Quotes & Sayings About Personal Finance

Being the highly trained investment mogul that I am, I could certainly find places to put that money where it would earn more. Or would it? Remember, personal finance is personal. I have come to realize that Sharon's peace of mind bought with the oversized emergency fund is a great return on investment. Guys, this can be a wonderful gift to your wife. An Emergency Fund Can — Dave Ramsey

Spontaneous order is self-contradictory. Spontaneity connotes the ebullition of surprises. It is highly entropic and disorderly. It is entrepreneurial and complex. Order connotes predictability and equilibrium. It is what is not spontaneous. It includes moral codes, constitutional restraints, personal disciplines, educational integrity, predictable laws, reliable courts, stable money, trustworthy finance, strong families, dependable defense, and police powers. Order requires political guidance, sovereignty, and leadership. It normally entails religious beliefs. The entire saga of the history of the West conveys the courage and sacrifice necessary to enforce and defend these values against their enemies. — George Gilder

You don't have to be a miser, just be wiser with your money. — Dorethia Conner Kelly

Foundations in Personal Finance. — Dave Ramsey

Wealth is not limited; rather it grows. It grows whenever man exerts energy. — Abhishek Kumar

The people who don't know personal finance have TV shows about it. — James Altucher

Are your kids better off watching 10 hours of Nickelodeon and the Disney Channel every week? — Ian Lamont

People used to ask me for advice, and I'd say, 'Please, don't ask me!' Yes, I did economics at Oxford, but that's not the same as having a broad knowledge of personal finance. — Sophie Kinsella

One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not. — Mark Skousen

Getting rich takes focus, courage, knowledge, expertise, 100% of your effort, a never give-up attitude and a deep desire & commitment. — Abhishek Kumar

Pick up any book about personal finance and you're likely to read a 200-page mind-fuck about being cheap. Of course, these books don't overtly say, "Be cheap," but hide behind slippery phrases like "the simple life" or "frugal living." Some — MJ DeMarco

After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term. — Jean Chatzky

When you know the impact of little expenses, you will realise that there is nothing little in this world. — Manoj Arora

Either you create million excuses or you create million rupees. But you cannot create both. — Abhishek Kumar

God does not just save you for your personal interest but for you to become a channel for the salvation of others — Sunday Adelaja

Personal finance is a means to an end - living a rich and fulfilling life. It is not hard. It is not complicated. I write this to share simple truths I've learned from some very wise people. — Rick Van Ness

If you don't plan to have someone work for you, you will work for someone else. There is no in-between. — Ehab Atalla

What I'm primarily responsible for is products. Everything is developed with my personal involvement. Second is client communication. Everything to do with product and consumer is my primary focus. I also deal with everything which relates to investment and partnership. Distribution, finance, administration, I don't do. — Roustam Tariko

Your spiritual and physical growth depends mainly on your time management and personal relationship with God — Sunday Adelaja

My grandfather created a fortune that allowed him to live in luxury. He also went on to build the first industrial building in an area of San Paulo that eventually became one of the largest wholesale neighborhoods in the world. When my grandfather passed away, he left millions of dollars to my family as an inheritance. That inheritance, however, would have been worthless if he had not also given us his legacy of personal responsibility and work ethic. My grandfather refused to be defined by others, therefore setting not only the value of his product, but also of himself and his family. — Celso Cukierkorn

If you're saving, you're succeeding — Steve Burkholder

At the end of the day, taking 50% off a $250 dress still means walking out of the store $125 poorer. — Ian Lamont

A stock (pile) of money doesn't make you any richer than it makes exchange easier — Amah Lambert

Web banking lets you monitor your spending, tweak your budget, schedule payments, and more, particularly if you marry your online bank with the personal-finance management tools available online. — Jean Chatzky

If you've driven new cars all of your life, the term "used vehicle" may conjure up images of a dusty old beater with missing hubcaps and no A/C, dragging a clattering muffler down the boulevard. Yes, such cars exist, but I am not advocating that you buy one. Besides the embarrassment, there are also safety concerns and additional maintenance costs associated with clunkers. — Ian Lamont

You do pay a price for your Financial Freedom, but it is far lesser than what you pay for a Lifetime Slavery. — Manoj Arora

The more anxious, isolated and time-deprived we are, the more likely we are to turn to paid personal services. To finance these extra services, we work longer hours. This leaves less time to spend with family, friends and neighbors; we become less likely to call on them for help, and they on us. — Arlie Russell Hochschild

Personal finances are like people's personal health, crucial and tragic to the sufferer but tedious to the listener. — Thomas Keneally

Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances. — Alexa Von Tobel

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this. — Dave Ramsey

Your dreams are closer than you think. — Prince Ojong

Cheap people often are not very happy because they love money more than they love their families — Celso Cukierkorn

I wanted a personal-finance tool for people who didn't want to be accountants: something you could set up in ten minutes and spend less than five minutes a week on. Mint is now that tool. — Aaron Patzer

A new car can be driven for 10 years or more if it's properly maintained. Heck, drive that sucker into the ground before you replace it! — Ian Lamont

You should never be satisfied with a little if you are capable of using and enjoying more. — Abhishek Kumar

Your assets are your employees. Invest more on those performing well. Let the non performers go. — Manoj Arora

Many will want what you have, but few will do what you do. — David W. Robbins

Every time you borrow money, you're robbing your future self. — Nathan W. Morris

If you look on Amazon - if you do a search for personal finance, there are literally 20,000 books written on personal finance, and there's no real reason for it. I mean, personal finance is pretty simple. — Aaron Patzer

Money Compounding is one concept that does not hit you unless your stars are aligned — Manoj Arora

The truly wealthy don't often pursue status. They don't need to. They have already made it. The pursuit of Rolex watches and $100,000 vehicles is for wannabes like you and me. Why pursue status when you've already achieved it? — Erik Wecks

Personal finance, like most important aspects of life, is a never-ending quest. The competent investor never stops learning. — William J. Bernstein

The people who know personal finance hide the money very carefully. — James Altucher

We've been sold a dream of savings and investing that had no basis in any history or reality. We were participants in a vast experiment, a hope that personal finance and investments would do it all for us. We now know that for all too many people, it did not. — Helaine Olen

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge. — Dave Ramsey

A majority of students who come into community colleges are still stuck at high school level or remedial math. And when they take it in college, they still don't pass it. So the Carnegie Foundation got together and created two accelerated courses that focus on real-world applications of numbers like for health, for civics, for personal finance - concepts that you and I use every single day. — Anya Kamenetz

We can't all be bakers or chefs. Many of us have modest ambitions. But we can all buy a piece of the pie. — Amah Lambert

Financial stability is much more about doing the best with what you have and not about achieving a certain level of income. — Erik Wecks

The first rule of personal finance is that it's not personal and it's not financial. It's about your ability to make ten changes and not get too depressed over it. — James Altucher

The starting point for 'discounts' may be the manufacturer's suggested retail price (MSRP), an arbitrarily high price that no one will ever pay. By crossing out the high MSRP, retailers are handing shoppers a psychological victory that will make them feel good about the purchase, even if the discounted price is still expensive. — Ian Lamont

Reveal to the people and make them experience God first before you make them church members — Sunday Adelaja

You don't need to chase wealth, just become a real entrepreneur and the world is your oyster. — Amah Lambert

The struggle for Financial Freedom is very unfair. Just look at the rewards. — Manoj Arora

Budgeting has only one rule: Do not go over budget. — Leslie Tayne

Thanks to relentless media exposure and little-understood financing and sales practices, not to mention the perception of autos as important status indicators, most people replace their cars on a regular basis. — Ian Lamont

Without any formal personal finance education or trustworthy resources to tell them otherwise, the majority of people in the 18-to-24-year-old age bracket do not know how to use credit effectively, tackle debt or make wise decisions when it comes to spending. — Alexa Von Tobel

The most important factor to growing your financial stability isn't your income. Rather, your success is much more related to how well you keep your eye on the ball. Organize your finances around the principles of financial stability. Aim for that goal, and over time you will find many unexpected ways to actually put money aside. — Erik Wecks

Materialism has defeated feminism as well. In a sign of the times, Gloria Steinem was on the picket line when the first American DeBeers store opened on Fifth Avenue in June 2005, protesting the evictions of Bushmen in Botswana to make room for diamond miners and the charges that the company dealt in "blood diamonds" used to finance civil wars in Africa.
Her presence meant nothing to young Hollywood beauties who are pleased to shill for the diamond industry in magazine layouts and personal appearances.
As Steinem stood outside, Lindsay Lohan was inside the party, gushing over the possibility that she could get to wear one of the big rocks.
Asked by reporters about the Bushmen controversy, she shrugged it off: "I don't get involved in any drama. — Maureen Dowd

Marx wrote about finance and industry all his life but he only knew two people connected with financial and industrial processes. One was his uncle in Holland, Lion Philips, a successful businessman who created what eventually became the vast Philips Electric Company. Uncle Philips' views on the whole capitalist process would have been well-informed and interesting, had Marx troubled to explore them. But he only once consulted him, on a technical matter of high finance, and though he visited Philips four times, these concerned purely personal mattes of family money. The other knowledgeable man was Engels himself. But Marx declined Engel's invitation to accompany him on a visit to a cotton mill, and so far as we know Marx never set foot in a mill, factory, mine or other industrial workplace in the whole of his life. — Paul Johnson

Unlike most experts in her field, Erika Andersen has an approach to being strategic that's sensible and accessible. With her, you feel capable of creating the business, career and life you want. She's to strategy what Suze Orman is to personal finance! — Nancy Tellem

We're creatures of habit when it comes to mobile contracts and the wires piping high-speed data into our homes. It's a pain to deal with transfers, installations, and customer service interactions, so we shrug and keep paying a premium. — Ian Lamont