Actuarial Quotes & Sayings

Seventy-six for an American male was a number on an actuarial chart that includes men who are obese, smokers and inheritors of deadly family genes. — Tom Brokaw

If I die this instant will you be more content with the morning news? Will your coffee taste better? I am not your fate. I am not your government ... I am not your mother, not your father or your nightmare or your health. I am not a fence, not a wall. I am not the law or actuarial tables of your insurance broker. I am a woman with my guts loose in my hands, howling and it's not because I committed hari-kiri. I suggest either you cook me or sew me back up. I suggest you walk into my pain as into the breaking waves of an ocean of blood, and either we will climb out together and walk away. — Marge Piercy

Don't write your books for people who won't like them. Give yourself wholly to the kind of book you want to write and don't try to please readers who like something different. Otherwise, you'll end up with the worst of both worlds. I write lyrical, introspective, experiential books concerned with consciousness and perception. If a reader wants to know what my protagonist's insurance policies are, he'll be better off curling up with a nice cup of chamomile tea and an actuarial table. Similarly, don't write your books for bad readers. Your books will suffer from bad readers no matter what, so write them for brilliant, big-brained and big-hearted people who will love you for feeding their minds with feasts of beauty. — Paul Harding

An athlete must have ability to reach the top, but many who have ability and who do not live clean lives never have and never will be champions for obvious reasons. — Major Taylor

Hitler and Mussolini were only the primary spokesmen for the attitude of domination and craving for power that are in the heart of almost everyone. Until the source is cleared, there will always be confusion and hate, wars and class antagonisms. — Anonymous

achievement to create the first modern insurance fund, based on correct actuarial and financial principles, rather than mercantile gambling. — Niall Ferguson

With the socialization of the health care system through institutions such as Medicaid and Medicare and the regulation of the insurance industry (by restricting an insurer's right of refusal: to exclude any individual risk as uninsurable, and discriminate freely, according to actuarial methods, between different group risks) a monstrous machinery of wealth and income redistribution at the expense of responsible individuals and low-risk groups in favor of irresponsible actors and high-risk groups has been put in motion. — Hans-Hermann Hoppe

A lot of being a poet consists of willed ignorance. If you woke up from your trance and realized the nature of the life-threatening and dignity-destroying precipice you were walking along, you would switch into actuarial sciences immediately. — Margaret Atwood

You can't solve your problems by using the same thinking
that got you into those problems in the first place. — Albert Einstein

The law isn't that simple, and the practical damage will be great. State pensions are underfunded by $111 billion - a 500% increase from 1995 and up 75% in the past five years. About one in four state tax dollars already finances pensions, which is more than Illinois spends on education. Yet the court accuses politicians of shortchanging pensions. Politicians are to blame for the state's fiscal woes, but mainly because they colluded with unions to promise unsustainable benefits in return for political support. Less than 40% of the increase in the state's unfunded liability since 1995 is due to inadequate payments. The rest is due mainly to benefit growth and faulty actuarial assumptions such as investment rate of return. The 2013 reforms at issue capped salaries of — Anonymous

Extreme heroism springs from something that no scientific theory can fully explain; it's an illogical impulse that flies in the face of biology, psychology, actuarial statistics, and basic common sense. — Christopher McDougall

If you were allowed one wish for your child, seriously consider wishing him or her optimism. Optimists are normally cheerful and happy, and therefore popular; they are resilient in adapting to failures and hardships, their chances of clinical depression are reduced, their immune system is stronger, they take better care of their health, they feel healthier than others and are in fact likely to live longer. A study of people who exaggerate their expected life span beyond actuarial predictions showed that they work longer hours, are more optimistic about their future income, are more likely to remarry after divorce (the classic "triumph of hope over experience"), and are more prone to bet on individual stocks. Of course, the blessings of optimism are offered only to individuals who are only mildly biased and who are able to "accentuate the positive" without losing track of reality. — Anonymous

Most of these students are so conditioned to success that they become afraid to take risks. They have been taught from a young age by zealous parents, schools, and institutional authorities what constitutes failure and success. They are socialized to obey. They obsess over grades and seek to please professors, even if what professors teach is fatuous. The point is to get ahead, and getting ahead means deference to authority. Challenging authority is never a career advancer. — Chris Hedges

De Morgan was explaining to an actuary what was the chance that a certain proportion of some group of people would at the end of a given time be alive; and quoted the actuarial formula, involving p [pi], which, in answer to a question, he explained stood for the ratio of the circumference of a circle to its diameter. His acquaintance, who had so far listened to the explanation with interest, interrupted him and exclaimed, 'My dear friend, that must be a delusion, what can a circle have to do with the number of people alive at a given time?' — W. W. Rouse Ball

I checked the actuarial tables, and the lowest death rate is among six-year-olds. So I decided to eat like a six-year-old. — Warren Buffett

What's SQ?" asked Evan.
"Sexual Quotient."
"What's that?"
"Basically, it's your odds of getting laid. Everyone has an SQ. just like everyone has an IQ."
"I've never heard that term before."
"That's because I made it up."
"That figures. Finally applying your actuarial skills to what really matters, eh? — Zack Love

But ... we'll always have Paris." I pause, thinking this through. "At least, you'll have it. And you can tell me about it. — Sophie Kinsella

An ill example may kindle a flame which years of amended character cannot quench. — Charles Haddon Spurgeon