Quotes & Sayings About Money Dave Ramsey

Being the highly trained investment mogul that I am, I could certainly find places to put that money where it would earn more. Or would it? Remember, personal finance is personal. I have come to realize that Sharon's peace of mind bought with the oversized emergency fund is a great return on investment. Guys, this can be a wonderful gift to your wife. An Emergency Fund Can — Dave Ramsey

If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant. — Dave Ramsey

Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it — Dave Ramsey

Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user. — Dave Ramsey

At this stage in The Total Money Makeover, you are the Mr. Universe of Money, with serious abs, pecs, and quads. You have all this financial muscle, so now you should do something intentional with it. It is not just to look at. We built this financial superbody for a reason. To have FUN, INVEST, and GIVE. — Dave Ramsey

You've got to tell your money what to do or it will leave. — Dave Ramsey

You must gain control over your money or the lack of it will forever control you. — Dave Ramsey

A budget is people telling their money where to go instead of wondering where it went. You — Dave Ramsey

My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid. — Dave Ramsey

When you create a basic budget and stick to it, it will suddenly seem like you have more money. — Dave Ramsey

You must learn to control your money, or to the permanent deprivation control you — Dave Ramsey

If we aren't profitable by December 20, I will close the business. That would leave him about $800,000, plus his retirement money and home, and he would do something else to earn a living. — Dave Ramsey

When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman. — Dave Ramsey

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it. — Dave Ramsey

We buy things we don't need with money we don't have to impress people we don't like. — Dave Ramsey

Measure your wealth not by the things you have, but by the things for which you would not take money. — Dave Ramsey

Earning a lot of money is not the key to prosperity. How you handle it is. — Dave Ramsey

I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money. — Dave Ramsey

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this. — Dave Ramsey

The love of money, not money, is root of all evil. — Dave Ramsey

The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible. — Dave Ramsey

A budget is telling your money where to go instead of wondering where it went. — Dave Ramsey

Savings without a mission is garbage. Your money needs to work for you, not lie around you. — Dave Ramsey

bought one of the software programs, and worked the system. That particular software covered more than 300,000 available scholarships. She narrowed the database search until she had 1,000 scholarships to apply for. She spent the whole summer filling out applications and writing essays. She literally applied for 1,000 scholarships. Denise was turned down by 970, but she got 30, and those 30 scholarships paid her $38,000. She went to school for free while her next-door neighbor sat and whined that no money was available for school and eventually got a student loan. — Dave Ramsey

John Maxwell says a budget (for your money) is telling your money where to go instead of wondering where it went. Managing time is the same; you will either tell your day what to do or you will wonder where it went. — Dave Ramsey

Retirement in America has come to mean "save enough money so I can quit the job I hate. — Dave Ramsey

Money is 80% behavior, 20% head knowledge. It's what you do, not what you know. — Dave Ramsey

Fun can be bought with money, but happiness cannot. — Dave Ramsey

How you handle or mishandle your money tells us who you are and, more important, it tells YOU who you are. Your priorities, passions, goals, and fears are shown clearly in the flow of your money. Your value system, or lack of one causes money to flow around you, passed you, or to you. When money is in your possession, what you do with it screams loudly who you are. — Dave Ramsey

Twist and wring out the budget, work extra hours, sell something, or have a garage sale, but quickly get your $1,000. Most of you should hit this step in less than a month. If it looks as though it is going to take longer, do something radical. Deliver pizzas, work part-time, or sell something else. Get crazy. You are way too close to the edge of falling over a major money cliff here. Remember, if the Joneses (all the broke people) think you are cool, you are heading the wrong way. If they think you are crazy, you are probably on track. — Dave Ramsey

If you help enough people, you don't have to worry about money. — Dave Ramsey

When I do something stupid with money and lose it ... I call that Stupid Tax. I have paid so much Stupid Tax that I am expert. — Dave Ramsey

Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn't the problem; doing it is. Most of us know what to do, but we just don't do it. If I can control the guy in the mirror, I can be skinny and rich. — Dave Ramsey

I suggest a Money Market account with no penalties and full check-writing privileges for your emergency fund. We have a large emergency fund for our household in a mutual-fund company Money Market account. Wherever you get your mutual funds, look at the website to find Money Market accounts that pay interest equal to one-year CDs. I haven't found bank Money Market accounts to be competitive. The FDIC does not insure the mutual-fund Money Market accounts, but I keep mine there anyway because I've never known one to fail. Keep in mind that the interest earned is not the main thing. The main thing is that the money is available to cover emergencies. Your wealth building is not going to happen in this account; that will come later, in other places. This account is more like insurance against rainy days than it is investing. — Dave Ramsey

We learned early on that if we help enough people, the money will come. — Dave Ramsey

The first step in taking control of your money is to stop borrowing money. Start using cash today. — Dave Ramsey

Teaching kids about money is never just about money. — Dave Ramsey

Outrageous generosity is a character quality of people who win with money. — Dave Ramsey

Those who don't manage their money will always work for those who do — Dave Ramsey

A natural saver is great until he never spends and is tight-fisted with giving. A natural spender is great until she finds herself deeply in debt and unable to give. A natural giver is great until there are no savings when a problem arises and there is no personal enjoyment of money. — Dave Ramsey

We have a retirement crisis in America today nor from a lack of money, but from a lack of vision — Dave Ramsey

You will either learn to manage money, or the lack of it will manage you. — Dave Ramsey

Money is finite. There is not an infinite supply. That's something a lot of people have trouble remembering these days. In a time when crazy mortgages, car loans, student loans, and credit cards make you believe anyone can purchase anything at any time with no consequences, it's easy to forget that money has limits. — Dave Ramsey

Your priorities, passions, goals, and fears are shown clearly in the flow of your money. — Dave Ramsey

You have to teach children about money intentionally - create teachable moments. — Dave Ramsey

You wanna blow money? Put it in a 'blow' category in your budget. But at least admit it on paper! — Dave Ramsey

Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can. — Dave Ramsey

Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle. — Dave Ramsey

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. — Dave Ramsey

When we're dealing with money in relationships, when we're dealing with money in our personal lives, when we're dealing with money in our families, the flow of money in a family represents the value system under which that family operates. — Dave Ramsey