Quotes & Sayings About Financial Planning

We're providing planning to a huge audience who's never had access to financial planners before. This was always my plan for LearnVest. It was in my very first pitch deck. — Alexa Von Tobel

To achieve what 1% of the worlds population has (Financial Freedom), you must be willing to do what only 1% dare to do..hard work and perseverance of highest order. — Manoj Arora

The Senate has sent President Obama a spending bill that gives the government enough money to keep going for two weeks. Our Congress has the financial planning skills of a college sophomore. — Conan O'Brien

This self-destructive behavior is becoming more and more mainstream in our society today, because we like to keep up with the Joneses. We don't consider the fact that the Joneses' kids are not going to the university, and they will not be able to retire in comfort. Life should be better than that. — Celso Cukierkorn

management is an everyday thing. Strategy and financial reporting and planning are not. — Patrick Lencioni

Turning Your Financial Dreams into Reality Once you've identified your goals and spending habits, it's time to find out how much work you need to do to turn your financial dreams into reality. This is where the uphill climb begins and your journey can quickly become overwhelming if you don't break down the planning process into manageable steps. An easy way to do this is to compare yourself to a series of financial benchmarks to identify your individual strengths and weaknesses. Comparing yourself to these benchmarks will show you what parts of your financial plan are in good working order and what parts need to be overhauled. Benchmarking allows you to allocate your resources efficiently so you're never sacrificing too much in any single area. See how close you come to meeting the following benchmarks. — Matthew Brandeburg

As you give to fund God's needs, are you forced to trust Him to provide for yours? That's what a growing faith is about. And over the long haul, it's not enough just to commit to a percentage. Growth means reviewing your giving goals and occasionally increasing the percentage you give. — Andy Stanley

Saving is a great habit but without investing and tracking, it just sleeps — Manoj Arora

Whether we make our own money or rely on someone else, many of us would rater pretend our financial matters don't exist. Or we hope they'll just take care of themselves somehow. My ex-husband was like that. He always said, "I bank by prayer. I go to the ATM and pray that money will come out. — Nancy Levin

Financial Freedom is less about Financials and more about FREEDOM — Manoj Arora

But far too often when we face the failure of a business venture, we let that failure paralyze us from trying again. The failure could stem from a lack of financial planning, a lack of resources, or the lack of the right team members. But you have to realize that failure is part of the process when you are on the road to success. The only way to get back on track is to come up with another plan. I've failed more times than I can count. But you can't let the failure freeze you in place and stop you from pursuing your dreams. — Steve Harvey

Thoughtful financial planning can easily take a backseat to daily life. — Suze Orman

Entrepreneurial management in the new venture has four requirements: It requires, first, a focus on the market. It requires, second, financial foresight, and especially planning for cash flow and capital needs ahead. It requires, third, building a top management team long before the new venture actually needs one and long before it can actually afford one. And finally, it requires of the founding entrepreneur a decision in respect to his or her own role, area of work, and relationships. — Peter F. Drucker

In the English language, we have one word for love, which translates into our sexual drive. The ancient Greeks had more than one word for it, including the word agape. It means to compromise or sacrifice, and it's a kind of love I've seen in all couples who have gotten married and stayed married. It is my opinion that this kind of love determines the entire success of your married life, and to an extent, it's a good part of your financial life too. Reaching a financial goal always takes a little bit of sacrifice, and would be impossible to do on your own. Once you and your spouse realize that mutual sacrifice is a healthy part of your marriage, you are well on your way to achieving harmony in planning for your finances together. — Celso Cukierkorn

Sometimes institutional progress gets thrown into reverse, often when the programmes are attacked by the financial managers, occasionally through lack of foresight and planning and sometimes through what I call 'institutional opportunists'. — Gordon M. Kerkham

Some take pains to be biblical, but many [Christian financial teachers, writers, investment counselors, and seminar leaders] simply parrot their secular colleagues. Other than beginning and ending with prayer, mentioning Christ, and sprinkling in some Bible verses, there's no fundamental difference. They reinforce people's materialist attitudes and lifestyles. They suggest a variety of profitable plans in which people can spend or stockpile the bulk of their resources. In short, to borrow a term from Jesus, some Christian financial experts are helping people to be the most successful 'rich fools' they can be. — Randy Alcorn

That's why it's important to try to live in the present. The present is the only place we can live. When we live in the present, we are alert to what's actually happening -- to us and in the world at large. We can then act based on that awareness. And financial planning based on reality tends to lead to better results.

By contrast, when we live in the future, we are lost in fantasy or fear. When we live in the past, we are lost in regret or nostalgia. Financial planning based on fantasy, fear, regret, and nostalgia is likely to lead to more of the same. — Carl Richards

I know, when I look into the eyes of my own children, the look of wonder when I speak of life back in the '60s. That's why the Rolling Stones are such a hit even in their 60s, why Dennis Hopper is so compelling, even when he's making pitches for something unhip as long-term financial planning. — Chris Matthews

Far too many people are signing up to become slaves to their credit card companies. — Celso Cukierkorn

He best strategy for giving is a two-fold approach: a basic plan combined with a willingness to consider spontaneous giving when unique opportunities arise. — Andy Stanley

People ignore facts which contradict the theory in the mind of the investor. Dis-confirming evidence must be seeked out to beat this theory. — Manoj Arora

Time, not money, is your biggest asset in life. You need time to invest in relationships (with yourself and your family) or to chase your passion.
"Think again" if you are still trading off time for money.
Let your money work for you. You don't work for money. That is exactly what Financial Freedom is ... — Manoj Arora

One method of staying ahead of rising asset prices and the declining dollar is to think bigger and come up with better plans. As important as financial and business planning is a plan for personal development and self-improvement. I'm often asked to invest in people's business plans, and one of the reasons I turn many of them down is because a big plan requires a big person who's spent time on personal development. In a lot of cases, a business plan is far bigger than the person with the plan - that is, the dream is bigger than the dreamer. — Robert Kiyosaki

You do pay a price for your Financial Freedom, but it is far lesser than what you pay for a Lifetime Slavery. — Manoj Arora

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult. — Venita VanCaspel

Long term thinking and planing enhances short term decision making. Make sure you have a plan of your life in your hand, and that includes the financial plan and your mission. — Manoj Arora

Normally, when you challenge the conventional wisdom - that the current economic and political system is the only possible one - the first reaction you are likely to get is a demand for a detailed architectural blueprint of how an alternative system would work, down to the nature of its financial instruments, energy supplies, and policies of sewer maintenance. Next, you are likely to be asked for a detailed program of how this system will be brought into existence. Historically, this is ridiculous. When has social change ever happened according to someone's blueprint? It's not as if a small circle of visionaries in Renaissance Florence conceived of something they called "capitalism," figured out the details of how the stock exchange and factories would someday work, and then put in place a program to bring their visions into reality. In fact, the idea is so absurd we might well ask ourselves how it ever occurred to us to imagine this is how change happens to begin. — David Graeber

Remember, buying something is not the problem. The problem comes when we believe, for that moment, that the object we're buying is going to make us happy. — Celso Cukierkorn

You wouldn't get in a car and drive around aimlessly, hoping to eventually arrive at a pleasant destination. So why would you even consider doing this for your business? — Koos Kruger

Your future is always more valuable than today, the sooner you realise that the better — Steve Douglas

The secret of financial breakthroughs: Pay ten percent of any income you receive to God(tithe)and saving ten percent of your income as a payment for yourself. — Lailah Gifty Akita

Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes. — Ben Bernanke

Among other objectives, liquidity guidelines must take into account the risks that inadequate liquidity planning by major financial firms pose for the broader financial system, and they must ensure that these firms do not become excessively reliant on liquidity support from the central bank. — Ben Bernanke

Financial illiteracy is like being in a rain storm and trying to jump in between the raindrops ... eventually it all catches you at the same time. — Johnnie Dent Jr.

Financial fitness is not pipe dream or a state of mind it's a reality if you are willing to pursue it and embrace it. — Will Robinson

Janey was planning a short engagement, she'd simpered, and so, of course, the inevitable collection for the wedding present would soon follow. Of all the compulsory financial contributions, that is the one that irks me most. Two people wander around John Lewis picking out lovely items for themselves, and then they make other people pay for them. It's bare-faced effrontery. They choose things like plates, bowls and cutlery-I mean, what are they doing at the moment: shoveling food from packets into their mouths with their bare hands? I simply fail to see how the act of legally formalizing a human relationship necessitates friends, family and coworkers upgrading the contents of their kitchen for them. — Gail Honeyman

This isn't like cancer, where we don't know the solution. Financial planning is math. We have the answers, yet it's this huge cause of stress. — Alexa Von Tobel

Central banking has become the new central planning. Under the old central planning, government attempted to manage production and the supply of goods and services. Under the new central planning, the Fed attempts to manage the financial system and the supply and allocation of credit. — Anonymous

When it comes to compounding, don't trust your intuition - you have no idea how powerful it is. — Manoj Arora

Financial prosperity is impossible without constant planning and management of money. — Sunday Adelaja

The struggle for Financial Freedom is very unfair. Just look at the rewards. — Manoj Arora

In life's journey, having the ability to predict the future gives us an unfair advantage. If we can understand the laws of cause and effect, anyone can predict the future. What we do today leads us to tomorrow's destination.
Why does this simple truth seem to be difficult for most people to understand? — Celso Cukierkorn

If you start working in your twenties and retire at age sixty you may spend as many years in retirement as you did working. — Michael Bivona

Rich old people are more attractive than poor old people, so by all means, try to get rich before age sets in. Otherwise, you'll just be playing catch-up for the rest of your life and that will just wear you out, let me tell you. — Jill Conner Browne

When you decide you deserve to have what you want, you will wait on it. — Dorethia Conner Kelly

I suspect if people live a lot longer they would be retired for a somewhat longer period of time. Just the financial planning takes on a very different character. — Peter Thiel

There will always be businesses and companies, trying to make money from you, but that's not the problem. The real problem is that you're feeding the Beast. You're allowing him to run free and overpower your Angel, and that is reflected in your financial life. It's the reason your paycheck comes and goes, and it makes prosperity impossible. — Celso Cukierkorn

You do not need to be a millionaire to feel successful or be successful. Financial wealth is only one of many possible indicators of success. However, to achieve your dreams and life goals you're going to need money. And making it requires financial planning and goalsetting. I do not know of any successful person who has been able to simply ignore their finances. — Nigel Cumberland

Brent Kessel combines some of the most sophisticated knowledge of financial planning and investment strategies with a sincere and grounded practice in the meditation arts. He has written the deepest and most comprehensive book about money in some time. I applaud him for it. It calls for a serious reading. — George Kinder

You can always alter and adapt your plan, provided you have one. — Manoj Arora

At LearnVest, we're working to make financial planning both accessible and affordable so that everyone has the opportunity to get on track financially. — Alexa Von Tobel

[God] wants you to go home, look at your bucket of seed, and determine in your heart how much you'd like to sow. He wants you to consider thoughtfully your current circumstances, your life, your potential, and your finances. He wants you to involve your family. He wants you to pray about it. And then He wants you to come up with a plan. — Andy Stanley