Loan Quotes & Sayings

You can use the [Barack] Obama administration as a recent example. For seven years they've been unopposed. The Republican Party's not trying to stop 'em on a single thing. Much of Obama's agenda has been a success. He has been able to attack various traditions, institutions, and taken over the health care system in this country. They've taken over the student loan, they've taken over the education system, and everybody in it is miserable and unhappy. — Rush Limbaugh

And you'd see that 2/28 interest only ARM mortgages were only 5.85% of the pool in early 2004, but by late 2004 they were 17.48% of the pool, and by late summer 2005 25.34% of the pool. Yet average FICO [consumer credit] scores for the pool, percent of no-doc ["Liar"] loan to value measures and other indicators were pretty static ... . The point is that these measures could stay roughly static, but the overall pool of mortgages being issued, packaged and sold off was worsening in quality, because for the same average FICO scores or the same average loan to value, you were getting a higher percentage of interest only mortgages. — Michael Lewis

We were able in the Recovery Act to get a program where we increased our loan guarantees to 90 percent. Because we had that program, a bank wouldn't have to take that much risk. — Karen Mills

I can't tell you how many times I've had conversations with politicians who've done something morally reprehensible but not indictable, yet still think they should be able to stay in office. The office isn't a 'right.' It's a kind of loan. — Gail Collins

Diane, in Jackie's mind, looked just like a woman who would be an active PTA mom, with her kind face and comfortable clothing. She also thought Diane looked like a woman who would be a loan officer, with her conservative makeup choices and serious demeanor. She would look like a pharmacist if she ever were to wear the standard white coat, gas mask, and hip waders. — Joseph Fink

So many people are doomed by their ambition and their gathered intelligence, their bank account and savings and loan intelligence. If there is any secret to life, that secret is not to try. Let it come to you: women, dogs, death, and creation. — Charles Bukowski

These books you're reading . . . I question your taste, Miss Twill."

She straightened the collar of his maroon coat. "I'll read what I please, Mr. Thane."

"I have a suggestion," he said with a wry smile, stepping away and glancing back at the sunset, which had already grown ruddier. "I have a dissertation on eighteenth-century Folding basics on interlibrary loan. It's wonderfully dry and has all its nouns capitalized. I think you'll enjoy it."

Ceony frowned. "You want me to study primitive Folding techniques?"

"Only subprimitive," he said, a smirk playing on his lips. "It never hurts to go back to basics, even if you think you know them."

"I do know them."

"Are you sure?"

Ceony paused. "Is this a hint for my test? — Charlie N. Holmberg

It's easy to get a loan unless you need it. — Norman Ralph Augustine

Moreover, an archetype exists in the nation's consciousness that connects student loan debt with irresponsibility. This is a result of well-publicized accounts of loan defaults in decades past in which students took out loans with no intention of ever paying them back and simply filed for bankruptcy after graduation. This perception was sufficiently strong that in the 1970s, Congress was convinced to remove bankruptcy protections from student loans. However, according to a March 2007 paper by John A. E. Pottow of the University of Michigan, this perception had a fatal flaw: "The fatal problem is that there are no empirical data to buttress the myth that students defraud creditors any more than other debtors."1 In fact, it was shown that when student loans were dischargeable in bankruptcy, there was a less than 1 percent bankruptcy rate among student debtors.2 Nevertheless, this misconception has been so often repeated that it is now indelibly etched in the public's mind. — Alan Collinge

You, you buy into all this stuff about good guys and bad guys in the world. A loan shark breaks a guy's leg for not paying his debt, a banker throws a guy out of his home for the same reason, and you think there's a difference, like the banker's just doing his job but the loan shark's a criminal. I like the loan shark better because he doesn't pretend to be anything else, and I think the banker should be where I am sitting right now. I'm not going to live some life where I pay my fucking taxes and fetch the boss a lemonade at the company picnic and buy life insurance. Get older, get fatter, so I can join a men's club in Back Bay, smoke cigars with a bunch of assholes in a back room somewhere, talk about my squash game and my kid's grades. Die at my desk, and they'll already have scraped my name off the office door before the dirt's hit the coffin. — Dennis Lehane

He'd been filling up his Suburban - a feat that required a small business loan at current prices - and had missed Shanna's call. — Blake Crouch

One particular game sticks in my mind: in March 2007 we went to Middlesbrough during a three-month period when we had the Swedish striker, Henrik Larsson, on loan from Helsingborgs. I could not have asked more from him when, under real pressure, he abandoned his attacking position and fell back into midfield just to help dig out the result. When Henrik appeared in the dressing room at the end of the game, all the players and staff stood up and spontaneously broke into applause for the immense effort he had made in his unaccustomed role. At the end of the season we requested an extra Premier League winners' medal for Henrik, even though he had not played the ten games that at the time were required to obtain the award. — Alex Ferguson

Including the differential mortgage loan approval rates between Asian Americans and whites shows that the same methods to conclude that that blacks are discriminated against in mortgage lending would also lead to the conclusion that whites are discriminated against in favor of Asian Americans, reducing this whole procedure to absurdity, since no one believes that banks are discriminating against whites ... [W]hen loan approval rates are not cited, but loan denial rates are, that creates a larger statistical disparity, since most loans are approved. Even if 98 percent of blacks had their mortgage loan applications approved, if 99 percent of whites were approved than by quoting denial rates alone it could be said that blacks were rejected twice as often as whites. — Thomas Sowell

So you," she said, meeting his eyes, "are a librarian. What does that make me then? A seven-day loan?"
Daniel laughed as he set his book aside. He moved toward her and lightly gripped her knees.
"Seven-day loan ... I'm not sure I like the thought of giving you back." He slid his hands up her thighs and took her by the hips.
"But what about overdue fines?" she asked, playfully flashing her eyes at him.
"I think I can afford them," he said. Eleanor tried to voice another protest but his mouth was already on hers. — Tiffany Reisz

Fannie Mae has traditionally only bought and sold mortgages. But when a loan held by the company goes into foreclosure, Fannie Mae gains ownership of the underlying property until it is resold to new investors. — Charles Duhigg

Because microfinance is so manageable in terms of the size of the loan, people have made it the cornerstone to lifting women out of poverty. — Gayle Tzemach Lemmon

For though there was no chance of persuading a pension fund manager looking to make a longer-term loan to buy a Freddie Mac bond that could evaporate tomorrow, one could easily sell him the third tranche of a CMO. — Michael Lewis

For a while, you could decide when you loan the player out whether he plays against you or not, and I always decided that he could play against us. But I must say I didn't get any protection from the media because when the player I loaned out scored against us, it's 'aaahhh, look at him, stupid ... ' — Arsene Wenger

One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today. — Alexi Giannoulias

Nature has granted the use of life like a loan, without fixing any day for repayment. — Marcus Tullius Cicero

The invention of the micro-loan was a big surprise to me. Who would have guessed loans of less than $20 made to poor people in undeveloped countries could create thriving local economies? And, even more surprisingly, that they more reliably pay off their debts than the wealthy of the world. — Joel A. Barker

My physical eyes are like sunglasses, filtering out the colors, but when I'm out here, the aura that emanates from every living thing is clearly visible to me. People, animals, and even plants are surrounded by this transparent bubble of color. Over the years, I've learned that the colors can tell you quite a bit about a person. Like right now, Rei is surrounded by this lemonade yellow, which looks nice, but it's the same shade of yellow my mom has whn she's sold a house to someone and the loan falls through.
Sigh. — Gina Rosati

Fat bed, lick the black cat in my mouth
each morning. Unfasten all the bones

that make a head, and let me rest: unknown
among the oboe-throated geese gone south

to drop their down and sleep beside the out-
bound tides. Now there's no nighttime I can own

that isn't anxious as a phone
about to ring. Give me some doubt

on loan; give me a way to get away
from what I know. I pace until the sun

is in my window. I lie down. I'm a coal:
I smolder to a bloodshot glow. Each day

I die down in my bed of snow, undone
by my red mind and what it woke. — Malachi Black

What is entrepreneurship, after all? Bigness is not the issue. Poor people are the ones who take challenges every day. The guy who sells a hot dog on the street is as much an entrepreneur as anyone else. Getting his $50 loan to start could be as difficult as finding $50 million for someone else. All people are entrepreneurs. — Muhammad Yunus

Ashish Shah, Your Kindle book loan for Amelia Bedelia Chapter Book #2: Amelia Bedelia Unleashed has ended. — Anonymous

Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement. — Barbara Corcoran

And we can see the positive impacts right here at Solyndra. Less than a year ago, we were standing on what was an empty lot. But through the Recovery Act, this company received a loan to expand its operations. This new factory is the result of those loans. — Barack Obama

If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end up having to sell eventually when you realize you can't afford the home, and whether you have any equity left after the sale depends on the size of the reverse loan that must be settled. — Suze Orman

Here, in 2001, entered Goldman Sachs, which engaged in a series of apparently legal but nonetheless repellent deals designed to hide the Greek government's true level of indebtedness. For these trades Goldman Sachs - which, in effect, handed Greece a $1 billion loan - carved out a reported $300 million in fees. — Michael Lewis

This was the argument put forward during the War when the expenditure on the army and navy had to be met; and this was the argument put forward in Germany and Austria after the War when a part of the population had to be provided with cheap food, the losses on the operation of the railways and other public undertakings met, and reparations payments made. The assistance of inflation is invoked whenever a government is unwilling to increase taxation or unable to raise a loan; that is the truth of the matter. — Ludwig Von Mises

When I was a commercial loan officer for a large bank in San Francisco, my boss taught us that you should never make a loan to someone who is following his passion. For example, you don't want to give money to a sports enthusiast who is starting a sports store to pursue his passion for all things sporty. That guy is a bad bet, passion and all. He's in business for the wrong reason. My — Scott Adams

I understood that I had been given my atoms, the ones that made up my heart and toenails and kidneys and brain, on a kind of universal loan program. The time would come when I would have to give the atoms back, and I didn't want to attempt to hold on to them through the chemical preservation of my future corpse. There — Caitlin Doughty

Bad credit surgery loans are loan service that is basically meant to assist those borrowers who wish to go for a surgical procedure but they are not having ample amount of funds for financing their surgery. With the assistance of this loan service such borrowers can easily access the desired amount of funds along with the tag of their poor credit. The fund avail from this loan will also assist them to mend their awful credit status. — Mark Terry

Ain't it shame how folk see time like money in the bank when it's more like a loan that might jus' fall due any second? — Patrick Neate

Students are suffering under incredibly high tuitions and high student loan interest rates. They graduate from school, and they're having a very difficult time finding a job. They don't feel as though there are honest leaders who are listening to them, and who will be a part of the solution. — Tulsi Gabbard

I saw a man walk into my camera viewfinder from the left. He took a pistol out of his holster and raised it. I had no idea he would shoot. It was common to hold a pistol to the head of prisoners during questioning. So I prepared to make that picture - the threat, the interrogation. But it didn't happen. The man just pulled a pistol out of his holster, raised it to the VC's head and shot him in the temple. I made a picture at the same time. (On his 1968 photograph of the summary street corner execution of prisoner Nguyen Van Lem by South Vietnam's police chief, Lt. Col. Nguyen Ngoc Loan.) — Eddie Adams

By taking out a loan, I am committing myself to years of interest repayments, and therefore to years of wage slavery. And the U.K. has been borrowing like crazy since 1694, when the Bank of England was invented. This means that we are locked into high taxation to pay for 300 years of wars and other costly and generally disastrous state enterprises. — Tom Hodgkinson

The loan crisis and the increasing slashing of funds for students, coupled with the astronomical rise in tuition, represent an unparalleled attack on the social state. The hidden agenda here is that when students graduate with such high debts, they rarely choose a career in public service; instead, they are forced to go into the corporate sector, and I see these conditions, in some ways, as being very calculated and as part of a larger political strategy to disempower students. — Henry Giroux

The only people that a bank will loan money to is the very people who don't need it. — Mark Twain

Question- Should I loan a small amount of money to a friend? Answer- If you are sure that you can, if necessary, spare both. — Judith Martin

Nothing's a gift, it's all on loan — Wislawa Szymborska

Who among us would ask our children for a loan, so we could spend money we do not have on things we do not need? — Bobby Jindal

As gifts increase in you, let your humility grow, for you must consider that everything is given to you on loan. — Pio Of Pietrelcina

Student loan debt is the reason I don't advise students who want to become entrepreneurs to apply to elite, expensive colleges. They can be as successful if they go to a relatively inexpensive public college. — Vivek Wadhwa

I have stood in a bar in Lambourn and been offered, in the space of five minutes, a poached salmon, a leg of a horse, a free trip to Chantilly, marriage, a large unsolicited loan, ten tips for a ten-horse race, two second-hand cars, a fight, and the copyright to a dying jockey's life story. — Jeffrey Bernard

As we have seen, French culture and language interacted with native English culture for several generations after the Norman Conquest. A common word such as 'castle' is a French loan word, for example; and the whole romance tradition comes from the French. But this sensibility, culture, and language becomes integrated with native culture.
As well as the beginnings of what came to be called a courtly love tradition, we can find in Early Middle English (around the time that Layamon was writing Brut) the growth of a local tradition of songs and ballads. — Ronald Carter

The earth, the air, the land and the water are not an inheritance from our fore fathers but on loan from our children. So we have to handover to them at least as it was handed over to us. — Mahatma Gandhi

After the Versailles treaty, the U.S. could have chosen to become a global economic loan shark, but we didn't, and let a lot of the tab slide. So not all lending and borrowing is bad. — Louis Navellier

I went to jail. I looked like one of those savings-and-loan guys leaving the jail house. — Dave Winfield

Liberty is the act of making the Government Fear
what you KNOW! — Faith Brashear

Neither a borrower nor a lender be, for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry. — William Shakespeare

Microfinance does not require previous experience or loans to the same extent as a small-business loan, so it's easier for women to enter the micro sector. — Gayle Tzemach Lemmon

Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years. — Alexa Von Tobel

What is a permanent loan but a mortgage upon the wealth and industry of the country? It is the only form of indebtedness, as experience has shown, by which heavy and durable encumbrance can be laid upon the community. — John C. Calhoun

Let your children be as so many flowers, borrowed from God. If the flowers die or wither, thank God for a summer loan of them. — Samuel Rutherford

When banks place credits into your account, they are merely pretending to lend you money. In reality, they have nothing to lend. Even the money that non-indebted depositors have placed with them was originally created out of nothing in response to someone else's loan. So what entitles the banks to collect rent on nothing? It is immaterial that men everywhere are forced by law to accept these nothing certificates in exchange for real goods and services. We are talking here not about what is legal, but what is moral. — G. Edward Griffin

Do you know how hard it is to climb over a roof while wearing a gown?"
A sly smile welled up in the corner of his mouth. "None of the court ladies will loan me a gown to try. — Jodi Meadows

Our gifts and talents should also be turned over to Him. They should be recognized for what they are, God's loan to us, and should never be considered in any sense our own. We have no more right to claim credit for special abilities than for blue eyes or strong muscles. For who maketh thee to differ from another? and what hast thou that thou didst not receive? — A.W. Tozer

Both HUD and the Department of Justice began bringing lawsuits against mortgage bankers when a higher percentage of minority applicants than white applicants were turned down for mortgage loans. A substantial majority of both black and white mortgage loan applicants had their loans approved but a statistical difference was enough to get a bank sued. — Thomas Sowell

Long ago I learned that even the most inanimate things we know of - stone, iron columns, copper pipes, gravel roads, a piece of paper - won't last very long without attention and fixing and the loan of additional order. Existence, it seems, is chiefly maintenance. What — Kevin Kelly

Keep harping on about how Europe's close to accepting you," the American ambassador to Moldova suggested coldly to the president, when the latter came to ask for a loan. "They'll grab onto that like a rabbit after a carrot. But I'm sorry. I cannot give you any money. — Vladimir Lorchenkov

Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have? — Suze Orman

Never loan your heart to hatred; it pays you back with self-destruction. Majority of people living are not aware that anger is an acid that destroys its own container. — Israelmore Ayivor

I have a great deal of spiritual dignity. It's on loan from eternity, and you do too, and we have to use it in our relationship with each other. — Frederick Lenz

A banker is a person who is willing to make you a loan if you present sufficient evidence to show you don't need it. — Herbert V. Prochnow

Opaque and invisible models are the rule, and clear ones very much the exception. We're modeled as shoppers and couch potatoes, as patients and loan applicants, and very little of this do we see - even in applications we happily sign up for. Even when such models behave themselves, opacity can lead to a feeling of unfairness. — Cathy O'Neil

Now, suppose that a homeowner puts down only 3% of their own money or 3.5% for the FHA. That means if prices go down by only 3%, the house will be in negative equity and it would pay the homeowner just to walk away and say, "The house now is worth less than the mortgage I owe. I think I'm just going to move out and buy a cheaper house." So it's very risky when you have only a 3% or 3.5% equity for the loan. The bank really isn't left with much cushion as collateral. — Michael Hudson

If you owe too much on American Express,
and your Diner's Club notes are too hard,
take a loan on your Visa,
and pay it off with your MasterCard! — Nipsey Russell

I would prefer," Pat said, his voice a little stiff, as if he expected resistance, "that I be the cosigner on the loan, if you go through with this. I know I'm not a famous billionaire, but I think my credit's just as good."
No, you're wrong about that," Tess said, shaking her head.
What?"
As far as I'm concerned, it's better. I'd much rather do business with you."
They shook on it. It was a deal, after all, not a time for hugging.
Favors, Arnie Vasso had once said. Your father knows all about favors. He had meant it as an insult, a sly reference to the corners the Monaghans and Weinsteins cut here and there. Now Tess saw it for the simple truth it was: Her father understood favors. How to do them, how to accept them, how to walk away when the price was too steep. It was a lesson she wouldn't mind learning someday.
Maybe this was the place to start. — Laura Lippman

Children in the kingdom of God hold onto possessions loosely. They know that the King is powerful and generous, and they know that what they have is on loan anyway. They are quick to help those in need. The rich, on the other hand, are sorely tempted to trust in their riches. — New Growth Press

Only morons start a business on a loan? — Mark Cuban

So long as the people with the power - to hire and fire you, approve or deny your loan, or write up your speeding ticket - look at you through the lens of institutionalized racism, sexism, homophobia or any other -sim they've learned form stories, videos, media and other biased individuals, a single win means nothing. We cannot effect true change alone. — Kameron Hurley

Reading teaches us receptivity ... It teaches us to receive, in stillness and attentiveness, a voice possessed temporarily, on loan ... And as we grow accustomed to receiving books in stillness and attentiveness, so we can grow to receive the world, also possessed temporarily. — Lynne Sharon Schwartz

If you wanted to create jobs in a way that has minimal effect on the deficit but has government action, the two best things you could do are the infrastructure bank and a simple SBA-like loan guarantee for all building retrofits, where the contractor or the energy-service company guarantees the savings. So that allows the bank to loan money to let a school or a college or a hospital or a museum or a commercial building unencumbered by debt to loan it on terms that are longer, so you can pay it back only from your utility savings. You could create a million jobs doing that. — William J. Clinton

For all men have but a little while to live and none knows his fate thereafter. So that a man possesses nothing certainly save a brief loan of his body: and yet the body of man is capable of much curious pleasure. — James Branch Cabell

When a stretch of Eye Street was finally ready, he had the barricades gracefully opened by two trained bears on loan from the circus. As a result, both Metro and the circus got good press. Even then Pfanstiehl could not please everybody; a labor representative berated him for giving work to nonunion bears. — Zachary M. Schrag

People internalize, from the jail to student loan debt, to credit card debt, to unemployment to the whole collective. It manifests itself in many ways, in people's home lives, domestic stuff. — Jesse Jackson

Back in 1996, 65 percent of subprime loans had been fixed-rate, meaning that typical subprime borrowers might be getting screwed, but at least they knew for sure how much they owed each month until they paid off the loan. By 2005, 75 percent of subprime loans were some form of floating-rate, usually fixed for the first two years. — Michael Lewis

Income tax rules also made borrowing against a home's equity attractive. Because mortgage interest payments can be deducted for income tax purposes, the interest paid on home equity loans could also be deducted, although interest on credit card debt or other debt was not deductible. Therefore it often paid anyone with any other kind of debt to pay off that debt with a home equity loan, whose interest would be deductible for income tax purposes. More and more people began to do this during the housing boom. In 2003, home equity loans totaled $593 billion. Such loans soared during the housing boom, nearly doubling to $1.13 trillion in 2007. — Thomas Sowell

I don't think we need to extend unemployment any further without paying for it, and without making some modifications such as turning it into a loan at some point. It then encourages people to go back to work. — Jim DeMint

Instruct regulators to look for the newest fad in the industry and examine it with great care. The next mistake will be a new way to make a loan that will not be repaid. — L. William Seidman

If you've taken Econ 101, you know that the quantity of money rises only when the banking system makes a net loan. — Kenneth Fisher

The problem is that nobody talks about what they make. It's shame disguised as humility. Screw that. I'm a thirty-two-year-old assistant and I make $30,000 a year. — Camille Perri

OK, whatever, I was taking out false loans — Joe

Clearly," Jason said, "you are not doing nothing. You are most definitely doing something. What it looks like you're doing is pouring packets of sugar on Lauren Moffat's head."

Shhh," I said. "It's snowing. But only on Lauren." I shook more sugar out of the packets. "'Merry Christmas, Mr. Potter,'" I called softly down to Lauren in my best Jimmy Stewart imitation. "'Merry Christmas, you old building and Loan.'"

Jason started cracking up, and I had to hush him as Becca saw my sugar supply running low and hastened to hand me more packets.

Stop laughing so loud," I said to Jason. "You'll spoil this beautiful moment for them." I sprinkled more sugar over the side of the balcony. "'Merry Christmas to all, and to all a good night. — Meg Cabot

But what did one own if life, if love, could be taken away to darkness? Was it all not just ... a loan, a leasehold, transitory as candles? — Guy Gavriel Kay

We are all on loan to each other and nothing belongs to us. — Marty Rubin

I used to flirt with fundamentalism, and I had this idea that creation was something that happened. Now I see creation as something that is happening. Hundreds of millions of stars are still being born every day. Creation is an ongoing process. The Artist has not yet cleaned out the brushes. The paint is still wet. Human beings are the small clumps of clay and breath, and we have been handed brushes of our own, like young artist apprentices. The brushes aren't ours, nor the paint or canvas, but here they are in our hands, on loan. What shall we make? — Michael Gungor

You can't convince someone else - whether it's a potential employer, a loan officer at the car dealership, or someone you've been crushing on - that you're amazing and terrific if you don't actually think you are. — Sophia Amoruso

What Steve Jobs and I did-and at the same time Bill Gates and Paul Allen did-we had no savings accounts, no friends that could loan us money. But we had ideas, and I wanted all my life to be a part of a revolution. — Steve Wozniak

If your cloak was a gift, I appreciate it; if it was a loan, I'm not through with it yet. — Diogenes

Sometimes the hardest part of my job is the incessant reminder of the fact we're all trying so assiduously to ignore: we are here temporarily ... life is only ours on loan. — Sue Grafton

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead. — Suze Orman

Historically, usury was defined as any interest whatever on an unproductive loan.Our whole banking system I have ever abhorred, I continue to abhor, and I shall die abhorring. — John Adams

What Wall Street and credit card companies are doing is really not much different from what gangsters and loan sharks do who make predatory loans. While the bankers wear three-piece suits and don't break the knee caps of those who can't pay back, they still are destroying people's lives. — Bernie Sanders

I turned on my heel and left the building. With only £4.76 in the bank, and my subscription to 'Men Only' due, things were looking bleak. Seeing that Keith Moore had apparently purloined Sting's money, though at this time, he had not been yet convicted of the offence, it seemed to me that he was a better bet for a loan than Sting was. — James Berryman

This is the worst time to miss a bill. Pay down any large credit card or other large revolving accounts if you can, because high balances will hurt your credit rating. And avoid opening any other accounts before the loan you're pursuing is closed. — Craig Watts

Look, this is a loan. I don't know if love is something I will run out of one day. I don't know if I should be giving it all to you guys or not. Today, I feel like maybe I should have kept some for myself for days when no one else loves me. — A.S. King

The whole financial structure of Wall Street seems to rise or fall on the mere fact that the Federal Reserve Bank raises or lowers the amount of interest. Any business that can't survive a one percent change must be skating on thin ice.
Why even the poor farmer took a raise of another ten percent just to get a loan from the bank, and nobody from the government paid any attention. But you let Wall Street have a nightmare and the whole country has to help to get them back into bed again. — Will Rogers

How simple love would be, Younger Brother, if we only had to bestow it on those who deserved it. Yet what would it be worth? If you gave a poor man a silver coin then that would be a gift. If you expected him to pay you back, then that would make it a loan. We do not loan our love, Lantern. We give it freely. — David Gemmell