Insurance Policy Quotes & Sayings

Just as we have the power to harm the ocean, we have the power to put in place policies and modify our own behavior in ways that would be an insurance policy for the future of the sea, for the creatures there, and for us, protecting special critical areas in the ocean. — Sylvia Earle

Join America taught English, an understanding of the U.S. Constitution, that the Bill of Rights is the ultimate insurance policy for a citizen, and that being a citizen is not an entitlement. And we also taught a bit of capitalism. — Niger Innis

Socialism is an insurance policy bought by all the members of a national economy to shield them from risk. But the result is to shield them from knowledge of the real dangers and opportunities ... — George Gilder

Kyoto costs a lot, does nothing to prevent calamity, and pays no compensation in the event of loss. If my insurance broker offered that sort of policy, I would not carry insurance. Instead what my broker offers is a policy that costs a little and pays full compensation in the event of loss. If someone wants to propose that as a policy on global warming, I'm all in favour. — Ross McKitrick

Turning God into some kind of celestial insurance policy is just mental. — Justin Welby

There is much that public policy can do to support American entrepreneurs. Health insurance reform will make it easier for entrepreneurs to take a chance on a new business without putting their family's health at risk. Tort reform will make it easier to take prudent risks on new products in a number of sectors. — Eric Ries

The only real insurance you have against disease is a healthy body. Invest wisely, generously and often in that policy. — Toni Sorenson

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy. — Suze Orman

As long as the Good News remains a matter of abstract facts, it will have little more effect on your life than your insurance policy has on the way you drive. — Matthew Jacoby

Many political scientists used to assume that people vote selfishly, choosing the candidate or policy that will benefit them the most. But decades of research on public opinion have led to the conclusion that self-interest is a weak predictor of policy preferences. Parents of children in public school are not more supportive of government aid to schools than other citizens; young men subject to the draft are not more opposed to military escalation than men too old to be drafted; and people who lack health insurance are not more likely to support government-issued health insurance than people covered by insurance.35 Rather, people care about their groups, whether those be racial, regional, religious, or political. The political scientist Don Kinder summarizes the findings like this: "In matters of public opinion, citizens seem to be asking themselves not 'What's in it for me?' but rather 'What's in it for my group?' "36 Political opinions function as "badges of social membership."37 — Jonathan Haidt

A credit default swap was confusing mainly because it wasn't really a swap at all. It was an insurance policy, typically on a corporate bond, with semiannual premium payments and a fixed term. For instance, you might pay $200,000 a year to buy a ten-year credit default swap on $100 million in General Electric bonds. The most you could lose was $2 million: $200,000 a year for ten years. The most you could make was $100 million, if General Electric defaulted on its debt any time in the next ten years and bondholders recovered nothing. It was a zero-sum bet: If you made $100 million, the guy who had sold you the credit default swap lost $100 million. It was also an asymmetric bet, like laying down money on a number in roulette. The most you could lose were the chips you put on the table; but if your number came up you made thirty, forty, even fifty times your money. — Michael Lewis

People speculated that signing Raja was an insurance policy. That is not the case. We signed Raja Bell because we thought we were greatly improving our team, the makeup of the organization. — Bryan Colangelo

In short, Mr. Ryan's plan is devoid of credible math or hard policy choices. And it couldn't pass even if Republicans were to take the presidency and both houses of Congress. Mr. Romney and Mr. Ryan have no plan to take on Wall Street, the Fed, the military-industrial complex, social insurance or the nation's fiscal calamity and no plan to revive capitalist prosperity - just empty sermons. — David Stockman

For was that all, she thought bleakly, that love ever was? Something that saved one from loneliness? A sort of insurance policy against not counting? — Sarah Waters

The point is that if you think you can pinpoint the cause, then you can fool yourself into thinking you can avert the cause. It's deeply egotistical. It's life played as a grand insurance policy. Our myth-making around cancer stems from the same impulse. Because we don't know exactly why most of it happens, we weave a makeshift wisdom around it, a false prophet, which seeps into the common story and feeds our hunger to understand why. The guilt is a byproduct, a way to assign blame and seek absolution. It's a lesser evil than the forces of randomness. And it gives us the illusion of control. — Alanna Mitchell

In time, [a Martian] colony would grow to the point of being self- sustaining. When this stage was reached, humanity would have a precious insurance policy against catastrophe at home. During the next millennium there is a significant chance that civilization on Earth will be destroyed by an asteroid, a killer plague or a global war. A Martian colony could keep the flame of civilization and culture alive until Earth could be reverse-colonized from Mars. — Paul Davies

The insurance companies do not refer to the key policy rate when they send their statements. We can only control that rate. Long-term interest rates are determined largely by global financial markets. — Mario Draghi

I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document. — Suze Orman

I had no idea that marriage was only supposed to be between two people who wanted to get between the sheets and make more people. What ever happened to marrying for love - or to get on your partner's health insurance policy, or for presents? No one was going to buy two people in their thirties a four-slice toaster if we just continued to live in sin. — Jen Kirkman

Honesty is the best insurance policy. — Brian Spellman

The arts are the best insurance policy a city can take on itself. — W. W. Dumas

Some folks think that Christianity means a kind of insurance policy, and that it has little to do with this life, but that it is a very good thing when a man dies. — Henry Ward Beecher

To care for the natural world is the most effective insurance policy we can have — Phil Harding

It is critical that we pass legislation to dramatically reform our health insurance system, and this reform should include a genuine public option, universal coverage, an end to insurance policy rescissions, and no restrictions against covering people with pre-existing conditions. — Jerrold Nadler

The major economic policy challenges facing the nation today - pick your favorites among the usual suspects of low public and household savings, concerns about educational quality and achievement, high and rising income inequality, the large imbalances between our social insurance commitments and resources - are not about monetary policy. — Timothy Geithner

Gospel is not a fire insurance policy for the next world, but a life assurance policy for this world. — Richard Rohr

In an established love of reading there is a policy of insurance guaranteeing certain happiness till death. — A. Edward Newton

If you ask people, 'What do you think, should we kick kids off their family insurance policy in that 21- to 26-year-old age range?' You go through those ... provisions that are already affecting the everyday lives of Americans, and people don't want to get rid of them. — Tim Kaine

You wouldn't cancel your insurance policy in the middle of a hurricane, and you shouldn't sell silver when it takes a tumble. Like any insurance, silver's value will pay out over time, not day by day. — Howard Ruff

I bought an insurance policy covering the inheritance tax my kids will have to pay when we die, which I thought was a good bit of forward thinking. And I always know I'm going to have enough for tax because I make sure I keep it back in my business account. — Mark Billingham

A policy of life insurance is the cheapest and safest mode of making a certain provision for one's family. — Benjamin Franklin

Organisation of social insurance should be treated as one part only of a comprehensive policy of social progress. Social insurance fully developed may provide income security; it is an attack upon Want. But Want is one only of five giants on the road of reconstruction and in some ways the easiest to attack. The others are Disease, Ignorance, Squalor and Idleness. — William Beveridge

But I've learned that if you fake your death, don't come back. Not for your wife. Not for your girlfriend. Not for your kids. If you fake your death, don't do it at sea. Go for a hike. If you're interested in claiming a life insurance payout, don't get greedy. Keep the policy modest. Don't bother with a stand-in body and an elaborate funeral. Spend your time and money on obtaining quality authenticating documents. In your new life, commit to a disguise for your new identity and use your real first name. Don't google yourself and lead your hunters to your hideout. And for the love of God, don't drive if you're supposed to be dead. Ditch the car. — Elizabeth Greenwood

Many people are willing to have Jesus as part of their lives - as long as it doesn't cost them anything. They may even profess faith in Jesus and join a church. But Jesus to them is almost like an insurance policy - something they obtain and then forget about until they die. What keeps you from being His disciple? — Billy Graham

I like gold because it is a stabilizer; it is an insurance policy. — Kevin O'Leary

The problem with car insurance is that you never know how bad your policy is until you are involved in a car crash. At that point enlightenment begins. — Steven Magee

All of the little triumphs of their love story had been banked away over the years, accumulating interest. Now they made lavish withdrawals, cashed in every bond, every insurance policy. — Suanne Laqueur

Daily exercise is an insurance policy against future illness. The best Leaders Without Titles are the fittest. — Robin Sharma

With interest rates rising, gold doesn't pay an interest rate, but every other currency - it becomes not only less important to hold gold as an alternative, but more expensive to hold it as an insurance policy and so that will be a burden on the price of gold. — Lloyd Blankfein

Time travel? I believe there are people regularly travelling back from the future and interfering with our lives on a daily basis. The evidence is all around us. I'm talking about how every time we make an insurance claim we discover that somehow mysteriously the exact thing we're claiming for is now precisely excluded from our policy. — Douglas Adams

Only in America does 'health' 'care' 'reform' begin with the hiring of 16,500 new IRS agents tasked with determining whether your insurance policy merits a fine. — Mark Steyn

An uplifting sense of purpose is more than an impetus for individual accomplishment, it is also a necessary insurance policy against expediency and impropriety. — Gary Hamel

Christianity is not an insurance policy against life's ills and troubles. — Billy Graham

If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief in all that would not be a leap of faith and it would not a courageous act of humanity; it would just be ... a prudent insurance policy. I'm not interested in the insurance industry. I am tired of being a skeptic, I'm irritated by spiritual prudence and I feel bored and parched by empirical debate. I don't want to hear it anymore. I couldn't care less about evidence and proof and assurances. I just want God. I want God inside me. I want God to play in my bloodstream the way light amuses itself on water. — Elizabeth Gilbert

What I am in search of is not so much the gratification of a curiosity or a passion for worldly life, but something far less conditional. I do not wish to go out into the world with an insurance policy in my pocket guaranteeing my return in the event of a disappointment, like some cautious traveller who would be content with a brief glimpse of the world. On the contrary, I desire that there should be hazards, difficulties and dangers to face; I am hungry for reality, for tasks and deeds, and also for privation and suffering. — Hermann Hesse

Advertising is the best insurance that you can take out on your business. You can buy fire insurance on your stock of goods, but no company will issue a policy covering your business, the good will as they sometimes call it. You must insure yourself, and the best way to do it is by advertising. Good advertising kept up for a number of years gives you something that no fire can take away. — Frank Farrington

Issuing an insurance policy against abduction by aliens seems a pretty safe bet. — Stephen Hawking

But this book is about something else: what goes on in the lives of real people when the industrial economy goes south. It's about reacting to bad circumstances in the worst way possible. It's about a culture that increasingly encourages social decay instead of counteracting it. The problems that I saw at the tile warehouse run far deeper than macroeconomic trends and policy. too many young men immune to hard work. Good jobs impossible to fill for any length of time. And a young man [one of Vance's co-workers] with every reason to work - a wife-to-be to support and a baby on the way - carelessly tossing aside a good job with excellent health insurance. More troublingly, when it was all over, he thought something had been done to him. There is a lack of agency here - a feeling that you have little control over your life and a willingness to blame everyone but yourself. This is distinct from the larger economic landscape of modern America. — J.D. Vance

My wife bought an extra life insurance policy on me. — Willie Aames

Faith is walking face-first and full-speed into the dark. If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be ... a prudent insurance policy. — Elizabeth Gilbert

In taking out an insurance policy one pays for it in dollars and cents, always at liberty to discontinue payments. If, however, womans premium is a husband, she pays for it with her name, her privacy, her self-respect, her very life, until death doth part. — Emma Goldman

I could never work out whether we were to view religion as a life-insurance policy or a life sentence. I can understand a wrathful God who'd just as soon dangle us all from a hook. And I can understand a tender, unprejudiced Jesus. But I could never quite feature the two of them living in the same house. You wind up walking on eggshells, never knowing which ... is at home at the moment. — Barbara Kingsolver

I was Jake's insurance policy. He thought maybe he wouldn't have to use me. He hoped, anyway. But down deep he knew, and I knew, and we both hid the truth from the others because Cassie couldn't let Jake make that decision, and Tobias couldn't let me, and those two, by loving us, would have screwed everything up. It was a war, after all. A war we had to win. — Katherine Applegate

Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses. — Harry Browne

The God of the legalistic Christian, on the other hand, is often unpredictable, erratic, and capable of all manner of prejudices. When we view God this way, we feel compelled to engage in some sort of magic to appease Him. Sunday worship becomes a superstitious insurance policy against His whims. This God expects people to be perfect and to be in perpetual control of their feelings and thoughts. When broken people with this concept of God fail - as inevitably they must - they usually expect punishment. So they persevere in religious practices as they struggle to maintain a hollow image of a perfect self. The struggle itself is exhausting. The legalists can never live up to the expectations they project on God. — Brennan Manning

Crop insurance should be a policy that keeps people from going broke, to make sure they can farm next year, but not to make them rich. — Howard Graham Buffett

There are no safety nets on this ride. Your only insurance policy is to go sell something. If — Darren Hardy

Social Security is an insurance policy. It's a terrible investment vehicle. Social Security has some great benefits. But it was never meant to be a savings plan. So we need to have a national debate. Should this 12.5 percent that we're contributing all go into a Social Security pool, or should half go into a mandatory savings plan? — Laurence D. Fink

Once and for all, people must understand that addiction is a disease. It's critical if we're going to effectively prevent and treat addiction. Accepting that addiction is an illness will transform our approach to public policy, research, insurance, and criminality; it will change how we feel about addicts, and how they feel about themselves. There's another essential reason why we must understand that addiction is an illness and not just bad behavior: We punish bad behavior. We treat illness. — David Sheff

I would advocate that chocolate be covered by health insurance, but that is admittedly a very French public policy perspective. — Mireille Guiliano

I like the freedom of research. Plus, if I fail in science, I know I can always survive because I have an M.D. This has been my insurance policy. — Shinya Yamanaka

I think I have always had the misguided sense that worry and fear serve as an insurance policy of sorts. On a subconscious level, I subscribe to the notion that if you worry about something, it is somehow less likely to happen. Well, I am here to say that it doesn't work like that. The very thing you fear the most can still happen anyway. And when it does, you feel that much more cheated for having feared it in the first place. — Emily Giffin

It's the look you give a well-behaved imbecile, an insurance policy against cosmic malevolence. — Dominic Smith

Being good to people is the only insurance policy you need. — Tom Hodgkinson

At this juncture it is important to say something about Exodus 12:7. This verse implies that we are dealing with a ritual that did not involve atoning for sin, but rather was a rite of protection for God's people, a different though not unrelated matter. It involved a blood ritual to avoid God's last blow against the firstborn. Thus Passover and atonement were not originally associated, though apparently by Jesus' day there were some such associations. Notice that nothing at all is said or suggested here about Israel's sin, or about forgiveness. This ceremony is more like an insurance policy. Yes, the blood is to avert divine wrath, but it is not wrath against Israel's particular sins. In this case they simply happened to be too close to the danger zone, or in the line of fire. We must assume that this blood ritual arose before there even was a fully formed priesthood, for it is highly unusual to have such a ritual without any mention of involvement of priests. — Ben Witherington III

People would have a health care insurance policy they can call their own. They could choose one that exactly fits their families' needs and their budgets, be able to take that coverage with them from job to job and be able to fire their insurance company if it doesn't treat them well. — Andrew P. Harris

Before you get mugged by reality, take out an insurance policy. It's the Reagan way. — George P. Shultz

Maybe you should get a very large life insurance policy on the next husband," Lily suggested slurping her coffee loudly. "You know, before he makes an ash of himself."
"Very funny, but don't think I haven't thought of it. It's an unpredictable way to score more rental properties, but I do seem to be good at burying men. — Tracy Brogan

Nowhere was the complacency of the establishment, with its blind faith in progress, more evident than in its attitude toward an elite degree: as long as my child goes to the right schools, upward mobility will continue. A university education had become the equivalent of a very expensive insurance policy, like owning a gun. — George Packer

Try the following experiment. Go to the airport and ask travelers en route to some remote destination how much they would pay for an insurance policy paying, say, a million tugrits (the currency of Mongolia) if they died during the trip (for any reason).Then ask another collection of travelers how much they would pay for insurance that pays the same in the event of death from a terrorist act (and only a terrorist act). Guess which one would command a higher price? Odds are that people would rather pay for the second policy (although the former includes death from terrorism). The psychologists Daniel Kahneman and Amos Tversky figured this out several decades ago. — Nassim Nicholas Taleb

It sounds to me like selling a car with faulty brakes, and then buying an insurance policy on those cars. — Phil Angelides