Ramsey Quotes & Sayings

I pulled a dirty black sweatshirt from the laundry basket on my son's floor and tried to drink in his scent, to savor the essence of my sweet boy. I inhaled it long and hard, wanting to permanently implant all of him in my brain, to make him last forever. — Shelley Ramsey

Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there. — Dave Ramsey

Being the highly trained investment mogul that I am, I could certainly find places to put that money where it would earn more. Or would it? Remember, personal finance is personal. I have come to realize that Sharon's peace of mind bought with the oversized emergency fund is a great return on investment. Guys, this can be a wonderful gift to your wife. An Emergency Fund Can — Dave Ramsey

What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it. — Dave Ramsey

Foundations in Personal Finance. — Dave Ramsey

Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff. — Dave Ramsey

You're still the same Ramsey I danced with, he said softly. — Markelle Grabo

She walked Toby to Victoria Station and left him at the barrier. On her way into the underground she thought he'd followed her, but there was nobody to be seen behind her on the escalator that sailed downwards with a faint inconsolable squeal. She sat on a bench on the empty platform, the breaths of oncoming trains stirring the hairs on the back of her neck. She leafed through Graham's notebook, but couldn't concentrate; she found she had to keep glancing along the platform towards the tunnel. Some fault in the mechanism made the train doors reopen after she boarded, as if someone had leapt on at the last moment. The galloping rush of the wheels made her think of a hunt in the dark. — Ramsey Campbell

I didn't want him to think I was giving up - I wasn't. I simply couldn't put myself together just yet. — Markelle Grabo

Stay away from thoughts of perfectionism; don't turn this opportunity into a chore. — Erin Ramsey

Sex with an ex
Is it ever really painless or just inviting stress?
I mean, really
Who does that?
Oh wait, I'm sure if they could, most everyone would ... — Natasha Ramsey

I would not pre-pay. I would invest instead and let the investments cover it. — Dave Ramsey

You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke. — Dave Ramsey

For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down. — Dave Ramsey

Great talent stands in line to join your team because the culture becomes the stuff of legend. — Dave Ramsey

I think that anyone who wants to start their own business can, but not any type of business. — Dave Ramsey

The creature comforts we tend to rationalize as "business expenses I can write off." — Dave Ramsey

Youth is the time for dreams, boy...The trick is, when you get older, not to forget them.

- Captain John Winters — James Ramsey Ullman

As I lay in my bed unable to sleep I challenged Him: Pull out another miracle. Send him back. You can do that. You're God. At that point in my grief, I envisioned how utterly fantastic it would be for others to see what a mighty and awesome God we serve. They could witness a modern-day miracle! I was convinced the only way for this to happen was for God to send Joseph back. It would be a win/win situation! Dozens would come to know Jesus - and - I'd have Joseph home in time for supper. — Shelley Ramsey

Turbulence is life force. It is opportunity. Let's love turbulence and use it for change. — Ramsey Clark

The greatest crime since World War II has been U.S. foreign policy. — Ramsey Clark

You have the clean canvas of a whole week before you. Paint well. — Dave Ramsey

We all reach a point that is the limit of our understanding. When we stare over the precipice of uncertainty and into the dark unknown that we cannot explain with hard evidence, that is when we trade understanding for belief. At best, we make an educated guess. At worst, we make blind leaps of faith. — Ramsey Isler

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice. — Dave Ramsey

You must sell benefits, not products. — Dave Ramsey

If you come with mercy but not justice; that's called enabling. — Dave Ramsey

Hope is steel covered in velvet. It can seem soft and cuddly, but hope is at the core of what makes people become what God designed them to be. Hope and its sister, faith, always create action. — Dave Ramsey

The first step in taking control of your money is to stop borrowing money. Start using cash today. — Dave Ramsey

It was not a mere man he was holding, but a giant; or a block of granite. The pull was unendurable. The pain unendurable. — James Ramsey Ullman

Smile while you can,' Hettie Close had scrawled in ink almost as faded as the print above it. 'Smile like the skull you'll be, you fool, before you're worse than bones. — Ramsey Campbell

Having children doesn't make you a good parent, it means you had sex. That's all. — Dave Ramsey

We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president. — Dave Ramsey

If people in America would get their finances together and start taking care of each other, we could put the government out of business. — Dave Ramsey

In a phone interview in 1994, Celia Powell stressed two sentiments: music was her father's life; it was the driving force of his existence, in her opinion. And she thought the music industry had very much taken advantage of him.121 — Guthrie P. Ramsey Jr.

If you buy a $28,000 car, in four years it will be worth about 11,000 bucks. — Dave Ramsey

I had a sore throat for a long time and it scared me. I saw a lump in my throat and I was terrified. I wouldn't go to a doctor. — Anne Ramsey

I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke. — Dave Ramsey

when one becomes successful, send th eelevator back down for some one else — Ramsey Lewis

Adults devise a plan and follow it, children do what feels good. — Dave Ramsey

To know a little less and to understand a little more: that, it seems to me, is our greatest need. — James Ramsey Ullman

Good to Great by my friend Jim Collins. — Dave Ramsey

We learned early on that if we help enough people, the money will come. — Dave Ramsey

You must plan your work and then work your plan. — Dave Ramsey

To put radically asunder what nature and nature's God joined together in parenthood when he made love procreative, and to disregard the foundation of the covenant of marriage and the covenant of parenthood in the reality that makes for a loving procreation, and to attempt to soar so high above an eminently human parenthood, is inevitably to fall far below - into a vast technological alienation of man. — Paul Ramsey

A lot of beginners in business think of marketing merely as selling. — Dave Ramsey

The baron reminds me of someone, but I can't quite put my finger on who it is," Ramsey remarked.
"I swear my own father never talked to me the way Gillian's uncle just did."
"Your father died before you were old enough to know him."
"It was humiliating, damn it. He sure as certain wasn't what I expected. The way Gillian talked about him, I pictured a mild-mannered gentleman. She thinks he's ... gentle. Is the woman blind? How in God's name can she love such a crotchety old ... "
Ramsey's head snapped up, and he suddenly burst into laughter, breaking Brodick's train of thought. "It's you."
"What?"
"Morgan ... he reminds me of you. My God, Gillian married a man just like her uncle. Look at the baron and you'll see yourself in twenty years."
"Are you suggesting I'm going to become a belligerent, foul-tempered old man?"
"Hell, you're already belligerent and foul-tempered. No wonder she fell in love with you," he drawled — Julie Garwood

If you will live like no one else, later you can live like no one else. — Dave Ramsey

A right is not what someone gives you; it's what no one can take from you — Ramsey Clark

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge. — Dave Ramsey

I suggest a Money Market account with no penalties and full check-writing privileges for your emergency fund. We have a large emergency fund for our household in a mutual-fund company Money Market account. Wherever you get your mutual funds, look at the website to find Money Market accounts that pay interest equal to one-year CDs. I haven't found bank Money Market accounts to be competitive. The FDIC does not insure the mutual-fund Money Market accounts, but I keep mine there anyway because I've never known one to fail. Keep in mind that the interest earned is not the main thing. The main thing is that the money is available to cover emergencies. Your wealth building is not going to happen in this account; that will come later, in other places. This account is more like insurance against rainy days than it is investing. — Dave Ramsey

It is the ultimate wisdom of the mountains that a man is never more a man than when he is striving for what is beyond his grasp. — James Ramsey Ullman

People who change their values, their ethics, are not trustworthy and should be avoided. — Dave Ramsey

Consciously, she thought she had her feelings for him licked; subconsciously, every time she thought about him, it was as though someone stumbling around inside her head had kicked over a bucket of electric eels. — John Ramsey Miller

I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought. — Dave Ramsey

Financial Peace Jr. — Dave Ramsey

Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn't the problem; doing it is. Most of us know what to do, but we just don't do it. If I can control the guy in the mirror, I can be skinny and rich. — Dave Ramsey

The climbing of earths heights, in itself, means little. That men and women want and try to climb them means everything. For it is the ultimate wisdom of the mountains that we are never so much human as when we are striving for what is beyond our grasp, and that there is no battle worth the winning save that against our own ignorance and fear. — James Ramsey Ullman

because God has said, "Never will I leave you; never will I forsake you." HEBREWS 13:5 NIV — Dave Ramsey

Goals are visions and dreams with work clothes on. — Dave Ramsey

Honesty is the best policy in international relations, interpersonal relations, labor, business, education, family and crime control because truth is the only thing that works and the only foundation on which lasting relations can build. — Ramsey Clark

My God would never send anyone to hell. To which we can reply, obviously not since your God is a magnified image of yourself. — Thor Ramsey

The accountability of a group environment causes people to change their behaviors. — Dave Ramsey

Challenge is the core and the mainspring of all human activity. If there's an ocean, we cross it; if there's a disease, we cure it; if there's a wrong, we right it; if there's a record, we break it; and finally, if there's a mountain, we climb it. — James Ramsey Ullman

Contentment is both the fruit and the tree. — Dave Ramsey

I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful. — Dave Ramsey

Yes. I know all about soul-wraiths." Ramsey frowned. "How did you avoid them in the past?"
"Set a perimeter of energized diaman crystal. That will keep them at bay." Hel smiled without humor. "I have the diaman crystal in my saddle pack. I lack a sexual partner to energize them. I had intended to return with a magistra but a magister will work as well. Care to volunteer?"
"Only if I top," Ramsey snapped.
"You'd have to kill me first," returned Hel.
"With pleasure."
Steffania took a breath. Ram cut her off. "No. I don't share you, Vixen."
Fear of the unknown almost froze Adonia's tongue, but she was the obvious answer. She could do this, and the opportunity might never present itself again. "I'll be your partner. — Patricia A. Knight

We are scaling down is a painful statement to make to friends or family. — Dave Ramsey

The corridor didn't seem long enough to contain so much blackness.

'Passing Through Peacehaven — Ramsey Campbell

When we're dealing with money in relationships, when we're dealing with money in our personal lives, when we're dealing with money in our families, the flow of money in a family represents the value system under which that family operates. — Dave Ramsey

What we can't say we can't say, and we can't whistle it either. — Frank P. Ramsey

We live in a culture full of hares; but the tortoise always wins. — Dave Ramsey

I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them. — Dave Ramsey

Fear is the enemy of hope. — Dave Ramsey

Nothing was left to chance; every smell, every piece of furniture, and certainly the design of the floor plans made these model homes world-class. — Dave Ramsey

The world we inhabit is one where children feel sorrow long before they have the words to express it. — Russ Ramsey

Do not let your life, ministry or organization go faster than your resources. — Dave Ramsey

When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman. — Dave Ramsey

Delegation requires the willingness to pay for short term failures in order to gain long term competency. — Dave Ramsey

Repetition, volume, and longevity will twist and turn a myth, a lie, into a commonly accepted way of doing things. — Dave Ramsey

Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance. — Dave Ramsey

Eventually, he was asked to leave. — Cindy Horrell Ramsey

Making mistakes and learning from them is crucial to winning. — Dave Ramsey

We don't keep jerks; life is too short to work with them and really way too short to pay them and work with them too. Seems simple, but it requires that you fight to build an incredible team and culture from the moment you post a position until you celebrate their retirement. Every day every behavior, attitude, and execution has to be led well by a courageous, loving leader. — Dave Ramsey

When I do something stupid with money and lose it ... I call that Stupid Tax. I have paid so much Stupid Tax that I am expert. — Dave Ramsey

God gives every bird its food, but He does not throw it into the nest. J. G. HOLLAND — Dave Ramsey

Live like no else today, so you can live like no else tomorrow. — Dave Ramsey

We are so clothed in rationalization and dissemblance that we can recognize but dimly the deep primal impulses that motivate us. — James Ramsey Ullman

Maybe one did have to be smart in order to kill. — Markelle Grabo

Parents who let teens run around with unearned adult freedoms are naive and stupid. — Dave Ramsey

If you help enough people, you don't have to worry about money. — Dave Ramsey

Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices! — Dave Ramsey

Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give. — Dave Ramsey

Change is painful. Few people have the courage to seek out change. Most people won't change until the pain of where they are exceeds the pain of change. — Dave Ramsey

The world will try to tell you that you need stuff to be somebody. Don't listen — Dave Ramsey

A good financial planner is going to do more than pick your funds. — Dave Ramsey

Twist and wring out the budget, work extra hours, sell something, or have a garage sale, but quickly get your $1,000. Most of you should hit this step in less than a month. If it looks as though it is going to take longer, do something radical. Deliver pizzas, work part-time, or sell something else. Get crazy. You are way too close to the edge of falling over a major money cliff here. Remember, if the Joneses (all the broke people) think you are cool, you are heading the wrong way. If they think you are crazy, you are probably on track. — Dave Ramsey

There are few better measures of the concern a society has for its individual members and its own well being than the way it handles criminals. — Ramsey Clark

There's a whole generation growing up thinking ... the government exists to care for them. — Dave Ramsey

The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.//
Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day. — Dave Ramsey

When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive. — Dave Ramsey