Retirement Plan Quotes & Sayings

It's the treasure in the empty field; it's worth selling everything to own
your entertainment, your 401(k) or your registered retirement savings plan, your home, your comfort, the sand where you stick your head, your last word, your right answers, your safe and predictable nice little life centered on avoiding heartbreak or inconvenience to your schedule. — Sarah Bessey

My retirement plan was in place but Bernie Maidoff with my money. — David Letterman

Don't be too enamored," Kanin warned, as if reading my thoughts. "The humans of the Inner City might be better dressed and better fed, but only because they are useful. And what do you think will happen to them, once their master grows bored or displeased?"
"I'm guessing they don't have a retirement plan — Julie Kagawa

That's because both the job title and the job itself have never existed before. We used the term 'ground-breaking' to describe this position because that is exactly what it is." Leonard Scott leaned forward. "The current Administration is committed to solving the greatest problems of our time - climate change, sustainability, the deficit, the impending crisis stemming from shortfalls in Social Security and Medicare, healthcare, and the problems that our nation faces as a result of an aging population. We are implementing a plan that will address all of these issues and will revolutionize the way that this country looks at retirement. Rather than continuing on in a bankrupt, broken system that meets the needs of no one, we are going to introduce American seniors to a new way of life - a holistic community that will engage them like nothing ever has before. — Alexandra Swann

LUKEWARM PEOPLE do not live by faith; their lives are structured so they never have to. They don't have to trust God if something unexpected happens - they have their savings account. They don't need God to help them - they have their retirement plan in place. They don't genuinely seek out what life God would have them live - they have life figured and mapped out. They don't depend on God on a daily basis - their refrigerators are full and, for the most part, they are in good health. The truth is, their lives wouldn't look much different if they suddenly stopped believing in God. — Francis Chan

You, your employer and your plan's investment managers fail to follow even the most basic rules of investing. You overtrade, chase performance, do not think long term. All of you - All Of You - have done a horrible job managing your retirement plans. — Barry Ritholtz

The easy way out is to approve an early retirement plan one year but not pay out sick and vacation time to deserving employees until three years later. Unfortunately, later is now. — Jodi Rell

Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college. — Suze Orman

Use visual cues to prompt yourself to put away more. A photograph of the beach house where you and your husband can envision spending your retirement will remind you to bump up the contribution to your 401(k); a snapshot of your child in a college sweatshirt can encourage you to put more into a 529 college savings plan. — Jean Chatzky

Starting a new retirement plan for those below a certain age is something tens of millions of Americans have already been through at work. — Mitch Daniels

The idea of working all your life, saving, and putting money into a retirement account is a very slow plan. — Robert Kiyosaki

I had a very detailed retirement plan, and I feel like I've met every aspect of it: a lot of golf, a lot of carbs, a lot of fried food, and some booze, occasionally - I've been completely committed ... The results have shown. — Andy Roddick

Never mind that the new Visitors Center in Washington DC cost the taxpayers $621 million. Oh and that was ONLY $550 million more than the project was originally supposed to cost. Not to mention the fact that it was supposed to open three years ago .. but it was a government operation. What do you expect? I definitely want to put these people in charge of my healthcare and my retirement plan. — Neal Boortz

Social Security is not a retirement savings plan; it is a social insurance program. It's a contract that says, as a society, we will look out for you and your family when you can no longer work. — Jeff Bingaman

The President has no real plan to address the fiscal challenges arising from the retirement of the baby boom generation, let alone a plan to fix Social Security. — Jack Reed

For all their scare tactics, President Obama and Democrats have no plan whatsoever to preserve Medicare for future generations - or protect it for today's seniors and those nearing retirement. They did, however, cut Medicare by $700 billion to bankroll Obamacare. — Reince Priebus

Dream Bigger
You think. Stop letting
small minded people
dictate your future
when all
they really want is for
you to accomplish
the work of two, for minimum
wage. Reach higher, or
else
plan for retirement
in a cardboard box, praying
global warming is more
than a catchphrase.
And if that
fails
to be the case,
hope freezing to death
is really as simple
as falling asleep,
to the lullaby of teeth chatter.
Dream bigger
before you can't remember
how to dream at all. — Ellen Hopkins

As Americans, we can choose where we work and live, what we drive, which insurance plan is best for us, so why can we not give workers a choice when it comes to their retirement? — John Doolittle

What if you save for 40 years, putting off all kinds of opportunities, then get hit by a bus the day before retirement? Better to plan for the future while also living in the present. — Chris Guillebeau

A written retirement plan provides an evolving foundation of social purpose and direction for personal growth. — Lee Johnson

I would love to do both but I think I believe there's a thing as overexposure and I think people will get sick of me real quick. I kind of basically looked at it as my retirement plan now. That's definitely something I can do when I'm not wrestling anymore. And believe it or not - this sounds horrible - but it was really easy for me. I would really love to do both. I'd love to wrestle and do commentary, I think that would be awesome. — CM Punk

Your best retirement plan for retiring happy and prosperous - don't be a burden on others. — Ernie J Zelinski

Since 1988, I have been writing steadily. I did decide a couple of years or so ago to scale back to writing one book a year - a sort of semi-retirement. But I never did have much success with that plan! — Mary Balogh

The retirement system that is in place for members of Congress and other federal workers features what is known as the Federal Employment Retirement Plan. — Virgil Goode

Even though I've reached retirement age, I still plan to work - writing my investment newsletter, speaking at conferences, publishing books, and producing conferences like FreedomFest. — Mark Skousen

I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. They take the same route as Alice in the story from "Alice in Wonderland," in which the cat tells Alice that surely she will get somewhere as long as she walks long enough. It may not be exactly where you wanted to get to, but you certainly get somewhere. — Marc Singer

Welfare is not a retirement plan. — Ernie J Zelinski

Many people plan financially for retirement - but not spiritually and emotionally. — Billy Graham

Libertarian paternalism is a relatively weak, soft, and nonintrusive type of paternalism because choices are not blocked, fenced off, or significantly burdened. If people want to smoke cigarettes, to eat a lot of candy, to choose an unsuitable health care plan, or to fail to save for retirement, libertarian paternalists will not force them to do otherwise - or even make things hard for them. — Anonymous

The simple index fund solution has been adopted as a cornerstone of investment strategy for many of the nation's pension plans operated by our giant corporations and state and local governments. Indexing is also the predominant strategy for the largest of them all, the retirement plan for federal government employees, the Federal Thrift Savings Plan (TSP). The plan has been a remarkable success, and now holds some $173 billion of assets for the benefit of our public servants and members of armed services. — David F. Swensen

If you're just starting out in the workforce, the very best thing you can do for yourself is to get started in your workplace retirement plan. Contribute enough to grab any matching dollars your employer is offering (a.k.a. the last free money on earth). — Jean Chatzky

The Presidents plan to privatize Social Security would actually take away guaranteed benefits and put the promise of a secure retirement in jeopardy. — Patty Murray

Good memories are my retirement plan. — Atticus

There's a ton of stuff in mythology and folklore that is loaded with wonderful creatures that I haven't drawn yet, but that's kind of my retirement plan. Theoretically, I won't be doing comics any longer, and I'll just be drawing and painting whatever the hell I want. Most of that will be monsters. — Mike Mignola

My financial adviser Ric Edelman ... thinks the time to start educating people about money is when they are children. He's set up a retirement plan called the RIC-E-Trust that can provide retirement security. A $5,000 one-time tax-deferred investment at birth, with an average interest rate of ten percent compounded, means that a child would have $2.4 million when he or she is 65 years old. Who needs Social Security with that kind of nest egg? — Cal Thomas

However, the Administration's plan to privatize Social Security will undermine retirement security for all Americans by cutting guaranteed benefits by more than 40 percent, and risky private accounts won't make up for the loss of benefits for millions of Americans. — Ruben Hinojosa

A lot of the money in the stock market is really our national retirement plan, for better or worse. — Ron Chernow

At last some time for pleasure trips
And do what you want to do
The time to just take your time
It's toodle-oo to time that flew
Those plan A's and B's
Coming down of that dusty shelf;
it's your time now just for you
To do things for your self. — John Walter Bratton

Considering retirement? When that happens, I don't want that to be the story of whatever the season it is. I don't want to have to be talking about it all the time. My plan is when the time is up, it'll be time to hang it up. When that comes, it'll come. But right now, I don't have any clue as to when that'll be. It's been that way the last couple of years ... I've often felt if I ever get to a point where I don't want to go recruiting and can't get excited about it, then maybe it's time. That's a pretty good indication that's probably it. And I haven't reached that point at all yet. — LaVell Edwards

Our nation's Social Security Trust Fund is depleting at an alarming rate, and failure to implement immediate reforms endangers the ability of Americans to plan for their retirement with the options and certainty they deserve. — Pete Sessions

I don't really have a retirement plan. — Bob Dylan

Why do people put off travel until retirement? What are they saving it for? I understand that people want to be financially secure first, and pay off pension plans, but why consign the most active years of your life to drudgery? Why would you sacrifice today's freedom for a future that will always remain uncertain, no matter how carefully you plan for it? I'm not saying that everyone sitting in an office right this minute should drop everything and take off for Central Europe. I'm saying that if you want to see the world, plan for it and do it as soon as possible. The experience will give you the inspiration and fortitude you need to survive being a grown up. — Jessica Zafra

I keep active because I have not announced my retirement, because that is something that takes time and you have to plan it. Plus, it is something that the Dominican people expected. — Pedro Martinez

As you know President Bush has been traveling around the country trying to sell his new Social Security plan. He wants to take our retirement money and invest it in the stock market. He says nothing can go wrong. I'll mention that to Martha Stewart the next time I see her. — Jay Leno

God has a plan for your retirement. — Billy Graham