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It was a rite of passage each year at Manhattan Life Insurance Company. The golden doors would open every summer to a new crop of bright-eyed college students, all of which were over-qualified for a job that required little more than a high school-equivalent GED and a fully loaded MetroCard. — Phil Wohl

I mean to tell you, the Law's notion of justice is more cold-blooded than any outlaw I ever knew. And I mean 'outlaw,' not criminal. 'Criminal' doesn't distinguish between guys like men and the guys who own the banks and insurance companies and stock markets, who own the factories and coal mines and oil fields, who own the goddamn Law. I once said to John that being an outlaw was about the only way left for a man to hold on to his self-respect, and he said Ain't that the sad truth. The girls laughed along with us because they knew it wasn't a joke ... John got the publicity because he loved it ... he carried on like the whole thing was an adventure movie and he was Douglas Fairbanks. He wanted to to be a 'star.' That's how he was. Not me. I never even liked having my picture taken. All I ever wanted was to show the bastards who own the law that it didn't mean they owned me. — James Carlos Blake

In 2008, I was one of millions united for hope and change. As 2010 dawns, change looks to me like more of the same. Instead of peace, we got more war. Instead of health care reform, we have an industry win that requires Americans to buy health insurance without any real cost controls. — Jodie Evans

Economically, long-term joblessness means fewer dollars for consumption. For deficit control, it means fewer taxpayers contributing to government revenues and tens of billions more spent on unemployment insurance. — Nina Easton

The hardest work that actors have done, including myself, is on poorly written scripts. And when you first start out you do anything. I did a lot of crap. I did more crap than I can tell you. But you did it because you needed the money. You have to pay for your pictures and resumes, and classes and insurance and food like everybody else. In those days if it was crap you just didn't put it on your resume. — Bryan Cranston

I also know that I won't go forth and have children just in case I might regret missing it later in life; I don't think this is a strong enough motivation to bring more babies onto the earth. Though I suppose people do reproduce sometimes for that reason - for insurance against later regret. I think people have children for all manner of reasons- sometimes out of pure desire to nurture and witness life, sometimes out of an absence of choice, sometimes without thinking about it in any particular way. Not all the reasons to have children are the same, and not all of them are necessarily unselfish. Not all the reasons not to have children are the same, either, though. Nor are all those reasons necessarily selfish. — Elizabeth Gilbert

For me, to find a place that doesn't have an organized tour going to it is becoming more and more difficult. A lot of times it involves danger of a political nature - places where the adventure-travel trips can't go because they can't get any liability insurance. — Tim Cahill

Many political scientists used to assume that people vote selfishly, choosing the candidate or policy that will benefit them the most. But decades of research on public opinion have led to the conclusion that self-interest is a weak predictor of policy preferences. Parents of children in public school are not more supportive of government aid to schools than other citizens; young men subject to the draft are not more opposed to military escalation than men too old to be drafted; and people who lack health insurance are not more likely to support government-issued health insurance than people covered by insurance.35 Rather, people care about their groups, whether those be racial, regional, religious, or political. The political scientist Don Kinder summarizes the findings like this: "In matters of public opinion, citizens seem to be asking themselves not 'What's in it for me?' but rather 'What's in it for my group?' "36 Political opinions function as "badges of social membership."37 — Jonathan Haidt

I believe we can incentivize more affordable health care in general by better regulating insurance and creating meaningful competition for health care services. — Amy Klobuchar

In the old days we used to get more referrals, because people had insurance that paid for therapy. Now they belong to HMOs, and we can only be affiliated with a few HMOs. — Albert Ellis

this integration of Jefferson and Jesus is in many ways how members of the evangelical right can oppose abortion yet ignore the needs of disenfranchised members of society, how they can rage against sexual revolutions and offer little critique on economic greed or mass consumption, and how they can keep labor unions and government in check while not doing the same to Wall Street, insurance companies, and other big American businesses. Of course, much of today's evangelical political doctrine has become so radical, so driven by fear and hyperbole that it's more or less a parody of the doctrines of Thomas Jefferson and Jesus, a culture where the poor in spirit are not blessed, they are marginalized and expected to care for themselves. — Matthew Paul Turner

After all, it wasn't science that had transformed the world, but the marriage of technology and capitalism. The ignorant might blame science for the ills and evils of the modern era, but that was a case of mistaken identity - no research scientist had ever polluted a water table with a PCB, or performed a third-trimester abortion, or denied someone insurance based on a genetic screening, or turned the Internet into a covert way of peering into private lives. Real scientists were invisible outside their own circle of peers. Even Nobel Prize recipients barely registered on the public consciousness, as Brohier well knew. A Heisman Trophy or an Oscar counted for far more - there was no market for Heroes of Science trading cards. Status was still measured in arcane units: bylines, citations, appointments, grants. — Arthur C. Clarke

Interestingly, Agile's scrum-team approach has its own way of aggregating some execution risk. For example, in a traditional "single task owner" approach, the risk of execution is not aggregated at all, leaving that task owner to add a lot of task-level buffer to self-insure and deliver on his commitment. In contrast, a 5-person scrum team aggregates the risk that any single individual will make slow progress, as the other four team members can often make up the deficit.
But why aggregate only up to the scrum-team level? Taking a lesson from the insurance industry, the more that risk can be aggregated, the easier it is to manage. Applied to projects, this will nearly always mean that it's better to aggregate risk at the project level. As a result, an Agile project can improve speed by avoiding sprint-level commitments. — Michael Hannan

Today we have a health insurance industry where the first and foremost goal is to maximize profits for shareholders and CEOs, not to cover patients who have fallen ill or to compensate doctors and hospitals for their services. It is an industry that is increasingly concentrated and where Americans are paying more to receive less. — Dianne Feinstein

I had no idea that marriage was only supposed to be between two people who wanted to get between the sheets and make more people. What ever happened to marrying for love - or to get on your partner's health insurance policy, or for presents? No one was going to buy two people in their thirties a four-slice toaster if we just continued to live in sin. — Jen Kirkman

If competition for Kaggle's top talent becomes fierce enough among banks, insurance companies, hedge funds - we hope the world's best data scientists will earn more than $50 million per year, just like the world's best hedge fund managers. — Anthony Goldbloom

One of the biggest reasons for higher medical costs is that somebody else is paying those costs, whether an insurance company or the government. What is the politicians' answer? To have more costs paid by insurance companies and the government ... [H]aving someone else pay for medical care virtually guarantees that a lot more of it will be used. Nothing would lower costs more than having each patient pay those costs. And nothing is less likely to happen. — Thomas Sowell

The total average cost of driving, including depreciation, maintenance, and insurance, runs about 61 cents a mile, and since the average automobile used for commuting to work contains only 1.1 people, every commute costs a little more than 55 cents per passenger mile. This means that, if you're an automobile commuter traveling twenty-five miles each way to work, you're spending around $30 a day for the privilege, not including the cost, if there is one, to park. You're also spending an hour every day for which, unless you're a cabbie or bus driver yourself, you're not getting paid, and during which you're not doing anything productive at all. For the average American, that's another $24. In transportation, time really is money. — Samuel I. Schwartz

No one wants to go back to a situation where, if you have a pre-existing medical condition, you, you can be deprived of coverage. No one wants to go back to a situation where, if you get seriously ill, you can get thrown off your insurance. Seniors don't want to go back to paying more for their prescription drugs. — David Axelrod

As a form of moral insurance, at least, literature is much more dependable than a system of beliefs or a philosophical doctrine. Since there are no laws that can protect us from ourselves, no criminal code is capable of preventing a true crime against literature; though we can condemn the material suppression of literature - the persecution of writers, acts of censorship, the burning of books - we are powerless when it comes to its worst violation: that of not reading the books. For that crime, a person pays with his whole life; if the offender is a nation, it pays with its history. — Joseph Brodsky

For years I didn't realize this because so many others had more. We were surrounded by extreme affluence, which tricks you into thinking you're in the middle of the pack. I mean, sure, we have twenty-four hundred square feet for only five humans to live in, but our kids have never been on an airplane, so how rich could we be? We haven't traveled to Italy, my kids are in public schools, and we don't even own a time-share. (Roll eyes here.) But it gets fuzzy once you spend time with people below your rung. I started seeing my stuff with fresh eyes, realizing we had everything. I mean everything. We've never missed a meal or even skimped on one. We have a beautiful home in a great neighborhood. Our kids are in a Texas exemplary school. We drive two cars under warranty. We've never gone a day without health insurance. Our closets are overflowing. We throw away food we didn't eat, clothes we barely wore, trash that will never disintegrate, stuff that fell out of fashion. — Jen Hatmaker

If we were to expand Medicaid, for every uninsured person we would cover, we'd kick more than one person out of private insurance or remove their opportunity to get private insurance. We're going to have too many people in the cart rather than pulling the cart. — Bobby Jindal

Every new computer program is basically doing some task that a person used to do. But the computer usually does it faster, more accurately, for less money, and without any health insurance costs. — Douglas Rushkoff

The key trait of a Sperm Pirate is that she is not driven by desperation. Escaping poverty or hardship is not her motive. She usually has a good education and access to the same opportunities as the man she tries to trap. However, she understands that it is more efficient to enjoy a lavish lifestyle through the sweat of another's labour. But the Sperm Pirate is acutely aware that the infatuation of a hormonal man has a brief shelf life. This poor collateral must be cashed in before it expires. A pregnancy is the best way to convert this volatile resource into a stable asset. Babies are reliable insurance policies. They create legal obligations for financial support, even when the sweet milk of passion turns sour. — Taona Dumisani Chiveneko

The life insurance policies advertised on the radio with the line "You cannot be turned down for this coverage!" are actually saying, " For policies this small, it would cost us more to decide whom to turn down than simply to accept everybody-and make them pay through the nose. — Andrew Tobias

THE WORLD IS increasingly designed to depress us. Happiness isn't very good for the economy. If we were happy with what we had, why would we need more? How do you sell an anti-ageing moisturiser? You make someone worry about ageing. How do you get people to vote for a political party? You make them worry about immigration. How do you get them to buy insurance? By making them worry about everything. How do you get them to have plastic surgery? By highlighting their physical flaws. How do you get them to watch a TV show? By making them worry about missing out. How do you get them to buy a new smartphone? By making them feel like they are being left behind. To be calm becomes a kind of revolutionary act. To be happy with your own non-upgraded existence. To be comfortable with our messy, human selves, would not be good for business. — Matt Haig

A president and a party that can provide insurance for 31 million more Americans is far preferable to most voters than a party that only says, 'No.' — Bernie Sanders

The more generous the benefit, the easier you make it to stay on unemployment insurance, and the less incentive there is for people to actually go out and do what it takes to get a job. — John Ensign

When the mass of families in a State are without property, then those who were once citizens become virtually slaves. The more the State steps in to enforce conditions of security and sufficiency; the more it regulates wages, provides compulsory insurance, doctoring, education, and in general takes over the lives of the wage-earners, for the benefit of the companies and men employing the wage-earners, the more is this condition of semi-slavery accentuated. — Hilaire Belloc

Psychiatry, as a subspecialty of medicine, aspires to define mental illness as precisely as, let's say, cancer of the pancreas, or streptococcal infection of the lungs. However, given the complexity of mind, brain, and human attachment systems, we have not come even close to achieving that sort of precision. Understanding what is "wrong" with people currently is more a question of the mind-set of the practitioner (and of what insurance companies will pay for) than of verifiable, objective facts. — Bessel A. Van Der Kolk

With the implementation of the Affordable Care Act and the Mental Health Parity and Addiction Equity Act, more people will have insurance coverage and, in principle, be eligible for more care. — Thomas R. Insel

I think the sorts of people who honestly think that service workers should be more smiley and gracious just don't get it. They don't get it because they can take so much for granted in their own lives - things like respect, consideration, and basic fairness on the job. Benefits. Insurance. They're used to the luxury of choosing the most aesthetically pleasing item on the shelf, of caring what color their car is rather than simply whether it runs or not. They don't understand how depressing it is to be barely managing your life at any given moment of the day. So forgive me if I don't tell you to have a pleasant day with unfeigned enthusiasm when I hand you your fucking hamburger. You'll have to settle for the fake sort. — Linda Tirado

Look, in particular, at the people who, like you, are making average incomes for doing average jobs- bank vice presidents, insurance salesmen, auditors, secretaries of defense- and you'll realie they all dress the same way, essentially the way the mannequins in the Sears menswear department dress. Now look at the real successes, the people who make a lot more money than you- Elton John, Captain Kangaroo, anybody from Saudi Arabia, Big Bird, and so on. They all dress funny- and they all succeed. — Dave Barry

What's more difficult than knowing there's an effective treatment for your children, but you can't afford to offer it to them because it's not covered by insurance? — Elizabeth Emken

I think that, for me, my favorite thing to do is perform standup onstage. Everything else I do is for the exposure to do more stand-up onstage, and for the money, and for the health insurance. — Jen Kirkman

They know your name, address, telephone number, credit card numbers, who ELSE is driving the car "for insurance", ... your driver's license number. In the state of Massachusetts, this is the same number as that used for Social Security, unless you object to such use. In THAT case, you are ASSIGNED a number and you reside forever more on the list of "weird people who don't give out their Social Security Number in Massachusetts." — Arthur Miller

While Free Choice Vouchers didn't fulfill my vision of a health care system in which every American would be empowered to hire and fire their insurance company, they were a foothold for choice and competition and a safety valve for Americans whose employers are already forcing them to bear more and more of their family's health insurance costs. — Ron Wyden

An uplifting sense of purpose is more than an impetus for individual accomplishment, it is also a necessary insurance policy against expediency and impropriety. — Gary Hamel

The result was, of course, that today, tragically, more than 40 million Americans don't have health insurance, and for many, not having health insurance means they don't have access to good health care. — George J. Mitchell

Yes, Democrats can prove that America pays more for health care than other countries; yes, they have won the dispute that private health insurance is needlessly expensive. But what they've lost is the argument that we are a society. — Thomas Frank

Women tend to need the healthcare system more because we bear children. Insurance companies - not all of them, but many of them - 'gender-rate.' Women may pay 40% more for their health insurance than men do. — Gloria Steinem

The 'find it, fix it 'model of medicine doesn't work any more. The U.S. healthcare system is bankrupting the country, bankrolling the insurance companies and exhausting healthcare staff. And despite all that, we are ranked 50th in the world for life expectancy. — Jon Kabat-Zinn

I did an action series back in '97, and did very intense training; weapons, knives, hand-to-hand combat. The more an actor trains in that way, the more we can do on screen and the better it looks. Nowadays, they want the actors to do as much as possible and stunt doubles are primarily used for the dangerous things that aren't covered by insurance. — Melinda Clarke

Every sixty seconds, thirty acres of rain forest are destroyed in order to raise beef for fast-food restaurants that sell it to people, giving them strokes and heart attacks, which raise medical costs and insurance rates, providing insurance companies with more money to invest in large corporations that branch out further into the Third World so they can destroy more rain forests. — George Carlin

Man has to create marriage because man is afraid of the unknown. On all levels of life and existence, man has created substitutes: for love there is marriage; for real religion there are sects - they are like marriages. Hinduism, Mohammedanism, Christianity, Jainism - they are not real religion. Real religion has no name; it is like love. But because love is dangerous and you are so afraid of the future, you would like to have some security. You believe more in insurance companies than in life. That's why you have created marriage. — Rajneesh

When you look at 'Obamacare,' the Congressional Budget Office has said it will cost $2,500 a year more than traditional insurance. So it's adding to cost. And as a matter of fact, when the president ran for office, he said that, by this year, he would have brought down the cost of insurance for each family by $2,500 a family. Instead, it's gone up by that amount. So it's expensive. Expensive things hurt families. So that's one reason I don't want it. — Mitt Romney

Staggering to her feet, Ceony stomped her shoe down on the hand twice before it stopped moving. She stomped it twice more for insurance. — Charlie N. Holmberg

Thanks to President Barack Obama, under the Affordable Care Act, millions more people will be eligible for health insurance, including many people with HIV. — Alex Newell

But this book is about something else: what goes on in the lives of real people when the industrial economy goes south. It's about reacting to bad circumstances in the worst way possible. It's about a culture that increasingly encourages social decay instead of counteracting it. The problems that I saw at the tile warehouse run far deeper than macroeconomic trends and policy. too many young men immune to hard work. Good jobs impossible to fill for any length of time. And a young man [one of Vance's co-workers] with every reason to work - a wife-to-be to support and a baby on the way - carelessly tossing aside a good job with excellent health insurance. More troublingly, when it was all over, he thought something had been done to him. There is a lack of agency here - a feeling that you have little control over your life and a willingness to blame everyone but yourself. This is distinct from the larger economic landscape of modern America. — J.D. Vance

I suggest a Money Market account with no penalties and full check-writing privileges for your emergency fund. We have a large emergency fund for our household in a mutual-fund company Money Market account. Wherever you get your mutual funds, look at the website to find Money Market accounts that pay interest equal to one-year CDs. I haven't found bank Money Market accounts to be competitive. The FDIC does not insure the mutual-fund Money Market accounts, but I keep mine there anyway because I've never known one to fail. Keep in mind that the interest earned is not the main thing. The main thing is that the money is available to cover emergencies. Your wealth building is not going to happen in this account; that will come later, in other places. This account is more like insurance against rainy days than it is investing. — Dave Ramsey

I have my Master's Degree but I learned more at my dinner table than any class I ever took. My dad would come home from the sweat factory and put the money on the table and say Mea, here is some money for insurance and food and we always had that little extra for Friday night pizza at Barcelona's. — Dick Vitale

We've also seen another future we could choose. First of all, we'd have the right to choose. It's an America in which no one can charge us more than men for the exact same health insurance; in which no one can deny us affordable access to the cancer screenings that could save our lives; in which we decide when to start our families. — Sandra Fluke

And under Obamacare, insurance companies can no longer discriminate against women. Before, some wouldn't cover women's most basic needs, like contraception and maternity care, but would still charge us up to 50 percent more than men - for a worse plan. — Kathleen Sebelius

We know there are no weapons of mass destruction. But there are weapons of misdirection. Millions without health insurance, poverty abounds. For war, billions more, but no more for the poor. — Joseph Lowery

Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses. — Harry Browne

As we chatted, cracking the expected jokes at Danita's expense, I thought about how Danita let her search for
the real her take a physical shape while mine seemed to be taking a more internal shape. At least with my exploration, I didn't have to worry about how I'm going to pay for it, since just like cosmetic surgery isn't covered by most insurance plans,neither is searching for your true sexuality. — LaToya Hankins

Well, there are about 10 million children that aren't covered by health insurance. About 3 million qualify for Medicaid but don't get it, so we're going to reach out and bring more of those kids into the Medicaid program. — Franklin Raines

Term Life Insurance is the only insurance I recommend. It's the least expensive way to get the coverage your family needs and allows you to lock in rates for 15, 20 or 30 years. Zander's online quoting system will help you find the most competitive options. It's more affordable than you think! — Dave Ramsey

Well, all across the country, this is kind of sad, unemployment offices are swamped with people waiting to file for unemployment insurance. It's gotten so bad that the offices are overwhelmed and can't function. I got an idea. Why don't you hire more people? They're right there in line. Speed this whole thing up! — Jay Leno

Parental wealth is especially important for social mobility, because it can provide informal insurance that allows kids to take more risks in search of more reward. — Robert D. Putnam

I think I have always had the misguided sense that worry and fear serve as an insurance policy of sorts. On a subconscious level, I subscribe to the notion that if you worry about something, it is somehow less likely to happen. Well, I am here to say that it doesn't work like that. The very thing you fear the most can still happen anyway. And when it does, you feel that much more cheated for having feared it in the first place. — Emily Giffin

Democrats fought to get health insurance for more Americans. Democrats fought for a strong consumer agency so big banks can't cheat people. We fought, we won, and we improved the lives of millions of people - thank you, President Obama! — Elizabeth Warren

At this juncture it is important to say something about Exodus 12:7. This verse implies that we are dealing with a ritual that did not involve atoning for sin, but rather was a rite of protection for God's people, a different though not unrelated matter. It involved a blood ritual to avoid God's last blow against the firstborn. Thus Passover and atonement were not originally associated, though apparently by Jesus' day there were some such associations. Notice that nothing at all is said or suggested here about Israel's sin, or about forgiveness. This ceremony is more like an insurance policy. Yes, the blood is to avert divine wrath, but it is not wrath against Israel's particular sins. In this case they simply happened to be too close to the danger zone, or in the line of fire. We must assume that this blood ritual arose before there even was a fully formed priesthood, for it is highly unusual to have such a ritual without any mention of involvement of priests. — Ben Witherington III