Bad Credit Quotes & Sayings

If you give a little credit to the concept of the artist, I think you ought to indulge excesses a bit, because that reflects the personality of the writer. Now if a joke is in bad taste or it's not funny, okay, that's awhole different thing, but how you craft a joke is really what the writer's job is, and I don't think that technique should be subject to any editorial constraints. — Bill Watterson

Somewhere along the line, without anybody taking credit for it, a decision had been made. Like lettuce on a spring morning, the plan bloomed, a seed planted by an anonymous fieldworker. The council members blamed the city manager, and the city manager said he had drawn up reports at the request of the council. Everyone wanted to take credit for popular ideas, but the bad ones ended up like tainted produce, all piled up in the municipal dump. — Claudia Melendez Salinas

We always take credit for the good and attribute the bad to fortune. — Charles Kuralt

Have you ever observed that when a man gets a son he takes all the credit, and when he gets a daughter he blames his wife? And if they do not breed at all, we say it is because her womb is barren. We do not say it is because his seed is bad. — Hilary Mantel

But more than that, they give nobody else credit for knowing how to laugh, or even how to make up his own mind about his own things when these things happen to be bad. Those starved, ragged kids back in camp had more individuality than that. And because they had it, they are what Americans are supposed to be, and they are what I like to think REAL Americans still are: people who, through the years, were able to take it on the lam, laugh about it, then take it again - but always going forward on their own individual guts. — Gregory Boyington

I'm really not quite as frippery a fellow as you seem to think! I own that in my grasstime I committed a great many follies and extravagances, but, believe me, I've long since out-grown them! I don't think they were any worse than what nine out of ten youngsters commit, but unfortunately I achieved, through certain circumstances, a notoriety which most young men escape. I was born with a natural aptitude for the sporting pursuits you regard with so much distrust, and I inherited, at far too early an age, a fortune which not only enabled me to indulge my tastes in the most expensive manner imaginable, but which made me an object of such interest that everything I did was noted, and talked of. That's heady stuff for greenhorns, you know! There was a time when I gave the gossips plenty to talk about. But do give me credit for having seen the error of my ways! — Georgette Heyer

Our [western] culture embraces sex addiction. If I drink too much or rack up credit-card debt or lose the rent in Vegas, that's bad. But if I have many lovers, that's good. — Susan Cheever

There was more than one way to think about Mike Burry's purchase of a billion dollars in credit default swaps. The first was as a simple, even innocent, insurance contract. Burry made his semiannual premium payments and, in return, received protection against the default of a billion dollars' worth of bonds. He'd either be paid zero, if the triple-B-rated bonds he'd insured proved good, or a billion dollars, if those triple-B-rated bonds went bad. But of course Mike Burry didn't own any triple-B-rated subprime mortgage bonds, or anything like them. He had no property to "insure" it was as if he had bought fire insurance on some slum with a history of burning down. To him, as to Steve Eisman, a credit default swap wasn't insurance at all but an outright speculative bet against the market - and this was the second way to think about it. — Michael Lewis

In baseball, you can do something poorly and still get credit. A pitcher could throw a bad ball, the batter hit a screaming line drive, and an outfielder make a fantastic diving catch. Yet, when you look at historical databases, 80% of the time when a ball is struck with that trajectory and velocity, it is a hit. — Billy Beane

He had been educated in no habits of application and concentration. The system which had addressed him in exactly the same manner as it had addressed hundreds of other boys, all varying in character and capacity, had enabled him to dash through his tasks, always with fair credit and often with distinction, but in a fitful, dazzling way that had confirmed his reliance on those very qualities in himself which it had been most desirable to direct and train. They were good qualities, without which no high place can be meritoriously won, but like fire and water, though excellent servants, they were very bad masters. If they had been under Richard's direction, they would have been his friends; but Richard being under their direction, they became his enemies. — Charles Dickens

There isn't a name for my situation. Firstly because I decided to kill myself. And then because of this idea:
I don't have to do it immediately.
Whoosh, through a little door. It's a limbo.
I need never answer the phone again or pay a bill. My credit score no longer matters. Fears and compulsions don't matter. Socks don't matter. Because I'll be dead. And who am I to die? A microwave chef. A writer of pamphlets. A product of our time. A failed student. A faulty man. A bad poet. An activist in two minds. A drinker of chocolate milk, and when there's no chocolate, of strawberry and sometimes banana. — D.B.C. Pierre

While all men within our territories are protected in worshipping the Deity according to the dictates of their consciences; it is rationally to be expected from them in return, that they will [demonstrate] the innocence of their lives and the beneficence of their actions; for no man, who is profligate in his morals, or a bad member of the civil community, can possibly be a true Christian, or a credit to his own religious society. — George Washington

If you read the good reviews you gotta read the bad reviews. I kind of think of it as like being a quarterback: you get way too much blame when it's bad and way too much credit when it's good. — David Fincher

Riffing on language will create wonderful effects you never intended. Which leads me to this writing advice: 'Always take credit for good stuff you didn't intend, because you'll be getting plenty of criticism in your career for bad stuff you didn't mean either.' — Roy Peter Clark

The interesting thing about the China story, getting back to the macro and micro, and as dire as I think the macro story is - due to bad credit and credit extension that makes Greece and Spain and the U.S. look like child's play - when you get to the micro of individual companies, they look even worse. — James Chanos

Don't cut up your credit cards, the problem is not the cards, it's the lack of financial literacy of the person holding the cards and always make the best out of a bad situation — Robert Kiyosaki

We feel led to caution ... against forming the bad habit of incurring debt and taking upon themselves obligations which frequently burden them heavier than they can bear, and lead to the loss of their homes and other possessions. We know it is the fashion of the age to use credit to the utmost limit ... We, therefore, repeat our counsel ... to shun debt. Be content with moderate gains, and be not misled by illusory hopes of acquiring wealth ... Let our children also be taught habits of economy, and not to indulge in tastes which they cannot gratify without running into debt. — Wilford Woodruff

Washington, Franklin, Madison, Hamilton, Adams, and Jefferson had imagined the American experiment coming to all sorts of bad ends. They never imagined the Federal City overrun by frontiersmen who cared nothing for history and loved only cheap land and credit, whiskey, tobacco, guns, fast women, fast horses, and Jesus. Not necessarily in that order. — Walter A. McDougall

I have many regrets, many bad things I must take credit for, but believe me when I say that the negative impact that all of my actions have had on your life is my biggest one. — R.K. Lilley

With the assistance of the unsecured bad credit loans poor credit borrowers can easily procure the desired amount of funds regardless of their negative credit status. They can easily gain funds from this loan without depositing their valuable assets as an assurance against the approval of this loan application. — Johnson Smith

The comments I most appreciate come from ordinary readers who've happened on one of my books at some time of stress in their lives, and who actually credit the book with helping them through a bad time. It's happened a few times in forty years. — Fred Saberhagen

You have to let your team get all the credit for all the good stuff that happens, and you take responsibility for the bad stuff. — Sam Altman

When people are in need, you must be present. When people suffer, you must let them know you're suffering with them." "The good side of bad acts?" I say. "I would not say that from horror comes goodness. That would be giving horror too much credit. But goodness prevails in spite of horror. — Mark Matousek

Tonight, we have the show of a lifetime for you. It is unfiltered, unmanaged, and certainly undeniably awesome!'

'We take no responsibility for any of the bad things that might happen tonight,' says Dum.

'And take all the credit for the fabulous, fantastic, and fun-filled things that will definitely happen tonight,' says Dee. — Susan Ee

I must speak the truth, even at the risk of being ostracized by my fellow scribblers. In fact, anticipating their rage, I have already applied for a place in the Canada Council's witness-protection program. This because, much as it pains me to turn on my kind, I fear the time has come to admit that far too many celebrated writers were outrageous liars, philanderers, drunks, druggies, unsuitable babysitters, plagiarists, psychopaths, parasites, cowards, indifferent dads or moms and bad credit risks. — Mordecai Richler

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I'm the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans. — Robert Kiyosaki

There are always tons of names on a movie of people that didn't actually do anything on that film. I feel bad for the people that busted their ass because they get the same credit as someone who did nothing. It's kind of a weird thing. — Rob Zombie

He was talking about hire purchase. precredit cards. A different way of getting the poor into debt, but I think he was right. It was nice when ordinary people could take a holiday in Spain, of course, but easy credit is what started the cultural rot. Tourism depends on lots of people everywhere with loads of disposable wealth, which means all kinds of changes through a place a cultivates it. The real, messy, informative past disappears to be overlaid with bad fiction, with simplified folklore, easy answers. Memory needs to remain complex, debatable. Without those qualities it is mere nostalgic sentimentality. Commodified identity. Souls bough and sold. — Michael Moorcock

Good work does not matter, because a man is judged by his worst output and another man takes all the credit of his best as a rule. Bad work does not matter, because other men do worse, and incompetents hang on longer in India than anywhere else. Amusements do not matter, because you must repeat them as soon as you have accomplished them once, and most amusements only mean trying to win another person's money. Sickness does not matter, because it's all in the day's work, and if you die another man takes over your place and your office in the eight hours between death and burial. — Rudyard Kipling

Wife credit is like a piece of fish. As soon as you get it, it starts to go bad. — King Of Queens

The human wish to credit good things as miraculous and to charge bad things to another account is apparently universal. — Christopher Hitchens

Susan was a tough-minded romantic. She wanted to fall in love with a book. She always had reasons for her devotions, as an astute reader would, but she was, to her credit, probably the most emotional one among us. Susan could fall in love with a book in more or less the way one falls in love with a person. Yes, you can provide, if asked, a list of your loved one's lovable qualities: he's kind and funny and smart and generous and he knows the names of trees.
But he's also more than amalgamation of qualities. You love him, the entirety of him, which can't be wholly explained by even the most exhaustive explication of his virtues. And you love him no less for his failings. O.K., he's bad with money, he can be moody sometimes, and he snores. His marvels so outshine the little complaints as to render them ridiculous. — Michael Cunningham

I am going to the City myself, human girl. After my mother was widowed, my siblings and I went each our separate ways: M-Through-S to be a governess, T-Through-Z to be a soldier, and I to seek our old grandfather - the Municipal Library of Fairyland, which owns all the books in all the world. I hope that he will accept me and love me as a grandson and teach me to be a librarian, for every creature must know a trade. I know I have bad qualities that stand against me - a fiery breath being chief among these - but I am a good beast, and I enjoy alphabetizing, and perhaps, I may get some credit for following in the family business." The Wyverary pursed his great lips. "Perhaps we might travel together for a little while? Those beasts with unreliable fathers must stick together after all. And I may be a good deal of help in the arena of Locating Suppers. — Catherynne M Valente

As for slavery, there is no need for me to speak of its bad aspects. The only thing requiring explanation is the good side of slavery. I do not mean indirect slavery, the slavery of proletariat; I mean direct slavery, the slavery of the Blacks in Surinam, in Brazil, in the southern regions of North America. Direct slavery is as much the pivot upon which our present-day industrialism turns as are machinery, credit, etc. ... Slavery is therefore an economic category of paramount importance. — Karl Marx

I don't want any production credit. I think producers are overrated. They're for people who, first of all, don't know anything about music or arranging and have no ear for their own doings. They can't tell a good solo from a bad solo, stuff like that. — Tom Verlaine

If you fellows have been hunted from one end of the country to the other as I have been, you'll understand what a bad man's reputation is built on. I've had credit for more killings than I ever dreamt of — Doc Holliday

Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy. — Mark Zandi

They're on Lee and Indy Sex Watch."
"Come again?"
"They want to know when we've done it."
Silence. I went on.
"If we don't do it soon, they might force us to at gunpoint."
"Christ."
"I know. No pressure though. I told them we're taking is slow."
"You have to report in?"
"I kind of feel obliged."
"How's that?"
I didn't want to tell him I'd recruited them both for Lee Maneuvres in the past, so I said, "Never mind."
"If something doesn't happen soon, it's gonna be bad. I can't keep focussed, all I can think of is what's on your Victoria's Secret credit statement.
"You need to keep focused," I told him, "bad guys are after me."
"Tell me about it. — Kristen Ashley

I will do you one last favour, in the name and memory of the figment you have replaced. I will clarify a misapprehension of yours. Circumstances did not conspire against me. I was not led into anything, nor did I fall. I chose my life and my course. I chose to do wrong in the hope that right might come of it. I regret it. I would choose differently now. But the choice was mine. Deny that, falsify it, tinsel it over with pious, pitying justification, and you deny everything I am and every scrap of what little good I have been able to do in my life. Good or bad, give me credit for what I have done. I would rather go honestly to Hell, admitting that I leaped knowingly into error and folly, than enter into the sweetest Heaven men can dream of by whining that I had been pushed. — Steven Brust

In real markets, agents make bad choices. They are often ignorant, misinformed, and irrational. Yet, markets tend to punish agents for making bad choices, and they tend to learn from their mistakes. For instance, if you fail to pay your bills, your credit rating declines and you have a harder time getting loans. If you fail to do research and buy an unreliable car, you suffer from repair bills. In contrast, when people in government make bad choices, the political process almost never punishes them. Studies show that voters are terrible at retrospective voting - they do not know whom to blame for bad government - and so politicians are not punished for making bad choices. — Jason Brennan

Cash from a reverse mortgage can be paid out in several ways, including a lump sum, a monthly payment, a line of credit, or a combination of those. If you do not need money right away, it is usually a bad idea to take all the money upfront, since it starts accumulating interest charges immediately. — Charles Duhigg

It's always a disappointing business confronting my own reflection. My body isn't bad. It's a perfectly nice, serviceable body. It's just that the external me- the study, lightly wrinkled, handbagged me- does so little credit to the stuff that's inside. — Zoe Heller

I hate the concept of luck, especially when people try to apply it to me. Yes, it's true: Hundreds of thousands of businesses fail. Mine succeded. Was that all just because I "got lucky"? I don't really think so.
What I hate about luck is that it implies being devois of responsibility. It implies that you can do nothing and the step into success as easily as stepping into a pile of dog poop on the sidewalk. It implies that success is something given to a knighted and often undeserving few. Luck tells us that we don't control our own fate, and that our path to succes of failure is written by someone, or something, entirely outside overselves. Luck let us believe that whatever happens, whether good or bad, it's not to our credit or our fault. That is why I don't buy luck. But I do buy magic. — Sophia Amoruso

If you want to access the funds without wasting your money then get applied for bad credit no fee loans. They are excellent financial scheme that allows the borrowers to gain the desired amount of funds without demanding any additional charges or collateral from them. The best part of this loan plan is that poor creditors can also enjoy the service of this loan without any hindrance of their negative credit profile. — John Smith

When and why do we attribute a person's behavior to brain disease, and when and why do we not do so? Briefly, the answer is that we often attribute bad behavior to disease (to excuse the agent);never attribute good behavior to disease (lest we deprive the agent of credit); and typically attribute good behavior to free will and insist bad behavior called mental illness is a "no fault" act of nature. — Thomas Szasz

A bad boyfriend is someone you give everything to - you live with him, cook for him, sleep with him - thinking he is going to marry you and then he doesn't. When you are giving your all to a job and not getting credit, your job is a bad boyfriend. — Mika Brzezinski

We get no credit for being sane, do we? I get no credit. Even from me. From myself. I hold it together and hold it together and I make it another day, another year, and there's no reward. Nothing great about me being normal. About not being crazy." He frowned. "Then you have one bad day, and you worry for yourself, you know? It only takes one. — Hugh Howey

Stripped of the kind of judgments that are at the very heart of the idea of "credit", shot through with bad faith, [the mortgage broker's] work is now predicated on irresponsibility, rooted in the absence of community. Whatever lingering fiduciary consciousness he may have has become a liability, given the general rush to irresponsibility by his competitors. The work cannot sustain him as a human being. Rather, it damages the best part of him, and it becomes imperative to partition work off from the rest of life. — Matthew B. Crawford

What people don't realize is that China papered over its last two credit bubbles, those in 1999 and 2004. The banks were never bailed out - they just exchanged their bad loans for questionable bonds from quasi-state organizations. — James Chanos

Saying women aren't funny is now like saying Asians can't drive or saying black people have bad credit. It's just really, like, so obsolete. — Whitney Cummings

And what people want to own, of course, is real estate. So a dental hygienist with bad credit making forty thousand dollars a year felt that she deserved to park her ass in a million-dollar home. With a little creative financing, and as long as housing prices continued to rise, she believed that she could afford a million-dollar home. And as long as the dental hygienist continued to pay interest on the mortgage for the million-dollar home, as long as housing prices continued to rise, as long as more loan officers approved more loans for more dental hygienists with bad credit who could continue to pay the interest on their overblown mortgages, housing prices would indeed stay stratospheric, and banks could print money based on that certainty. And, like your nursery rhyme, that was the house that Jack built." Kalchefsky — Jade Chang

Some entrepreneurs have a bad habit of taking personal credit for all improvements and innovations at their startups. If you penalize or ignore employee initiatives, you can be certain that they won't be repeated, and motivation for more conventional performance will suffer. — Martin Zwilling

You know he will take the credit for your good ideas, and you the blame for his bad ones? When fortune turns against you, you will feel her lash: you always, he never.
One day, when you are still adjusting your harness, you will look up and see him thundering downhill.
pg. 495 — Hilary Mantel

The financial collapse of 2008 got its start with predatory mortgages, that weren't sold by community banks and credit unions, they were sold by fly by night mortgage brokers who had almost zero federal oversight and then the big banks looked over, saw the profit potential and they wanted it bad. So they jumped in and sold millions of these terrible mortgages while the bank regulators just looked the other way. — Elizabeth Warren

I believe you owe me a token, my lady. Or do you wish me to extend credit?"
"What, and have you claim I owe you some further recompense?" she declined with a scornful laugh as she flipped him a wooden chip.
"Definitely not!"
Christopher sighed in exaggerated disappointment. "Too bad. I was looking forward to collecting."
"You always are," she murmured as he leaned forward to pick up the chip.
"You can hardly fault me there." His tone was equally soft as his eyes caressed her warmly. "You sorely test my restraints, my lady."
"Restraints?" She raised a delicate brow in disbelief. "I have seen no evidence of such."
"Madam, if you really knew, you'd think me a scoundrel."
"I already do."

-Christopher & Erienne — Kathleen E. Woodiwiss

He that sells upon Credit expects to lose 5 per Cent. By bad Debts; therefore he charges, on all he sells upon Credit, an Advance that shall make up that Deficiency. — Benjamin Franklin

As the financial experts all over the world use machines to unwind Gordian knots of financial arrangements so complex that only machines can make - 'derive' - and trade them, we have to wonder: Are we living in a bad sci-fi movie? Is the Matrix made of credit default swaps? — Richard Dooling

Borderline means you're one of those girls ...
... who walk around wearing long sleeves in the summer because you've carved up your forearms over your boyfriend. You make pathetic suicidal gestures and write bad poetry about them, listen to Ani DiFranco albums on endless repeat, end up in the emergency room for overdoses, scare off boyfriends by insisting they tell you that they love you five hundred times a day and hacking into their email to make sure they're not lying, have a police record for shoplifting, and your tooth enamel is eroded from purging. You've had five addresses and eight jobs in three years, your friends are avoiding your phone calls, you're questioning your sexuality, and the credit card companies are after you. It took a lot of years to admit that I was exactly that girl, and that the diagnostic criteria for the disorder were essentially an outline of my life. — Stacy Pershall

You're one third bad intentions, one third pure avarice, and one eighth sawdust. What's left, I'll credit, must be brains. — Scott Lynch

As long as we are lucky we attribute it to our smartness; our bad luck we give the gods credit for. — Josh Billings

Bad credit surgery loans are loan service that is basically meant to assist those borrowers who wish to go for a surgical procedure but they are not having ample amount of funds for financing their surgery. With the assistance of this loan service such borrowers can easily access the desired amount of funds along with the tag of their poor credit. The fund avail from this loan will also assist them to mend their awful credit status. — Mark Terry