Quotes & Sayings About Credit Cards

The credit card companies have put the loan sharks out of business. — Elizabeth Warren

If rather than setting the minimum balance as the lowest possible amount, so we keep people in debt for as long as possible, we raise the minimum payment and encourage people to pay off their credit cards, we're going to make less money, but we're going to have costumers that are more solvent. — Richard Thaler

My lab is a place where my guilt over what I haven't done is supplanted by all of the things that I am getting done. My uncalled parents, unpaid credit cards, unwashed dishes, and unshaved legs pale in comparison to the noble breakthrough under pursuit. My lab is a place where I can be the child that I still am. — Hope Jahren

God's dream is that you have an abundance, that you be totally out of debt, pay your house off, pay your credit cards off, and have so much overflow that you can be a blessing to everyone around you! — Joel Osteen

It's a tale of redemption. It's a tale of a girl who is going on a journey, who makes mistakes as most young people do ... the credit card companies love sending you credit cards so you exceed your limit and they can charge you interest. And this is a girl who overcomes her problems and figures a way out of her financial crisis, and hopefully the world will do the same thing. — Jerry Bruckheimer

Take, for instance, studies from the past decade examining the impacts of exercise on daily routines.4.10 When people start habitually exercising, even as infrequently as once a week, they start changing other, unrelated patterns in their lives, often unknowingly. Typically, people who exercise start eating better and becoming more productive at work. They smoke less and show more patience with colleagues and family. They use their credit cards less frequently and say they feel less stressed. It's not completely clear why. But for many people, exercise is a keystone habit that triggers widespread change. "Exercise spills over," said James Prochaska, a University of Rhode Island researcher. "There's something about it that makes other good habits easier. — Charles Duhigg

Visa's Zero Liability policy covers all Visa credit - and debit-card transactions processed over the Visa network. Visa extends the same protections and benefits to its debit cards as it does to credit cards - including the ability for credit-card issuers to resolve merchant disputes on the cardholder's behalf if goods were defective or weren't received, you were overcharged, or for other reasons. — Dave Ramsey

I grew up in a world before people had credit cards. There were no magic cards - it was all about budgeting. — Anthea Turner

For too long, tricks and traps in mortgages, credit cards, and other financial transactions have stripped wealth from working families. — Jeff Merkley

I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months. — Suze Orman

Marry me. You can have all the money and credit cards you want, and the glory of being Mrs Packer, but you've got to let me do what I want. — James Packer

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good. — Michelle Singletary

This was my world: a world of truly irrational behavior. We spend our way into the poorhouse. We buy giant TVs and iPads. Our children wear nice clothes thanks to high-interest credit cards and payday loans. We purchase homes we don't need, refinance them for more spending money, and declare bankruptcy, often leaving them full of garbage in our wake. Thrift is inimical to our being. We spend to pretend that we're upper class. And when the dust clears - when bankruptcy hits or a family member bails us out of our stupidity - there's nothing left over. Nothing for the kids' college tuition, no investment to grow our wealth, no rainy-day fund if someone loses her job. We know we shouldn't spend like this. Sometimes we beat ourselves up over it, but we do it anyway. — J.D. Vance

All of them are the same type; girls with overprocessed hair and too much makeup and way too much access to Daddy's credit cards. Girls who, if you took away the designer labels, hair dye and cover-up, wouldn't be more than average-looking, but with all that stuff look too plastic to be pretty. — Hannah Harrington

My bank must stop trying to sell me identity theft protection. You know why I expect you to protect my money? Because you're a bank. — Bill Maher

People who start habitually exercising tend on average to eat better. They also tend to use their credit cards less and procrastinate less. — Charles Duhigg

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before. — Shane Filan

People who recognize that money won't buy happiness are still willing to see if credit cards will do the trick. — Charles E. McKenzie

So you're spending more than you're making? What did I tell you about being responsible? Damn it, Camille! How many times have I told you not to get the credit cards?" He wiped his mouth and threw his napkin on the table. "I didn't whip your ass enough as a child! If I had, you might listen to me once in a goddamn while!" Trenton — Jamie McGuire

There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills. — Elizabeth Warren

I'm not extravagant, so I won't need to rein it in too much. Me and my friend make each other cards. I love being creative and making things. But a better credit crunch idea is to not even bother sending cards. — Konnie Huq

Oh, yes! Fill the churches with dirty thoughts! Introduce honesty to the White House! Write letters in dead languages to people you've never met! Paint filthy words on the foreheads of children! Burn your credit cards and wear high heels! Asylum doors stand open! Fill the suburbs with murder and rape! Divine madness! Let there be ecstasy, ecstasy in the streets! Laugh and the world laughs with you! — Grant Morrison

Someone stole my wallet last week. The guy called me up and he was mad at me. He was like 'you gotta get your finances together. You got no cash, your credit cards are maxed out. You don't even have minutes on your calling card. I had to use my card to call you.' — Mike Birbiglia

Big banks churn out page after page of incomprehensible fine print to obscure the cost and risks of checking accounts, credit cards, mortgages and other financial products. The result is that consumers can't make direct product comparisons, markets aren't competitive, and costs are higher. If the playing field is leveled and the broken market fixed, a lot more money will stay in the pockets of millions of hard-working families. That's real stimulus - money to families, without increasing our national debt. — Elizabeth Warren

I have too many credit cards. You know what happened? Someone stole one and I didn't notice. I noticed when I got that bill. Whoa! It was so much less! I'm letting him keep it. I'm saving money! — Rita Rudner

The last time money left the art world, intrepid types maxed out their credit cards and opened galleries, and a few of them have become the best in the world. — Jerry Saltz

If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card. — Suze Orman

We can't exactly figure out why, but our customers have no fears of using their checking account, while credit cards are still a problem. I'm assuming checks have been around longer, and are more trusted, while credit cards have a sort of stigma attached to them. — Tim Stevens

Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums. — Suze Orman

Mum repeated the old adage that money can't buy you everything ... before adding that she prefers using credit cards instead. — Kirkland Ciccone

I know a baseball star who wouldn't report the theft of his wife's credit cards because the thief spends less than she does. — Joe Garagiola

Perhaps you are thinking: 'But a tank costs several million dollars, not including floor mats. I don't have that kind of money.'
Don't be silly. You're a consumer, right? You have credit cards, right?
Perhaps you are thinking: 'Yes, but how am I going to pay the credit-card company?'
Don't be silly. You have a tank, right? — Dave Barry

You read a lot," said the behatted kvetch indicating the two novels he had open. He nodded, because there was no denying it and because he didn't want to put up the ante for a conversation.
Books aren't life."
No, they're better," he replied and flipped through the thirty-two library cards in his wallet to remove his one credit card to pay.
This was twenty-first century vagrancy. — Tibor Fischer

Consumers who are thinking of opening one of these no-limit credit cards may want to think how deeply their scores will be affected. — Craig Watts

I like it when very little children think for themselves, because they do not have access to car keys or credit cards or crack pipes, but they have some really funny lines. — Roseanne Barr

Quinn had never stayed at a hotel that used real keys. Most had plastic keycards--like credit cards that you slide through a sensor--though her aunt Deirdre had told her about a tiny hotel in Paris she'd once stayed at that still had brass keys attached to enormous key chains shaped like the Eiffel Tower. — Marina Cohen

This is a highly reliable power source. Being a large credit card processor, doing $6 million an hour in transactions, our computers have to work. — Dennis Hughes

Suppose you had seven credit cards in your purse or wallet and you lost one. Wouldn't you leave the six and go search for the missing one until you found it? I lost a credit card recently and never once pulled out the one I hadn't lost to obsess over it. I felt no urgency about my un-lost credit card. I didn't call a single person to say that I still had my American Express Card. But I did start calling around to see if anyone had seen my lost MasterCard. When you lose something important, you obsess over it; you get preoccupied with it. It's pretty much all you think about. Remember the last time you couldn't find your phone? — Andy Stanley

Credit Cards are your Advance Salary and Not Additional Salary! — Uttam Kumar

The credit card business is a success story and that's where Citigroup has put most of its efforts so far. Now Citigroup wants to extend the cooperation and success to more areas. — Zhang Xi

My hacking was all about becoming the best at circumventing security. So when I was a fugitive, I worked systems administrator jobs to make money. I wasn't stealing money or using other people's credit cards. I was doing a 9-to-5 job. — Kevin Mitnick

When I got out of high school I hit the road. I lived like a gypsy. Those were the best times of my life. I was living from club to club not knowing where my next meal was coming from. No credit cards, no apartment, no bills, no managers, just on the road with a truck and five guys. — Rex Smith

Average household credit card debt topped the landmark of $10,000 in 2006, a hundredfold increase over the average consumer debt in the 1960s. One consequence: Much of the material buried in landfills in recent years was bought with those same credit cards, leading to the quintessentially American practice of consumers continuing to pay, sometimes for years, for purchases after they become trash. — Edward Humes

Credit card companies pay college students generously to stand outside dining halls, dorms, and academic buildings and encourage their fellow students to apply for credit cards. — Louise Slaughter

I do not function too well on emotional motivations. I am wary of them. And I am wary of a lot of other things, such as plastic credit cards, payroll deductions, insurance programs, retirement benefits, savings accounts, Green Stamps, time clocks, newspapers, mortgages, sermons, miracle fabrics, deodorants, check lists, time payments, political parties, lending libraries, television, actresses, junior chambers of commerce, pageants, progress, and manifest destiny. — John D. MacDonald

But I have to say this in defense of humankind: In no matter what era in history, including the Garden of Eden, everybody just got here. And, except for the Garden of Eden, there were already all these games going on that could make you act crazy, even if you weren't crazy to begin with. Some of the crazymaking games going on today are love and hate, liberalism and conservatism, automobiles and credit cards, golf, and girls' basketball. — Kurt Vonnegut

This is the way modern men do battle, not with spear and sword, but with credit cards. My platinum beats your gold. Poor Elliot with his unisex Minolta is left in the dust, — Tess Gerritsen

Yesterday, here in the middle of the City, I saw a wolf turn into a Russian ex-gymnast and hand over a business card that read YOUR OWN PERSONAL TRANSHUMAN SECURITY WHORE! STERILIZED INNARDS! ACCEPTS ALL CREDIT CARDS to a large man who had trained attack cancers on his face and possessed seventy-five indentured Komodo Dragons instead of legs. And they had sex. Right in front of me. And six of the Komodo Dragons spat napalm on my new shoes. — Warren Ellis

I graduated from high school in 1963. There were no computers, cell phones, Internet, credit cards, cassette tapes or cable TV. — Jeffrey Gitomer

Stores are never nice to people. They're nice to credit cards. — J. F. Lawton

Number 198 was wonderful too. Blake had watched a good-looking and ridiculously pretentious guy hit on Livia. The fancy man dropped expensive name after name as he showed her all his accessories. When he finally pulled out his wallet to show her a "highly desirable luxury credit card" Livia had rolled her eyes in Blake's direction with smile number 198. He'd had to swallow a snicker when he heard her tell the fancy man she was debt free and didn't even have credit cards.
Blake knew that was a lie because he'd seen her pay for tickets with a card at the train station. That made number 198 a secret joke between just the two of them. — Debra Anastasia

The more subtle thing is more speculative. The world is well past its long-term carrying capacity for human beings living a European, much less an American, lifestyle predicated on planned obsolescence. International economic growth is largely a matter of accelerated movement of materials from mines and forests to the dump. Instead of saving and buying decent furniture we can pass on to our children, we charge our credit cards for shaped heaps of sawdust and glue that fall apart in less than three or four years. — Denis Hayes

Be truthful ... and pay attention. I would also recommend the avoidance of credit cards. — Mary McCarthy

Citigroup, Bank of America, and JP Morgan Chase should not be permitted to charge consumers 25- to 30-percent interest on their credit cards, especially while these banks received over $4 trillion in loans from the Federal Reserve. — Bernie Sanders

Typically, people who exercise, start eating better and becoming more productive at work. They smoke less and show more patience with colleagues and family. They use their credit cards less frequently and say they feel less stressed. Exercise is a keystone habit that triggers widespread change. — Charles Duhigg

If you fail to pay your minimums for any debt on time, your credit score will take a major hit and you run the risk of seeing the interest rate on all of your cards go up. An easy way to remind yourself to pay, is to sign up to receive your statements via e-mail. — Alexa Von Tobel

Money is finite. There is not an infinite supply. That's something a lot of people have trouble remembering these days. In a time when crazy mortgages, car loans, student loans, and credit cards make you believe anyone can purchase anything at any time with no consequences, it's easy to forget that money has limits. — Dave Ramsey

Credit or debit cards, for starters, are nothing short of shoppers' Novocain. Even in the age of digital purchases and virtual money, we still attach a special value to dirty paper with pictures of presidents on it. Handing some of that to a cashier simply hurts more than handing over a little sliver of plastic. — Jeffrey Kluger

I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again. — Michelle Singletary

Mortimer had maxed three credit cards stocking the cave with canned goods and medical supplies and tools and everything a man needed to live through the end of the world. There were more than a thousand books along shelves in the driest part of the cave. There used to be several boxes of pornography until Mortimer realized that he'd spent nearly ten days in a row sitting in the cave masturbating. He burned the dirty magazines to keep from doing some terrible whacking injury to himself. — Victor Gischler

Within a few months in 2008, household finances were crushed as asset values fell, millions of jobs were lost, countless credit cards were canceled, and thousands of homes were foreclosed on. — Roger Altman

Come back you silly woman I need your credit cards. — Meredith Brosnan

The guy on the left shrugged and raised up an inch off his chair and dug in his back pants pocket. The other guy did the same. Reacher watched. Safe enough. No one kept a weapon in his back pants pocket. Uncomfortable. Not readily accessible. The guys came out with two IDs each. Plastic, the size of credit cards. But not. They were national identity cards, and driver's licenses. Both had Bundesrepublik Deutschland at the top. Germany. The Federal Republic. The photographs were right. The guy on the left was named Bernd Durnberger, and the guy on the right was named Klaus Augenthaler. Reacher — Lee Child

Credit cards have been extremely profitable to banks. They're profitable not from the fees they collect from the retailers that use the credit cards, that pays the bills, but the real profits come from the interest payments and the charges to users that are unexpected. — Richard Thaler

Marco Rubio, as an example, he's got no money, zero.I think that's fine, that's OK, maybe it's good politically to say you owe money because you overborrowed on your credit cards. He's got nothing. I mean, he's got nothing. — Donald Trump

Most credit cards provide some sort of protection against a defective purchase, and with gold or platinum cards, you'll often get double the manufacturer's warranty. You're also not immediately out your own money if something goes wrong. — Jean Chatzky

I can use my credit card to send money to the Ku Klux Klan, to antiabortion fanatics, or to anti-homosexual bigots, but I can't use it to send money to WikiLeaks. The New York Times published the same documents. Should we tell Visa and MasterCard to stop payments to the Times? — Jeff Jarvis

A credit card is a convenient device that saves you the trouble of counting your change. — Evan Esar

When I was coming up through the ranks, not that many people carried a lot money of money on them. This was before checks and credit cards. — Doyle Brunson

Every year the Federal Government wastes billions of dollars as a result of overpayments of government agencies, misuse of government credit cards, abuse of the Federal entitlement programs, and the mismanagement of the Federal bureaucracy. — Chris Chocola

God sent the Egyptians ten plagues that became increasingly harder, one after the other, starting with blood, and ending with the death of the first born. Similarly, debt sometimes starts with charging just a couple of extra dollars to our credit cards when we want something we can't afford to pay cash for. Before long, it might turn into a second mortgage on our house. Debt can kill our future and take our house with it. — Celso Cukierkorn

My credit card company says I have an outstanding balance. I'm flattered. — Demetri Martin

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself. — Suze Orman

We are an indebted family going out for an expensive meal to celebrate getting approved foe a new credit card. It might feel good (at the time), but we're still simply delaying the inevitable. — Peter Schiff

I was trying to create products to complement the pop-up blocker. All these people were giving me their credit cards. I figured I could sell them something else. — Jon Oringer

We're at a crucial point in history. We cannot have fast cars, computers the size of credit cards, and modern conveniences, whilst simultaneously having clean air, abundant rainforests, fresh drinking water and a stable climate. This generation can have one or the other but not both. Humanity must make a choice. Both have an opportunity cost. Gadgetry or nature? Pick the wrong one and the next generations may have neither. — Mark Boyle

The NSA has built an infrastructure that allows it to intercept almost everything. With this capability, the vast majority of human communications are automatically ingested without targeting. If I wanted to see your emails or your wife's phone, all I have to do is use intercepts. I can get your emails, passwords, phone records, credit cards. — Edward Snowden

When you're in the wild, there's nothing to hide behind. No bars or credit cards or movie theatres or cell phones or credentials or security. You're just alone with yourself. You look around and lose yourself in the mountains, rivers, forests or tundra, but you can see nothing except for the chaos in your own mind. It is fucking terrifying and peaceful at the same time. — Shannon Mullen

Although we leave traces of our personal lives with our credit cards and Web browsers today, tomorrow's mobile devices will broadcast clouds of personal data to invisible monitors all around us. — Howard Rheingold

Women should never carry purses in the Metro or on the street in Paris. Unless the bag is purely for show, that is. Money, credit cards and ID should never be put in a purse. — James Laxer

Today, people are having to spend so much of their money, to acquire a house and to get an education that they don't have enough to spend on goods and services, except by running into yet more debt on their credit cards and other borrowings. — Michael Hudson

We live in an era where opinion is currency. The pressure is on us to say 'I like this' or 'I don't like that', to make snap decisions and stick them on our credit cards. But when faced with something we cannot comprehend at once, which was never intended to be snapped up or whizzed through, perhaps 'I don't like it' is an inadequate response. Don't like Middlemarch? It doesn't matter. It was here before we arrived, and will be here long after we have gone. Instead, perhaps we should have the humility to say: I didn't get it. I need to try harder. — Andy Miller

How much smaller the large places are once we're grown up, when we have car keys and credit cards. — Mary Karr

It matters whether the government blows tens of billions of dollars on tax loopholes for billionaires or whether that same money is used to lower costs for students who have to borrow money to go to college. It matters whether Wall Street can pocket billions of dollars by cheating people on mortgages and tricking them on credit cards or if there's a cop on the beat to keep them honest. It matters whether the minimum wage is set so low that a full-time worker still lives in poverty or if minimum wage also means a livable wage. When — Elizabeth Warren

I really like Iceland. One of the nicest things about it is that I hardly ever had to reach for my credit card. There's practically nothing there to go shopping for. — Sachin Tendulkar

I'm finding that everything sells. I've been toying with the fact that I have this big giant glass jar with the metal screw lid on it that's full of ribbons and memorabilia from conventions and stuff. I've got buttons and I have all of my Walt Disney Mickey Mouse credit cards. I'm wondering in my old age if anyone would pay for a credit card with Mickey Mouse on it issued to me. I wonder if anyone would pay anything for that? — Mike Royer

Climate change has a very high procrastination penalty that just grows with each passing year of inaction - rather like what happens if you don't pay off your credit card. But for climate, there is no such thing as a fresh start from bankruptcy. — William H. Calvin

It seems we've left skin
in each other's lungs. I should have

looked under your bed skirt
for my wallet, but how

could credit cards compare
to the sneeze after we've parted?

Gone and still you make me
reach for a tissue - still my palms

turn circles in the red
breakwater of your heartbeat.

I want to tell you, I have nothing
but respect for your ribcage

now that we both know
it's not big enough to hold us. — Michael Meyerhofer

Credit cards are like snakes: Handle 'em long enough, and one will bite you. — Elizabeth Warren

The system we have built refuses to recognize people. Only credit cards are recognized. Drivers' licenses are recognized. But not people. People haven't any use for faces anymore, it seems. They are busy looking at your credit card, your driver's licence, your social security number. If a driver's licence is more reliable than the face I wear, then why do I have a face? — Muhammad Yunus

I can't even get a credit card without three credit bureaus saying I'm good enough. — Barack Obama

The man behind the counter seemed to have stopped listening to him. He slid a room key across the fake-wood-grain counter and returned to his scribbled lorem ipsums. Neethan could have gone on for hours with this guy, chatting him up about music made by mentally handicapped people and the myriad challenges of international aid organizations, but this was a person programmed to hand out room keys and swipe credit cards and engage in only the amount of conversation needed to keep such transactions rolling along smoothly. If that meant asking about a guest's gigantic celestial head, then that's just what good customer service was all about. — Ryan Boudinot

She'd heard of black American Express cards before, because famous people had them, and now she was holding one with her name on it. The card was cool against her skin, like it was made out of metal instead of plastic, and it was thick and heavy, so it didn't bend like a normal credit card. Would it even slide through a swipe machine? She hit it against her palm, surprised by the echo of the metal. Rock-solid, it felt indestructible. — Michelle Madow

Humanity is living off its ecological credit card and can only do this by liquidating the planet's natural resources — Mathis Wackernagel

Do you take credit cards? I bet your pony would be worth a ride. — Cari Quinn

Oftentimes, small business owners are unable to obtain reasonably priced financing and instead turn to higher priced forms of capital, such as credit cards. — Melissa Bean

Rainbows would never spring from a crock full of credit cards or computer printouts. — Carrie Anne Noble

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. — Suze Orman

They're drunk now," Guy said, "and optimistic, but they will soon be squabbling over household expenses and hoping they'll find love later in the Meat Rack. They'll be arguing. 'Why did you buy that expensive leg of lamb?' And they become especially cross at the beginning of September when they realise the season is over and they've danced their tushes off and fucked a lot in the bushes, but, hey, they haven't bagged a beau for the winter and they've maxed out their credit cards. — Edmund White

A long list. From getting cut from the high school basketball team, to getting fired from jobs, getting credit cards rejected and cut up. Rejection has only been a distraction, not a roadblock. "Every no gets me closer to a yes," was the saying I used to use. — Mark Cuban