Quotes & Sayings About Profit
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Top Profit Quotes

While I don't think sociopaths have any sort of moral urge to do good things, I think they can and do act morally in the context of pursuing their own advantage. A good analogy would be a corporation. There are a lot of corporations that do things that you like, maybe even good things, like produce vaccines or electric cars, although the primary motivation is to make a profit. But just because you are trying to make a profit doesn't mean you can't do it by doing things you like, or that you are good at, or that comport with the way you see the world, or want the world to see you. — M.E. Thomas

Just like today, the Protestants and their teachings had to fight with the prevalent order of the day which taught that: Work is only for making profit. Make money with minimum effort. The culture of the day viewed work as a burden to be avoided. The secular world of the time taught that you should do no more than what was enough for good living. — Sunday Adelaja

Instead of yielding to idle conversation it might profit one to cultivate silence and contemplation. — Clarence Darrow

Share and Enjoy' is the company motto of the hugely successful Sirius Cybernetics Corporation Complaints Division, which now covers the major land masses of three medium-sized planets and is the only part of the Corporation to have shown a consistent profit in recent years.
The motto stands
or rather stood
in three mile high illuminated letters near the Complaints Department spaceport on Eadrax. Unfortunately its weight was such that shortly after it was erected, the ground beneath the letters caved in and they dropped for nearly half their length through the offices of many talented young Complaints executives
now deceased.
The protruding upper halves of the letters now appear, in the local language, to read "Go stick your head in a pig," and are no longer illuminated, except at times of special celebration. — Douglas Adams

When individual enterprise is free and unhampered, profit-and-loss calculations set precise limits to a businessman's temptations to expand his services ... a government valuable they may be, have no market price and, therefore, cannot be subjected to profit-and-loss accounting. — Hans F. Sennholz

Every syllable that can be struck out is pure profit, and every page that can be economised is a five-per-cent dividend. Nature rebels against this rule; the flesh is weak, and shrinks from the scissors; I groan in retrospect over the weak. — Henry Adams

The test of a progressive policy is not private but public, not just rising income and consumption for individuals, but widening the opportunities and what Amartya Sen calls the 'capabilities' of all through collective action. But that means, it must mean, public non-profit initiative, even if only in redistributing private accumulation. Public decisions aimed at collective social improvement from which all human lives should gain. That is the basis of progressive policy - not maximising economic growth and personal incomes. Nowhere will this be more important than in tackling the greatest problem facing us this century, the environmental crisis. Whatever ideological logo we choose for it, it will mean a major shift away from the free market and towards public action, a bigger shift than the British government has yet envisaged. And, given the acuteness of the economic crisis, probably a fairly rapid shift. Time is not on our side. — Eric Hobsbawm

The Luddites ... asserted the precedence of community needs over technological innovation and monetary profit; ... The victory of industrialism over Luddism was overwhelming and unconditional; it was undoubtedly the most complete, significant, and lasting victory of modern times. ... To this day, if you say you would be willing to forbid, restrict, or reduce the use of technological devices in order to protect the community -- or to protect the good health of nature on which the community depends -- you will be calle4d a Luddite, and it will not be a compliment. ... Technological determinism has triumphed. — Wendell Berry

determine profit take the Amazon price and multiply it by .85 because Amazon takes out a 15% commission. Then if you're using FBA, Amazon has a per unit fee and a per order fee and then a weight handling fee. We use $2.50 for our items because the per unit fee is $1, the order fee is $1, and the weight based fee is usually around $.50 depending on the weight of the item. Also, you have to figure in the cost of shipping it to you and the cost of shipping it to Amazon. — Ryan Reger

business exist not only to make profit, but also to consider theimpacts and consequences of their business activities as there are increasingpressure from the society about the environmental changes. — Pamela White

What we need to do is learn to work in the system, by which I mean that everybody, every team, every platform, every division, every component is there not for individual competitive profit or recognition, but for contribution to the system as a whole on a win-win basis. — W. Edwards Deming

He asks, "how hard would it be to go a week without Google? Or, to up the ante, without Facebook, Amazon, Skype, Twitter, Apple, eBay, and Google?"33 Wu is putting his finger on a disquieting new reality - that the new communication medium a younger generation gravitated to because of its promise of openness, transparency, and deep social collaboration masks another persona more concerned with ringing up profit by advancing a networked Commons. — Jeremy Rifkin

In general, anyone who paid the long distance telephone tax will get the refund on their 2006 federal income tax return. This includes individuals, businesses and non-profit organizations. — Virgil Goode

Joel Bakan, author of The Corporation: The Pathological Pursuit of Profit and Power argues that if corporations have 'person hood' under the law, then it makes sense to question what kind of people they are. He posits that corporations behave with all the classical signs of sociopathy: they are inherently amoral, they elevate their own interests above all others', and they disregard moral and sometimes legal limits on their behavior in pursuit of their own advancement. Organizations of this type would thrive under the leadership of people who have the same traits: sociopaths. — M.E. Thomas

Cut off entanglements.
Get rid of anger and hatred.
Do not be afraid of hard work.
Tolerate ignominy and endure dishonor.
Forgive people and defer to others.
Take possessions lightly; take life seriously.
View others and self as the same.
Do whatever you can to be helpful.
Practice developing virtue is the greatest priority; when achievement is great and practice profound, it moves heaven and earth.
Ridiculous are the foolish ones who only profit themselves; with no achievement and little action, they dream of becoming immortals. — Liu Yiming

I felt devalued and disrespected. The energy behind it felt disingenuous and motivated by corporate profit. — Lisa Bonet

There are any number of models artists can use to profit off of their talent and artistry. It is not up to the state to protect them from competition. Musicians can obviously get paid for performing and having their music copied and "pirated" helps them in this respect by making them more well known, more popular. — Stephan Kinsella

If you're in a system where you must make profit in order to survive. You are compelled to ignore negative externalities, effects on others. — Noam Chomsky

We'll have for a president a symbolic Rebel against his own power whose election was underwritten by inhuman soulless profit-machines whose takeover of American civic and spiritual life will convince Americans that rebellion against the soulless inhumanity of corporate life will consist in buying products from corporations that do the best job of representing corporate life as empty and soulless. We'll have a tyranny of conformist nonconformity presided over by a symbolic outsider whose very election depended on our deep conviction that his persona is utter bullshit. A rule of image, which because it's so empty makes everyone terrified - they're small and going to die, after all - — David Foster Wallace

Every time a bomb exploded, every anti-personnel weapon that sent its hundreds of particles tearing through the sift tissues of soft bodies, every helicopter that was shot down with its crew, every plane hit with a missile: brrrring, brrrring, on the great cash register in the homeland bank. It was all profit. It would have to be replaced. It was the perfect form of fantastically expensive and forced consumption, paid for by taxes. — Marge Piercy

Just observe the nation that is defended by devoted patriots. The patriots fall in bloody battle or in the fight with hunger and want; what does the nation care for that? By the manure of their corpses the nation comes to "its bloom"! The individuals have died "for the great cause of the nation," and the nation sends some words of thanks after them and - has the profit of it. I call that a paying kind of egoism. — Max Stirner

The more profit we make, the more stores we can open, the more donations we can make to our community, the more responsible citizens we can be for the environment. It's all interactive. It's all connected together. There's no separation. — John Mackey

The point of business was to make just enough money to keep going, not to create a monster of productivity that chained a person to the wheels of power and stifled all creativity and imagination. Business should not be profit-driven; it should be idea-driven. — James Conaway

There is a progression from pictographic, writing the picture; to ideographic, writing the idea; and then logographic, writing the word. Chinese script began this transition between 4,500 and 8,000 years ago: signs that began as pictures came to represent meaningful units of sound. Because the basic unit was the word, thousands of distinct symbols were required. This is efficient in one way, inefficient in another. Chinese unifies an array of distinct spoken languages: people who cannot speak to one another can write to one another. It employs at least fifty thousand symbols, about six thousand commonly used and known to most literate Chinese. In swift diagrammatic strokes they encode multidimensional semantic relationships. One device is simple repetition: tree + tree + tree = forest; more abstractly, sun + moon = brightness and east + east = everywhere. The process of compounding creates surprises: grain + knife = profit; hand + eye = look. — James Gleick

Most corporate mission statements are worthless. They consist largely of pious platitudes such as: "We will hold ourselves to the highest standards of professionalism and ethical behavior." They often formulate necessities as objectives; for example, "to achieve sufficient profit." This is like a person saying his mission is to breathe sufficiently. — Russell L. Ackoff

Service rendered as a gift or love-offering to Life: work that is engaged in, not for self or for profit, but as an act of love and service, these bring the doer a harvest of blessings ... When we serve and when we give, we open ourselves to receive life's richest blessings, its greatest prizes, and its most enduring lessons. — Henry Thomas Hamblin

An entrepreneur must pitch a potential investor for what the company is worth as well as sell the dream on how much of a profit can be made. — Daymond John

In Western Australia, minerals are being dug up from Aboriginal land and shipped to China for a profit of a billion dollars a week. In this, the richest, 'booming' state, the prisons bulge with stricken Aboriginal people, including juveniles whose mothers stand at the prison gates, pleading for their release. The incarceration of black Australians here is eight times that of black South Africans during the last decade of apartheid. — John Pilger

The industry is littered with self-styled purists who believe the business of media.. the requirement to make a profit.. somehow corrupts the craft. — Lachlan Murdoch

The unhappy theory of business ethics is this: you have a fiduciary responsibility to maximize profit. Period. To do anything other than that is to cheat your investors. And in a competitive world, you don't have much wiggle room here. — Seth Godin

Thou shalt understand that it is a science most profitable, and passing all other sciences, for to learn to die. For a man to know that he shall die, that is common to all men; as much as there is no man that may ever live or he hath hope or trust thereof; but thou shalt find full few that hath this cunning to learn to die. I shall give thee the mystery of this doctrine; the which shall profit thee greatly to the beginning of ghostly health, and to a stable fundamental of all virtues. — Henry Suso

If it had not been for the pernicious power of envy, men would not so have exalted vengeance above innocence and profit above justice ... in these acts of revenge on others, men take it upon themselves to begin the process of repealing those general laws of humanity which are there to give a hope of salvation to all who are in distress. — Thucydides

no master could be isolated from the dehumanizing effects of the rigorous discipline of the slave regime or from the disruptive intrusions of the market economy upon which that regime thrived. These central features of slavery, punishment and profit, destroyed for most slaveholders whatever remained of the elemental principle of the paternalist ethos: that masters were obliged to look to the needs of the slaves in return for the diligence and fidelity of the bondsmen. — James Oakes

The air we breathe is still free, but for how much time. I believe someone is busy patenting it to start selling it for profit — Bangambiki Habyarimana

The Protestants of old go to work not just for the money, their biggest motivation for work is service to God and man. Not the interest to gain profit or make money. — Sunday Adelaja

Two of the things to look out for are that operational cash flows should match or be close to profit levels, and current assets should exceed current liabilities. — Matthew Kidman

A kind man who makes good use of wealth is rightly said to possess a great treasure; but the miser who hoards up his riches will have no profit. — Gautama Buddha

The essence of a successful business is really quite simple. It is your ability to offer a product or service that people will pay for at a price sufficiently above your costs, ideally three or four or five times your cost, thereby giving you a profit that enables you to buy and to offer more products and services. — Brian Tracy

Today the insatiable quest for profit promotes the new slavery. In bewildering ways, the new is more pernicious than the old, for the New American Slave is told he is free, and he clings to that myth as if his life depended upon it, a suspicion that cannot be totally ignored. — Gerry Spence

In Europe, Socialism is just another political party. It just means that government takes over certain things like hospitals, prisons, military and schools that should not be run for profit. — Bill Maher

In a nutshell, this United Nations non-profit organization [World Food Programme] feeds millions of starving children at schools in third world countries as an incentive for them to attend school, which in turn might better their futures. They do so much more but I was so struck by this story. — Sheryl Crow

When there is no way in which men can believe in the fundamental morality of a social system, even one then profit by, that system begins to die because the masters lose their ability to defend it. — George P. Rawick

There is a patent conflict between the need to reverse or at least to control the impact of our economy on the biosphere and the imperatives of a capitalist market: maximum continuing growth in the search for profit. — Eric Hobsbawm

What's the best way to ensure your small business makes a profit? Without a doubt, it's to keep your overhead costs low, and maximize your sales per marketing dollar. — Kevin J. Donaldson

Malicious acts are performed by people for personal gain ... Sorcerers, though, have an ulterior purpose for their acts, which has nothing to do with personal gain. The fact that they enjoy their acts does not count as gain. Rather, it is a condition of their character. The average man acts only if there is a chance for profit. Warriors say they act not for profit but for the spirit. — Carlos Castaneda

At a basic level venture capitalists are arbitrageurs: they have access to more information than those with the capital, and access to more capital than those with information, and they profit by exploiting the mismatch. — Ben Thompson

One thing we may be sure of, however: For the believer all pain has meaning; all adversity is profitable. There is no question that adversity is difficult. It usually takes us by surprise and seems to strike where we are most vulnerable. To us it often appears completely senseless and irrational, but to God none of it is either senseless or irrational. He has a purpose in every pain He brings or allows in our lives. We can be sure that in some way He intends it for our profit and His glory. — Jerry Bridges

The public psychology of going into debt for gain passes through several more or less distinct phases: (a) the lure of big prospective dividends or gains in income in the remote future; (b) the hope of selling at a profit, and realizing a capital gain in the immediate future; (c) the vogue of reckless promotions, taking advantage of the habituation of the public to great expectations; (d) the development of downright fraud, imposing on a public which had grown credulous and gullible. — Irving Fisher

I had a ludicrous childhood, but I feel that I was able to profit from a lot of the idiotic and unfortunate things that happened to me by turning them into fiction. — Heather O'Neill

I am troubled that someone would sell a book, trading on their service as a government insider with access to our nation's most valuable intelligence, in order to profit from the suffering that this nation endured on September 11, 2001. — Bill Frist

Antiphon, as another man gets pleasure from a good horse, or a dog, or a bird, I get even more pleasure from good friends. And if I have something good, I teach it to them, and I introduce them to others who will be useful to them with respect to virtue. And together with my friends I go through the treasures of wise men of old which they left behind written in books, and we peruse them. If we see something good, we pick it out and hold it to be a great profit, if we are able to prove useful to one another. — Socrates

Throw away profit and greed, and there won't be any thieves. — Laozi

We ought to care for those closest to us in terms of relatedness. After our immediate family, we ought to pursue our calling diligently as employees and provide just incentives (perhaps through profit-sharing) and reasonable care for our workers as employers. We should seek the wisdom of teachers and elders in society and look to them for leadership, while rejecting their folly when it is discerned. We must put our children and their education, both at home and in school, before our own entertainment, pleasure, and success. We ought not to tolerate insolence or haughtiness in them; nor ought we to punish them too severely, but should lead them as good teachers, by example and patient instruction. — Michael S. Horton

In our current distorted reality, land is often held speculatively without being put to productive use. Because people are able to profit from land and use it inefficiently, sprawl is an issue and farmland is constantly at risk of rezoning, thus forcing up the cost of all farmland.
Land contributions would remove the profit from land speculation and inefficient use, releasing more farmland and also ensuring existing farmland wasn't constantly under the shadow of rezoning. Labour and capital taxes would reduce and thus also farming costs. Overall, farming costs would reduce and farmland would be sustainably available for agriculture. — Martin Adams

Marry, sir, they praise me and make an ass of me, now my foes tell me plainly I am an ass. So that by my foes, sir I profit in the knowledge of myself, and by my friends, I am abused. So — William Shakespeare

With an operating profit margin topping 40 percent, Fanuc makes 25 percent more income per employee than Goldman Sachs, — Anonymous

What between the duties expected of one during one's lifetime, and the duties exacted from one after one's death, land has ceased to be either a profit or a pleasure. It gives one position, and prevents one from keeping it up. That's all that can be said about land. — Oscar Wilde

there is a consensus in Brazil that the profit motive does not always guarantee the best outcome for society as a whole and that some supervision is therefore necessary. — Larry Rohter

I don't want to do business with those who don't make a profit, because they can't give the best service. — Richard Bach

Profit maximization may be the 'end' but the means to achieve this end, is what matters, and that distinguishes a company in the corporate world and the market — Henrietta Newton Martin

In some organizations, they can succeed if they are simply good at making presentations to the board of directors or writing strategies or plans. The tragedy is that these talents mask real deficiencies in overall management capabilities. These talented performers run for cover when grubby operating decisions must be made and often fail miserably when they are charged with earning a profit, getting things done and moving an organization forward. — Tom Peters

The history of taxation shows that taxes which are inherently excessive are not paid. The high rates inevitably put pressure upon the taxpayer to withdraw his capital from productive business and invest it in tax-exempt securities or to find other lawful methods of avoiding the realization of taxable income. The result is that the sources of taxation are drying up; wealth is failing to carry its share of the tax burden; and capital is being diverted into channels which yield neither revenue to the Government nor profit to the people. — Andrew Mellon

This is business: they don't care about your lyrics;
The better you sell, the better future for their children.
Controversy sells, so they support conflict,
Makes more progress, means more profit.
An artist gets killed, they say they're 'so sorry,'
Meanwhile, they tell you the date of his next project.
What a life ... death made them more profit:
Record companies get paid for your drama. — Cormega

Selfish action imprisons the world. Act selflessly, without any thought of personal profit. — Krishna-Dwaipayana Vyasa

The increasing technicality of the terminology employed is also a serious difficulty. It has become necessary to learn an extensive vocabulary before a book in even a limited department of science can be consulted with much profit. This change, of course, has its advantages for the initiated, in securing precision and concisement of statement; but it tends to narrow the field in which an investigator can labour, and it cannot fail to become, in the future, a serious impediment to wide inductive generalisations. — Thomas George Bonney

Then Monsieur is satisfied?" asked Planchet. "My dear Planchet, I am the happiest of men!" "And I may profit by Monsieur's happiness, and go to bed? — Alexandre Dumas

Investing in the inner man will profit you more than investing in the outer man. — Matshona Dhliwayo

Everybody would love to be mayor of Chicago. If you look at what we have done over many, many years and where we are today and the commitment by the business community, the commitment by the not-for-profit community - all this coming together - this is a wonderful city. — Richard M. Daley

Treasures of wickedness profit nothing: but righteousness delivereth from death. — Anonymous

There is a saying of my adoptive ancestors. Though he performs a miracle, or two miracles, if he refuses the third miracle, it is not as profit to him. I shall dine at the Court of France tonight, and in the course of that evening, acquire the royal consent for O'LiamRoe and myself to stay as long as we please. For, to be perfectly frank," said Lymond, gently reflective, "to be perfectly frank, I can't wait to sink my teeth into the most magnificent, the most scholarly and the most dissolute Court in Europe, which so lightly slid out The O'LiamRoe, Chief of the Name, on his kneecaps and whiskers. — Dorothy Dunnett

The children's lessons should provide material for their mental growth, should exercise the several powers of their minds, should furnish them with fruitful ideas, and should afford them knowledge, really valuable for its own sake, accurate, and interesting, of the kind that the child may recall as a man with profit and pleasure. — Charlotte Mason

The Greatest Generation?
They tell me I am a member of the greatest generation. That's because I saw combat duty as a bombardier in World War 11. But I refuse to celebrate "the greatest generation" because in so doing we are celebrating courage and sacrifice in the cause of war. And we are miseducating the young to believe that military heroism is the noblest form of heroism, when it should be remembered only as the tragic accompaniment of horrendous policies driven by power and profit. The current infatuation with World War 11 prepares us
innocently on the part of some, deliberately on the part of others
for more war, more military adventures, more attempts to emulate the military heroes of the past. — Howard Zinn

The structure of the corporation is a telling case in point - and it is no coincidence that the first major joint-stock corporations in the world were the English and Dutch East India companies, ones that pursued that very same combination of exploration, conquest, and extraction as did the conquistadors. It is a structure designed to eliminate all moral imperatives but profit. The executives who make decisions can argue - and regularly do - that, if it were their own money, of course they would not fire lifelong employees a week before retirement, or dump carcinogenic waste next to schools. Yet they are morally bound to ignore such considerations, because they are mere employees whose only responsibility is to provide the maximum return on investment — David Graeber

Canada's eminent position today is a tribute to the patience, tolerance, and strength of character of her people, of both French and British strains. For Canada is enriched by the heritage of France as well as of Britain, and Quebec has imparted the vitality and spirit of France itself to Canada. Canada's notable achievement of national unity and progress through accommodation, moderation and forbearance can be studied with profit by her sister nations. — Harry S. Truman

Why do people always wonder whether books are any good, without wondering whether they are themselves in a state to profit from them? — Idries Shah

There are two kinds of businesses: The first earns 12%, and you can take it out at the end of the year. The second earns 12%, but all the excess cash must be reinvested - there's never any cash. It reminds me of the guy who looks at all of his equipment and says, 'There's all of my profit.' We hate that kind of business. — Charlie Munger

Evil companions bring more hurt than profit. — Aesop

I guess if people couldn't profit from war I don't think there would be war. — Lily Tomlin

You do not comprehend. It is not the victim who concerns me so much. It is the effect on the character of the slayer."
"What about war?"
"In war you do not exercise the right of private judgement. That is what is so dangerous. Once a man is imbued with the idea that he knows who ought to be allowed to live and who ought not - then he is halfway to becoming the most dangerous killer there is - the arrogant killer who kills not for profit - but for an idea. He has usurped the functions of le bon Dieu. — Agatha Christie

Markets cannot meet the needs of the very poor. The desperately poor are not consumers who will create an immediate profit. — Jeffrey D. Sachs

Man's greed to obtain something for nothing has never yet been able to content itself with a moderate profit. — Will C. Barnes

Therefore I would ask you to write all kinds of books, hesitating at no subject however trivial or however vast. By hook or by crook, I hope that you will possess yourselves of money enough to travel and to idle, to contemplate the future or the past of the world, to dream over books and loiter at street corners and let the line of thought dip deep into the stream. For I am by no means confining you to fiction. If you would please me - and there are thousands like me - you would write books of travel and adventure, and research and scholarship, and history and biography, and criticism and philosophy and science. By so doing you will certainly profit the art of fiction. For books have a way of influencing each other. Fiction will be much the better for standing cheek by jowl with poetry and philosophy. — Virginia Woolf

In the foundation and development of a successful enterprise there must be a single-minded pursuit of financial profit. — C. Northcote Parkinson

One metric catches people. We prefer businesses that drown in cash. An example of a different business is construction equipment. You work hard all year and there is your profit sitting in the yard. We avoid businesses like that. We prefer those that can write us a check at the end of the year. — Charlie Munger

Somewhere I'd heard, or invented perhaps, that the only pleasures found during a waning moon are misfortunes in disguise. Superstition aside, I avoid pleasure during the waning or absent moon out of respect for the bounty this world offers me. I profit from great harvests in life and believe in the importance of seasons. — Roman Payne

I think the difference between a lie and a story is that a story utilizes the trappings and appearance of truth for the interest of the listener as well as of the teller. A story has in it neither gain nor loss. But a lie is a device for profit or escape. I suppose if that definition is strictly held to, then a writer of stories is a liar - if he is financially fortunate. — John Steinbeck

We live in imaginary, virtual worlds created by corporations that profit from our deception. — Chris Hedges

War is never economically beneficial except for those in position to profit from war expenditures. — Ron Paul

We are all born into the world with nothing. Everything we acquire after that is profit. — Sam Ewing

A man ought to get all he can earn. A man who knows he's making money for other people ought to get some of the profit he brings in. Don't make any difference if it's baseball or a bank or a vaudeville show. It's business, I tell you. There ain't no sentiment to it. Forget that stuff. — Babe Ruth

Form follows profit is the aesthetic principle of our times. — Richard Rogers

I do not approve of naval historians who seek out flaws in the losers' battle plans and tactics. The way to profit from history is to put oneself in the shoes of the tactical decision maker as he confronts a many-faceted problem in an atmosphere of uncertainty. — Wayne Hughes

The key word in profiteering is profit. — Martin Shkreli

The difference between most mothers and me is that I didn't sit around drinking coffee at baby group for 12 months after the birth of my baby. No, in three weeks I was back in my suit, back at my desk earning profit for my business and I don't see why other women shouldn't do the same. — Katie Hopkins

The profits follow, and if we have remembered that, they have never failed to appear. — George W. Merck

We must recover the whole sense of gift, of gratuitousness, of solidarity. Rampant capitalism has taught the logic of profit at all costs, of giving to get, of exploitation without looking at the person ... and we see the results in the crisis we are experiencing! This Home is a place that teaches charity, a "school" of charity, which instructs me to go encounter every person, not for profit, but for love. — Pope Francis

In a culture where profit has become the true God, self-sacrifice can seem incomprehensible rather than noble. — Starhawk

I left Xerox for the non-profit sector because it was clear to me that only public/private partnerships can pull off a turnaround plan at the scale we need to tackle global poverty. — Anne M. Mulcahy