Quotes & Sayings About Investment

[I]nfectious disease is merely a disagreeable instance of a widely prevalent tendency of all living creatures to save themselves the bother of building, by their own efforts, the things they require. Whenever they find it possible to take advantage of the constructive labors of others, this is the path of least resistance. The plant does the work with its roots and its green leaves. The cow eats the plant. Man eats both of them; and bacteria (or investment bankers) eat the man ... — Hans Zinsser

Make no investment in the whimsy of others. — MW Kennard

Being the highly trained investment mogul that I am, I could certainly find places to put that money where it would earn more. Or would it? Remember, personal finance is personal. I have come to realize that Sharon's peace of mind bought with the oversized emergency fund is a great return on investment. Guys, this can be a wonderful gift to your wife. An Emergency Fund Can — Dave Ramsey

To become financially independent you must turn part of your income into capital; turn capital into enterprise; turn enterprise into profit; turn profit into investment; and turn investment into financial independence. — Jim Rohn

I have an investment in the signifying aspects of the material as well as an understanding of antecedent bodies of work. That informs the way I make marks and make decisions. — Rashid Johnson

You don't have to become an investment banker as a way of demonstrating that education has worked for you. But librarians have to believe in the values of high culture. Not just high culture but middle culture, low culture, kinds of exciting eye-catching crap of all kinds. Everyone needs that. — Francis Spufford

Below, we itemize some of the quite different lessons investors seem to have learned as of late 2009 - false lessons, we believe. To not only learn but also effectively implement investment lessons requires a disciplined, often contrary, and long-term-oriented investment approach. It requires a resolute focus on risk aversion rather than maximizing immediate returns, as well as an understanding of history, a sense of financial market cycles, and, at times, extraordinary patience. — Seth Klarman

Bottoms in the investment world don't end with four-year lows; they end with 10- or 15-year lows. — Jim Rogers

Prayer is an investment. The time you dedicate to prayer isn't lost; it will return dividends far greater than what a few moments spent on a task ever could. If we fail to cultivate this discipline, prayer winds up being our last resort rather than our first response. — Charles R. Swindoll

We also know that the various faith-based institutions provide about 50 per cent of the health and education services in the poor communities; we also know that they have a large constituency including women and youth; they have outreach and networks and they are credible to their people. If we want to achieve the Millennium Development Foals by scaling up the responses of all the communities, do we ignore this large investment in people? Or do we engage in dialogue and in action? — Thoraya Obaid

Experience conclusively shows that index-fund buyers are likely to obtain results exceeding those of the typical fund manager, whose large advisory fees and substantial portfolio turnover tend to reduce investment yields. Many people will find the guarantee of playing the stock-market game at par every round a very attractive one. The index fund is a sensible, serviceable method for obtaining the market's rate of return with absolutely no effort and minimal expense. — Burton Malkiel

We love a world in which the people in the white hats get rewarded and the people in the black hats pay the price. And that I have to say doesn't happen very often, particularly in a very complex economy. We're in a time of panic where people have lost trust in what the banks are doing, what the investment firms are doing - lost trust beyond a level of reasonableness, to be honest. And, it's got to be stopped. — Rebecca M. Blank

This was my world: a world of truly irrational behavior. We spend our way into the poorhouse. We buy giant TVs and iPads. Our children wear nice clothes thanks to high-interest credit cards and payday loans. We purchase homes we don't need, refinance them for more spending money, and declare bankruptcy, often leaving them full of garbage in our wake. Thrift is inimical to our being. We spend to pretend that we're upper class. And when the dust clears - when bankruptcy hits or a family member bails us out of our stupidity - there's nothing left over. Nothing for the kids' college tuition, no investment to grow our wealth, no rainy-day fund if someone loses her job. We know we shouldn't spend like this. Sometimes we beat ourselves up over it, but we do it anyway. — J.D. Vance

We have had scarce investment in women ... One of my tasks is that everyone spends much more on women. — Michelle Bachelet

Data matters. It's the very essence of what we care about. Personal data is not equivalent to a real person - it's much better. It takes no space, costs almost nothing to maintain, lasts forever, and is far easier to replicate and transport. Data is worth more than its weight in gold - certainly so, since data weighs nothing; it has no mass. Data about a person is not as valuable as the person, but since the data is so much cheaper to manage, it's a far better investment. Alexis Madrigal, senior editor at The Atlantic, points out that a user's data can be purchased for about half a cent, but the average user's value to the Internet advertising ecosystem is estimated at $1,200 per year. Data's value - its power, its meaning - is the very thing that also makes it sensitive. The more data, the more power. The more powerful the data, the more sensitive. So the tension we're feeling is unavoidable. — Eric Siegel

There are opportunities in the pharmaceutical industry, the insurance industry, so yes back home we are talking about investment opportunities in Morocco for various sectors of our economy and we will continue to do that. — Donald Evans

You need to invest time in understanding and discovering yourself — Sunday Adelaja

If partisanship makes us abandon intellectual honesty, if we oppose what our opponents say or do simply because they are the ones saying or doing it, we become mere political short-sellers, hoping for bad news because it's good for our ideological investment. — Kurt Andersen

A lucky man ... is a man who was lucky once, and after that, he learned a thing or two about investment. p 553 — Eleanor Catton

Investing is simple. It's the financial industry that works hard to make it complex! — Robert Rolih

Some take pains to be biblical, but many [Christian financial teachers, writers, investment counselors, and seminar leaders] simply parrot their secular colleagues. Other than beginning and ending with prayer, mentioning Christ, and sprinkling in some Bible verses, there's no fundamental difference. They reinforce people's materialist attitudes and lifestyles. They suggest a variety of profitable plans in which people can spend or stockpile the bulk of their resources. In short, to borrow a term from Jesus, some Christian financial experts are helping people to be the most successful 'rich fools' they can be. — Randy Alcorn

I was an ambassador for Betway during the Rugby World Cup and at the moment I'm working as an ambassador for Artemis Investment Management. I also organised the first Rugby Aid in 2015. We had celebrities playing rugby against former England team players and raised a ton of money for Rugby For Heroes [a charity for former servicemen and women]. Only one celeb got crunched quite badly - Jaime Laing from Made in Chelsea ended up with cracked ribs. — Mike Tindall

If your broker or investment advisor is not familiar with the concept of standard deviation of returns, get a new one. — William J. Bernstein

The ledger of my life can lean heavy with a prolific array of stellar investments, yet in the tallying I would be wise to remember that an investment that is not of God will leave a zero balance on the ledger of my life no matter how many different ways I try to add it up. — Craig D. Lounsbrough

Two years ago, George Bush felt prompted to address this issue. More spending on public education, said the president, isn't "the best answer." Mr. Bush went on to caution parents of poor children who see money "as a cure" for education problems. "A society that worships money ... ," said the president, "is a society in peril." The president himself attended Phillips Academy in Andover, Massachusetts - a school that spends $11,000 yearly on each pupil, not including costs of room and board. If money is a wise investment for the education of a future president at Andover, it is no less so for the child of poor people in Detroit. But the climate of the times does not encourage this belief, and the president's words will surely reinforce that climate. — Jonathan Kozol

My grandmother got her law degree from Syracuse University in roughly 1911 and later co-founded with her husband an investment banking firm on Wall Street known as Lebenthal & Co. — H. G. Bissinger

I have been working in male-dominated industries most of my life. When I started my career in investment banking, I was one of two women in my analyst class. — Carol Roth

What an economy really wants, after all, is not more investment per se but better investment. It wants capital to flow to companies that will create value - not in the form of a rising stock price but in the form of more goods for less cost, more jobs, and rising wages - by enhancing productivity. — James Surowiecki

Time is a valuable wealth. — Lailah Gifty Akita

There's the common misconception that restaurants make a lot of money. It's not true. If you look at maybe the top chef in the world, or at least monetarily, it's like Wolfgang Puck, but he makes as much money as an average crappy investment banker. — David Chang

Public support must be husbanded as a finite national resource. It must be spent wisely, sparingly, and with the greatest return on your investment. — Max Brooks

We find it natural that we pay for a plumber or a mechanic, but demand our news for free. If we did not pay for plumbing or auto repair, we would not expect to drink water or drive cars. Why then should we form our political judgment on the basis of zero investment? We get what we pay for. — Timothy Snyder

There are two kinds of investors, be they large or small: those who don't know where the market is headed and those who don't know what they don't know. Then again, there is a third type of investor: the investment professional, who indeed knows he doesn't know, but whose livelihood depends upon appearing to know. — William J. Bernstein

I have great, great confidence in our capital markets and in our financial institutions. Our financial institutions, banks and investment banks, are strong. Our capital markets are resilient. They're efficient. They're flexible. — Henry Paulson

Love is the spiritual essence of what we do. Technique is the manifestation of the preparation and investment as a result of the love. — Wynton Marsalis

The stimulus legislation, technically known as the American Recovery and Reinvestment Act of 2009, was a mixture of tax cuts for families and businesses; increased transfer payments, like unemployment insurance; and increased direct government spending, like infrastructure investment. — Christina Romer

We need a tax code that promotes savings, investment, achievement, innovation, and hard work. — Erik Paulsen

Your assets are your employees. Invest more on those performing well. Let the non performers go. — Manoj Arora

My rather puritanical view is that any investment manager, whether operating as broker, investment counselor of a trust department, investment company, etc., should be willing to state unequivocally what he is going to attempt to accomplish and how he proposes to measure the extent to which he gets the job done. — Warren Buffett

When I bought my first house in London with my husband-to-be, our surveyor said: "Nicki, you're paying top dollar, but it's not an investment," and I said: "But we're buying a home, not an investment." — Nicki Chapman

The Workforce Investment Improvement Act of 2012 would consolidate and eliminate dozens of ineffective or duplicative programs, enhance the role of job creators in workforce development decisions, and improve accountability over the use of taxpayer dollars. — John Kline

Strong economic growth, and especially a significant increase in private sector investment, is the only sustainable path forward for Rwanda. — Paul Kagame

Move your personal investments and retirement funds to socially responsible investment (SRI) funds that support only those corporations that uphold higher standards of behavior. Returns on SRI funds are usually equal to, if not better than, many of the well-known traditional mutual funds. — Simon Mainwaring

Eliminating the Death Tax will continue to restore consumer confidence, spur capital investment, and create new jobs which are critical components of economic growth, particularly within the small business community. — Howard Coble

Remember to take time for God - it is life's only lasting investment. — Elizabeth George

The essence of globalization is a subordination of human rights, of labor rights, consumer, environmental rights, democracy rights, to the imperatives of global trade and investment. — Ralph Nader

When I went into the business, I sat down and figured that I was indeed one of fortune's children. Just think. There were 20 million buffalo, each worth at least $3
$60 million. At the very outside, cartridges cost 25 cents each, so every time I fired one I got my investment back twelve times over. I could kill a hundred a day ... That would be $6,000 a month
or three times what was paid, it seems to me, the President of the United States. Was I not lucky that I discovered this quick and easy way to fortune? I thought I was. — Frank Mayer

The ability to change one's mind is probably a key characteristic of the successful investor. Dogmatic and rigid personalities rarely, if ever, succeed in the markets. The markets are a dynamic process, and sustained investment success requires the ability to modify and even change strategies as markets evolve. — Jack D. Schwager

Investment students need only two well-taught courses - How to Value a Business and How to Think About Market Prices — Warren Buffett

As slaves we were this country's first windfall, the down payment on its freedom. After the ruin and liberation of the Civil War came Redemption for the unrepentant South and Reunion, and our bodies became this country's second mortgage. In the New Deal we were their guestroom, their finished basement. And today, with a sprawling prison system, which has turned the warehousing of black bodies into a jobs program for Dreamers and a lucrative investment for Dreamers; today, when 8 percent of the world's prisoners are black men, our bodies have refinanced the Dream of being white. Black life is cheap, but in America black bodies are a natural resource of incomparable value. — Ta-Nehisi Coates

When the word 'morality' comes up in connection with economics, income distribution and financial stability are usually the issues. Is it moral for rich countries to use such a high proportion of the world's resources or for investment bankers to earn large bonuses? — Edmund Phelps

Tax rates for the wealthy should revert to Clinton-era levels, both because it is necessary for long-term deficit reduction and because fairness dictates it. Moreover, there is no proof that higher marginal rates dissuade investment, all the rhetoric from the Right notwithstanding. — Eliot Spitzer

Often their rage erupts because they believe that all ways of looking that highlight difference subvert the liberal belief in a universal subjectivity (we are all just people) that they think will make racism disappear. They have a deep emotional investment in the myth of sameness even as their actions reflect the primacy of whiteness as a sign informing who they are and how they think. — Bell Hooks

There are three main pillars of China's economy. One is export, which is limited by sluggish global demand. The second is investment. In many sectors, there is already too much investment and overcapacity. The third is consumption. — Lou Jiwei

Staying, we all know, is not the norm in our mobile culture. A great deal of money is spent each day to create desires in each of us that can never be fulfilled. I suspect that much of our restlessness is a return on this investment. — Jonathan Wilson-Hartgrove

The essence of proper bond selection consists, ... in obtaining specific and convincing factors of safety in compensation for the surrender of participation in profits. — Benjamin Graham

Brazil fell into recession in the first half of the year, according to official data which showed the economy shrinking by 0.6% in the second quarter and 0.2% in the first. The main reason was another big drop in investment. The government had said that it expects GDP to grow by 1.8% this year, but that now seems unlikely. — Anonymous

Education is not only a ladder of opportunity, but it is also an investment in our future. — Ed Markey

The historian assesses that the investment of the wealthy classes in the Bank of England wedded them to the fate of the nation as a whole and to the maintenance of its stability. — Walter Russell Mead

We need to stop thinking about infrastructure as an economic stimulant and start thinking about it as a strategy. Economic stimulants produce Bridges to Nowhere. Strategic investment in infrastructure produces a foundation for long-term growth. — Roger McNamee

One of the things I do know about investment from around the world and job creators: they won't come to British Columbia if our attitude is well, "no," or all of our processes are just going to be a way of making sure you can't get to "yes." They'll just go somewhere else. Those jobs will be somewhere else. — Christy Clark

Let's start calling family violence 'terrorism' and then maybe we will start to see that investment of funding applied to where it needs to be. — Rosie Batty

A tiny portion of the population controls the lions share of the wealth and most of the command positions of state, manufacturing, banking, investment, publishing, higher education, philanthropy, and media ... these individuals exercise a preponderant influence over what is passed off as public information and democratic discourse. — Michael Parenti

If someone doesn't have health and wants to get it, he or she will need to adopt an algorithm on how to do that - - perhaps a new diet and workout regimen. If someone doesn't have wealth and wants to get it, he or she will need to adopt an algorithm for wealth building - - perhaps a new investment portfolio. Similarly, in relationships, if someone doesn't have success and wants to get it, he or she will need to adopt the algorithm for success there. I invented that algorithm. — Mystery

As the prosperity of the nation and the height of wage rates depend on a continual increase in the capital invested in its plants, mines and farms, it is one of the foremost tasks of good government to remove all obstacles that hinder the accumulation and investment of new capital. — Ludwig Von Mises

I think we should talk about what the objectives of the party are, whether that's restoring the Clause Four as it was originally written or it's a different one, but I think we shouldn't shy away from public participation, public investment in industry, and public control of the railways. — Jeremy Corbyn

As secretary, Mellon was a pioneer of supply-side economics, cutting tax rates in order to spur investment and economic — Jeff Miller

The shareholders who own the businesses in this book have other, nonfinancial priorities in addition to their financial objectives. Not that they don't want to earn a good return on their investment, but it's not their only goal, or even necessarily their paramount goal. They're also interested in being great at what they do, creating a great place to work, providing great service to customers, having great relationships with their suppliers, making great contributions to the communities they live and work in, and finding great ways to lead their lives. They've learned, moreover, that to excel in all those things, they have to keep ownership and control inside the company and, in many cases, place significant limits on how much and how fast they grow. The wealth they've created, though substantial, has been a byproduct of success in these other areas. I call them small giants. — Bo Burlingham

We're all Running People, as the Tarahumara have always known. But the American approach
ugh. Rotten at its core. It was too artificial and grabby, Vigil believed, too much about getting stuff and getting it now: medals, Nike deals, a cute butt. It wasn't art; it was business, a hard-nosed quid pro quo. No wonder so many people hated running; if you thought it was only a means to an end
an investment in becoming faster, skinnier, richer
then why stick with it if you weren't getting enough quo for your quid? — Christopher McDougall

All your THOUGHTS, are either an 'investment' to your well-being or a 'cost' to your well- being! Are your investments growing or the costs are too high..Think about it ! — Abha Maryada Banerjee

Poetry has no investment in anything besides openness. It's not arguing a point. It's creating an environment. — Claudia Rankine

I live, breathe, and dream success. I am truly my greatest investment! — Tamika Newhouse

The structure of the corporation is a telling case in point - and it is no coincidence that the first major joint-stock corporations in the world were the English and Dutch East India companies, ones that pursued that very same combination of exploration, conquest, and extraction as did the conquistadors. It is a structure designed to eliminate all moral imperatives but profit. The executives who make decisions can argue - and regularly do - that, if it were their own money, of course they would not fire lifelong employees a week before retirement, or dump carcinogenic waste next to schools. Yet they are morally bound to ignore such considerations, because they are mere employees whose only responsibility is to provide the maximum return on investment — David Graeber

One, which I mention several times elsewhere, is the need for patience if big profits are to be made from investment. Put another way, it is often easier to tell what will happen to the price of a stock than how much time will elapse before it happens. The other is the inherently deceptive nature of the stock market. Doing what everybody else is doing at the moment, and therefore what you have an almost irresistible urge to do, is often the wrong thing to do at all. — Philip Arthur Fisher

Many newly public companies are able to post a year or two of strong sales growth off a small base, but their growth almost always slows over time, thanks to what investment professionals call 'the law of large numbers.' — Alex Berenson

In our view, though, investment students need only two well-taught courses-How to Value a Business, and How to Think about Market Prices. Your goal as an investor should simply be to purchase, at a rational price, a part interest in an easily-understandable business who's earnings are virtually certain to be materially higher five, ten and twenty years from now. — Warren Buffett

It's always weird when people approach me to make an investment. I tell them, 'I don't need any more money. I'm good.' Then I wait for their expression. That part is entertaining, because people look at you like you're crazy when you say you don't need any more money. Who says that? — Dr. Dre

Talent (a natural way of thinking, feeling, or behaving) x Investment (time spent practicing, developing your skills, and building your knowledge base) = Strength (the ability to consistently provide near-perfect performance) — Tom Rath

One thing that's really interesting is not only the magnitude of the recent immigration into this country, but also its distribution and its investment in the country. About 9.3 percent of the population is now foreign-born [announced by the Census Bureau at over 10 percent a few days later]. What's really surprising is how well distributed those population groups are. Historically, we see new immigrants primarily on the coast and in a few big cities. I think the data are going to show a much wider distribution of the new population groups than we've experienced historically. — Kenneth Prewitt

If we are going to see real development in the world then our best investment is WOMEN! — Desmond Tutu

Investment that only goes to enrich an already wealthy elite bent on monopolizing both economic and political power cannot contribute toward egalite and justice
the foundation stones for a sound democracy. — Aung San Suu Kyi

To me reading is an almost sacred activity and the great novel is its high mass.

The novel is so deeply powerful as an art form because of the investment of time and faith it demands.

A good novel can sweep you up, quarry you out, illuminate you and truly inhabit your life.

And, of course, although the writer composes the sentences of the novel the reader is a full participant in the imaginative process and far from a mere voyeur. — Gregory Day

Smaller games with smaller budgets and smaller audiences have the luxury of being more experimental or bizarre or interesting than 12 million dollar games that need to play it as safely as possible to ensure a return on investment. — Anna Anthropy

Great investments don't just knock on the door and say "buy me". — Seth Klarman

Robots can now milk cows. Oil prices have fallen globally, meaning both the petro-states and those indirectly propped up by them are weakened. At the same time, slower growth in China has lately shrunk its voracious appetite for African, Australian, and Latin American commodities. China accounted for more than a third of global growth in recent years, and its growth engine multiplied the growth of many of the countries that exported raw materials to Beijing. That has slowed. China's total debt has grown from roughly 150 percent of its GDP in 2007 to around 240 percent today - a massive increase in one decade that is dampening its growth and its imports and shrinking China's wallet for foreign aid and investment in African and Latin American commodity-exporting countries. In — Thomas L. Friedman

The absence of life is not the same as material privation: we will never again see the same soul occupying the same space. The world refers to them as pets, but that is what we do, not really what they are. Affection pays for itself in proportion to the love we offer, and if the love we lavished on him was any indication, we are inconsolable. The suffering is more on our side now, for he led an enormously happy and productive life, and we are left to remember and agonize. It is all wretchedness now. Grief is the currency for death, leaving us in emotional debt perhaps forever, but love is the tax we happily pay toward the investment of another's company, and we would all rather pay it and be happy and poor than be rich in a friendless life. He is gone, and we are now beholden to him, but we are so much happier for his having been here than we deserve to be.
On the death of Ted, beloved cat — Michelle Franklin

Integrity is the most important accessory you'll ever have, it will never go out of fashion, get old, or fade. It's the greatest investment you'll ever make, and a noble fight you'll spend your lifetime pursuing. — Alexis Jones

It is very important to have a correct socio-economic development forecast and plan, in which inflation being a vital investment factor should be the key indicator — Tatyana Golikova

There are no rules about investment. Sharks can be good. Artist's dung can be good. Oil on canvas can be good. — Charles Saatchi

Groupon looked like a very high valuation, but any investment in a great company at any stage is almost always a good investment. — Ben Horowitz

However little president Obama knows or cares about economics, he knows a lot about politics - and especially political rhetoric. 'High-speed rail' is simply another set of loft words to justify continued expansion of government spending. So are words like 'investment in education' or 'investment' in any number of other things, which serves the same political purpose. — Thomas Sowell

I'm as big as snob as they come, but money is a terrible barometer of a person's worth. The standard I used is what a person is choosing to do with his life. So for me a struggling musician (someone dedicated to their craft, not some slacker) is much better than some lame investment banker. And the fact that she lied seemed like she was ashamed. She dismissed my anger as if I were overreacting. — Harvey Pekar

A good way to figure out how likely it is that the directors are sucking money out of a company is to draw a chart with each director's name in a box. Read through the Management section, and each time you identify a professional or personal connection between two directors, connect their boxes with a line. If you also happen to know about other relationships between directors, for instance one director is married to the other director's daughter, or one director is an old college buddy of another director, you can draw a line in there as well. If, upon completion, the chart looks like a spider web then hold on to your wallet. — Peter Troob

Chicago's privatization mania began during Mayor Richard M. Daley's administration, which ran from 1989 to 2011. Under his successor, Rahm Emanuel, the trend has continued apace. For Rahm's investment banker buddies, the trend has been a boon. For citizens? Not so much. — Rick Perlstein

When you consider the sheer magnitude of investable equities to choose from in the world's emerging markets, you realize that finding one that looks attractive enough to warrant investing your faith and assets in is as formidable a task as finding a needle in a haystack. Fortunately, researching investment opportunities is a lot more interesting than digging for needles in haystacks. — Mark Mobius

There is no better investment of time and money than in the life of a child. They are the future ... — Alma Powell

The 'Occupy' movement has no real solutions, except more government, more spending, more regulation, more bureaucracy, more unsustainable lethargic pseudo-university with no return on investment, more more more of what got us into this hole. — Mark Steyn

Thy shalt not worship thy investment advisor, for if she were so smart she would be retired by now. — Steven J. Lee

That's why it is so dangerous to use infatuation as a sign to pursue a relationship. If you and I don't know the difference between infatuation and love, we are destined to make some of the dumbest and most regrettable decisions we'll ever make. These bad decisions come with heavy and painful price tags. So you see, it's imperative in this tricky business of "falling in love" that we take the time to clearly define what we mean by the word "love." The investment will pay off handsomely. We can actually learn how to avoid future relational baggage and how to recognize authentic love relationships when we clarify two crucial issues: (1) what love is, and (2) what the difference is between love and infatuation. — Chip Ingram

Everything I do in investment is just very different. — Michael Burry