Credit Card Quotes & Sayings

When you're sick, you present your medicare card, not your credit card ... — Jack Layton

I'm very interested in the more grass-roots consequences of the economic meltdown: issues related to mortgage foreclosures, debt collection, and the practices of credit card companies and others who hold a lot of consumer debt. — Eric Schneiderman

Now, as all of you will have had reason aplenty to discover for yourselves, there are new gods growing in America, clinging to growing knots of belief: gods of credit-card and freeway, of internet and telephone, of radio and hospital and television, gods of plastic and of beeper and of neon. Proud gods, fat and foolish creatures, puffed up with their own newness and importance. — Neil Gaiman

It's a tale of redemption. It's a tale of a girl who is going on a journey, who makes mistakes as most young people do ... the credit card companies love sending you credit cards so you exceed your limit and they can charge you interest. And this is a girl who overcomes her problems and figures a way out of her financial crisis, and hopefully the world will do the same thing. — Jerry Bruckheimer

When you shop online, wouldn't you like to sample the bouquet of wines, the aroma of cigars, or the subtle fragrance of flowers before surrendering your credit card number? Surely more companies will want to aromatize their Web presence when they realize there's a device that can produce genuinely pleasing, authentic fragrances. — Charles Platt

You know what higher interest rates mean. To you it means a higher mortgage payment, a higher car payment, a higher credit card payment. To our economy it means businesspeople will not borrow as much money, invest as much money, create as many new jobs, create as much wealth, raise as many raises. — William J. Clinton

It's a wonderful thing to see a segment of our population that is open and eager to learn more about Chinese culture. It has filtered into the mainstream. You see credit-card ads on TV with white couples and Chinese babies. — Iris Chang

It now transpired that the man in front of her didn't actually have a ticket at all, and the argument then began to range freely and angrily over such topics as the physical appearance of the airline check-in girl, her qualities as a person, theories about her ancestors, speculations as to what surprises the future might have in store for her and the airline for which she worked, and finally lit by chance on the happy subject of the man's credit card. He didn't have one. — Douglas Adams

Credit card agreements run as long as 30 pages, and it's 30 pages of largely incomprehensible text. — Elizabeth Warren

If you decide you need a secured card, use it to charge small items every month, then pay the balance off in full. If your credit score improves, and the bank doesn't offer to upgrade your card within 12 to 18 months, give them a call. If they refuse, try another lender. — Jean Chatzky

I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months. — Suze Orman

Using encryption on the Internet is the equivalent of arranging an armored car to deliver credit card information from someone living in a cardboard box to someone living on a park bench. — Gene Spafford

At its zenith Sears accounted for more than 2 percent of all retail sales in the United States. It pioneered several innovations critical to the success of today's most admired retailers: for example, supply chain management, store brands, catalogue retailing, and credit card sales. The esteem in which Sears' management was held shows in this 1964 excerpt from Fortune: "How did Sears do it? In a way, the most arresting aspect of its story is that there was no gimmick. Sears opened no big bag of tricks, shot off no skyrockets. Instead, it looked as though everybody in its organization simply did the right thing, easily and naturally. And their cumulative effect was to create an extraordinary powerhouse of a company. — Clayton M Christensen

Our [western] culture embraces sex addiction. If I drink too much or rack up credit-card debt or lose the rent in Vegas, that's bad. But if I have many lovers, that's good. — Susan Cheever

Modern man drives a mortgaged car over a bond-financed highway on credit-card gas. — Earl Wilson

Hormones, hormones, lovely little hormones,' Gus sang. 'Give 'em chocolate, give 'em salt, give 'em a credit card and let them sort themselves out. But you never give 'em a gun. Hormones, hormones, lovely little ... — Christiana Miller

I call up Amazon. It seems to me they do a major thing wrong, right. I mean, they protect me against the loss of a $50 liability I have of something on my credit card, but they do nothing to protect me against somebody who is watching to see what books I'm interested in, what new perversions I've developed. — Whitfield Diffie

But the central branch of the Enoch Pratt Free Library was still a place of wonders to Tess, even if the book budget had been slashed and the hours cut. Her parents had made a lot of mistakes, a fact Tess compulsively shared on first dates, but she gave them credit for doing one thing right: Starting when she was eight, they gave her a library card and dropped her off at the downtown Pratt every Saturday while they shopped. Twenty-one years later, Tess still entered through the children's entrance on the side, pausing to toss a penny in the algae-coated fish pond, then climbing the stairs to the main hall. If she could be married here, she would. — Laura Lippman

[On charity] I try to pick subjects that I can learn about and then focus on and then do as much as I can. If you have a tremendous amount of heat from the spotlight, then you're able to shine a little bit more of your light in a different direction. It's just deflecting. My dad calls it a celebrity credit card that you can cash in. I think if you're in this position you should do it. — George Clooney

There are two definitions of deflation. Most people think of it simply as prices going down. But debt deflation is what happens when people have to spend more and more of their income to carry the debts that they've run up - to pay their mortgage debt, to pay the credit card debt, to pay student loans. — Michael Hudson

You don't want to give God the credit because you don't think he exists. But if you're going to blame him for all the crap, kid, you got to give him credit for what grows from that fertilized soil. — Orson Scott Card

We hated not knowing something. We hated not knowing who was going to walk Spanish down the hall. How would our bills get paid? And where would we find new work? We knew the power of the credit card companies and the collection agencies and the consequences of bankruptcy. Those institutions were without appeal. They put your name into a system, and from that point forward, vital parts of the American dream were foreclosed upon. A backyard swimming pool. A long weekend in Vegas. A low-end BMW. These were not Jeffersonian ideals, perhaps, on par with life and liberty, but at this advanced stage, with the West won and the Cold War over, they, too, seemed among our inalienable rights. — Joshua Ferris

There's always been a lot of information about your activities. Every phone number you dial, every credit-card charge you make. It's long since passed that a typical person doesn't leave footprints. — Bill Gates

I don't understand. How can a credit card ever be rejected? It's not like it's a kidney!" Colette laughed. — Kevin Kwan

It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting. — Suze Orman

I told him I'm not sleeping with him. I'm not that easy," she says. "Still, he invites me to Vegas and tells me he'll get me my own private suite, and that I could invite my girlfriends. So, I mean, my girlfriends and I obviously decide to go. When we get there, he lets us go shopping with his credit card. So we bought new clothes, facials, massages, purses, everything! Then we joined him and his friends for dinner ... Our dinner bill was, like - can you believe this? - $30,000! It was all the wine, appetizers, entrees, desserts, and champagne. The next week, I ignored his phone calls. I mean, I can't be bought. — Nick Miller

Someone stole my wallet last week. The guy called me up and he was mad at me. He was like 'you gotta get your finances together. You got no cash, your credit cards are maxed out. You don't even have minutes on your calling card. I had to use my card to call you.' — Mike Birbiglia

L'Oreal's slogan 'because you're worth it' has come to epitomise banal narcissism of early 21st century capitalism; easy indulgence and effortless self-love all available at a flick of the credit card. — Geoff Mulgan

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all. — Suze Orman

Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. — Suze Orman

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card. — Suze Orman

If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card. — Suze Orman

Face the fact that there's only one sure-fire way to erase credit card debt. By picking up a big, shiny pair of scissors and cutting your wife in half. — Bill Maher

Stripe makes it easy for anyone, be it an individual or a small business or a large business, to accept credit card payments on the Internet. We want to give control to the user or the business to define what the experience looks like. We work on a website or a mobile app, or whatever between that. — Patrick Collison

I'm finding that everything sells. I've been toying with the fact that I have this big giant glass jar with the metal screw lid on it that's full of ribbons and memorabilia from conventions and stuff. I've got buttons and I have all of my Walt Disney Mickey Mouse credit cards. I'm wondering in my old age if anyone would pay for a credit card with Mickey Mouse on it issued to me. I wonder if anyone would pay anything for that? — Mike Royer

I'm a neurotic Jew who doesn't want loans. I can't even carry a balance on my credit card without having a nervous breakdown. — Duff Goldman

The system we have built refuses to recognize people. Only credit cards are recognized. Drivers' licenses are recognized. But not people. People haven't any use for faces anymore, it seems. They are busy looking at your credit card, your driver's licence, your social security number. If a driver's licence is more reliable than the face I wear, then why do I have a face? — Muhammad Yunus

It just gripes me hollow, the way God always sneaks in to take the credit. — Orson Scott Card

Climate change has a very high procrastination penalty that just grows with each passing year of inaction - rather like what happens if you don't pay off your credit card. But for climate, there is no such thing as a fresh start from bankruptcy. — William H. Calvin

Web sites are designed to keep young people from using the keyboard, except to enter in their parents' credit card information. — Douglas Rushkoff

If you have a debt issue or credit card issue, start dealing with it. If you have a tax issue, don't just say, 'I'm not going to file.' There are ways to deal with these things, but you must communicate with your creditors, whether it's a credit card company or tax department. — Hill Harper

Banks introduced the installment plan. The disappearance of cash and the coming of the credit card changed the shape of life in the United States. — Jerzy Kosinski

Oh no. Oh, hell no. Merciful God above. Jake looked around for Aileen, his latest conquest and plus one for the engagement party for his brother Travis. "Yes, I need only a one-way ticket," Grandma announced loudly to the Alaska Airlines clerk at the kiosk. Jake watched with a mixture of horror and panic as his grandmother bought a ticket on the same flight as him. please let her credit card be declined; please, please. "Here you go!" The evil lady handed over a boarding pass and smiled at Grandma — Rachel Van Dyken

You think you're paying your dollar for a chance at the $6.2 million jackpot on Saturday, but really you're paying for the pleasure of the car ride home, deciding which credit card to pay off first and where your kid will suddenly be able to go to college. — Kelly Braffet

Environmental concern is a little like dieting or paying off credit-card debt - an episodically terrific idea that burns brightly and then seems to fade when we realize there's a reason we need to diet or pay down our debt. The reason is that it's really, really hard, and too many of us in too many spheres of life choose the easy over the hard. — Jon Meacham

Suppose you had seven credit cards in your purse or wallet and you lost one. Wouldn't you leave the six and go search for the missing one until you found it? I lost a credit card recently and never once pulled out the one I hadn't lost to obsess over it. I felt no urgency about my un-lost credit card. I didn't call a single person to say that I still had my American Express Card. But I did start calling around to see if anyone had seen my lost MasterCard. When you lose something important, you obsess over it; you get preoccupied with it. It's pretty much all you think about. Remember the last time you couldn't find your phone? — Andy Stanley

Eight months in the woods have hardened me, or at least firmed up my beliefs that if a man's going to fend for himself, then he needs to leave his credit card at home. — Fennel Hudson

For a moment it seemed that her impeccably impractical education - in which she'd learned about Middle English and Duchamp's urinal and sub-Saharan droughts but had never been taught how to apply for a credit card or answer an office phone - wasn't useless after all. — Ralph Sassone

Hey, I can shop. You hunt down your purchase, club it to death with a credit card and drag it out of the store, right? — Dana Marie Bell

With paper printed books, you have certain freedoms. You can acquire the book anonymously by paying cash, which is the way I always buy books. I never use a credit card. I don't identify to any database when I buy books. Amazon takes away that freedom. — Richard Stallman

Someone has described the modern American as a person who drives a bank financed car over a bond financed highway on credit card gas to open a charge account at a department store so he can fill his savings and loan financed home with installment purchased furniture. may this also be a description of many modern professed Christians? And may this not be one reason why modern Christians have so little time to pray? Importunity combined with perfect faith in unconquerable! — Paul Billheimer

harbinger, n.
When I was in third grade, we would play that game at recess where you'd twist an apple while holding on to its stem, reciting the alphabet, one letter for each turn. When the stem broke, the name of your true love would be revealed. Whenever I played, I always made sure that the apple broke at K. At the time I was doing this because no one in my grade had a name that began with K. Then, in college, it seemed like everyone I fell for was a K. It was enough to make me give up on the letter, and I didn't even associate it with you until later on, when I saw your signature on a credit card receipt, and the only legible letter was that first K. I will admit: When I got home that night, I went to the refrigerator and took out another apple. But I stopped twisting at J and put the apple back. You see, I didn't trust myself. I knew that even if the apple wasn't ready, I was going to pull that stem — David Levithan

I can't even get a credit card without three credit bureaus saying I'm good enough. — Barack Obama

No other facet of American business is more corrupt, more intoxicated with illegality, more weakly regulated, and has a greater impact on poor and working people than debt collectors; not credit card companies or subprime mortgages, not even payday lenders. — Gary Weiss

If the US Government was a family - they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand. — Dave Ramsey

Companies that make keys, credit card companies, any company in the service business - anything to do with a consumer is probably a software company. — Michael J. Saylor

No, Mr. Khrushchev, you may not have a wall. It will not prove that communism works. It will not work out well at all. Now, look, I agree capitalism isn't the be-all and end-all! Let me show you my last credit card bill. But you really need to put your thinking cap back on. — Liane Moriarty

Do you have a credit card or something?" I ask because who wouldn't have a credit card handy during the zombie fucking apocalypse. — Courtney Summers

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings. — Suze Orman

It's become clear (to me, at least) that the entire credit card system in the United States is currently set up so that any one party to a transaction can reliably transfer the blame for an incident, dispute, or fraud to another party. The — Brian Krebs

I really like Iceland. One of the nicest things about it is that I hardly ever had to reach for my credit card. There's practically nothing there to go shopping for. — Sachin Tendulkar

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself. — Suze Orman

What Wall Street and credit card companies are doing is really not much different from what gangsters and loan sharks do who make predatory loans. While the bankers wear three-piece suits and don't break the knee caps of those who can't pay back, they still are destroying people's lives. — Bernie Sanders

If you are a kid in Beverly Hills, (I am not putting down people who live in Beverly Hills) if that kid knows private school and a credit card ... you can't say the kid is taking life for granted. He is taking the life that was given to him. — Henry Rollins

This is the worst time to miss a bill. Pay down any large credit card or other large revolving accounts if you can, because high balances will hurt your credit rating. And avoid opening any other accounts before the loan you're pursuing is closed. — Craig Watts

She'd never really existed to him. She was of no consequence in his life. He was married to a beautiful woman. Jane was pornography. Jane was the adult movie that didn't appear on his hotel bill. Jane was Internet porn, where every fetish can be fulfilled. You have a fetish for humiliating fat girls? Enter your credit card number and click right here. — Liane Moriarty

I can use my credit card to send money to the Ku Klux Klan, to antiabortion fanatics, or to anti-homosexual bigots, but I can't use it to send money to WikiLeaks. The New York Times published the same documents. Should we tell Visa and MasterCard to stop payments to the Times? — Jeff Jarvis

I haven't reported my missing credit card to the police because whoever stole it is spending less than my wife. — Ilie Nastase

A credit card is a convenient device that saves you the trouble of counting your change. — Evan Esar

My credit card company says I have an outstanding balance. I'm flattered. — Demetri Martin

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings. — Suze Orman

Bank One has got one of the best credit card divisions, ... The perception of investors is that financial services stocks are affected by interest rates and they're not. — David Dreman

Why can't everything be as easy as walking into H&M and putting a week's worth of clothes on a credit card? — Emma McLaughlin

Here's my rule: You always want to pay cash for your own books, because if they look at the name on the credit card and then they look at the name on the book jacket, then there's this look of such profound sympathy for you that you had to resort to this. It really is withering. — Carl Hiaasen

She paid using the prettiest credit card, and then left it with the ticket seller as a gift. Along with a minor curse - a bladder infection and diarrhea - just because she was Baba Yaga, and certain things were expected. — Orson Scott Card

We are an indebted family going out for an expensive meal to celebrate getting approved foe a new credit card. It might feel good (at the time), but we're still simply delaying the inevitable. — Peter Schiff

I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment. — Andrea McLean

Congratulations on your job at the bank! Yes. You work for the bank. After taxes, your largest expense is your mortgage and credit-card debt. — Robert Kiyosaki

People internalize, from the jail to student loan debt, to credit card debt, to unemployment to the whole collective. It manifests itself in many ways, in people's home lives, domestic stuff. — Jesse Jackson

In short, if you are using a shovel to dig yourself into a hole, a credit card company will be happy to give you a backhoe. — Jason G. Miller

Income tax rules also made borrowing against a home's equity attractive. Because mortgage interest payments can be deducted for income tax purposes, the interest paid on home equity loans could also be deducted, although interest on credit card debt or other debt was not deductible. Therefore it often paid anyone with any other kind of debt to pay off that debt with a home equity loan, whose interest would be deductible for income tax purposes. More and more people began to do this during the housing boom. In 2003, home equity loans totaled $593 billion. Such loans soared during the housing boom, nearly doubling to $1.13 trillion in 2007. — Thomas Sowell

The minute a Wall Street firm purchases your debt, your bank no longer has it on its financial statement, which then allows the bank to look for more credit card customers. That's one reason why you get so many credit card offers. — Robert Kiyosaki

Now, it has been independently shown that people hate to lose something more than they enjoy gaining it. For example, they don't mind paying for something with a credit card even when told there is a discount for cash, but they hate paying the same amount if they are told there is a surcharge for using credit. As a result, people will often refuse to gamble for an expected profit (they turn down bets such as "Heads, you win $120; tails, you pay $100), but they will gamble to avoid an expected loss (such as "Heads, you no longer owe $120; tails, you now owe an additional $100"). (This kind of behavior drives economists crazy, but is avidly studied by investment firms hoping to turn it to their advantage.) The combination of people's loss aversion with the effects of framing explains the paradoxical result: the "gain" metaphor made the doctors risk-averse; the "loss" metaphor made them gamblers. — Steven Pinker

What this country needs is a credit card for charging things to experience. — Tom Wilson

Many kids come out of college, they have a credit card and a diploma. They don't know how to buy a house or a car or health insurance or life insurance. They do not know basic microeconomics. — Jesse Jackson

There are new gods growing in America, clinging to growing knots of belief: gods of credit card and freeway, of Internet and telephone, of radio and hospital and television, gods of plastic and of beeper and of neon. Proud gods, fat and foolish creatures, puffed up with their own newness and importance. "They are aware of us, they fear us, and they hate us," said Odin. "You are fooling yourselves if you believe otherwise. — Neil Gaiman

There's more student debt than credit card debt! Everywhere I go, I run into young people trying to build careers while they keep shelling out money on their education loans. If the economy is looking for a new generation of home-buyers, I can't imagine they'll get it from these folks. — Gail Collins

Getting a life' is something only a complete idiot could believe. Like you can just drive to a store and get a life. See it in its shiny box and look inside the plastic window and catch a glimpse of yourself in a new life and say, 'Wow, I look much happier - I think this is the life I need to get!', take it to the counter, ring it up, put it on your credit card. If getting a life was that easy, we'd be one blissed-out race. — John Green

Smart art galleries know it's not the words on paper but the emotion in the piece that makes clients pull out the credit card or check book. The gallery's number one concern is will this stuff sell? What your bio, artist's statement or resume articulates will be of no help if you don't make art that connects with buyers. — Jack White

She'd heard of black American Express cards before, because famous people had them, and now she was holding one with her name on it. The card was cool against her skin, like it was made out of metal instead of plastic, and it was thick and heavy, so it didn't bend like a normal credit card. Would it even slide through a swipe machine? She hit it against her palm, surprised by the echo of the metal. Rock-solid, it felt indestructible. — Michelle Madow

As it turned out, almost every notion I had on my 13th birthday about my future turned out to be a total waste of my time. When I thought of myself as an adult, all I could imagine was someone thin, and smooth, and calm, to whom things ... happened. Some kind of souped-up princess with a credit card. I didn't have any notion about self-development, or following my interests, or learning big life lessons, or, most important, finding out what I was good at and trying to earn a living from it. I presumed that these were all things that some grown-ups would come along and basically tell me what to do about at some point, and that I really shouldn't worry about them. I didn't worry about what I was going to do. What I did worry about, and thought I should work hard at, was what I should be, instead. I thought all of my efforts should be concentrated on being fabulous, rather than doing fabulous things. — Caitlin Moran

The church is often called a killjoy for protesting against sexual license. But the real killing of joy comes with the grabbing of pleasure. As with credit card usage. the price tag is hidden at the start, but the physical and emotional debt incurred will take a long time to pay off. — N. T. Wright

Humanity is living off its ecological credit card and can only do this by liquidating the planet's natural resources — Mathis Wackernagel

He was just a loser with a credit card.
Maybe in the past I never realized that. Hell, maybe I'd been the kind of guy who thought money equaled class. Maybe I thought the air of arrogance Zach wore as armor made him superior to others.
And then I fell in love with a girl who was the epitome of the opposite of my world.
She shattered everything I thought I knew. And though she might be the one wearing glasses, it was me who was finally seeing clearly. — Cambria Hebert

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance. — Suze Orman

The world does not need another credit card. — Suze Orman

In Heaven, there are no debts - all have been paid, one way or another - but in Hell there's nothing but debts, and a great deal of payment is exacted, though you can't ever get all paid up. You have to pay, and pay, and keep on paying. So Hell is like an infernal maxed-out credit card that multiplies the charges endlessly. — Margaret Atwood

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down. — Suze Orman

There are clearly some policies that need to change, and the reputation of the credit card industry is not high. Reforms need to take place. — Kenneth Chenault

They couldn't hurt Gansey. Nothing could hurt him; people who said money couldn't buy everything hadn't seen anyone as rich as the Aglionby boys. They were untouchable, immune to life's troubles. Only death couldn't be swiped away by a credit card. — Maggie Stiefvater