Singletary Quotes & Sayings

Do you know what my favorite part of the game is? The opportunity to play. — Mike Singletary

You are rich if you have enough to meet your most basic needs. You are rich if you have access to clean water, food, shelter, love, a roof over your head.You have to count your blessings to see that you are richer than you think. — Michelle Singletary

I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard. — Michelle Singletary

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good. — Michelle Singletary

To get started, track your expenses for a couple of months. Then you should be able to start filling in your estimated debits and deposits for the next few months. Once you get it rolling for a while, you will be able to see your budget for the upcoming months reflected in the estimated totals. You can even notice year-to-year trends, like bonuses, tax bills, etc. that come up routinely and it will help you budget accordingly. — Michelle Singletary

My husband and I are pretty good at leaving money alone until we need it for what we've saved it for. — Michelle Singletary

Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship. — Michelle Singletary

Players respond to coaches who really have their best interests at heart. — Mike Singletary

A foreclosure does not define you financially. — Michelle Singletary

If a dad does his job, we don't need prisons, we don't need jails. That's what I saw growing up. — Mike Singletary

I think a man becomes less than a man when he begins to compromise on what he believes is right. — Mike Singletary

The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9 percent in 2010 to 28.8 percent during the first half of 2011. — Michelle Singletary

There's nothing wrong with having a 9-to-5 job, but figure out a way to have another stream of income. — Michelle Singletary

You never really know about a quarterback until he plays in a real game. — Mike Singletary

'How' is a great thing to know. 'Why' is the ultimate. I'm the 'why' coach. Why are we doing this? Why are we not doing that? Why is this not working? Those are the things I want to know. — Mike Singletary

You still need to save but being debt-free in retirement is and should be a goal. — Michelle Singletary

When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, "Love you but no." — Michelle Singletary

I usually find that my gut doesn't steer me wrong when it comes to my money! — Michelle Singletary

I love teaching people how to handle their money and I've built a brand on that skill. — Michelle Singletary

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it. — Michelle Singletary

I want winners. I want people who want to win. — Mike Singletary

Sometimes you get to a place in life where you feel you've made some choices, and maybe they weren't the right choices, and that it's all coming to an end. — Mike Singletary

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does. — Michelle Singletary

You want to learn everything that you possibly can, chew it, digest it, and take it for what it is, and then move on. — Mike Singletary

It's very important that you focus on winning games and being consistent down the stretch. I think that's what we're focused on. All of the other stuff about who wins and who loses and how many wins do we need, if we're focusing on that, then that's not good. — Mike Singletary

The rich are depressed because they realize their money can't buy them out of their issues. — Michelle Singletary

I want winners. I want people that want to win. — Mike Singletary

I just feel that after the season that we have to sit down - as well as myself, everybody - and try and look at what gives us the best opportunity to move going forward. — Mike Singletary

You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget. — Michelle Singletary

Don't let people scare you from a career that may not net you a six figure salary. If you want to be a teacher, teach. But knowing that your salary may only reach a certain level, do all that you can to become the best money manager you can be. — Michelle Singletary

I am sure there is a right way and a wrong way and in today's life, there are many different rules of being politically correct. — Mike Singletary

One thing I want you to understand is if I make a decision, it's my decision. — Mike Singletary

You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head. — Michelle Singletary

I'm driving my old car until I'm on a first name basis with the low tow truck drivers! — Michelle Singletary

I'd rather play with 10 people and just get penalized all the way until we have to do something else rather than play with 11 when I know that right now that person is not sold out to be a part of this team. — Mike Singletary

I'm sure there's a right way and there's a wrong way. The bottom line is you have to do what you think is right. — Mike Singletary

We have to protect ourselves by doing our own homework. — Michelle Singletary

The fact that I was a believer, a Christian, everybody immediately thought this guy's a minister, he's so nice and, oh by the way, he can play a little bit. The other thing for me is being undersized. What a great story, what an overachiever, kind of like Rudy. — Mike Singletary

The No. 1 thing is you want to be able to win the game, and we're going to do whatever we have to do to win the game. — Mike Singletary

To sum it up: Discipline + Self-denial = Cents for the Kingdom! — Michelle Singletary

The thing that I want to do, the most important thing to me is winning. How we do it, I really don't care. — Mike Singletary

Set up rules for when you will "give" not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own. — Michelle Singletary

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity. — Michelle Singletary

I used my pants to illustrate. — Mike Singletary

Singletary arched an eyebrow then, after taking a look around the room, smiled a dubious but encouraging smile, the way you might smile at someone about to depress the ignition button on a homemade jetpack. — Michael Chabon

If we aren't careful, our children will come down with 'affluenza,' a disease that causes them to confuse wants and needs. We need to teach our children what my grandmother taught me: Think twice about spending money you don't have on things you don't need to impress people you don't like anyway. — Michelle Singletary

Having kids doesn't mean they would have taken care o you. — Michelle Singletary

I've really gained an appreciation for what coaches do since I returned to the NFL. — Mike Singletary

You'll feel better when you get all that debt off your back. — Michelle Singletary

My first game, I played the first play of the game and called a timeout and got sat down, got benched for the rest of the game, and we won the game. It was the longest day of my life. Long day. Very embarrassing. — Mike Singletary

Once you finish paying for college you could reduce your life insurance. — Michelle Singletary

Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income. — Michelle Singletary

You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself. — Michelle Singletary

Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying. — Michelle Singletary

I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again. — Michelle Singletary

The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did. — Michelle Singletary

If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it. — Michelle Singletary

I think you can be the greatest orator of all time, the greatest motivator of all times, but if those players know that you don't care about them, and you don't try to understand them, then they're never going to hear what you have to say. — Mike Singletary

Because too many times in life there's just one person that I met, just one thing that I heard, one movie that I saw, one song that was sung, that changed my life. So I'm always trying to stay awake to be in the moment, and capture the moments when they come, because they come and go all the time. — Mike Singletary

When you look at a family, if you have a family that never interacts with each other, never has strong conversation with each other, never has disagreements, nine times out of ten you have a very cold family and they're not going to be, at the end, they're not going to be close. — Mike Singletary

Money may not buy love, but fighting about it will bankrupt your relationship. — Michelle Singletary

Our quarterback is going to be Alex Smith. — Mike Singletary

I've found that when you can quickly knock out debt you get motivated because you see progress. Then you attack the other debt so fast that even if it's at a higher interest rate, you don't end up paying much more because you've gotten rid of it. — Michelle Singletary

I feel that a great coach is one that has a vision, sets a plan in place, has the right people in place to execute that plan and then accepts the responsibility if that plan is not carried out. — Mike Singletary

Players have responsibility, and if they don't do their job, certain things happen. Coaches have responsibility. If they don't do their job, things happen. — Mike Singletary

Kids can and are a blessing. But plenty of people without kids live and die just as happy. — Michelle Singletary

I've decided to keep working until my last kid is thu college. — Michelle Singletary

Priorities lead to prosperity. — Michelle Singletary

Before we can talk about a championship, we have to practice like a championship team. — Mike Singletary

The bottom line is winning. I want to do what we need to do to win football games. — Mike Singletary

All I know is, I was trying to win the football game. And the bottom line is, you have to do what you think is right. You have to go with your gut. And if you don't do that, then I think you regret a lot of things later on. — Mike Singletary

What made it so special were the players. They were some of the most outstanding men I have ever been around in my life. The coaches were truly professionals. I wish the 49ers nothing but the best. I am thankful to the York family for having given me the opportunity to be a head coach in the NFL. I am indebted to them for that. I am also thankful for the Faithful fans, I am just sorry I couldn't give them more. — Mike Singletary

Every day I've got to get up and make a decision. I have an opportunity every day to affect young men and the coaches that are around me, the entire organization and the entire community. — Mike Singletary

The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix. — Michelle Singletary

Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time. — Michelle Singletary