Quotes & Sayings About Money Management

Sometimes Satan isn't busy- we're just being lazy. — Bradley Vinson

When the purse becomes empty, the mind becomes full of issues. — Ernest Agyemang Yeboah

Now more than ever is the time to really work on learning a money management system that can work, no matter how low things seem right now. — T. Harv Eker

Maximizing time is making sure that every second is accounted for — Sunday Adelaja

Harvard and Yale concentrated with venture capitalists that got the best calls and brainpower. Very few firms made most of the money, and they made it in just a few periods. Everyone else returned between mediocre and lousy. When returns happened, envy rippled through institutional money management. The amount invested in venture capital went up 10 times post-1999. That later money was lost very quickly. It will happen again. I don't know anyone who successfully resists this stuff. It becomes a new orthodoxy. — Charlie Munger

Your daily actions should be productive — Sunday Adelaja

You don't have to be a miser, just be wiser with your money. — Dorethia Conner Kelly

When a man has learned to live without money, he thought, a few rubles can go a long way. — Dan Millman

Ever see something in a store that you gotta have? How about those rainbow suspenders you wore only once? Prevent the "wish-I-hadn't"s by asking yourself these questions:

*Will I use it or wear it often?
*Will I use it or wear it a couple months from now?
*If I get it, will I have enough money for what I'm saving for?

If the answer to any of these questions is no, you might want to think twice. If you still aren't sure, try waiting a week to see if it has the same appeal. — Ingrid Roper

It's not about judging you, it's about changing your point of view. — Simone Milasas

The way in which we manage the business of getting and spending is closely tied to our personal philosophy of living. We begin to develop this philosophy long before we have our first dollar to spend; and unless we are thinking people, our attitude toward money management may continue through the years to be tinged with the ignorance and innocence of childhood. — Catherine Crook De Camp

I basically see two reasons for a going public: Glencore gets access to more money. It is a way of funding your business and to finance growth. Plus: You have more liquid shares. It is easier to leave the company and redeem your shares. The 'going public' may also be an exit strategy for the top management. — Marc Rich

As people strengthened their willpower muscles in one part of their lives - in the gym, or a money management program - that strength spilled over into what they ate or how hard they worked. Once willpower became stronger, it touched everything. — Charles Duhigg

As humans, we should be able to answer the question: "What do you do with your time? — Sunday Adelaja

A good list of questions to ask your advisor will include the following: Where will my money be held? Right answer: Somewhere else! Are you a broker? Right answer: No! Are you a dually registered advisor? Right answer: No! Do you or any affiliate have proprietary investments of any kind? Right answer: No! How are you compensated? Right answer: Total disclosure in writing and never make commissions on any investment product. What are the credentials of you and/or your team? Right answer: If planning is involved, a CFP is ideal to have on the team. What is your planning and investment management approach? Right answer: The firm should follow a coherent philosophy rather than a bunch of different strategies (unprincipled) and should follow an approach that does not involve market timing or active trading. — Peter Mallouk

Easy payments, easy lease, easy approval. Debt is very EASY to get into, but makes it HARD to live victoriously. — Bradley Vinson

It is a certainty that Keegan would not have agreed to return unless Mike Ashley had committed to sanctioning a mammoth spending spree. The downside, which Keegan will soon discover, is the law of diminishing returns in a league that is now the richest in the world. The type of multi-million-pound investment that bankrolled the first Newcastle revival under Keegan is now two-a-penny. Buying success just isn't as easy as it used to be. The Premiership's paradox is that the more money there is, the more the art of management gains in value. — Pete Gill

Be disciplined and prudent in the way you manage your time — Sunday Adelaja

To know what to do with time is to convert a day — Sunday Adelaja

Consider the situation: Money that was provided because of social networks rather than need; a project designed for prestige rather than to be used; a lack of monitoring and accountability; and an architect appointed for show by somebody with little interest in the quality of the work. The outcome is hardly surprising: a project that should never have been built was built, and built badly. — Tim Harford

Governments are deemed to succeed or fail by how well they make money go round, regardless of whether it serves any useful purpose. They regard it as a sacred duty to encourage the country's most revolting spectacle: the annual feeding frenzy in which shoppers queue all night, then stampede into the shops, elbow, trample and sometimes fight to be the first to carry off some designer junk which will go into landfill before the sales next year. The madder the orgy, the greater the triumph of economic management. — George Monbiot

Monitor and control every passing day so as to live without regrets — Sunday Adelaja

I was an ambassador for Betway during the Rugby World Cup and at the moment I'm working as an ambassador for Artemis Investment Management. I also organised the first Rugby Aid in 2015. We had celebrities playing rugby against former England team players and raised a ton of money for Rugby For Heroes [a charity for former servicemen and women]. Only one celeb got crunched quite badly - Jaime Laing from Made in Chelsea ended up with cracked ribs. — Mike Tindall

You need to see time correctly for you not to waste your life — Sunday Adelaja

The monetary managers are fond of telling us that they have substituted 'responsible money management' for the gold standard. But there is no historic record of responsible paper money management ... The record taken, as a whole is one of hyperinflation, devaluation and monetary chaos. — Henry Hazlitt

The moment somebody is making money off the recipes, that's when you'll see digital rights management around it. — Hod Lipson

I'll keep reducing my trading size as long as I'm losing My money management techniques are extremely conservative. I never risk anything approaching the total amount of money in my account, let alone my total funds. — Randy McKay

Give yourself a set period of time to grieve and heal before focusing on financial matters. — Lois P Frankel

As you grow older, you become faced with the problem of what to with your time — Sunday Adelaja

Money per se does not make you happy - it's what it enables you to do with your life. — Lois P Frankel

It's my guess that something like 5% of GDP goes to money management and itsattendant friction. I define it broadly - annuities, incentive pay, all trading, etc. Nobody else has used figures that high, but that's my guess. Worst of all, the people doing this are among the best and the brightest. Hundreds and thousands of engineers, etc. are going into hedge funds and investment banking. That is not an intelligent allocation of the brainpower of the civilization. — Charlie Munger

You may need an additional money to make things happen and have it, but you can have an additional time anywhere. Value your time; as you wait, it is passing! — Israelmore Ayivor

Teaching money management is a practical tool that will help shape kids' futures. — Bill Rancic

The greatest dilemma man has to face is figuring out what to do with his time — Sunday Adelaja

Don't neglect or ignore every second that passes — Sunday Adelaja

When you decide you deserve to have what you want, you will wait on it. — Dorethia Conner Kelly

Time is much more valuable than money. — Lailah Gifty Akita

Planning is the essence of good management and when it comes to health care we must allow states to plan for future needs. We need to cement this federal commitment to Alaskans so the state has the assurance that money vital for providing Medicaid health care will not just dry up and disappear. — Lisa Murkowski

What would you choose if you knew you couldn't fail? — Simone Milasas

Those who waste time eventually become wasted — Sunday Adelaja

Time is not waiting for you ; be wise on time spending because time is money . — Osunsakin Adewale

The clever use of media (i.e., TV political ads, image creations and management) kept us from raising or even addressing major problems we face as a nation - our identity, our values, our role as a resource for peace rather than war, for justice rather than its miscarriages, for people rather than corporations, for decency rather than humiliation, and for democracy rather than "hypocracy." Martin Luther King, Jr., stated it well: A true revolution of values will soon look uneasily on the glaring contrast of poverty and wealth. With righteous indignation, it will look across the seas and see individual capitalists of the West investing huge sums of money in Asia, Africa and South America, only to take the profits out with no concern for the social betterment of the countries, and say: "This is not just. . . . — Anthony J. Marsella

Muslim scholars have clarified that two basic conditions must be fulfilled for the acceptance of righteous deeds. Firstly, the intention must be to perform those deeds for Allah's sake alone, without any showing off or desire to gain praise or fame. Secondly, such deeds must be performed in accordance with the Sunnah of Allah's Messenger (sa) — Mohammad Rahman

Financial prosperity is impossible without constant planning and management of money. — Sunday Adelaja

To maximize time is to make sure that every second, minute and hour counts — Sunday Adelaja

JPMorgan was already, for the most part. Our businesses at JPMorgan share the same cash-management systems. The commercial bank, the private bank, the retail bank, they all use the branches. The cash-management system moves the money around the world - for global corporations, and for you, the consumer, too. — Jamie Dimon

Unforgettable experiences are generally worth splurging on; unlike stuff, memories don't wear out (or take up space, get dusty, break, or get stolen). If you really want to go and work at an orangutan orphanage in Borneo, it will be worth the cash. — Rosie Blythe

Thus China did not regard foreign investment as only bringing money into the country: instead China's leaders saw "investment" as bringing in new technologies, management systems and markets. — Anonymous

If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage. — Brigham Young

Mutual fund managers want your money in their funds. They get paid based on assets under management. — Barry Ritholtz

Always make positive use of every second and minute — Sunday Adelaja

Some people argue that teaching children financial basics is the parents' job. However, this well-meant sentiment is what we're relying on now, and for all too many, it isn't working. In some families, financial illiteracy is passed on from generation to generation. Education takes place in the home, on the streets, and in the schools. Therefore, schools must bear some responsibility for teaching this skill. However, if you're raising children, remember that no one cares as much as you do or has as much ability to teach the important life skill of personal money management. — Eric Tyson

She wondered how she could have spent all that money and have nothing but clothes and accessories and a long list of men she never wanted to see again to show for it — Eleanor Brown

Your trading needs to boil down to rules, money management, and that is it. — Michael Covel

A credit card allows you transcend time. For it allows you to put off until tomorrow what you bought today, while you are still paying what you bought yesterday. — Robert Morrissette

People who are distracted by door money, neglect the production and the audience. Money becomes their god. They sacrifice their reputation in favor of building revenue. Believe me; the former is more difficult to recover if lost. — Carlos Wallace

What you do with your time on a daily basis determines how far you will go in life — Sunday Adelaja

The Tanakh teaches that, "The diligent will rule, while the lazy will be put to forced labor". Most Jews work for themselves and hire employees instead of being employees. — H.W. Charles

Time should be seen and assessed in seconds, minutes, hours and days — Sunday Adelaja

A loser's true problem is not account size but overtrading and sloppy money management. — Anonymous

If you don't pursue purpose, you won't know what to with your time — Sunday Adelaja

It's not only how much money you make. It's what you do with it that determines your financial condition. — Sandra S. Simmons

don't ever allocate necessary time for unnecessary things. Understand what time it is to do what it is — Ernest Agyemang Yeboah

There are companies with management and companies with money. You can always find money. Management is the key to success in any business. — Husnu Ozyegin

Never let a day be your control factor — Sunday Adelaja

At the end of the day, taking 50% off a $250 dress still means walking out of the store $125 poorer. — Ian Lamont

Accepting our greatness means no longer playing small. It often starts with baby steps. But eventually it means making major changes - in our lives, jobs, relationships, and dreams.

If I had believed in my own self-worth, I would never have been willing to make the financial moves I made in the past.

If I'd known my value, I couldn't have spent so many years ignoring the whispering - and sometimes screaming - voice that told me to leave my marriage. For a long time, that truth was just too scary and painful for me to face. Talk about keeping my head in the sand!

But how many years did I waste, postponing what has proven to be a much better life - simply because I went into hiding and didn't see that I was worthy of something better? — Nancy Levin

I regard the amount of brainpower going into money management as a national scandal. When some idiot would get rich, they'd say, 'Well, old Charlie was out in the field playing the big brass tuba on the day it rained gold.' A lot of people have become rich lately who were playing the tuba on the day it rained gold. — Charlie Munger

If I owned any of these Hot New Issues that have doubled, tripled, quintupled or umptupled within days and in some cases hours after they were issued, I most certainly would grab my fabulous windfall, thank my lucky stars and invest the money. It's utter nonsense to think any newly issued stock is really worth two, ten or 20 times the [offering] price ... A management so stupid as to sell shares [cheap], and an underwriter so obtuse as not to discern the real value, together would provide reason enough for a sensible man to get rid of his shares. — Malcolm Forbes

How important are money management and finances in marriage and family affairs? Tremendously. The American Bar Association recently indicated that 89 percent of all divorces could be traced to quarrels and accusations over money. Another study estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicated that four out of every five families wrestle with serious money problems ... — Jeffrey R. Holland

Time should be assessed as seconds, minutes and hours so as to be maximized effectively — Sunday Adelaja

Although God allows the world to use His great wealth in order that their physical and material needs be met, it is not God's will for the devil's children to control all the money that is in the world. — Paul Silway

I'm excited about silver because as I write, it's relatively inexpensive. I'm also excited about silver because
unlike real estate, which can require a lot of money, some finance skills, lots of due diligence and property management skills to do well
silver is affordable to the masses, and management skills are minimum. — Robert Kiyosaki

Pulpits today are full of preachers telling one-legged people to jump higher and run faster. Musician Rich Mullins once wrote, "I have attended church regularly since I was less than a week old. I've listened to sermons about virtue, sermons against vice. I have heard about money, time management, tithing, abstinence, and generosity. I've listened to thousands of sermons. But I could count on one hand the number [of sermons] that were a simple proclamation of the Gospel of Christ."4 — Tullian Tchividjian

The best lessons I've been taught is that you should definitely have a plan. Try to imagine yourself six months in advance, and always save your money. Because there are always going to be unintended expenses that are going to come up. Surprises always happen. — K. Guillory

If you have an approach that makes money, then money management can make the difference between success and failure ... I try to be conservative in my risk management. I want to make sure I'll be around to play tomorrow. Risk control is essential. — Monroe Trout

Stop killing and wasting time. Get something done today — Sunday Adelaja

A good way to figure out how likely it is that the directors are sucking money out of a company is to draw a chart with each director's name in a box. Read through the Management section, and each time you identify a professional or personal connection between two directors, connect their boxes with a line. If you also happen to know about other relationships between directors, for instance one director is married to the other director's daughter, or one director is an old college buddy of another director, you can draw a line in there as well. If, upon completion, the chart looks like a spider web then hold on to your wallet. — Peter Troob

You contribute much to your marriage by the wise, thrifty, diligent management and oversight of your part of the household budget. — Elizabeth George

Why, just a couple of economic seasons ago, was idle cash considered an indication of bad management or lazy management? Because it meant that management didn't have this money out at work ... Now look. Presto! A new fashion! Cash is back in! Denigrating liquidity has dropped quicker than hemlines. A management is now saluted if it has some cash, some liquidity, doesn't have to go to the money market at huge interest rates to get the wherewithal to keep going and growing. Along with Ben Franklin, my father and your father would understand and applaud this new economic fashion ... — Malcolm Forbes

It's bad form to mention money-laundering. Instead, you talk about asset-management structures and tax beneficial schemes. — John Sweeney

The typical mentality among the leadership of "less work for more money" is far too prevalent. Outstanding efforts by individual employees are frowned upon, because they give "management" a reason to expect better results without an increase in compensation. — Glenn Beck

Many times people living on street become source of inspirations. When in New Delhi often when your vehicle stops at red lights, small kids living on streets asking for money surrounds you & some of them with smiling face which makes me think if these people in this condition (when they are not even sure if they would get enough to eat today) can keep smiling face, can't I keep myself up during difficult time and this perspective often works. Subodh Gupta — Subodh Gupta

Until you fight the battle against time, you won't know how best to manage your time — Sunday Adelaja

The start-up life kept me busy and surfaced the problem of not being able to stay on top of my personal finances, which led me to invent Mint. I was working 80-hour weeks, and had done enough preliminary work and research to know I had a big idea: To make money management effortless and automated. — Aaron Patzer

The general systems of money management today require people to pretend to do something they can't do and like something they don't. It's a funny business because on a net basis, the whole investment management business together gives no value added to all buyers combined. That's the way it has to work. Mutual funds charge two percent per year and then brokers switch people between funds, costing another three to four percentage points. The poor guy in the general public is getting a terrible product from the professionals. — John C. Bogle

From senior management that my customer would not get scalped, then everyone could win. Salomon would make a lot of money. My customer would make a little money (which, for a customer, was grand). And I would be a hero. If there was a single lesson I took away from Salomon Brothers, it is that rarely do all parties win. The nature of the game is zero sum. A dollar out of my customer's pocket was a dollar — Michael Lewis

My style is basically trend following, with some special pattern recognition and money management algorithms. — Ed Seykota

Saving money won't get us rich. You have to spend it to get it. — Jonathan Anthony Burkett

Wasting and losing time is equivalent to wasting and losing your life — Sunday Adelaja

In the two decades after I left, I waited for the end of Wall Street as I had known it. The outrageous bonuses, the endless parade of rogue traders, the scandal that sank Drexel Burnham, the scandal that destroyed John Gutfreund and finished off Salomon Brothers, the crisis following the collapse of my old boss John Meriwether's Long-Term Capital Management, the Internet bubble: Over and over again, the financial system was, in some narrow way, discredited. Yet the big Wall Street banks at the center of it just kept on growing, along with the sums of money that they doled out to twenty-six-year-olds to perform tasks of no obvious social utility. The rebellion by American youth against the money culture never happened. Why bother to overturn your parents' world when you can buy it and sell off the pieces? — Michael Lewis

The directors of such companies, however, being the managers rather of other people's money than of their own, it cannot well be expected, that they should watch over it with the same anxious vigilance with which the partners in a private copartnery frequently watch over their own ... Negligence and profusion, therefore, must always prevail, more or less, in the management of the affairs of such a company. — Adam Smith

Success is determined by how best you can utilize your time — Sunday Adelaja

Richness is the output of lengthy years full of discipline, hard work, persistence and Self-Belief. — Rajasaraswathii

The history of government management of money has, except for a few short happy periods, been one of incessant fraud and deception. — Friedrich August Von Hayek

We [at Soros Fund Management] use options and more exotic derivatives sparingly. We try to catch new trends early and in later stages we try to catch trend reversals. Therefore, we tend to stabilize rather than destabilize the market. We are not doing this as a public service. It is our style of making money. — George Soros

graduates of elite American universities who had little sense of what they wanted to do with their lives. Some of them decided to get a job working for a Wall Street investment bank or management consultancy. If you don't know what your passion is or what you really want to do, they said, then "you might as well go to Wall Street and make a lot of money if you can't think of anything better to do."36 And I have heard similar comments from young graduates of selective colleges and universities. Nobody has ever taught them that what you do influences the kind of person you will become. — Leonard Sax

The key to long-term survival and prosperity has a lot to do with the money management techniques incorporated into the technical system. — Ed Seykota

Status symbols mean nothing to me, I am neither impressed by nor scared of money. — Dorethia Conner Kelly

According to Brian Uzzi, a management professor at Northwestern University, networks come with three major advantages: private information, diverse skills, and power. By developing a strong network, people can gain invaluable access to knowledge, expertise, and influence. Extensive research demonstrates that people with rich networks achieve higher performance ratings, get promoted faster, and earn more money. And because networks are based on interactions and relationships, they serve as a powerful prism for understanding the impact of reciprocity styles on success. — Adam M. Grant