongue. "I performed masterfully," he answers, at last managing to claim his hat from Chessie.
"Right," Jeb scoffs. "Pretty sure my mistreatment wouldn't have sent you into hysterics, drama queen."
Morpheus smirks. "Fair enough. On the other hand, your portrayal of a brainless wind-up numbskull was spot on."
Jeb's lips quiver, as if he's fighting a smile himself. "You know, I still have enough paint to make that flyswatter."
"Tut. No need for violence." Morpheus taps the dust from his hat and places it on his head. "I'm simply giving credit where it's due." — A.G. Howard

Do you wonder where poetry come from? Where do we get the songs we sing and the tales we tell? Do you ever ask yourself how it is that some people can dream great, wise, beautiful dreams and pass those dreams on as poetry to the world, to be sung and retold as long as the moon will wax and wane? Have you ever wondered why some people make beautiful songs and poems and tales, and some of us do not?
It is a long story, and it does no credit to anyone: there is murder in it, and trickery, lies and foolishness, seduction and pursuit. Listen. — Neil Gaiman

Life bullies us son, but God don't. He had good reasons for fixin' it where if'n you git too sick or too hurt to live, why, you can die, same as a sick chicken. I've knowed a few really sick chickens to git well, and lots a-folks git well thet nobody ever thought to see out a-bed agin cept in a coffin. Still and all, common sense tells you this much: everwhat makes a wheel run over a track will make it run over a boy if'n he's in the way. If'n you'd a got kilt, it'd mean you jest didn't move fast enough, like a rabbit that gits caught by a hound dog ... When it comes to prayin' we got it all over the other animals, but we ain't no different when it comes to livin' and dyin'. If'n you give God the credit when somebody don't die, you go'n blame Him when they do die? Call it His Will? Ever noticed we git well all the time and don't die but once't? Thet has to mean God always wants us to live if'n we can. — Olive Ann Burns

I grew up in a world before people had credit cards. There were no magic cards - it was all about budgeting. — Anthea Turner

What happened?'
'He humiliated me.'
'Oh, my Lord, Belle. He didn't ... '
'No. But I wish I had. Then he'd have to marry me, and I-'
'Belle, you don't know what you're saying.'
'I know exactly what I'm saying! Why is it that no one can credit me with the ability to know my own mind? — Julia Quinn

There can be no time, no state of things, in which Credit is not essential to a Nation ... — Alexander Hamilton

At its zenith Sears accounted for more than 2 percent of all retail sales in the United States. It pioneered several innovations critical to the success of today's most admired retailers: for example, supply chain management, store brands, catalogue retailing, and credit card sales. The esteem in which Sears' management was held shows in this 1964 excerpt from Fortune: "How did Sears do it? In a way, the most arresting aspect of its story is that there was no gimmick. Sears opened no big bag of tricks, shot off no skyrockets. Instead, it looked as though everybody in its organization simply did the right thing, easily and naturally. And their cumulative effect was to create an extraordinary powerhouse of a company. — Clayton M Christensen

There was more than one way to think about Mike Burry's purchase of a billion dollars in credit default swaps. The first was as a simple, even innocent, insurance contract. Burry made his semiannual premium payments and, in return, received protection against the default of a billion dollars' worth of bonds. He'd either be paid zero, if the triple-B-rated bonds he'd insured proved good, or a billion dollars, if those triple-B-rated bonds went bad. But of course Mike Burry didn't own any triple-B-rated subprime mortgage bonds, or anything like them. He had no property to "insure" it was as if he had bought fire insurance on some slum with a history of burning down. To him, as to Steve Eisman, a credit default swap wasn't insurance at all but an outright speculative bet against the market - and this was the second way to think about it. — Michael Lewis

Talent is like a birthmark - it's a gift and no credit nor fault to those who wear them. — Charles Marion Russell

A conjurer gets no credit once he has explained his trick; — Arthur Conan Doyle

This relaxation is the space in which happiness grows, and again I repeat: for no reason at all. It is not that you are happy because of something. You are simply happy. Happiness is your nature. Unhappiness is something nurtured, you have learned it. Every credit goes to you for all your misery, but for happiness, you cannot have any credit. It is natural. You were born happy. You were happy in your mother's womb ... — Rajneesh

They look upon fraud as a greater crime than theft, and therefore seldom fail to punish it with death; for they allege, that care and vigilance, with a very common understanding, may preserve a man's goods from thieves, but honesty has no defence against superior cunning; and, since it is necessary that there should be a perpetual intercourse of buying and selling, and dealing upon credit, where fraud is permitted and connived at, or has no law to punish it, the honest dealer is always undone, and the knave gets the advantage. — Jonathan Swift

This was my world: a world of truly irrational behavior. We spend our way into the poorhouse. We buy giant TVs and iPads. Our children wear nice clothes thanks to high-interest credit cards and payday loans. We purchase homes we don't need, refinance them for more spending money, and declare bankruptcy, often leaving them full of garbage in our wake. Thrift is inimical to our being. We spend to pretend that we're upper class. And when the dust clears - when bankruptcy hits or a family member bails us out of our stupidity - there's nothing left over. Nothing for the kids' college tuition, no investment to grow our wealth, no rainy-day fund if someone loses her job. We know we shouldn't spend like this. Sometimes we beat ourselves up over it, but we do it anyway. — J.D. Vance

Asleep he'd been more of a temptation than she wanted. He'd looked relaxed and gentle.
Inviting.
Awake he looked dangerous.
And still inviting.
She would give the goddess credit, Artemis had exquisite taste in men; and to Tabitha's knowledge, and according to Amanda's words, there was no such thing as an ugly Dark-Hunter. — Sherrilyn Kenyon

A year earlier, no company had been accorded more faith than Enron; by late November, none was trusted less. And so, a gasping gurgle, a desperate SOS: Enron, the emblem of free markets, the champion of deregulation, reached into its depleted treasury and forked over $100,000 to each of the major political parties' campaign war chests. Then, it shuttered its online trading unit - its erstwhile gem. On November 28, Standard & Poor's downgraded Enron to junk-bond level - which triggered provisions in Enron's debt requiring it to immediately repay billions of its obligations. This it could not do. Its stock was seventy cents and falling, and, now, no gatekeepers and no credit remained. Accordingly, in the first week of December, Enron, the archetype of shareholder value, availed itself of the time-honored protection for those who have lost their credit: bankruptcy. — Roger Lowenstein

DARWIN'S "SACRED CAUSE"?
Much ink has been dedicated to determining Charles Darwin's role in "scientific racism." The only way to empirically and scientifically determine his role is to organize the events as a timeline, and thus placing them into context of historical events. Political analysis without historical context is all sail and no rudder. In America we are constantly made aware that both Abraham Lincoln and Charles Darwin were born on the same day, in the same year, February 12, 1809. Adrian Desmond and James Moore famous 2009 book, "Darwin's Sacred Cause," leverages this factoid in an effort to place Charles Darwin at par with Abraham Lincoln in the abolition of slavery. This fraudulently steals away credit from Abraham Lincoln, who took a bullet to the head for the cause, and transfers it by inference to an aristocrat whom remained in his plush abode throughout the conflict and never lifted a finger for the cause. — A.E. Samaan

Government should stand behind its currency and credit and the bank deposits of the nation. No individual should suffer a loss of money through depreciation or inflated currency of Bank bankruptcy. — Abraham Lincoln

There isn't a name for my situation. Firstly because I decided to kill myself. And then because of this idea:
I don't have to do it immediately.
Whoosh, through a little door. It's a limbo.
I need never answer the phone again or pay a bill. My credit score no longer matters. Fears and compulsions don't matter. Socks don't matter. Because I'll be dead. And who am I to die? A microwave chef. A writer of pamphlets. A product of our time. A failed student. A faulty man. A bad poet. An activist in two minds. A drinker of chocolate milk, and when there's no chocolate, of strawberry and sometimes banana. — D.B.C. Pierre

In Hebrews 12:2, 'the race set before us' is not a sprint but a marathon. We are promised popularity, ease, and fun if we will pursue the lifestyles presented to us by the world. We are promised easy credit, 250 channels, unlimited minutes, all you can eat, no-fault divorce, free wireless, confidential abortions, and safe sex.
Those are the 'joys set before us' by the world, and most people trust these promises to deliver joy apart from God. But notice what is happening. The pursuit of the excellence of Jesus Christ is replaced by the pursuit of the lifestyles of the rich and famous. The knowledge of Jesus Christ is replaced with the ratings of what or who is most popular, and self-control is traded for self-indulgence. Consequently, there is no foundation for endurance. Even God's people quit jobs and marriages at the same rate as the world. More tragically, many of God's people quit trusting God. They have been stripped of Christian character. — Jim Berg

I can't assume responsibility for a man's infidelity, no more than I can take credit for his choice to remain faithful. — Lorraine Maloney Armstrong

Many people keep deploring the low level of formal education in the United states (as defined by, say, math grades). Yet these fail to realize that the new comes from here and gets imitated elsewhere. And it is not thanks to universities, which obviously claim a lot more credit than their accomplishments warrant. Like Britain in the Industrial Revolution, America's asset is, simply, risk taking and the use of optionality, this remarkable ability to engage in rational forms fo trial and error, with no comparative shame in failing again, starting again, and repeating failure. — Nassim Nicholas Taleb

Someone stole my wallet last week. The guy called me up and he was mad at me. He was like 'you gotta get your finances together. You got no cash, your credit cards are maxed out. You don't even have minutes on your calling card. I had to use my card to call you.' — Mike Birbiglia

No sooner would such a temptation present itself than I would smother it. The effect was of snuffing out a candle, two candles, a row of twenty, until the lens pulled back to reveal an entire votive stand exhaling a hundred thin lines of smoke as a terraced offering before the shrine. In this religion hidden lights had been declared superior to those that glared. Somewhere I was storing up merit, accumulating the credit I'd need to buy, one day, the salvation I longed for. Until then (and it was a reckoning that could be forestalled indefinitely, that I preferred putting off) I'd live in that happiest of all conditions: the long but seemingly prosperous courtship. It was a series of tests, ever more arduous, even perverse. For instance, I was required to deny my love in order to prove it. — Edmund White

We pursue God because, and only because, He has first put an urge within us that spurs us to the pursuit. "No man can come to me," said our Lord, "except the Father which hath sent me draw him," and it is by this very prevenient drawing that God takes from us every vestige of credit for the act of coming. — A.W. Tozer

If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card. — Suze Orman

Give yourself some credit," he went on, "not a lot of silkies would have made it this far."
"I stopped you from killing Chorda," (...)
"Hey, come one," Rafe said. "It's your first time in the Feral Zone. Of course you made mistakes."
"Like falling for the wrong boy?" I'd said it to be funny, since he was always teasing me about Everson, but Rafe grew still.
He turned his gaze on the dark skyline. "No, you didn't. He's a stiff, but he's a good guy, he won't crawl out of your window after you fall asleep or come on to your sister."
"I don't have a sister."
"Missing the point. — Kat Falls

You give me a credit to which I have no claim in calling me "the writer of the Constitution of the United States." This was not, like the fabled Goddess of Wisdom, the offspring of a single brain. It ought to be regarded as the work of many heads and many hands. — James Madison

We like to take credit when we get a new idea, as if we originated the idea in our brain, but what we actually did was no less extraordinary: we channeled the idea. — Chris Prentiss

The minute a Wall Street firm purchases your debt, your bank no longer has it on its financial statement, which then allows the bank to look for more credit card customers. That's one reason why you get so many credit card offers. — Robert Kiyosaki

I took Russian in high school," Nathan said, climbing out of the pool. He'd decided to swim laps that afternoon instead of going to the gym.
"Did you?" Harrison asked, grinning at him.
"Yeah." Nathan grabbed his towel from the little patio table and began dabbing at his face. "But the only thing I remember is, Mozhno li kopirovat vashi domashnie zodaneeye?"
"Let me guess," I said. "You just asked me where the bathroom is, right?"
"No." He scoffed, flicking his wet towel at me. "I was beyond that basic stuff. I took two years of it. Give me some credit."
"Then what does it mean?" I asked.
"It means, 'Can I copy your homework? — Kody Keplinger

[C]ollaborative production is simple: no one person can take credit for what gets created, and the project could not come into being without the participation of many. — Clay Shirky

No, Bailey, you're not a coward, but you're constantly worried that you are. You're a champion
worrier. And a woman, I think, who gives herself very little credit for her strengths, and has very little
tolerance for her weaknesses. Self-judgmental. — Nora Roberts

BILLS! BILLS! BILLS!' she screamed. 'IS THAT ALL YOU CAN BRING ME? THESE BILLS?'
'Yes, mam, that's all I can bring you.'
I turned and walked on.
It wasn't my fault that they used telephones and gas and light and bought all their things on credit. Yet when I brought them their bills they screamed at me - as if I had asked them to have a phone installed, or a $350 t.v. set sent over with no money down. — Charles Bukowski

I'm no pawn," said Glinda. "I take all the credit in the world for my own foolishness. Good gracious, dear, all of life is a spell. You know that. But you do have some choice. — Gregory Maguire

Well I'm not going to hope that you get hurt, but if you do, remember that you're my damsel in distress, and no one is allowed to carry you."

"I don't remember signing a contract."

"All the more reason to promise me now."

"What if you're not around when I get hurt?"

"Send word, I'll come running."

"How big an injury does it have to be? Because sometimes I do this thing when I stand up too quickly and my ankle kind of twists a little---"

"Sounds serious. You don't want to put any weight on that. I'd better carry you the next time that happens."

"What if I skin my knee?"

"I'll carry you."

"Charley horse?"

"I'll carry you."

"Chipped toenail?"

"Not worth taking a risk. I'll carry you."

I grin at him [...] I have to admit -- he's funnier and smarter than I've given him credit for. — Claire LaZebnik

One of the series I like is D.M. Cornish's 'Monster Blood Tattoo,' in which he creates a whole language. Kids who are reading that are building a language in their heads. There's no real cognitive difference. I think kids are excited by language, and they're not always given credit for that. — Matthew Tobin Anderson

Climate change has a very high procrastination penalty that just grows with each passing year of inaction - rather like what happens if you don't pay off your credit card. But for climate, there is no such thing as a fresh start from bankruptcy. — William H. Calvin

Thinkers too often disparage men of action in ways that do them no credit. — Michael Ignatieff

To succeed [,] consider what is as though it were past, deem yourself inevitable and take credit for it. If you no longer believe, enlarge the temple. — W.S. Merwin

There is no means of avoiding the final collapse of a boom brought about by credit expansion. The alternative is only whether the crisis should come sooner as the result of voluntary abandonment of further credit expansion, or later as a final and total catastrophe of the currency system involved. — Ludwig Von Mises

Another quality of salt is that it remains hidden even though it adds flavor to a dish. People praise a dish by appreciating the quality of its grains or vegetables or spices, but no one says, 'The salt in this dish was fabulous!' Like salt, true yogis serve without wanting recognition or praise. They are happy to give credit to others and interested simply in doing their best to give pleasure to the Divine and benefit others. — Swami Radhanath

WORTH IT?
It is no credit to our phase of civilization if it is fear rather than ambition that drives most of those who bankrupt themselves on the vanities, or who end up under the surgeon's knife. It is the fear of falling short, of being inadequate in the eyes of others, including loved ones. [ ... ]
It is unfitting, one might say, improper, treating one's owm body as a tool rather than a part of oneself. [ ... ]
The bottom line is that it dishonors ourselves, for we ought to think better of ourselves than that. — Simon Blackburn

Shaw ... has a woman ever asked you to write a poem for her?"
"Good God, no," Gideon replied with a snicker. "Shaws don't write poetry. They pay others to write it for them and then take the credit for it. — Lisa Kleypas

Smart art galleries know it's not the words on paper but the emotion in the piece that makes clients pull out the credit card or check book. The gallery's number one concern is will this stuff sell? What your bio, artist's statement or resume articulates will be of no help if you don't make art that connects with buyers. — Jack White

Of course I'm troubled by huge consumer debt levels - we've pushed consumer credit very hard in the US. Eventually, if it keeps growing, it will stop growing. As Herb Stein said, "If something cannot go on forever, it will stop." When it stops, it may be unpleasant. Other than Herb Stein's quote, I have no comment. But the things that trouble you are troubling me. — Charlie Munger

It's called basic human decency, and I deserve no credit for doing what every man should. — Courtney Milan

I think that it is true that Eleanor Roosevelt, by being so active on that front, contributed to that impression very substantially. And it's to her credit that she was interested in this, let me say. But once again, I'm not sure the extent to which Roosevelt - I guess he did use her really, particularly on the civil rights front. No question about it, because she was well identified out there, and brought a good many blacks into the Administration, into the White House, into his presence and so on. — William A. Rusher

What Melanie did was no more than all Southern girls were taught to do: to make those about them feel at ease and pleased with themselves. It was this happy feminine conspiracy which made Southern society so pleasant. Women knew that a land in which men were contented, uncontradicted, and safe in possession of unpunctured vanity was likely to be a very pleasant place for women to live. So from the cradle to the grave, women strove to make men pleased with themselves, and the satisfied men repaid lavishly with gallantry and adoration. In fact, men willingly gave the ladies everything in the world, except credit for having intelligence.
Scarlett exercised the same charms as Melanie but with a studied artistry and consummate skill. The difference between the two girls lay in the fact that Melanie spoke kind and flattering words from a desire to make people happy, if only temporarily, and Scarlett never did it except to further her own aims. — Margaret Mitchell

You get no moral credit for forcing other people to do what you think is right. — Penn Jillette

No one ever taught me and I can't teach anyone. If you can't explain it, how can you take credit for it? — Red Grange

Actually, I can't take credit for any of my decisions. I noticed one day that all my decisions were making themselves, and always at the right time. I haven't had to make one decision since then. They are always made for me, and they come from the wisdom that is in us all. I trust that wisdom completely. That trust itself was a decision made for me as inquiry cleared my mind. No decision, no fear. — Byron Katie

Personal responsibility matters. There are no excuses for those who spend money on things they cannot afford. But it's a whole lot harder to act responsibly when consumer credit contracts are designed to be incomprehensible, when prices are obscure and risks are hidden. — Elizabeth Warren

Now, it has been independently shown that people hate to lose something more than they enjoy gaining it. For example, they don't mind paying for something with a credit card even when told there is a discount for cash, but they hate paying the same amount if they are told there is a surcharge for using credit. As a result, people will often refuse to gamble for an expected profit (they turn down bets such as "Heads, you win $120; tails, you pay $100), but they will gamble to avoid an expected loss (such as "Heads, you no longer owe $120; tails, you now owe an additional $100"). (This kind of behavior drives economists crazy, but is avidly studied by investment firms hoping to turn it to their advantage.) The combination of people's loss aversion with the effects of framing explains the paradoxical result: the "gain" metaphor made the doctors risk-averse; the "loss" metaphor made them gamblers. — Steven Pinker

No, Mr. Khrushchev, you may not have a wall. It will not prove that communism works. It will not work out well at all. Now, look, I agree capitalism isn't the be-all and end-all! Let me show you my last credit card bill. But you really need to put your thinking cap back on. — Liane Moriarty

Antinomy, that is, the existence of two laws or tendencies which are opposed to each other, is possible, not only with two different things, but with one and the same thing. Considered in their thesis, that is, in the law or tendency which created them, all the economical categories are rational, - competition, monopoly, the balance of trade, and property, as well as the division of labor, machinery, taxation, and credit. But, like communism and population, all these categories are antinomical; all are opposed, not only to each other, but to themselves. All is opposition, and disorder is born of this system of opposition. Hence, the sub-title of the work, - "Philosophy of Misery." No category can be suppressed; the opposition, antinomy, or contre-tendance, which exists in each of them, cannot be suppressed. — Pierre-Joseph Proudhon

There is no limit to what can be accomplished if it doesn't matter who gets the credit. — Ralph Waldo Emerson

Our gifts and talents should also be turned over to Him. They should be recognized for what they are, God's loan to us, and should never be considered in any sense our own. We have no more right to claim credit for special abilities than for blue eyes or strong muscles. For who maketh thee to differ from another? and what hast thou that thou didst not receive? — A.W. Tozer

The sustainability revolution will be organic. It will arise from the visions, insights, experiments and actions of billions of people. The burden of making it happen is not on the shoulders of any one person or group. No one will get the credit, but everyone can contribute. — Donella Meadows

No more self-defeating device could be discovered than the one society has developed in dealing with the criminal. It proclaims his career in such loud and dramatic forms that both he and the community accept the judgment as a fixed description. He becomes conscious of himself as a criminal, and the community expects him to live up to his reputation, and will not credit him if he does not live up to it. — Frank Tannenbaum

It had me," he said. "The shark had me. I was, literally, about to be torn in two. You saved me. In the nick of time, you saved me."
"You're welcome," Skulduggery said.
"I was talking to Valkyrie."
Skulduggery's head tilted. "But I'm the one who figured it all out."
Valkyrie grinned. "You're very welcome, Geoffrey, although I can't take all the credit. China helped, you know."
"But I carver the right symbol," Skulduggery said.
Scrutinous clasped Valkyrie hand in his. "If there is anything I can do for you in the future, anything at all, do not hesitate to ask."
Skulduggery looked at him. "Can I ask, too?"
"No."
"Why not?"
"Valkyrie cared that I was being attacked. You told me to shut up."
"That's because your screaming was very annoying. How is that my fault? — Derek Landy

I think people are naturally good, I see it every day. Look at this restaurant. No one's causing anybody any trouble in here. We're all sitting, respecting each other's space, we're keeping our voices down, we're saying "please" and "thank you" - those are acts of generosity that we commit on a second by second basis that we don't give ourselves enough credit for. There's a lot of kindness in this world, we're just such vain creatures; our vanity can be used against us so easily. We're like dogs, hairless dogs. — Torquil Campbell

Why am I the expert all of a sudden?"
"Of the two of us, you have more stalking experience."
He leaned back. "Really?"
"Yes. When you let yourself into my apartment before we were dating, did you fidget while you watched me?"
"Will you let it go?" he growled.
"No."
"I didn't fidget. I checked on you to make sure you hadn't gotten yourself killed. I wanted to know that you weren't dying slowly of your wounds, because you have no sense and half of the time you couldn't afford a medmage. I didn't stand there and watch you. I came in, made sure you were okay, and left. It wasn't creepy."
"It was a little creepy."
"It worked, didn't it?"
"Worked how?"
"You're still alive."
"Yes, of course, take all the credit. — Ilona Andrews

Over and over again, financial experts and wonkish talking heads endeavor to explain these mysterious, 'toxic' financial instruments to us lay folk. Over and over, they ignobly fail, because we all know that no one understands credit default obligations and derivatives, except perhaps Mr. Buffett and the computers who created them. — Richard Dooling

Are you getting your period?" She narrows her eyes.
No! God. I hate that. I hate when every negative act is blamed on your period." Sometimes bitchiness is just bitchiness, happily unattached to anything hormonal. It should get full credit. — Deb Caletti

There is no limit to the amount of good you can do if you don't care who gets the credit. — Ronald Reagan

Sheila's about the only young girl in this place and she naturally assumes that she ought to have it all her own way with the young things in trousers. Naturally it annoys her when a woman, who in her view is middle-aged and who has already two husbands to her credit, comes along and licks her on her own ground. [...] No, I think it's age daring to defeat youth that annoys her so much! — Agatha Christie

I would prefer," Pat said, his voice a little stiff, as if he expected resistance, "that I be the cosigner on the loan, if you go through with this. I know I'm not a famous billionaire, but I think my credit's just as good."
No, you're wrong about that," Tess said, shaking her head.
What?"
As far as I'm concerned, it's better. I'd much rather do business with you."
They shook on it. It was a deal, after all, not a time for hugging.
Favors, Arnie Vasso had once said. Your father knows all about favors. He had meant it as an insult, a sly reference to the corners the Monaghans and Weinsteins cut here and there. Now Tess saw it for the simple truth it was: Her father understood favors. How to do them, how to accept them, how to walk away when the price was too steep. It was a lesson she wouldn't mind learning someday.
Maybe this was the place to start. — Laura Lippman

If a government resorts to inflation, that is, creates money in order to cover its budget deficits or expands credit in order to stimulate business, then no power on earth, no gimmick, device, trick or even indexation can prevent its economic consequences. — Henry Hazlitt

Want to back out?" Jill let out a long breath. "No. I've always wanted a life of crime. Will you teach me gangster lingo? I want to be a credit to you. — Robert A. Heinlein

When a director writes, there's a compulsory arbitration. You have a right to challenge any of the arbitrators, but they pick three of four arbitrators who read all the drafts with no names attached and then allocate credit. — Harold Ramis

An education system where student selection is based on credit capacity and not merit capacity and where graduating students are no longer indebted to the nation, but increasingly indebted to the Australian Taxation Office - that's no way to improve the quality of education. — Gough Whitlam

No, I don't think you understand just how stupid goblins are. Let me give you an example. One of the B'wa Kell generals, and this is their top fairy, was caught caught trying to pass off forged credit slips by signing his own name. — Eoin Colfer

Politics are receiving a lot of attention because we have nothing else to interest us. No nation in the history of the world was ever sitting as pretty. If we want anything, all we have to do is go and buy it on credit. So that leaves us without any economic problem whatever, except perhaps some day to have to pay for them. But we are certainly not thinking about that this early. — Will Rogers

When you're in the wild, there's nothing to hide behind. No bars or credit cards or movie theatres or cell phones or credentials or security. You're just alone with yourself. You look around and lose yourself in the mountains, rivers, forests or tundra, but you can see nothing except for the chaos in your own mind. It is fucking terrifying and peaceful at the same time. — Shannon Mullen

I came out of my professional athlete career with a 450 credit score, no money in the bank to show for it, but I had an Ivy League degree. So I put that Dartmouth degree to good use and got a job on Wall Street. I hated it but used the time to make connections and become financially literate. — Brian J. White

What he'd never understood about men in his position, in all the books he'd read and movies he'd seen about them, was clearer to him now: you couldn't keep expecting wholehearted love without, at some point, requiting it. There was no credit to be earned for simply being good. — Jonathan Franzen

The Word says God don't give us credit for lovin the folks we want to love anyway. No, He gives us credit for loving the unlovable. The perfect love of God don't come with no conditions ... — Ron Hall

you know a conjurer gets no credit when once he has explained his trick and if I show too much of my method of working, you will come to the conclusion that I am a very ordinary individual after all." -Sherlock Holmes — Arthur Conan Doyle

To have the external pressure of a job removed is very astonishing. Your own will is now your only motor and it has no horse-power. Sometimes I think that perhaps the most competent business men, and lawyers and doctors, who must be at the office at nine o'clock every morning, do not realize this and take more credit for initiative and industry than they deserve. And it is why all the bright women of the world, who if more were expected of them, might do important work, but who instead have a chronic feeling of ineffectiveness and sloth. — Brenda Ueland

Even if Bush could be forgiven for taking America, and much of the rest of the world, to war on false pretenses, and for misrepresenting the cost of the venture, there is no excuse for how he chose to finance it. His was the first war in history paid for entirely on credit. As America went into battle, with deficits already soaring from his 2001 tax cut, Bush decided to plunge ahead with yet another round of tax relief for the wealthy. — Joseph Stiglitz

To be sure, the provision of liquidity alone can by no means solve the problems of credit risk and credit losses; but it can reduce liquidity premiums, help restore the confidence of investors, and thus promote stability. — Ben Bernanke

In Heaven, there are no debts - all have been paid, one way or another - but in Hell there's nothing but debts, and a great deal of payment is exacted, though you can't ever get all paid up. You have to pay, and pay, and keep on paying. So Hell is like an infernal maxed-out credit card that multiplies the charges endlessly. — Margaret Atwood

I sat there behind the wheel of my car, not sure what I should do, wishing I was someplace else, anyplace else, trying on shoes at Thom McAn's, filling out a credit application in a discount store, standing in front of a pay toilet stall with diarrhea and no dime. Anyplace, man. It didn't have to be Monte Carlo. Mostly I sat there wishing I was older. — Stephen King

I don't want to make a big deal about this or anything, but I think it's kind of cool how you do everything you do."
I squinted at him.
"I mean, you use sign language, and it's hard to communicate. But you're into art and you can seriously cook and, for goodness' sakes, you can even jitterbug. By the way, I told my mom, and she wants a video. Totally doesn't believe me. But, yeah, I think it's nice that you don't let a little hitch in life slow you down. I admire that."
I smiled. For a minute, I admired myself, too. He didn't know how deep my problems ran, but he was right all the same. It was no small thing to try, to find out what you cared about in life. Even this moment, with this wonderful, temporary boy beside me, was a tiny miracle. I ought to give myself some credit. — Kiera Cass

I had this story from one who had no business to tell it to me, or to any other. I may credit the seductive influence of an old vintage upon the narrator for the beginning of it, and my own skeptical incredulity during the days that followed for the balance of the strange tale. — Edgar Rice Burroughs

A long list. From getting cut from the high school basketball team, to getting fired from jobs, getting credit cards rejected and cut up. Rejection has only been a distraction, not a roadblock. "Every no gets me closer to a yes," was the saying I used to use. — Mark Cuban

The Hell's Angels are very definitely a lower-class phenomenon, but their backgrounds are not necessarily poverty-stricken. Despite some grim moments, their parents seem to have had credit. Most of the outlaws are the sons of people who came to California either just before or during World War II. Many have lost contact with their families, and I have never met an Angel who claimed to have a hometown in any sense that people who use that term might understand it. Terry the Tramp, for instance, is "from" Detroit, Norfolk, Long Island, Los Angeles, Fresno and Sacramento. As a child, he lived all over the country, not in poverty but in total mobility. Like most of the others, he has no roots. He relates entirely to the present, the moment, the action. — Hunter S. Thompson

Inevitably, this is how Christianity has come to be understood by a great many good people who have no better instruction in it than they receive from ranters and politicians. Under such circumstances, it is only to their credit that they reject it. Though I am not competent to judge in such matters, it would not surprise me at all to learn in any ultimate reckoning that these "Nones" as they are called, for the box they check when asked their religion, are better Christians than the Christians. But they have not been given the chance even to reject the beautiful, generous heritage that might otherwise have come to them. The learned and uncantankerous traditions seem, as I have said, to have fallen silent, to have retreated within their walls to dabble in feckless innovation and to watch their numbers dwindle. — Marilynne Robinson

It is good for us to have trials and troubles at times, for they often remind us that we are on probation and ought not to hope in any worldly thing. It is good for us sometimes to suffer contradiction, to be misjudged by men even though we do well and mean well. These things help us to be humble and shield us from vainglory. When to all outward appearances men give us no credit, when they do not think well of us, then we are more inclined to seek God Who sees our hearts. Therefore, a man ought to root himself so firmly in God that he will not need the consolations of men. — Thomas A Kempis

She'd never really existed to him. She was of no consequence in his life. He was married to a beautiful woman. Jane was pornography. Jane was the adult movie that didn't appear on his hotel bill. Jane was Internet porn, where every fetish can be fulfilled. You have a fetish for humiliating fat girls? Enter your credit card number and click right here. — Liane Moriarty

The guy on the left shrugged and raised up an inch off his chair and dug in his back pants pocket. The other guy did the same. Reacher watched. Safe enough. No one kept a weapon in his back pants pocket. Uncomfortable. Not readily accessible. The guys came out with two IDs each. Plastic, the size of credit cards. But not. They were national identity cards, and driver's licenses. Both had Bundesrepublik Deutschland at the top. Germany. The Federal Republic. The photographs were right. The guy on the left was named Bernd Durnberger, and the guy on the right was named Klaus Augenthaler. Reacher — Lee Child

Marco Rubio, as an example, he's got no money, zero.I think that's fine, that's OK, maybe it's good politically to say you owe money because you overborrowed on your credit cards. He's got nothing. I mean, he's got nothing. — Donald Trump

There is no credit to being a comedian, when you have the whole Government working for you. All you have to do is report the facts. I dont even have to exaggerate. — Will Rogers

If you're tall enough, there's no good reason you should be a nerd. Unless you're a nerd that's kind of a dick, and you start your own company like Bill Gates or the Facebook guy or something, odds are you have a shitty job where you do most of the work and don't make anything, while a tall former prep is an executive or in sales, which are both easy and primarily just involve taking credit for a nerd's work, and also make a shitload more money. — A.D. Aliwat

Oliver, my professor, was a scientific bounder, a journalist by instinct, a thief of ideas, - he was always prying! And you know the knavish system of the scientific world. I simply would not publish, and let him share my credit. I went on working, I got nearer and nearer making my formula into an experiment, a reality. I told no living soul, because I meant to flash my work upon the world with crushing effect and become famous at a blow. I took up the question of pigments to fill up certain gaps. And suddenly, not by design but by accident, I made a discovery in physiology. — H.G.Wells

Tonight, we have the show of a lifetime for you. It is unfiltered, unmanaged, and certainly undeniably awesome!'

'We take no responsibility for any of the bad things that might happen tonight,' says Dum.

'And take all the credit for the fabulous, fantastic, and fun-filled things that will definitely happen tonight,' says Dee. — Susan Ee

Of moral purpose I see no trace in Nature. That is an article of exclusively human manufacture and very much to our credit. — Thomas Henry Huxley

If the Nation is living within its income, its credit is good. If, in some crises, it lives beyond its income for a year or two, it can usually borrow temporarily at reasonable rates. But if, like a spendthrift, it throws discretion to the winds, and is willing to make no sacrifice at all in spending; if it extends its taxing to the limit of the peoples power to pay and continues to pile up deficits, then it is on the road to bankruptcy. — Franklin D. Roosevelt