Orman Quotes & Sayings

Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless. — Suze Orman

Uncritical semantics is the myth of a museum in which the exhibits are meanings and the words are labels. To switch languages is to change the labels. — Willard Van Orman Quine

Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand. — Suze Orman

The way to build your savings is by spending less each month. — Suze Orman

Never invest emergency savings in the stock market. — Suze Orman

The word 'definition' has come to have a dangerously reassuring sound, owing no doubt to its frequent occurrence in logical and mathematical writings. — Willard Van Orman Quine

Yields falsehood when preceded by its quotation — Willard Van Orman Quine

It is my hope that when a reader chooses to suspend their reality for mine, that it will be time well spent. — Sharon Van Orman

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum. — Suze Orman

We do not learn first what to talk about and then what to say about it. — Willard Van Orman Quine

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. — Suze Orman

There isn't a part of our lives that money doesn't touch - it affects our relationships, the way we go about our everyday activities, our ability to make dreams reality, everything. — Suze Orman

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up. — Suze Orman

Cut back your spending now. — Suze Orman

Logic is an old subject, and since 1879 it has been a great one. — Willard Van Orman Quine

The variables of quantification, 'something,' 'nothing,' 'everything,' range over our whole ontology, whatever it may be; and we are convicted of a particular ontological presupposition if, and only if, the alleged presuppositum has to be reckoned among the entities over which our variables range in order to render one of our affirmations true. — Willard Van Orman Quine

You can't build a foundation on lies. — Suze Orman

We each focus on what we're going to buy, but that's an incorrect focus. Focus instead on why you want to spend the money on this or that. What feeling in you does it satisfy? — Suze Orman

The key to making money is to stay invested. — Suze Orman

It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting. — Suze Orman

We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education. — Suze Orman

Anything that gets people to think harder about their financial security and take some responsibility is a good thing. — Suze Orman

The truth is women in the workplace don't have to fight nearly as hard for opportunities, or to dispel stereotypes, as they did before. — Suze Orman

Make yourself worthy of money and money will make itself worthy of you. — Suze Orman

If you're not staying on top of your money, you are putting your financial well-being at risk. — Suze Orman

True generosity must benefit both parties. No woman can control her destiny if she doesn't give to herself as much as she gives of herself. — Suze Orman

You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years. — Suze Orman

If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end up having to sell eventually when you realize you can't afford the home, and whether you have any equity left after the sale depends on the size of the reverse loan that must be settled. — Suze Orman

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all. — Suze Orman

Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. — Suze Orman

I'm probably the only bestselling author you know who's written more books than she's read. — Suze Orman

Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours. — Suze Orman

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card. — Suze Orman

Owning a home is a keystone of wealth - both financial affluence and emotional security. — Suze Orman

I grew up thinking that because I couldn't read, I was stupid and would never amount to anything. I worked my way through college as a waitress and thought I wasn't capable of doing anything else. My grades in English were horrible, and I barely got through. — Suze Orman

You'd better have faith that everything happens for the best. Nothing happens in your life that isn't something that you are meant to learn to get you where you need to go so you can become who you are meant to be. And that meant-to-be might be someone you don't even know exists at this moment in time. — Suze Orman

If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card. — Suze Orman

Private student loans should be avoided at all costs. — Suze Orman

When you are grateful - when you can see what you have - you unlock blessings to flow in your life. — Suze Orman

The less you have to think about how to spend every dollar, the more likely you are to spend wisely. — Suze Orman

Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums. — Suze Orman

Once you stop looking for a job, you are no longer considered part of the unemployment number. — Suze Orman

Money will respond to you just like people do. — Suze Orman

For me the problem of induction is a problem about the world: a problem of how we, as we are now (by our present scientific lights), in a world we never made, should stand better than random, or coin-tossing chances changes of coming out right when we predict by inductions ... — Willard Van Orman Quine

Show respect for your money ... Then your money will think and care about you in return. — Suze Orman

With success comes unhelpful criticism - ignore it. — Suze Orman

In order to live a rich life, everything about who you are must
be one, in alignment, and in pure harmony. — Suze Orman

True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share. — Suze Orman

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings. — Suze Orman

Give to yourself as much as you give of yourself! This means you have to put yourself first. — Suze Orman

Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money. — Suze Orman

Language is conceived in sin and science is its redemption. — Willard Van Orman Quine

One has to ask what is the goal of life? What is the goal of life? My interpretation of it for myself, a very wise teacher once taught me this, is to meet the needs of the people, places and the times around you and offering those services to God. — Suze Orman

You are to set your own value, communicate that value to the world, and then not settle for less. Sound daunting? That's just because it takes you out of your comfort zone. You have got to stop being an obstacle on your own path to wealth and security and happiness. You must understand that valuing yourself is well within your control. — Suze Orman

When you lose something in your life, stop thinking it's a loss for you ... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone. — Suze Orman

What happens to your money directly affects the quality of your life
not your stockbroker's life or your banker's life, but YOUR life. — Suze Orman

Implication is thus the very texture of our web of belief, and logic is the theory that traces it. — Willard Van Orman Quine

Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done. — Suze Orman

Stop buying things you don't need, to impress people you don't even like. — Suze Orman

Every time you overhear something hurtful, I want you to do something kind for someone else. — Suze Orman

Structured settlements are a common way for people who have been injured to receive an insurance payout. The periodic payments provide ongoing income and reduce the risk of blowing a lump sum through poor financial choices. — Suze Orman

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings. — Suze Orman

For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there I got a job at Merrill Lynch as an account executive, from where I went to vice president of investments for Prudential-Bache Securities. I started my own firm in 1987. — Suze Orman

Creatures inveterately wrong in their inductions have a pathetic but praise-worthy tendency to die before reproducing their kind. — Willard Van Orman Quine

Let us be cautious in making assertions and critical in examining them, but tolerant in permitting linguistic forms.
[Carnap's famous plea for tolerance to which W.V. Quine took exception.] — Rudolf Carnap

Scientific method is the way to truth, but it affords, even in
principle, no unique definition of truth. Any so-called pragmatic
definition of truth is doomed to failure equally. — Willard Van Orman Quine

Never, ever invest money that you will need prior to three to five years - minimum. — Suze Orman

Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have? — Suze Orman

Every morning I wake up, I can't even wait to go and see what life can I change today. It doesn't have to be a lot of lives, but I can change one life a little bit here, a little bit there, and I hope that everything I create, people know that. — Suze Orman

I don't care how far we've come with "women's liberation," with all these things. In a man's mind, he still needs to be the support of his family. He needs to hold up the world. — Suze Orman

Not everything is about money. — Suze Orman

Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live. — Suze Orman

I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's how many people are actively looking for a job. — Suze Orman

One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are worth another $7 million. — Suze Orman

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself. — Suze Orman

The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart. — Suze Orman

Success is not how many zeroes your bank account has. It's about making the most of the life you have. — Suze Orman

You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it. — Suze Orman

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts. — Suze Orman

Women need to turn their attention from saving their spouse, their mothers, their this, their that, their kids, to putting that financial oxygen mask on their face first. When they're solid, they can pick up the whole world. — Suze Orman

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. — Suze Orman

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare. — Suze Orman

Two men could be just alike in all their dispositions to verbal behavior under all possible sensory stimulations, and yet themeanings or ideas expressed in their identically triggered and identically sounding utterances could diverge radically, for the two men, in a wide range of cases. — Willard Van Orman Quine

I get more inspired by seeing everyday people succeed against the odds than anything else in life. — Suze Orman

If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's boss knows what's going on? If so, just keep your head down and do the work. Usually, if you put in maximum effort and produce excellent results, someone in the company is going to take notice. Either you will get promoted or your jerky boss will get the heave-ho. It happens all the time. — Suze Orman

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. — Suze Orman

You're thinking to yourself, 'How is it possible that I am going to pay back $150,000 in student loans? I'm never going to pay that back. What am I going to do?' Listen to me and listen to me good, class of 2013. I want you to think back to all of these things you said to yourself, 'I can't do that. I can't palpate a cow. And what's worse, palpating a cow or taking semen from a horse?' But you did it, didn't you? — Suze Orman

For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk. — Suze Orman

You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures. — Suze Orman

The world does not need another credit card. — Suze Orman

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. — Suze Orman

Time and love are the most valuable possessions you can share. — Suze Orman

Orman nodded wearily 'As I said, when a person is unpopular, it's so easy to think badly of him — John Flanagan

What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it. — Suze Orman

One man's observation is another man's closed book or flight of fancy. — Willard Van Orman Quine

Unlike most experts in her field, Erika Andersen has an approach to being strategic that's sensible and accessible. With her, you feel capable of creating the business, career and life you want. She's to strategy what Suze Orman is to personal finance! — Nancy Tellem

As an empiricist I continue to think of the conceptual scheme of science as a tool, ultimately, for predicting future experience in the light of past experience. Physical objects are conceptually imported into the situation as convenient intermediaries-not by definition in terms of experience, but simply as irreducible posits comparable, epistemologically, to the gods of Homer. For my part I do, qua lay physicist, believe in physical objects and not in Homer's gods; and I consider it a scientific error to believe otherwise. But in point of epistemological footing the physical objects and the gods differ only in degree and not in kind. Both sorts of entities enter our conception only as cultural posits. The myth of physical objects is epistemologically superior to most in that it has proved more efficacious than other myths as a device for working a manageable structure into the flux of experience. — Willard Van Orman Quine

'Ouch' is not independent of social training. One has only to prick a foreigner to appreciate that it is an English word. — Willard Van Orman Quine

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom — Suze Orman

If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead. — Suze Orman