Quotes & Sayings About Lending

How long are you going to let yourself be dragged passively by the plot? You had flung yourself into the action, filled with adventurous impulses: and then? Your function was quickly reduced to that of one who records situations decided by others, who submits to whims, finds himself involved in events that elude his control. Then what use is your role as protagonist to you? If you continue lending yourself to this game, it means that you, too, are an accomplice of the general mystification. — Italo Calvino

No economic activity was more irrepressible [in the 14th century] than the investment and lending at interest of money; it was the basis for the rise of the Western capitalist economy and the building of private fortunes-and it was based on the sin of usury. — Barbara Tuchman

Banks hold deposits and savings entrusted to them by individuals, by businesses, by governments and by central banks. They put that money to work, helping people to buy homes, for example, or lending to businesses to invest in expansion. — Bob Diamond

Far from rejecting outright any hierarchy of success or failure, philosophy instead reconfigures the judging process, lending legitimacy to theidea that themainstream value system may unfairly consign some people to disgrace and others to respectability. — Alain De Botton

Let me be candid. If I had to rank book-acquisition experiences in order of comfort, ease, and satisfaction, the list would go like this: 1. The perfect independent bookstore, like Pygmalion in Berkeley. 2. A big, bright Barnes & Noble. I know they're corporate, but let's face it - those stores are nice. Especially the ones with big couches. 3. The book aisle at Walmart. (It's next to the potting soil.) 4. The lending library aboard the U.S.S. West Virginia, a nuclear submarine deep beneath the surface of the Pacific. 5. Mr. Penumbra's 24-Hour Bookstore. — Robin Sloan

We don't have sales trading, brokerage, capital lending - any of those kinds of things that got some of the Wall Street firms a little bit in trouble. — Frank Quattrone

The rich nations of the world are acting like ancient usurers, lending money to the desperate poor on terms that cannot possibly be met and, thus, steadily acquiring more and more control over the lives and assets of the poor. — William Greider

There's only one thing different about Barack Obama when it comes to being a Democratic presidential candidate. He's half African-American. Whether that will make any difference, I don't know. I haven't heard him have a strong crackdown on economic exploitation in the ghettos. Payday loans, predatory lending, asbestos, lead. What's keeping him from doing that? Is it because he wants to talk white? He doesn't want to appear like Jesse Jackson? We'll see all that play out in the next few months and if he gets elected afterwards. — Ralph Nader

Including the differential mortgage loan approval rates between Asian Americans and whites shows that the same methods to conclude that that blacks are discriminated against in mortgage lending would also lead to the conclusion that whites are discriminated against in favor of Asian Americans, reducing this whole procedure to absurdity, since no one believes that banks are discriminating against whites ... [W]hen loan approval rates are not cited, but loan denial rates are, that creates a larger statistical disparity, since most loans are approved. Even if 98 percent of blacks had their mortgage loan applications approved, if 99 percent of whites were approved than by quoting denial rates alone it could be said that blacks were rejected twice as often as whites. — Thomas Sowell

The larger the unit of capital present, the easier the transaction called emission of credit. Centralized lending of this kind (which is today universal) actively promotes the absorption of the small man by the great, the reduction of small property owners to a proletarian condition. — Hilaire Belloc

Wilted or in bloom,
taking or lending daylight,
the world transitions. — Richelle E. Goodrich

No, I don't want your money. The world moves less by money than by what you owe people and what they owe you. I don't like to owe anybody anything, so I keep to myself as much on the lending side as I can. — Haruki Murakami

One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today. — Alexi Giannoulias

Talk what you will of the Jews,
that they are cursed: they thrive wherever they come; they are able to oblige the prince of their country by lending him money; none of them beg; they keep together; and as for their being hated, why, Christians hate one another as much. — John Selden

So you know, everyone points out Greece's default record, but the history of a lot of sovereign nations is not a good one when it comes to lending them money. — James Chanos

Large fortunes are all founded either on the occupation of land, or lending or the taxation of labor. — John Ruskin

After getting driven into the ground by the policies of the Bush administration, the economy is creeping up. It's doing that because people are sticking their shoulders to the wheel. Community banks are doing a lot of lending to small businesses and keeping them going. — Stephen Stills

The study found widespread dissatisfaction with our town's public library, and, when considering the facts, it's easy to see why. The public computers for Internet use are outdated and slow. The lending period of fourteen days is not nearly long enough to read lengthier books, given the busy schedule of all our lives. The fatality rate is also well above the national average for public libraries. — Joseph Fink

One nation banking recognises that banks must not be isolated from the rest of the economy. Because banks and small businesses must succeed or fail together, banks must lend to small businesses so we can get the growth and jobs we need for the future. As things stand, that is not happening enough. Lending was down £10.8billion last year. — Ed Miliband

When lending people money, be sure their character exceeds their collateral. — H. Jackson Brown Jr.

When you have a problem with an adult - say, for example, you have a friend who's always borrowing things and returning them late or broken or not at all - you probably don't think about how you can punish that person. You think about how to respectfully protect yourself. You don't say, "Now that you've given me back my jacket with a stain on it, and broken the side mirror off my car, I'm going to . . . slap you." That would be assault. Or ". . . lock you in your room for an hour." That would be imprisonment. Or ". . . take away your smart phone." That would be theft. You'd probably say something like, "I don't feel comfortable lending you clothes anymore. I get very upset when they come back damaged. And, I can't lend you my car, which I just got repaired. I need to have it in working condition. In fact, I'd appreciate some help with the repair bill! — Joanna Faber

The universe of mortgage lending has gotten to the point where there is a place in it for everybody. — Joe Mays

Maybe it's an artistic genius thing. People who go so deep inside themselves, especially when they're working, that they seem like sleepwalkers when they emerge. Traces of unconsciousness seem to cling to them, lending them an otherworldly sheen. — Susan Juby

My love for imaginary objects and my facility in lending myself to them ended by disillusioning me with everything around me, and determined that love of solitude which I have retained ever since that time. — Jean-Jacques Rousseau

Never lend books, for no one ever returns them; the only books I have in my library are books that other folks have lent me. — Anatole France

No, Sir, you will have much more influence by giving or lending money where it is wanted, than by hospitality. — Samuel Johnson

Phoenix and Las Vegas have grim long-term prospects. On top of oil-and-gas problems, they will have terrible problems with water and the ability to produce food locally. I suppose it shows how delusional the public is, and how our institutional controls have decayed - for instance, lending standards. — James Howard Kunstler

Small- and medium-sized businesses need access to a diverse range of finance options, including non-bank lending. These new forms of finance are still small in scale today but they should, over time, bring additional choice and greater competition to the lending market. — Vince Cable

Complicated financial stuff was being dreamed up for the sole purpose of lending money to people who could never repay it. — Michael Lewis

Outside theology and fantastic literature, few can doubt that the main features of our universe are its dearth of meaning and lack of discernible purpose. And yet, with bewildering optimism, we continue to assemble whatever scraps of information we can gather in scrolls and books and computer chips, on shelf after library shelf, whether material, virtual or otherwise, pathetically intent on lending the world a semblance of sense and order, while knowing perfectly well that, however much we'd like to believe the contrary, our pursuits are sadly doomed to failure. — Alberto Manguel

I look at subprime lending and I see the American dream in action. — Phil Gramm

In a lending library you see people's real tastes, not their pretended ones, and one thing that strikes you is how completely the 'classical' English novelists have dropped out of favour. It is simply useless to put Dickens, Thackeray, Jane Austen, Trollope, etc. into the ordinary lending library; nobody takes them out. At the mere sight of a nineteenth-century novel people say, 'Oh, but that's OLD!' and shy away immediately. Yet it is always fairly easy to SELL Dickens, just as it is always easy to sell Shakespeare. Dickens is one of those authors whom people are 'always meaning to' read, — George Orwell

With weak balance sheets, banks tend to continue lending unprofitable businesses and leave them existing. — Toshihiko Fukui

The most dangerous part of lending books lies in the returning. At such times, friendships hang by a thread. I look for agony, ecstasy, for tears, transfiguration, trembling hands, a broken voice - but what the borrower usually says is, "I enjoyed it."
I enjoyed it - as if that were what books were for. — Anatole Broyard

Washington continues to encourage ever more ill-considered lending in a misguided attempt to stave off needed market corrections. The currently proposed combination of a nationwide infrastructure spending orgy plus tax-cut bribes does nothing to remedy that. — Michelle Malkin

But their mother was the family's heartbeat. Always she was at the center of their good and bad times, lending perspective or a kind word or a shoulder to cry on. — Karen Kingsbury

In the radical feminist view, the new feminism is not just the revival of a serious political movement for social equality. It is the second wave of the most important revolution in history. Its aim: the overthrow of the oldest, most rigid class/caste system in existence, the class system based on sex - a system consolidated over thousands of years, lending the archetypal male and female roles and undeserved legitimacy and seeming permanence. — Shulamith Firestone

He was The Demon Highlander, elder brother to the Blackheart of Ben More. These monikers, they were not granted by the happenstance of birth or marriage, like a Marquess or an Earl, they were earned by means of ruthless violence and bloodshed. It was easy to forget that fact beneath the grand chandelier of this lofty keep. That was, until the fire in the hearth ignited the amber in his eyes, lending him a ferocity that even his expensive attire couldn't tame. — Kerrigan Byrne

That's always the way in this world. The chappies you'd like to lend money to won't let you, whereas the chappies you don't want to lend it to will do everything except actually stand you on your head and lift the specie out of your pockets. — P.G. Wodehouse

The fact that so many of your people are today residents and citizens of the United States, lending their influence to our civic and economic life, which has meant so much to our development. — Frank B. Kellogg

For example, Shawn Cole, a professor at Harvard Business School, finds that Indian state-owned banks increase their lending to the politically important but relatively poor constituency of farmers by about 5 to 10 percentage points in election years.51 The effect is most pronounced in districts with close elections. The consequences of the lending are greater loan defaults and no measurable increase in agricultural output, which suggest that it really serves as a costly form of income redistribution. — Raghuram G. Rajan

When money is free, the rational lender will keep on lending until there is no one else to lend to. — George Soros

There's another way we are getting behind business - by sorting out the banks. Taxpayers bailed you out. Now it's time for you to repay the favour and start lending to Britain's small businesses. — David Cameron

Business is about problem-solving, but it does not always have to be about maximizing profit. When I went into business, my interest was to figure out how to solve problems I see in front of me. That's why I looked at the poverty issue. I got involved in lots of things to address it, and one of them was money lending with loans and credits and savings accounts, and in the process I created Grameen Bank. So you can also have social objectives. Ask yourself these questions: Who are you? What kind of world do you want? — Muhammad Yunus

Thomas Kuhn's book The Structure of Scientific Revolutions has probably been more widely read - and more widely misinterpreted - than any other book in the recent philosophy of science. The broad circulation of his views has generated a popular caricature of Kuhn's position. According to this popular caricature, scientists working in a field belong to a club. All club members are required to agree on main points of doctrine. Indeed, the price of admission is several years of graduate education, during which the chief dogmas are inculcated. The views of outsiders are ignored. Now I want to emphasize that this is a hopeless caricature, both of the practice of scientists and of Kuhn's analysis of the practice. Nevertheless, the caricature has become commonly accepted as a faithful representation, thereby lending support to the Creationists' claims that their views are arrogantly disregarded. — Philip Kitcher

Henceforth no Jew, no matter under what name, will be allowed to remain here without my written permission. I know of no other troublesome pest within the state than this race, which impoverished the people by their fraud, usury and money-lending and commits all deeds which an honorable man despises. Subsequently they have to be removed and excluded from here as much as possible. — Maria Theresa

It was Carrot who'd suggested to the Patrician that hardened criminals should be given the chance to 'serve the community' by redecorating the homes of the elderly, lending a new terror to old age and, given Ankh-Morpork's crime rate, leading to at least one old lady having her front room wallpapered so many times in six months that now she could only get in sideways. — Terry Pratchett

After the risky mortgage-lending practices fostered by government intervention led to massive defaults and foreclosures that caused financial institutions to collapse or be bailed out, Congressman Frank changed his tune completely. — Thomas Sowell

Libraries really are wonderful. They're better than bookshops, even. I mean bookshops make a profit on selling you books, but libraries just sit there lending you books quietly out of the goodness of their hearts. — Jo Walton

But if the beginnings of love and amorous politics are equally rosy, then the ends are often equally bloody. We're familiar with political love that ends in tyranny, where a ruler's firm conviction that he has the true interests of his nation at heart ends up lending him the confidence to murder without qualms (and 'for their own good') all who disagree with him. Romantic lovers are similarly inclined to vent their frustration on dissenters and heretics. — Alain De Botton

It was easy to laugh at such conceits in full daylight. But night had a way of lending weight to phantasms. — Scott Lynch

If a lending institution is faced with bids for a package of toxic assets that are less than the carrying value of those assets, the sale of those assets would trigger a further loss and reduce the underlying capital of the institution. — Roger Altman

It is likely that libraries will carry on and survive, as long as we persist in lending words to the world that surrounds us, and storing them for future readers. — Alberto Manguel

Sunlight bent around the world, lending fragile color to wildflowers. — David Mitchell

Let us no longer be blinded by the dim theology that only in the far seeing vision discovers a millennium, when violence shall no more be heard in the land wasting nor destruction in her borders; but let us behold it now, nigh at the door lending faith and confidence to our hopes, assuring us that even we ourselves shall be instrumental in proclaiming liberty to the captive. — Lucretia Mott

Lending war equipment is a good deal like lending chewing gum. You don't want it back. — Robert A. Taft

Lending books to other people is merely a shrewd form of housecleaning. — Joe Queenan

Ninety-seven percent of the CEOs of the Fortune 500 are white men, and what they do radiates all the way down into poor areas and cities around our country. Like predatory lending and misallocation of municipal services. These guys get municipal service, poor areas don't. So they run the economy into the ground, and who suffers the most? The poor pay more and they die earlier. — Ralph Nader

Much of the DOE green energy lending program is a scam. It is a slush fund of pork for paying back campaign contributors. — Dick Morris

We are lending money we don't have to kids who can't pay it back to train them for jobs that no longer exist. — Mike Rowe

If bankers become overly conservative in response to past lending mistakes - or if examiners force such behavior - it will hurt bankers' own long-term interests and the economy in general. — Ben Bernanke

The Rothschilds, and that class of money-lenders of whom they are the representatives and agents - men who never think of lending a shilling to their next-door neighbors, for purposes of honest industry, unless upon the most ample security, and at the highest rate of interest - stand ready, at all times, to lend money in unlimited amounts to those robbers and murderers, who call themselves governments, to be expended in shooting down those who do not submit quietly to being robbed and enslaved. — Lysander Spooner

Investment banking has, in recent years, resembled a casino, and the massive scale of gambling losses has dragged down traditional business and retail lending activities as banks try to rebuild their balance sheets. This was one aspect of modern financial liberalisation that had dire consequences. — Vince Cable

International lending banks need to focus on areas where private investment doesn't go, such as infrastructure projects, education and poverty relief. — Joseph Stiglitz

A contingent bailout policy - implicit or explicit - must be coupled with some regulation of what banks can and cannot do. For example, a ban on lending to uncreditworthy customers might well make sense. — Eric Maskin

According to Beth-Anne, the next reporter is Nico Renault from Hollywood Japan Network. Nico's recently had his face tattooed to look like the Kabuki-made-up Gene Simmons of the pre-FUS rock band Kiss. He wears his hair in bright blond spikes. He also wears the body of a cow suit without the head, the rubber udders protruding at crotch level, lending the getup a rather multipenised look. — Ryan Boudinot

Wisdom consists in rising superior both to madness and to common sense, and is lending oneself to the universal illusion without becoming its dupe. — Henri Frederic Amiel

Being a Mets fan is like lending someone a lot of money and you just know that you'll never get paid back. — John Oliver

The recession, which started in 2007, is ongoing. The
underlying fundamental causes of the meltdown have not been
addressed. Banks are still not lending. Companies are still not hiring.
Congress has still not seriously addressed the growing debt. Neither
has Congress checked its own out-of-control spending. The much
lauded reforms installed by Frank-Dodd are nothing more than another
expansion of federal government control over the engines of wealth
creation. — Ziad K. Abdelnour

There's so much there to cultivate an opportunity to change the mindset of how players think, in terms of not lending their power over to just anyone. I've been a victim of that, and it's difficult to rebound from. — Eddie George

Lending dollars to the U.S. government is essentially riskless because the U.S. government can always pay such debts. If necessary, the Federal Reserve can print dollars to pay the debt. — Anat Admati

If I have to spend time in purgatory before going to one place or the other, I guess I'll be all right as long as there's a lending library. — Stephen King

At no time, at no place in solemn convention assembled, through no chosen agents, had the American people officially proclaimed the United States to be a democracy. The Constitution did not contain the word or any word lending countenance to it ... — Charles A. Beard

I suddenly realized that we were on borrowed time, that time is always borrowed, and that the lending agency exacts its premium precisely when we are least prepared to pay and need to borrow more ... — Andre Aciman

I hate lending, or borrowing - if you want me to read a book, tell me about it, or buy me a copy outright. Your loaned edition sits in my house like a real grievance. And in lieu of lending books, I buy extra copies of those I want to give away, which gives me the added pleasure of buying books I love again and again.
Jonathan Lethem — Leah Price

The rich is the one that rules over those of little means, and the borrower is servant to the man doing the lending. — Solomon

In Chicago and across the country, whites looking to achieve the American dream could rely on a legitimate credit system backed by the government. Blacks were herded into the sights of unscrupulous lenders who took them for money and for sport. — Ta-Nehisi Coates

To step inside a sealed, twelve-by-twelve-foot space with a wild animal that is many times your size is extremely hazardous to say the least. Yet sending these frightened animals out into the real world without giving them tools to safely deal with a new environment...could be disastrous. It would not be unlike sending a soldier on a mission without any training. Clearly, it was not a scenario lending itself toward safety or success for either horse or new owner. — Kim Meeder

I am asking my Attorney General to create a special unit of federal prosecutors and leading state attorneys general to expand our investigations into the abusive lending and packaging of risky mortgages that led to the housing crisis. This new unit will hold accountable those who broke the law, speed assistance to homeowners, and help turn the page on an era of recklessness that hurt so many Americans. — Barack Obama

Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities. — Alan Greenspan

The point, the essential quality of the act of reading, now and always, is that it tends to no foreseeable end, to no conclusion. Every reading prolongs another, begun in some afternoon thousands of years ago and of which we know nothing; every reading projects its shadow onto the following page, lending it content and context. In this way, the story grows, layer after layer, like the skin of the society whose history this act preserves. — Alberto Manguel

For six months, then, Emma, at fifteen years of age, made her hands dirty with books from old lending libraries. — Gustave Flaubert

Being behind the lens gives me a completely different perspective, and because of my blog, I get to do projects and attend shows lending me another angle. — Hanneli Mustaparta

Librarians who are arguing and lobbying for clever e-book lending solutions are completely missing the point. They are defending the library-as-warehouse concept, as opposed to fighting for the future, which is librarian as producer, concierge, connector, teacher, and impresario. — Seth Godin

The Small Business Lending Fund was cleverly named by its authors last Congress. Since its implementation, however, it would appear a more appropriate name would be the Bailed Out Bank Refinancing Fund. — Ed Royce

Expertise and judgment in the art of lending for novel ventures must be reacquired. — Edmund Phelps

Luke Skywalker, hero of the Battle of Yavin, has cast his lot with the rebels, lending his formidable piloting skills to whatever missions his leaders assign him. But he is haunted by his all-too-brief lessons with Obi-Wan Kenobi and the growing certainty that mastery of the Force will be his path to victory over the Empire. — Kevin Hearne

We need a new British business bank with a clean balance sheet and an ability to expand lending rapidly to the manufacturers, exporters and high-growth companies that power our economy. Today I can announce we will have one. — Vince Cable

I do not pretend to give such a sum; I only lend it to you. When you shall return to your country with a good character, you cannot fail of getting into some business, that will in time enable you to pay all your debts. In that case, when you meet with another honest man in similar distress, you must pay me by lending this sum to him; enjoining him to discharge the debt by a like operation, when he shall be able, and shall meet with such another opportunity. I hope it may thus go through many hands, before it meets with a knave that will stop its progress. This is a trick of mine for doing a deal of good with a little money. — Benjamin Franklin

The subprime mortgage machine was up and running again, as if it had never broken down in the first place. If the first act of subprime lending had been freaky, this second act was terrifying. Thirty billion dollars was a big year for subprime lending in the mid-1990s. In 2000 there had been $130 billion in subprime mortgage lending, and 55 billion dollars' worth of those loans had been repackaged as mortgage bonds. In 2005 there would be $625 billion in subprime mortgage loans, $507 billion of which found its way into mortgage bonds. — Michael Lewis

The mortgage crisis is a clear instance of consumers who needed protection. There was predatory lending to people who didn't know what they were doing. — Nassim Nicholas Taleb

During 'Jersey Boys,' I discovered one of the most rewarding ways to use your goodwill is to motivate fans and friends into lending support to charity. — John Lloyd Young

Republican leaders have made clear they have no plans to use the power of government to stimulate the economy, invest in job creation and spur job growth. The Fed's plan is to give banks more money to finance the private sector job creation. But banks have ample cash now; they aren't lending, and the private sector is not creating the jobs. That is why we have 15 million people unemployed. — Dennis Kucinich

Riskier mortgage lending practices, imposed by government, were what set the stage for many mortgage payments to stop and thus for the financial disasters that followed. Political rhetoric, echoed in the media, seeks to obscure that painfully plain fact. — Thomas Sowell

I, who ne'erWent for myself a begging, go a borrowing,And that for others. Borrowing's much the sameAs begging; just as lending upon usuryIs much the same as thieving. — Gotthold Ephraim Lessing

New York, I thought, was a city defined by its flaws. In every possible way, its virtues were overwhelmed by its vices, as Jekyll was by Hyde. Yet it was these very vices that gave the city its character - like tar in an oak barrel lending its flavor to Scotch. — Miles Watson

After the Versailles treaty, the U.S. could have chosen to become a global economic loan shark, but we didn't, and let a lot of the tab slide. So not all lending and borrowing is bad. — Louis Navellier

Banks operate like a man who either wears his trousers round his chest, stifling breathing, as now, or round his ankles, exposing his assets. We want their trousers tied round their middle: steady lending growth; particularly to productive British business, especially small scale enterprise. — Vince Cable

There is a simple rule: practice a kind of generous selfishness. Give a book to a friend, but don't lend it, because you will never get it back. ~ James Wood, author of The Book Against God. — Leah Price

In my stubborn youth, I believed that I could stand alone, that I was strong enough to conquer my enemies with sword and with principles. Arrogance convinced me that by sheer determination, I could conquer helplessness itself. Stubborn and foolish youth, I
must admit, for when I look back on those years now, I see quite clearly that rarely did I stand alone and rarely did I have to stand alone. Always there were friends, true and dear, lending me support even when I believed I did not want it, and even when I did
not realize they were doing it. — R.A. Salvatore