Financial Education Quotes & Sayings

No one wants to pursue anything creative anymore, because that's too risky. They may not get the kind of return on the financial investment they've made in their education that they think they should. — Meg Cabot

Being born into a prosperous middle-class family typically endows you with a safety net for life. If you are not naturally very bright, you are still likely to go far and, at the very least, will never experience poverty as an adult. A good education compounded by your parents' 'cultural capital', financial support and networks will always see you through. If you are a bright child born into a working-class family, you do not have any of these things. The odds are that you will not be better off than your parents. — Owen Jones

Despite all the challenges facing higher education in America, from mounting student debt to grade inflation and erratic standards, our system is rightly the world's envy, and not just because our most revered universities remain on the cutting edge of research and attract talent from around the globe. We also have a plenitude and variety of settings for learning that are unrivaled. In light of that, the process of applying to college should and could be about ecstatically rummaging through those possibilities and feeling energized, even elated, by them. But for too many students, it's not, and financial constraints aren't the only reason. Failures of boldness and imagination by both students and parents bear some blame. The information is all out there. You just have to look. — Frank Bruni

Key to success for the education of young African girls is building a model that works with communities, schools, and national Ministries of Education to build a system of protection and support around girls, ensuring that they receive the education that is their right. Financial support is provided alongside a social support system. — Ann Cotton

Asking Wall Street to provide financial education is the same as asking a fox to raise your chickens. — Robert Kiyosaki

Financial education needs to become a part of our national curriculum and scoring systems so that it's not just the rich kids that learn about money.. it's all of us. — David Bach

The financial education taught in schools is funded and taught by the big banks and corporations. It's like having the cat train the mice. — Robert Kiyosaki

Most small-business owners have no financial education when they started. They weren't trained to be entrepreneurs. — Robert Kiyosaki

Education is the gateway to the American Dream. But today our immigration laws make higher education - a virtual requirement for financial security - out of reach for more than one million undocumented students. — Wendy Kopp

It is a commonplace of American life that immigrants have made our country great and continue to make a very important contribution to the fabric of American life. But ... under the pressures we face today, we can't afford to lose control of our borders, or to take on new financial burdens, at a time when we are not adequately providing for the jobs, the health care, and the education of our own people. Therefore, immigration must be a priority for this administration. — William J. Clinton

You know you are capitalism's ideal puppet (and that education betrayed you) when winning the lottery is your only chance to realizing financial freedom. — Mokokoma Mokhonoana

I was born on the west side of Chicago, and there was quite a bit of poverty. My family and I didn't have exactly the best or the most optimal financial situation in my youth, but we turned out well. My mom always made sure that we got a proper education and that we dedicated ourselves to our work. — Sufe Bradshaw

We can't afford to lose control of our own borders or to take on new financial burdens at a time when we are not adequately providing for the jobs, the health care and the education of our own people. — William J. Clinton

Everyone has the ability to build a financial ark to survive and flourish in the future. But you must invest time in your financial education to build an ark with a solid foundation. — Robert Kiyosaki

We don't have the money in America to keep paying for the education of everybody else's children from around the world. We simply don't have the financial resources to do that. — Mo Brooks

In no way did any of this discourage or deter Wilbur and Orville Wright, any more than the fact that they had had no college education, no formal technical training, no experience working with anyone other than themselves, no friends in high places, no financial backers, no government subsidies, and little money of their own. Or — David McCullough

As long as the problems of the poor are not radically resolved by rejecting the absolute autonomy of markets and financial speculation and by attacking the structural causes of inequality, no solution will be found for the world's problems or, for that matter, to any problems. I beg the Lord to grant us more politicians who are genuinely disturbed by the state of society, the people, the lives of the poor! It is vital that government leaders and financial leaders take heed and broaden their horizons, working to ensure that all citizens have dignified work, education and healthcare. — Pope Francis

In our democracy every young person should have an equal opportunity to obtain a higher education, regardless of his station in life or financial means. — John F. Kennedy

What is the explanation for the blind eye that has been turned on the flood of medical reports on the causative role of carbohydrates in overweight, ever since the publication in 1864 of William Banting's famous "Letter on Corpulence"? Could it be related, in part, to the vast financial endowments poured into the various departments of nutritional education by the manufacturers of our refined carbohydrate foodstuff? — Robert Atkins

Did my education fail me? Or, even worse, did I fail my education? There's a larger question to be asked here, too, since I'm also a microcosm of my peer group. Why did so many highly educated people from elite business schools and privileged background contribute to and exacerbate the financial crisis of 2008-2009? Did our education fail us? Or did we fail our education? These questions haven't been answered adequately by the prestigious universities that groomed all these high-powered creators of economic mayhem. — Guy Spier

We are convinced that the public generally will derive far better results from fixed-value investments, if selected with exceeding care, than from speculative operations, even though these may be aided by considerable education in financial matters. — Benjamin Graham

Financial planners are salespeople. They are NOT teachers. Get your education from someone NOT getting a commission. — Robert Kiyosaki

If you want to thrive in today's economy, you must challenge the status quo and get the financial education necessary to succeed. — Robert Kiyosaki

The strength of the scientific establishment in any country is related to its general level of education, not only in supplying large numbers of eager minds for further training, but also in ensuring a public opinion that holds science in esteem and approves financial support. — Arthur Lewis

The educational process should not be one of homogenizing. It should be one of encouraging excellence ... when we fail to make financial aid depend upon performance, we eliminate the incentive to excellence. — John H. Sununu

Financial literacy is an issue that should command our attention because many Americans are not adequately organizing finances for their education, healthcare and retirement. — Ron Lewis

In 'Unfair Advantage: The Power of Financial Education' and 'Why A Students Work for C Students,' I reveal the secrets of the wealthy and what schools will never teach you about money. — Robert Kiyosaki

I know the South claims that it has spent millions for the education of the blacks, and that it has of its own free will shouldered this awful burden. It seems to be forgetful of the fact that these millions have been taken from the public tax funds for education, and that the law of political economy which recognizes the land owner as the one who really pays the taxes is not tenable. It would be just as reasonable for the relatively few land owners of Manhattan to complain that they had to stand the financial burden of the education of the thousands and thousands of children whose parents pay rent for tenements and flats. Let the millions of producing and consuming Negroes be taken out of the South, and it would be quickly seen how much less of public funds there would be to appropriate for education or any other purpose. — James Weldon Johnson

Reflections on Careers in Quantitative Finance

Carnegie Mellon's Steve Shreve is out with an interesting post on careers in quantitative finance, with his commentary on the changing landscape in quantitative research and the implications for financial education. — Paul Ellis

Until we have comprehensive financial education, we'll never see the end of our booms and busts. — Robert Kiyosaki

I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone. — Robert T. Kiyosaki

Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money. — Robert Kiyosaki

Early education is the type of issue politicians nod their heads at, and then when it comes time to make a tough decision, a financial trade-off, inevitably it's about the first item tossed from the table. — J. B. Pritzker

Because financially capable consumers ultimately contribute to a stable economic and financial system as well as improve their own financial situations, it's clear that the Federal Reserve has a significant stake in financial education. — Ben Bernanke

[Wendy] Davis [pursued] higher education, as her campaign website says, with 'the help of academic scholarships, student loans, and state and federal grants.' Now that she is in a high-profile and hotly partisan race, it has come out that she also benefited from the moral and financial support of her second - now ex - husband. In the process, though, behavior we would expect and hardly notice in a man is being portrayed as freakish and problematic in a woman. — Liza Mundy

With our financial house on fire, Obama makes clear both in in his speech and his budget that the essence of his presidency will be the transformation of health care, education and energy. — Charles Krauthammer

Two things I try to remember:

My cultural, social, and financial environments formulate my view of the world. My age, sex, race, where I was born, who raised me, and who my inner circle is formulate my view of the world. My education, my exposure to new and different things, or lack thereof, formulate my view of the world. My view of the world formulates my opinions. But, if there's a missing piece from my world view, I can't have an informed, intelligent opinion on it. So, for example, if I've never experienced the color purple, my only informed opinions can be on the other colors. Not purple. I can say, "I don't like purple," or "I like purple," but in either case, my opinion has no significance.

The second thing I try to remember is that just because someone has a different opinion than I do, and he tells me so, it doesn't mean I'm being persecuted. In actual fact, it might mean that I'm about to learn something big. — Patricia V. Davis

Education changes lives and scholarships make it affordable. — Shay Spivey

You don't have to justify your education by demonstrating its financial rewards. You don't have to maintain an impeccable credit score. Anyone who expects you to do any of those things has no sense of history or economics or science or the arts. — Cheryl Strayed

Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes. — Ben Bernanke

Intelligent product design and oversight can be an effective substitute for consumer financial education. Such — Research Foundation Of CFA Institute

The process of reforming the mental health system never includes the complaints that families and caregivers have regarding a need for increased access to resources, treatment, education, and financial support. Reform has continued to ignore the basic needs of families and suffering individuals with severe mental illness and special needs. — Tamara Hill

I learned what education was expected to do for an individual. Before going there I had a good deal of the then rather prevalent idea among our people that to secure an education meant to have a good, easy time, free from all necessity for manual labor. At Hampton I not only learned that it was not a disgrace to labor, but learned to love labor, not alone for its financial value, but for labor's own sake and for the independence and self-reliance which the ability to do something which the world wants done brings. At that institution I got my first taste of what it meant to live a life of unselfishness, my first knowledge of the fact that the happiest individuals are those who do the most to make others useful and happy. — Booker T. Washington

Academic qualifications are important and so is financial education. They're both important and schools are forgetting one of them. — Robert Kiyosaki

Now the main areas of higher education that still enjoy considerable financial support from government are subjects like engineering and science and the research ringfence which is the basic minimum to protect Britain's scientific competitiveness. — Vince Cable

Information, education, skills, healthcare, livelihood, financial inclusion, small and village enterprises, opportunities for women, conservation of natural resources, distributed clean energy - entirely new possibilities have emerged to change the development model. — Narendra Modi

For the individual, as I can testify, a brief grounding in semantics, besides making philosophy unreadable, makes unreadable most political speeches, classical economic theory, after-dinner oratory, diplomatic notes, newspaper editorials, treatises on pedagogics and education, expert financial comment, dissertations on money and credit, accounts of debates, and Great Thoughts from Great Thinkers in general. You would be surprised at the amount of time this saves. — Stuart Chase

My undergraduate education, at the City College in New York, was made possible only by the existence of that excellent free institution and the financial sacrifices of my parents. — Kenneth Joseph Arrow

The same philantropists who give millions for AIDS or education in tolerance have ruined the lives of thousands through financial speculation and thus created the conditions for the rise of the very intolerance that is being fought. In the 1960s and '70s it was possible to buy soft-porn postcards of a girl clad in a bikini or wearing an evening gown; however, when one moved the postcard a little bit or looked at it from a slightly different perspective, her clothes magically disappeared to reveal the girl's naked body. When we are bombarded by the heartwarming news of a debt cancellation or a big humanitarian campaign to eradicate a dangerous epidemic, just move the postcard a little to catch a glimpse of the obscene figure of the liberal communist at work beneath. — Slavoj Zizek

If it is about education, then all who are college graduates should be wealthy, but we know that there are many highly educated, highly qualified, and highly experienced people who just manage to scrape by, if at all. — Stephen Richards

Education is the foundation of success. Just as scholastic skills are vitally important, so are financial skills and communication skills. — Robert Kiyosaki

Increasing access to federal student loans has been a bipartisan effort in Washington, one that I have supported. But it has created what many experts believe is a bubble in higher education, not unlike the housing bubble that preceded the financial crisis. — Marco Rubio

In my opinion, the United States and many Western nations have a financial disaster coming, caused by our educational system's failure to adequately provide a realistic financial education program for students. — Robert Kiyosaki

I am here to give the American people some straight talk about higher education. Some have said we might have cut financial aid for college students. The truth is we have expanded access to college for our neediest students through the record growth of the Pell grant program. — Ric Keller

Look at a person's friends, and you can tell a lot about how secure a person is. Insecure people only get close to people to whom they feel superior in terms of looks, age, education, position, or financial status. Insecure people feel that they must have some kind of edge on others so that others will look up to them as a superior rather than looking at them as an equal eyeball to eyeball. Some people will not get close to you unless they can advise you, boss you, or run your business. Some people will dislike you and will feel threatened by you if in their shallow opinion you look as good as they do, know as much as they do, or speak, sing, cook, or dress as well as they can. — William D. Watley

Your education experience, talent intelligence, and financial situations don't matter. The important thing is the direction in which you focus your unique, powerful, creative mind — Mark Allen

While no real money came down, my family gave me a good education and a marvelous example of how people should behave, and in the end that was more valuable than money. Being surrounded by the right values from the beginning is an immense treasure. Warrenhad that. It even has a financial advantage. — Charlie Munger

The diaries also revealed a deeply sensitive, intelligent woman, one who had hoped to start a college for Hawaiian women, affording them the 'same education as men.' She had planned to open a bank for women, enabling them to handle their own financial affairs. She recognized the need for more female lawyers and physicians, the need for women's rights over their bodies, and their destinies. And lastly, though she had a fondness for men, she felt women 'basically didn't need them. — Kiana Davenport

The ultra-right would have us believe that families are in trouble because of humanism, feminism, secular education, or sexual liberation, but the consensus of Americans is that what tears families apart is unemployment, inflation, and financial worries. — Letty Cottin Pogrebin

It's great to talk about how good things are now. But we can't sit on our laurels and expect that our time will sustain itself if we don't do a better job on issues like education ... It's absolutely the case that the low cost of college tuition that I was able to enjoy and the financial aid I was able to receive made my education possible. — Wendy Davis

Our current contempt for poverty stems from information overload--this is the enabler---our over education as privileged people-- perhaps the real culprit--and our secret assurance that we ourselves owe no one anything beyond the exhausting daily round. We will defend our lack of idealism to anyone and be horrifyingly well received in this age. Indeed, many so called financial "philosophies" are in fact nothing more than elaborate justification for one petty selfishness after the next. — John Thomas Allen

In my family, there was one cardinal priority - education. College was not an option; it was mandatory. So even though we didn't have a lot of money, we made it work. I signed up for financial aid, Pell Grants, work study, anything I could. — Eva Longoria

You don't have to get a job that makes others feel comfortable about what they perceive as your success. You don't have to explain what your plan to do with your life. You don't have to justify your education by demonstrating its financial rewards. You don't have to maintain an impeccable credit score. Anyone who expects you to do any of those things has no sense of history of economics or science or the arts. — Cheryl Strayed

Some people argue that teaching children financial basics is the parents' job. However, this well-meant sentiment is what we're relying on now, and for all too many, it isn't working. In some families, financial illiteracy is passed on from generation to generation. Education takes place in the home, on the streets, and in the schools. Therefore, schools must bear some responsibility for teaching this skill. However, if you're raising children, remember that no one cares as much as you do or has as much ability to teach the important life skill of personal money management. — Eric Tyson

The key trait of a Sperm Pirate is that she is not driven by desperation. Escaping poverty or hardship is not her motive. She usually has a good education and access to the same opportunities as the man she tries to trap. However, she understands that it is more efficient to enjoy a lavish lifestyle through the sweat of another's labour. But the Sperm Pirate is acutely aware that the infatuation of a hormonal man has a brief shelf life. This poor collateral must be cashed in before it expires. A pregnancy is the best way to convert this volatile resource into a stable asset. Babies are reliable insurance policies. They create legal obligations for financial support, even when the sweet milk of passion turns sour. — Taona Dumisani Chiveneko

I was not proficient in Latin and so was not able to go to Oxford or Cambridge. However, I did enter the first-rate chemistry honours program at the University of Manchester in 1950, where the professors were E.R.H. Jones and M.G. Evans, and graduated in 1953, with the financial support of a Blackpool Education Committee Scholarship. — Michael Smith

High bankruptcy rates, increased credit card debt, and identity theft make it imperative that all of us take an active role in providing financial and economic education during all stages of one's life. — Ruben Hinojosa

Educated people may gain a lot of respect due to their in depth of knowladge about society. As a contrary, they would not gain a lot of respect, if they only have a very good financial status. — Saaif Alam

depletion and climate change. For the older generation it's easy to misunderstand the word 'student' or 'graduate': to my contemporaries, at college in the 1980s, it meant somebody engaged in a liberal, academic education, often with hours of free time to dream, protest, play in a rock band or do research. Today's undergraduates have been tested every month of their lives, from kindergarten to high school. They are the measured inputs and outputs of a commercialized global higher education market worth $1.2 trillion a year - excluding the USA. Their free time is minimal: precarious part-time jobs are essential to their existence, so that they are a key part of the modern workforce. Plus they have become a vital asset for the financial system. In 2006, Citigroup alone made $220 million clear profit from its student loan book.2 — Paul Mason

The world in which we live would benefit greatly if men and women everywhere would exercise the pure love of Christ, which is kind, meek, and lowly. It is without envy or pride. It is selfless because it seeks nothing in return. It does not countenance evil or ill will, nor rejoice in iniquity; it has no place for bigotry, hatred, or violence. It refuses to condone ridicule, vulgarity, abuse, or ostracism. It encourages diverse people to live together in Christian love regardless of religious belief, race, nationality, financial standing, education, or culture. — Howard W. Hunter