Not Getting Credit Quotes & Sayings

And you'd see that 2/28 interest only ARM mortgages were only 5.85% of the pool in early 2004, but by late 2004 they were 17.48% of the pool, and by late summer 2005 25.34% of the pool. Yet average FICO [consumer credit] scores for the pool, percent of no-doc ["Liar"] loan to value measures and other indicators were pretty static ... . The point is that these measures could stay roughly static, but the overall pool of mortgages being issued, packaged and sold off was worsening in quality, because for the same average FICO scores or the same average loan to value, you were getting a higher percentage of interest only mortgages. — Michael Lewis

My lab is a place where my guilt over what I haven't done is supplanted by all of the things that I am getting done. My uncalled parents, unpaid credit cards, unwashed dishes, and unshaved legs pale in comparison to the noble breakthrough under pursuit. My lab is a place where I can be the child that I still am. — Hope Jahren

That is something I'm specifically equipped to discuss - how reputation can affect even your capacity to rent a place. Having good credit is irrelevant in the face of something like getting thrown out of court six years ago. I've really thought this out. — Courtney Love

We believe there should be a huge area between everything you should do and everything you can do without getting into legal trouble. I don't think you should come anywhere near that line. We don't deserve much credit for this. It helps us make more money. I'd like to believe that we'd behave well even if it didn't work. But more often, we've made extra money from doing the right thing. Ben Franklin said I'm not moral because of it's the right thing to do - but because it's the best policy. — Charlie Munger

Movies are a director's medium, and they end up getting less credit than actors. They get the flak if the movie doesn't do well, and the actor walks away with most of the credit if the film does well. — Ranbir Kapoor

It was a Different Time. People were Friendly. We trusted each other. Hell, you could afford to get mixed up with wild strangers in those days
without fearing for your life, or your eyes, or your organs, or all of your money, or even getting locked up in prison forever. There was a sense of possibility. People were not so afraid, as they are now. You could run around naked without getting shot. You could check into a roadside motel on the outskirts of Ely or Winnemucca or Elko where you were lost in a midnight rainstorm
and nobody called the police on you, just to check out your credit and your employment history and your medical records and how many parking tickets you owed in California. — Hunter S. Thompson

Don't let the fact that you're spending time getting organized result in late fees on your credit card bills. — Jean Chatzky

I bet I've led a more virtuous life than you."
"First, darlin', that's not saying much. Second, getting to a higher spiritual level is like increasing your credit score. You get a lot more points for sinning and repenting than if you have no credit history at all."

-Ella & Jack — Lisa Kleypas

It's really comforting for me and Jeff, at least, that after 12 years we finally feel we've reached a place where we can be more honest, real and loving with each other. And we're finally in a band that we know is good, and deserves the credit it's getting. — Stone Gossard

But - but ... " Will sputtered.
"Oh, leave it," said Jem, kicking Will, not without affection, lightly on the ankle.
"She annexed my plan!"
"Will," Tessa said firmly. "Do you care more about the plan being enacted or about getting credit for it?"
Will pointed a finger at her. "That," he said. "The second one. — Cassandra Clare

Where were we?" she said.
"Getting credit," I said.
"What about it?"
"Well, it's nice to get credit."
The spokes of her rear wheel spun behind the curtain of her long skirt. She looked like a photograph from a hundred years ago. She turned her wide eyes on me. "Is it?" she said. — Jerry Spinelli

It's been my experience that the people who gain trust, loyalty, excitement, and energy fast are the ones who pass on the credit to the people who have really done the work. A leader doesnt need any credit ... He's getting more credit than he deserves anyway. — Robert Townsend

Riffing on language will create wonderful effects you never intended. Which leads me to this writing advice: 'Always take credit for good stuff you didn't intend, because you'll be getting plenty of criticism in your career for bad stuff you didn't mean either.' — Roy Peter Clark

The interesting thing about the China story, getting back to the macro and micro, and as dire as I think the macro story is - due to bad credit and credit extension that makes Greece and Spain and the U.S. look like child's play - when you get to the micro of individual companies, they look even worse. — James Chanos

I was sick of immigrants not getting the credit they deserved. I was sick of the Jean-Georges of the world making a killing on our ingredients and flavors because we were too stupid to package it the right way. I was sick of seeing other Asian kids like myself walking to school with their heads down. I was sick of seeing them picking snow peas in the dining room after school and I was sick of not having a voice in America...My main objective with Baohus was to become a voice for Asian Americans. (264) — Eddie Huang

This flattery has been rather slow in coming. I think all of sudden late in life now I'm getting some credit for what I've done. Which is gratifying, but it's kind of a little late. — Jack Vance

Right now-whether you're in writing courses getting "paid" in credit for writing, or burdened and distracted by earning a living and changing diapers-figure out how to make writing an integral part of your life. Publication is good, and gives you the courage to go on, but publication is not as important as the act of writing. — Janet Burroway

This is the crisis! Difficulty getting credit, slow growth, high unemployment, low consumer confidence-these are challenges entrepreneurs can overcome with hard work, smart risk and tenacious teamwork. This is precisely what entrepreneurs do! — Oliver DeMille

A friend is more concerned about helping people than getting credit. A friend cares. A friend loves. A friend listens. And a friend reaches out. — Thomas S. Monson

A long list. From getting cut from the high school basketball team, to getting fired from jobs, getting credit cards rejected and cut up. Rejection has only been a distraction, not a roadblock. "Every no gets me closer to a yes," was the saying I used to use. — Mark Cuban

I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again. — Michelle Singletary

Acting was important, but it was not as important as getting an education, and I credit my parents with a lot of that. — Alexander Gould

He was talking about hire purchase. precredit cards. A different way of getting the poor into debt, but I think he was right. It was nice when ordinary people could take a holiday in Spain, of course, but easy credit is what started the cultural rot. Tourism depends on lots of people everywhere with loads of disposable wealth, which means all kinds of changes through a place a cultivates it. The real, messy, informative past disappears to be overlaid with bad fiction, with simplified folklore, easy answers. Memory needs to remain complex, debatable. Without those qualities it is mere nostalgic sentimentality. Commodified identity. Souls bough and sold. — Michael Moorcock

Are you getting your period?" She narrows her eyes.
No! God. I hate that. I hate when every negative act is blamed on your period." Sometimes bitchiness is just bitchiness, happily unattached to anything hormonal. It should get full credit. — Deb Caletti

I would never discredit anyone that is working their way up on a show like "American Idol". I think they work so hard overcoming all of the obstacles to get on the show in the first place and then every week they are judged in front of all of America. I give them complete credit for getting up on stage. I think they deserve all the success that they get. — Mandy Moore

Working nine to five, what way to earn a living.
Barely getting by ... It's all taking and no giving.
They use just your mind and they never give you credit.
It's enough to drive you crazy if you let it! — Dolly Parton

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. — Suze Orman

The moment you bow your knee to the lordship of Jesus Christ, all of your sin is transferred to Christ's account and paid in full. It was nailed to the cross two thousand years ago! But that's only half the gospel. Mercy is not getting what you deserve - the wrath of God. Grace is getting what you don't deserve - the righteousness of Christ. Everything you've done wrong is forgiven and forgotten. And everything Christ did right - His righteousness - is transferred to your account. And then God calls it even. It's like God says, "I'll take the blame for everything you did wrong and give you credit for everything I did right." It doesn't get any better than that, and — Mark Batterson

It's okay. Let your ego push you to be the initiator. But tell your ego that the best way to get something shipped is to let other people take the credit. The real win for you (and your ego) is seeing something get shipped, not in getting the credit when it does. — Seth Godin

I'm just tired of hearing about God all the time. What has He got to do with anything? ... I'm not going to be immoral or commit crimes because I don't believe. I don't even think about that. I just get so tired of Him getting the credit for things the human race achieves through its own effort. Now, there simply is no God. There's only man. And it's he who makes miracles. — Lorraine Hansberry

If everybody in the world suddenly decided not to use their credit cards for three days, the whole global economy would be in serious trouble. (Recall how we were all urged to get out our credit cards after 9/11 and get back to shopping.) Which is why so much effort is put toward getting money out of our pockets and keeping it circulating. — David Harvey

As women, we almost never give ourselves enough credit for what we're capable of, for what we endure and how giving we are.
Part of loving yourself is about forgiving yourself - which is something I've always struggled with. It's the messy parts that make us human, so we should embrace them too - pat ourselves on the back for getting through them rather than being angry for having gotten into them in the first place. Because loving yourself is ultimately about self-acceptance, about embracing every part of who you are. And that's never just one thing. — Jennifer Lopez

Mom: 'I really have to stop doing this. I need to get a life.'

I think she's directing this at herself, or the universe, not really at me. Still, I can't help thinking that 'getting a life' is something only a complete idiot could believe. Like you can just drive to a store and get a life. See it in its shiny box and look inside the plastic window and catch a glimpse of yourself in a new life and say, 'Wow, I look much happier - I think this is the life I need to get!" Take it to the counter, ring it up, put it on your credit card. If getting a life was that easy, we'd be one blissed-out race. But we're not. So it's like, Mom, your life isn't out there waiting, so don't think all you have to do is find it and get it. No, your life is right here. And yeah, it sucks. Lives usually do. So if you want things to change, you don't need to get a life. You need to get off your ass. — John Green

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift ... I can't show up at this party and not have something for everybody.' — Suze Orman

How nice for you. Now I want you to promise me that if I move, you won't do something stupid." Macey was just starting to protest when Hale stopped and brought his hand to his ear. "Besides, there's someone who wants to talk to you." He held out the extra earbud, whispering softly in the too quiet room. "It goes in your ear and
"
But before he could finish, Macey rolled her eyes and placed the bud in her ear. "This is peacock," she whispered.
She watched Hale's eyes go wide as she heard a very familiar voice say, "You're not getting extra credit for this. Now"
Macey's teacher took a long, easy breath
"whats going on in there? — Ally Carter

It's not rubbish to say that I was a bit peeved about not getting credit for a couple of songs, but that wasn't the whole reason. I guess I just felt like I had enough. I decided to leave and start a group with Jack Bruce. — Mick Taylor

We are an indebted family going out for an expensive meal to celebrate getting approved foe a new credit card. It might feel good (at the time), but we're still simply delaying the inevitable. — Peter Schiff

Practically, speaking up against street harassment is not about being a hero, getting credit points to be in the good books of a girl or a chance to impress anyone. It is about making sure that everyone has the right to enjoy that spring breeze, golden clouds and chirping without feeling uncomfortable. — Shahla Khan

Whenever I visit Korea she [Kang] buys me lunch and takes me to a gallery. As if all this wasn't enough, she has incredible respect for translation as a creative, artistic practice - she insists that each English version is 'our book', offered to share her fees with me when she found out I wasn't getting paid for translating her publicity stuff, always asks the editor to credit me, and does so herself whenever she's interviewed. Too good to be true. — Deborah Smith

A bad boyfriend is someone you give everything to - you live with him, cook for him, sleep with him - thinking he is going to marry you and then he doesn't. When you are giving your all to a job and not getting credit, your job is a bad boyfriend. — Mika Brzezinski

Dad told Uncle Seth not to screw things up," she informed me as we washed our hands. "He said even if Uncle Seth is famous, him getting a woman like you defies belief."
I laughed and smoothed down the skirt of my dress. "I don't know about that. I don't think your dad gives your uncle enough credit."
Brandy gave me a sage look, worthy of someone much older. "Uncle Seth spent last Valentine's Day at a library. — Richelle Mead

In life you must often choose between getting a job done or getting credit for it. In science, the most important thing is not the ideas you have but the decision which ones you choose to pursue. If you have an idea and are not doing anything with it, why spoil someone else's fun by publishing it? — Leo Szilard

In real markets, agents make bad choices. They are often ignorant, misinformed, and irrational. Yet, markets tend to punish agents for making bad choices, and they tend to learn from their mistakes. For instance, if you fail to pay your bills, your credit rating declines and you have a harder time getting loans. If you fail to do research and buy an unreliable car, you suffer from repair bills. In contrast, when people in government make bad choices, the political process almost never punishes them. Studies show that voters are terrible at retrospective voting - they do not know whom to blame for bad government - and so politicians are not punished for making bad choices. — Jason Brennan

He was patient with their tendency to ignore him, and learned to make his proposals and suggest his plans through the few adults who listened to him, and let them present them as their own. He was concerned, not about getting credit, but about getting the job done. — Orson Scott Card

Getting a life' is something only a complete idiot could believe. Like you can just drive to a store and get a life. See it in its shiny box and look inside the plastic window and catch a glimpse of yourself in a new life and say, 'Wow, I look much happier - I think this is the life I need to get!', take it to the counter, ring it up, put it on your credit card. If getting a life was that easy, we'd be one blissed-out race. — John Green

Find somebody else to entertain you," I said.
"There is no one else."
I turned a page in my notebook and started writing again. "There's always someone else.You've been Feeding off Forfeits for hundreds of years. Get a new one."
"You don't give my job enough credit. It's really hard to convince a girl to follow me. The average pickup lines don't work so well. 'Hey,wanna get coffee? And then spend an eternity getting the life force sucked out of you?' They don't go for it. — Brodi Ashton

Floyd Paterson? Boy, he's the complete opposite to me. He no way like me.They go down in history for just being athletes. I'm getting more praise and credit for doing what I'm doing now on this show than coming here and beating five of your English champions. — Muhammad Ali

It is annoying. The work we do is not getting the credit it deserves because we are not winning silverware. It is unfair because I think we have more merit as a club than those who have built their teams with millions of pounds whereas Arsenal have brought in young footballers, who have come here to play a certain kind of football and who have developed. — Samir Nasri

There have always been female artists and singers putting bands together all the time. But we were not always getting credit for that because we didn't know any better. — Betty Wright

Getting to a higher spiritual level is like increasing your credit score. You get a lot more points for sinning and repenting than if you have no credit history at all. — Lisa Kleypas

Zombies are like credit card payments. If you keep getting rid of the minimum amount, you'll never win. — Peter Clines

Mollie blushed as Mr. Walters released his hold on Jacob in order to embrace her in an enthusiastic hug. Jacob frowned at the sight of another man's arms around his woman, but it was only right that she receive credit for the part she'd played. His woman. Had he really just labeled her as such? It seemed odd yet so very, very right. What also felt very, very right was getting Trent Walters's arms away from Mollie. — Karen Witemeyer

If you default on your Visa bill, nobody comes to repossess your refrigerator or auction off your shoes. The biggest penalty you'll face is trouble getting future credit. — Virginia Postrel

Ability is the art of getting credit for all the home runs somebody else hits. — Casey Stengel

In those days he seemed to be a nice old gentleman, and his existence always served practical purposes, such as when I was accused of misconduct, for then I could shift the blame to him by saying, "Old Tacet did it." Naturally, no one would believe me, this being a last-ditch effort to avoid the hairbrush. If my mother were alive today, she'd laugh at me for still fantasizing - yet it's the truth.
Even now, whenever necessary, I still summon forth the old geezer - in theater programs, for example, to credit him for costumes that I've designed, ones for which I prefer not getting the hook. Yes, he's another of my names: the unlikely but lovely and perfectly logical — Paul Taylor

One of the great things about being commander in chief is getting to know our men and women in uniform in a very intimate way, whether it's visiting Walter Reed and seeing our wounded soldiers, or being on a base and talking to families, or interacting with them on missions. They're the best of the best: always thinking about the mission, not thinking about credit, not thinking about who's up front. — Barack Obama

Mortgages were less about getting people into property than getting them into debt. Someone had to absorb the surplus supply of credit. — Douglas Rushkoff

I think what grows the economy is when you get that tax credit that we put in place for your kids going to college. I think that grows the economy. I think what grows the economy is when we make sure small businesses are getting a tax credit for hiring veterans who fought for our country. That grows our economy. — Barack Obama

He let out a breath. "How old are you?" he asked, fearful of the answer.

"Twenty-five." She gave him a wry smile. "And since you yelled it at Heather, I know you're 'forty fucking years old'."

He would have laughed, but he couldn't breathe. Jesus, he'd known she was young, but hearing her actual age..."That's fifteen years."

"I can do the math, but you know what else? I'm legal. I can drink. I have decent car insurance since I hit the quarter century mark, and I own this house." she paused. "Well the bank owns most of it, but I qualified for a loan and everything since I have decent credit." Her nose wrinkled. "I'm getting off subject. If the age difference truly bothers you, then I will see you at the shop to finish your tattoo. No hard feelings."

He growled softly. Well, something was hard, and it wasn't his feelings. — Carrie Ann Ryan