Investors Bank Quotes & Sayings

Well, coming back to public issues and small investors, it is worth mentioning one example from ICICI bank. Towards the end of 2005 ICICI bank conducted its FPO to raise close to Rs 5,000 crores. It was announced that retail investors would be allotted shares at a rate fiver percent below the cutoff price determined by book building process. Every other section of investors were allotted shares at Rs 525 each. The same shares were offered to retail investors at Rs 498.75. A company can propose to issue shares at different prices for different categories of investors. Such a facility is known as 'differential pricing'. That would happen only if the company feels it would be difficult to get rid of the supply to a particular section of investors. Otherwise, — Chellamuthu Kuppusamy

A gambler must think of three main quantities, stake, odds, and prize. If the prize is very large, a gambler is prepared to risk a big stake. A gambler who risks his all on a single throw stands to gain a great deal. He also stands to lose a great deal, but on average high-stake gamblers are no better and no worse off than other players who play for low winnings with low stakes. An analogous comparison is that between speculative and safe investors on the stock market. In some ways the stock market is a better analogy than a casino, because casinos are deliberately rigged in the bank's favour (which means, strictly, the high-stakes players will on average end up poorer than low-stake players; and low-stake players poorer than those who don't gamble at all. — Richard Dawkins

terms. The net effect is that I have created $30,000 in my asset column for which I am paid interest, just like a bank gets paid interest for the loans it makes. I was beginning to be a bank, and I loved it. Remember that rich dad said, "Be careful when you take on debt. If you take on debt personally, make sure it's small. If you take on large debt, make sure someone else is paying for it." In the language of the B and I side, I "laid off" my risk, or "hedged" my risk to another buyer. That is the game in the world of finance. This type of transaction is done all over the world. Yet wherever I go, people come up to me and say those magic words: "You can't do that here." What most small investors fail to realize is that many large commercial buildings are bought and sold exactly in the manner described above. Sometimes they go through a bank, but many times — Robert T. Kiyosaki

If the world stands in between a man and the woman he loves, he will set out to conquer it. — Matshona Dhliwayo

I was like Elvis "The Pelvis" Presley on Ed Sullivan, I tells ya, punished for the crime of being sexy. (him on the telly , me in a dingy alley ... any analogy will break down under scrutiny.) — Russell Brand

Perhaps more to the point for TBTF (Too Big To Fail bank), if a SIFI (Systemically Important Financial Institution) does fail I have little doubt that private investors will in fact bear the losses-even if this leads to an outcome that is messier and more costly to society than we would ideally like. Dodd-Frank is very clear in saying that the Federal Reserve and other regulators cannot use their emergency authorities to bail out an individual failing institution — Jeremy C. Stein

Partnerships can be very big. The relationships you cultivate can help. If you put together a business plan that makes sense and that you can present to other people, they may be able to help you out, especially if you're short of cash. Angel investors, perhaps, may help. You may not have to go through a traditional bank. If you're not able to secure funding, you can get up under someone who has experience, learn from that person, and work your way up. — Kamerion Wimbley

Robert M. Morgenthau, the Manhattan district attorney, has seen a few financial schemes in his time. As the lead local prosecutor in the world's financial capital, he has battled frauds like the Bank of Credit and Commerce International, which stole billions of dollars from investors worldwide. — Alex Berenson

When you say "bank," a bank is a building, a set of computers and chairs and things. The bankers are the people running these banks. They're the chief officers, and they push the loans because they don't care if they go bad. For one thing, they may package these bad loans and sell them off to gullible institutional investors. — Michael Hudson

Hold at your neck the gom jabbar," she said. "The gom jabbar, the high-handed enemy. It's a needle with a drop of poison on its tip. Ah-ah! Don't pull away or you'll feel that poison. — Frank Herbert

Seeing into one's self-nature is seeing into nothingness. Seeing into nothingness is true seeing & eternal seeing — Shenhui

Senior managers at the Royal Bank of Canada were now arguing that the bank should create a Canadian dark pool, route their Canadian customers' stock market orders into it, and then sell to high-frequency traders the right to operate inside the dark pool. Brad thought that it made a lot more sense for RBC simply to expose the new game for what it was, and perhaps establish themselves as the only broker on Wall Street not conspiring to screw investors. "The only card left to play was honesty," as Rob Park put it. — Michael Lewis

Contrary to a tenacious myth, France is not owned by California pension funds or the Bank of China, any more than the United States belongs to Japanese and German investors. The fear of getting into such a predicament is so strong today that fantasy often outstrips reality. The reality is that inequality with respect to capital is a far greater domestic issue than it is an international one. — Thomas Piketty

When running a Ponzi scheme, how does one avoid enormous, unexpected withdrawals - runs on the bank, so to speak - that would pull back the curtain and reveal a little man blowing smoke? One way would be to attract a core of investors who could be counted on to never withdraw more than a small percentage of principal each year. — Mitchell Zuckoff

Those who know the least obey the best. — George Farquhar

Frequent punishments are always a sign of weakness or laziness on the part of a government. — Jean-Jacques Rousseau

Dead or alive, the balls still hurt when kicked, huh? (Zarek) — Sherrilyn Kenyon

This is part of the reason that the AIG bailout is so troubling: when at least $13 billion worth of taxpayer money given to AIG in the bailout ultimately went to Goldman, some of that money was doubtless going to cover the bets Goldman had made against the stuff the bank itself was selling to old people and cities and states. In other words, Goldman made out on the housing bubble twice: it fucked the investors who bought their horseshit CDOs by betting against its own crappy product, then it turned around and fucked the taxpayer by making him pay off those same bets. — Matt Taibbi

Many banks do not advertise they are portfolio lenders and many people working at the bank may not even know what a portfolio lender is. If you are calling up a bank and they say they aren't a portfolio lender, don't give up! Ask to talk to a loan officer and ask specific questions about what type of investor programs they offer. Here are some good questions to ask; Do you loan to investors who already have four mortgages? Do you sell your loans or keep them in-house? Do you allow investors with four or more mortgages to do cash out refinance? What terms and loan programs do you offer investors? ARM, 15, 30 year fixed, balloon? What interest rates are you charging and what are the initial costs for your loans? What — Mark Ferguson

We are all time travelers...only most people choose to go in one direction. — Jason Cockcroft

Just seems like all parents start out thinking their kids are part of them, another mouth they've gotta make sure eats, another body they've got to get dressed. And then one day, our parents look at us and notice we're whole people. We're not a part of them anymore, even if they're a part of us. And for the ones who never really wanted to be parents anyway, that's probably a relief. But for a mom like yours - I don't know, she must've been sad when she realized your life was gonna be different then hers. She must've been scared when she realized she wasn't gonna be able to protect you, and that you were gonna deal with things she never did. — Emily Henry

We've made it private, contained it in family, when its audacity is in its potential to cross tribal lines. We've fetishized it as romance, when its true measure is a quality of sustained, practical care. We've lived it as a feeling, when it is a way of being. It is the elemental experience we all desire and seek, most of our days, to give and receive. The sliver of love's potential that the Greeks separated out as eros is where we load so much of our desire, center so much of our imagination about delight and despair, define so much of our sense of completion. There is the love the Greeks called filia - the love of friendship. There is the love they called agape - love as embodied compassion, expressions of kindness that might be given to a neighbor or a stranger. The Metta of the root Buddhist Pali tongue, "lovingkindness," carries the nuance of benevolent, active interest in others known and unknown, and its cultivation begins with compassion towards oneself. — Krista Tippett

Bank One has got one of the best credit card divisions, ... The perception of investors is that financial services stocks are affected by interest rates and they're not. — David Dreman

It is not the responsibility of the Federal Bank - nor would it be appropriate - to protect lenders and investors from the consequences of their decisions — Ben Bernanke