401 K Quotes & Sayings

We're an air bag society that wants guarantees on everything that we buy. We want to be able to take everything back and get another one. We want a 401-k plan and Social Security. — James Hillman

God's people are not to accumulate stuff for tomorrow but to share indiscriminately with the scandalous and holy confidence that God will provide for tomorrow. Then we need not stockpile stuff in barns or a 401(k), especially when there is someone in need. — Shane Claiborne

My daughter wrote a book. She is a New York Times Bestselling Author. Fabulous. Couldn't be more proud. She also has no health insurance. A 401 K? Dream on! My daughter left her stable corporate job to be a writer without dental benefits or a savings account, a.k.a. my worst nightmare. — Kate Siegel

It's the treasure in the empty field; it's worth selling everything to own
your entertainment, your 401(k) or your registered retirement savings plan, your home, your comfort, the sand where you stick your head, your last word, your right answers, your safe and predictable nice little life centered on avoiding heartbreak or inconvenience to your schedule. — Sarah Bessey

Most people are motivated by the economy. And if you've lost your job, lost your mortgage, lost your 401(k), you're angry. And if your brother-in-law has lost one of those you're angry still. And when you're angry you take it out on people who are in office. Which is natural. — Ed Rendell

Switching over to a hybrid car is one of those right things, but, unfairly or not, it still has a reputation among car enthusiasts as something you have to pedal really fast when you're on the ramp merging into traffic on the 401. — Linwood Barclay

Faced with a wealth of text but a poverty of context, scholars have focused obsessively on what they can know. They have counted every word he wrote, logged every dib and jot. They can tell us (and have done so) that Shakespeare's works contain 138,198 commas, 26,794 colons, and 15,785 question marks; that ears are spoken of 401 times in his plays; that dunghill is used 10 times and dullard twice; that his characters refer to love 2,259 times but to hate just 183 times; that he used damned 105 times and bloody 226 times, but bloody-minded only twice; that he wrote hath 2,069 times but has just 409 times; that all together he left us 884,647 words, made up of 31,959 speeches, spread over 118,406 lines. — Bill Bryson

401(k) industry the largest dark pool of assets where nobody really knows how or whose hands are getting greased. — Anthony Robbins

Social Security is a social insurance program - it is not designed to be the same thing as a 401(k). — Paul Krugman

And this speaks to the importance of taking advantage of every tax-advantaged investment opportunity that you can. You should maximize your contributions if you've got a 401(k), or a 403(b) if you work for a nonprofit. You should take every opportunity to invest in a tax-deferred way. — Anthony Robbins

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus. — Suze Orman

The Retirement Savings Drain: The Hidden & Excessive Costs of 401(k)s, — Anthony Robbins

There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan, it's not working for you - and if you leave your job, you'll have to pay it back in 60 days or treat it as a taxable withdrawal. — Jean Chatzky

Use visual cues to prompt yourself to put away more. A photograph of the beach house where you and your husband can envision spending your retirement will remind you to bump up the contribution to your 401(k); a snapshot of your child in a college sweatshirt can encourage you to put more into a 529 college savings plan. — Jean Chatzky

If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card. — Suze Orman

TRUTH: Worry has little to do with waking up. It has little to do with anything of value. Yes, entire industries have been created in homage to worry: auto insurance, health insurance, life insurance, 401(k)s, retirement accounts. But do you not see what all of this is? It is making yourself sick in order to lay up something for a sick day. It is you, Fear, trying to control what cannot be controlled. And what is it you want to control so desperately? — Tom Shadyac

Unlike every other retirement vehicle, such as IRAs and 401(k)s, you receive a tax deduction for making contributions to your HSA but don't have to pay income taxes on withdrawals. — Paul Zane Pilzer

If you are self-motivated, wow, this world is tailored for you. The boundaries are all gone. But if you're not self-motivated, this world will be a challenge because the walls, ceilings and floors that protected people are also disappearing. That is what I mean when I say "it is a 401(k) world." Government will do less for you. Companies will do less for you. Unions can do less for you. There will be fewer limits, but also fewer guarantees. Your specific contribution will define your specific benefits much more. Just showing up will not cut it. — Thomas Friedman

The Nazis knew they were doing wrong, so they hid everything; the Bolsheviks were convinced they were doing right, so they kept everything. Like it or not, you're a Russian historian, a searcher for lost souls, and in Russia the truth is always written not in ink, like in other places, but in innocent blood. These archives are as sacred as Golgotha. In the dry rustle of the files you can hear the crying of children, the shunting of trains, the echo of footsteps down to the cellars, the single shot of the Nagant pistol delivering the seven grams. The very paper smells of blood" (401). — Simon Montefiore

A well-designed 401(k) plan is an enormous competitive edge when recruiting and retaining employees. — Barry Ritholtz

Act Like a Success, Think Like a Success lets you know that it is not good enough to simply exist. Life is more than wading through a lifeless job, earning a gold watch, and cashing in your 401(k). Your life has to be more than just waiting for the right opportunity to come along and find you. Your life has to be more than just marking time watching others achieve success. The words in this book will motivate you to get the most out of your life by using something that you already have - your gift. — Steve Harvey

For invalid user name and password combinations, the service should return a 400 HTTP status code, which means that the server received a "bad request." The service could also use the 401 ("unauthorized") response code, but that code specifies that authentication credentials need to be in the request header, which is not quite what is required. — Paul Dix

The survey findings reflect the growing trend toward incentive compensation programs as a way for employers to share the wealth with workers, ... Roughly 80 percent of those surveyed offer bonus programs and 401(k) or profit-sharing plans ... as they compete for the best and brightest workforce. — Jerry Jasinowski

If your 401(k) is lucky enough to have Vanguard funds, look for, respectively, the (U.S.) Total Stock Market Index Fund, Total International Stock Index Fund, and either the Short-Term Bond Index or Total Bond Market Index Fund. As already mentioned, the Fidelity Spartan series is also excellent: the Total Market Index, International Index, and U.S. Bond Index (or Short-Term Treasury Bond Index) funds. — Anonymous

I figure if Doc is right about the time I have left,I should wrap up my adolescence in the next few days, get into my early productive stages about the third week of school, go through my midlife crisis during Martin Luther King Jr's birthday, redouble my efforts at productivity and think about my legacy, say, Easter, and start cashing in my 401(k)s a couple weeks before Memorial Day. — Chris Crutcher

But, at the end of the day, we need to represent the taxpayers who have made enormous sacrifices. Many have lost their jobs. Many of them have seen their companies - they don't have a pension - they have seen their companies cut the match for their 401(k). They have seen their health care benefits be shredded. — John Kasich

Women who have it all should try having nothing: I have no husband, no children, no real estate, no stocks, no bonds, no investments, no 401(k), no CDs, no IRAs, no emergency fund - I don't even have a savings account. It's not that I have not planned for the future; I have not planned for the present. — Elizabeth Wurtzel

The average plan administrator charges 1.3% to 1.5% annually (according to the nonpartisan Government Accountability Office). That's $1,300 for every $100,000 just to participate in the 401(k). So when you add this 1.3% for the plan administration to the total mutual fund costs of 3.17%, it — Anthony Robbins

You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy. — Dave Ramsey

I asked her sister for a cell number, at least, but something tells me that 401-GO2-HELL is out of service. — Jodi Picoult

Automate your savings so that you have money taken directly from each paycheck and deposited into a 401(k) or other workplace retirement account. If that's not an option, automatically have money transferred out of checking into savings each time you get paid. — Jean Chatzky

Today, at twenty-five, Travis is the manager of two Starbucks where he oversees forty employees and is responsible for revenues exceeding $2 million per year. His salary is $44,000 and he has a 401(k) and no debt. He's never late to work. — Charles Duhigg

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. — Suze Orman

Don't you see, Ren? That's exactly why I have to go. You need to know that you can survive without me. That's there's more to life than just me. You need to see this world that's opened up to you and know that you have choices. I refuse to be your cage- Kelsey, pg. 401 — Colleen Houck